What are the current interest rates at AurGroup Credit Union?

Current rates for AurGroup Credit Union include: 12-Month CD: 2.75%, 18-Month CD: 2.75%, 24-Month CD: 2.75%, 60-Month CD: 3.00%, MMA: 1.50%

MonitorBankRates

☰

Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of savers say their bank still has not raised their rate since the Fed funds rate increase. See the full results

Home›
Credit Unions›
AurGroup Credit Union

iAdvertiser Disclosure

AurGroup Credit Union Rates & Review October 2026

Q: How many branches does AurGroup Credit Union operate?

AurGroup Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join AurGroup Credit Union?

Yes, to access services at AurGroup Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, AurGroup Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, AurGroup Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 10, 2026

AurGroup Credit Union's top rates as of October 10, 2026 are 3.00% APY on its 36 Month CD, 1.50% APY on money market accounts, and auto loans from 5.24% APR, according to rates verified by MonitorBankRates. Other AurGroup Credit Union CD rates include 48 Month CD at 3.00%, 60 Month CD at 3.00%, and 12 Month CD at 2.75%. MonitorBankRates evaluates the financial stability of AurGroup Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.46%. Rates last updated and verified on 10/10/2026.

AurGroup Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at AurGroup Credit Union? Share your experience about AurGroup Credit Union by leaving a review below, or read customer reviews before you decide to use AurGroup Credit Union.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

2.46%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

AurGroup Credit Union
AurGroup Financial Credit Union

8811 Holden Blvd
Fairfield, OH 45014

https://www.aurgroup.org

Privately insuredNot NCUA

Customer Reviews

Be the first to review

Write a Review

Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

AurGroup Credit Union CD Rates

Product	Rate	APY	Term
36 Month Certificate	2.95%	3.00%	36 Month
No additional details. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 3.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.46%
48 Month Certificate	2.95%	3.00%	48 Month
No additional details. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 3.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.46%
60 Month Certificate	2.95%	3.00%	60 Month
No additional details. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 3.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.46%
12 Month Certificate	2.75%	2.75%	12 Month
No additional details. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 2.75% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.46%
18 Month Certificate	2.75%	2.75%	18 Month
No additional details. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 2.75% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.46%
24 Month Certificate	2.75%	2.75%	24 Month
No additional details. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 2.75% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.46%
6 Month Certificate	2.50%	2.50%	6 Month
No additional details. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 2.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.46%
3 Month Certificate	2.25%	2.25%	3 Month
No additional details. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 2.25% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.46%

AurGroup Credit Union Money Market Rates

Product	Rate	APY
AurMoney Market Account	-	1.50%
Min Balance $100,000 Details Balance: $100,000+ Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 1.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.46%
AurMoney Market Account	-	1.25%
Min Balance $50,000 Details Balance: $50,000 - $99,999.99 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 1.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.46%
AurMoney Market Account	-	1.00%
Min Balance $10,000 Details Balance: $10,000 - $49,999.99 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 1.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.46%

AurGroup Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term
HELOC	-	-	5.49%
Details Published APR range: 5.49% - 10.50 %. LTV: Up to 50 % Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 5.49% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.46%
HELOC	-	-	6.00%
Details Published APR range: 6.0 % - 13.0 %. LTV: 50 % to 80 % Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 5.75% → 6.00% ▲ 0.25 pts · high 6.00% / low 5.75% Sep 18, 20266.00%▲ from 5.75% Sep 14, 20265.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.46%
Fixed-Rate Home Equity	6.24%	-	6.24%	Up to 5 Year
Details Published rate range: 6.24% - 9.74%. Up to 80% LTV; Up to 90% LTV Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 6.24% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.46%
Fixed-Rate Home Equity	6.74%	-	6.74%	6 - 10 Year
Details Published rate range: 6.74% - 10.99%. Up to 80% LTV; Up to 90% LTV Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 6.74% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.46%
Fixed-Rate Home Equity	7.49%	-	7.49%	11 - 15 Year
Details Published rate range: 7.49% - 11.24%. Up to 80% LTV; Up to 90% LTV Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 7.49% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.46%

