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AurGroup Credit Union Rates & Review September 2026

AurGroup Credit Union's 36 Month CD rates are at 3.00%, 48 Month CD rates are at 3.00%, 60 Month CD rates are at 3.00%, 12 Month CD rates are at 2.75%, 18 Month CD rates are at 2.75%. AurGroup Credit Union's money market rates are at 1.00%. AurGroup Credit Union's Auto Loan Rates are as low as 5.24%. MonitorBankRates evaluates the financial stability of AurGroup Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.57%. Rates last updated and verified on 09/22/2026.

AurGroup Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at AurGroup Credit Union? Share your experience about AurGroup Credit Union by leaving a review below, or read customer reviews before you decide to use AurGroup Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.57%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
AurGroup Credit Union
AurGroup Financial Credit Union
8811 Holden Blvd
Fairfield, OH 45014
https://www.aurgroup.org
Member NCUA

AurGroup Credit Union CD Rates

Product Rate APY Term View More
36 Month Certificate 2.95% 3.00% 36 months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.57%
48 Month Certificate 2.95% 3.00% 48 months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.57%
60 Month Certificate 2.95% 3.00% 60 months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.57%
12 Month Certificate 2.75% 2.75% 12 months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.57%
18 Month Certificate 2.75% 2.75% 18 months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.57%
24 Month Certificate 2.75% 2.75% 24 months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.57%
6 Month Certificate 2.50% 2.50% 6 months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.57%
3 Month Certificate 2.25% 2.25% 3 months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.57%

AurGroup Credit Union Money Market Rates

Product Rate APY View More
AurMoney Market Account - 1.50%
Min Balance $100,000
Details Balance: $100,000+
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.57%
AurMoney Market Account - 1.25%
Min Balance $50,000
Details Balance: $50,000 - $99,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.57%
AurMoney Market Account - 1.00%
Min Balance $10,000
Details Balance: $10,000 - $49,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.57%

AurGroup Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
HELOC - - 5.49%
Details Published APR range: 5.49% - 10.50%. LTV: Up to 50 %
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.57%
HELOC - - 6.00%
Details Published APR range: 6.0% - 13.0%. LTV: 50 % to 80 %
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.57%
Fixed-Rate Home Equity - - 6.24% Up to 5 Year
Details Published APR range: 6.24% - 9.74%. Up to 80 %; Up to 90 %
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.57%
Fixed-Rate Home Equity - - 6.74% Up to 5 Year
Details Published APR range: 6.74% - 10.25%. Up to 80 %; Up to 90 %
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.57%
Fixed-Rate Home Equity - - 6.74% 6 - 10 Year
Details Published APR range: 6.74% - 10.99%. Up to 80 %; Up to 90 %
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.57%
Fixed-Rate Home Equity - - 7.49% 11 - 15 Year
Details Published APR range: 7.49% - 11.24%. Up to 80%; Up to 90%
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.57%
Fixed-Rate Home Equity - - 7.74% 6 - 10 Year
Details Published APR range: 7.74% - 12.99%. Up to 80 %; Up to 90 %
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.57%
Fixed-Rate Home Equity - - 7.74% 11 - 15 Year
Details Published APR range: 7.74% - 12.99%. Up to 80%; Up to 90%
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.57%

AurGroup Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Vehicle Loan - - 5.24%
Details Rate reflects 0.25 point discount for direct deposit with checking. Mileage must be less than 70,000 to qualify for 72-month financing. Loan amounts of $25,000 or more may qualify for 76-month financing. Loan amounts of $30,000 or more may qualify for 84-month financing. All rates are subject to application and credit approval. Other rates and terms are available. APR may adjust depending on credit history and loan to value.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.57%

AurGroup Credit Union Other Rates

Product Rate Points APY/APR Term View More
Loyalty Market Account - - 1.25%
Min Balance $10,000
Details Balance: $10,000 - $49,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.57%
Loyalty Market Account - - 1.50%
Min Balance $50,000
Details Balance: $50,000 - $99,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.57%
Loyalty Market Account - - 1.75%
Min Balance $100,000
Details Balance: $100,000+
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.57%

Financial Health History

AurGroup Credit Union’s Texas Ratio rose from 0.81% in Q2 2023 to 3.57% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 1.2% 2.0★ 2.4% 3.0★ 3.6% 4.0★ 4.8% 5.0★ Healthy zone – entire history below the 15% limit 0.81% A+ Q2 2023 A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 3.57% A+ Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$204M3.57%5.0A+
December 31, 2025$201M1.37%5.0A+
September 30, 2025$199M1.24%5.0A+
June 30, 2025$198M1.63%5.0A+
March 31, 2025$202M1.19%5.0A+
December 31, 2024$193M1.45%5.0A+
September 30, 2024$196M1.16%5.0A+
June 30, 2024$192M0.37%5.0A+
March 31, 2024$196M1.56%5.0A+
December 31, 2023$194M1.80%5.0A+
September 30, 2023$194M1.15%5.0A+
June 30, 2023$201M0.81%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for AurGroup Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather AurGroup Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with AurGroup Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name AurGroup Credit Union
Address 8811 Holden Blvd, Fairfield, OH 45014
Phone 513-942-4422
Fax 513-714-0165
President Richard Smith
CEO Timothy Boellner
Full-Time Employees 48
Part-Time Employees 1
Branch Locations 4
ATM Locations 4
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.57%
Return on Assets (ROA)
0.2111%
Return on Equity (ROE)
2.4180%
Non-Performing Loans Ratio (NPL)
0.57%
Total Assets
204,369,196
Total Amount of Shares and Deposits
189,567,161
Total Shares and Deposits < 1 Year
185,500,970
Total Shares and Deposits 1 3 Years
3,155,504
Total Shares and Deposits > 3 Years
910,687
Total Interest Expense (Sum of items 6 8)
220,179
Share Certificates
1,138
Number of Accounts for Share Drafts
9,324
IRA KEOGH Accounts
129
Number of Accounts for Regular Shares
14,611
All other shares
81
Money Market Shares
133
Net Income (unless the amount is already included in Undivided Earnings)
431,515
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
10,524,178
Total Liabilities
190,354,312
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

AurGroup Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
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Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About AurGroup Credit Union

How many branches does AurGroup Credit Union operate?

AurGroup Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join AurGroup Credit Union?

Yes, to access services at AurGroup Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, AurGroup Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, AurGroup Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does AurGroup Credit Union offer online and mobile banking?

Most modern institutions like AurGroup Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.aurgroup.org.

Current AurGroup Credit Union Rates

  • 12-Month CD2.75%
  • 18-Month CD2.75%
  • 24-Month CD2.75%
  • 60-Month CD3.00%
  • MMA1.00%
Retrieved from our database of financial products. Rates subject to change.