AurGroup Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term	View More
Vehicle Loan	-	-	5.24%
Details Rate reflects 0.25 point discount for direct deposit with checking. Mileage must be less than 70,000 to qualify for 72-month financing. Loan amounts of $25,000 or more may qualify for 76-month financing. Loan amounts of $30,000 or more may qualify for 84-month financing. All rates are subject to application and credit approval. Other rates and terms are available. APR may adjust depending on credit history and loan to value. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 5.24% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.46%

AurGroup Credit Union Other Rates

Product	Rate	Points	APY/APR
Loyalty Market Account	-	-	1.25%
Min Balance $10,000 Details Balance: $10,000 - $49,999.99 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 1.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.46%
Loyalty Market Account	-	-	1.50%
Min Balance $50,000 Details Balance: $50,000 - $99,999.99 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 1.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.46%
Loyalty Market Account	-	-	1.75%
Min Balance $100,000 Details Balance: $100,000+ Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 1.75% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.46%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

AurGroup Credit Union’s Texas Ratio rose from 1.15% in Q3 2023 to 2.46% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$204M	2.46%	5.0	A+
March 31, 2026	$204M	3.57%	5.0	A+
December 31, 2025	$201M	1.37%	5.0	A+
September 30, 2025	$199M	1.24%	5.0	A+
June 30, 2025	$198M	1.63%	5.0	A+
March 31, 2025	$202M	1.19%	5.0	A+
December 31, 2024	$193M	1.45%	5.0	A+
September 30, 2024	$196M	1.16%	5.0	A+
June 30, 2024	$192M	0.37%	5.0	A+
March 31, 2024	$196M	1.56%	5.0	A+
December 31, 2023	$194M	1.80%	5.0	A+
September 30, 2023	$194M	1.15%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for AurGroup Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather AurGroup Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with AurGroup Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name AurGroup Credit Union

Website https://www.aurgroup.org

Address 8811 Holden Blvd, Fairfield, OH 45014

Phone 513-942-4422

Fax 513-714-0165

President Richard Smith

CEO Timothy Boellner

Full-Time Employees 46

Part-Time Employees 1

Branch Locations 4

ATM Locations 4

NCUA Insured No, not federally insured

Private Share Insurance Not federally insured by the NCUA. Deposits are covered by private share insurance instead; contact the credit union for its insurer and coverage limits

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

2.46%

Return on Assets (ROA)

0.3898%

Return on Equity (ROE)

4.3633%

Non-Performing Loans Ratio (NPL)

0.40%

Total Assets

203,849,759

Total Amount of Shares and Deposits

189,177,506

Total Shares and Deposits < 1 Year

185,373,761

Total Shares and Deposits 1 3 Years

2,753,358

Total Shares and Deposits > 3 Years

1,050,387

Total Interest Expense (Sum of items 6 8)

440,727

Share Certificates

1,058

Number of Accounts for Share Drafts

9,292

IRA KEOGH Accounts

122

Number of Accounts for Regular Shares

14,511

All other shares

Money Market Shares

132

Net Income (unless the amount is already included in Undivided Earnings)

794,519

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

7,257,339

Total Liabilities

189,968,293

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

AurGroup Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://monitorbankrates.com/credit-unions/aurgroup-credit-union-rates-review-96761">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for AurGroup Credit Union yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for AurGroup Credit Union

Frequently Asked Questions About AurGroup Credit Union

How many branches does AurGroup Credit Union operate?

AurGroup Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join AurGroup Credit Union?

Yes, to access services at AurGroup Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, AurGroup Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, AurGroup Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does AurGroup Credit Union offer online and mobile banking?

Most modern institutions like AurGroup Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.aurgroup.org.