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Bristol Virginia School System Federal Credit Union Rates and Review January 2026

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Bristol Virginia School System Federal Credit Union12-month CD rates can be found at 3.75%, 6-month CD rates at 1.15% and 3-month CD rates at 3.60%. Savings rates are at 0.05% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 6.27%. Credit Card rates are at 15.25%. Personal Loan rates are at 13.00%. All these rates, and more, can be found in our database of rates which you can compare to Bristol Virginia School System Federal Credit Union rates.

Compare Bristol Virginia School System Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Bristol Virginia School System Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Bristol Virginia School System Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Bristol Virginia School System Federal Credit Union? Share your experience about Bristol Virginia School System Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Bristol Virginia School System Federal Credit Union.

Overall, Bristol Virginia School System Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Bristol Virginia School System Federal Credit Union
Bristol VA School System FCU
280 Lee St
Bristol, VA 24201
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
12-Month CD
3.95%
$1,000
12-Month CD
3.90%
$500
36-Month CD
3.90%
$500
6-Month CD
3.76%
$1,000
12-Month CD
3.75%
$500
18-Month CD
3.75%
$500
24-Month CD
3.55%
$500
12-Month CD
3.50%
$500
6-Month CD
3.49%
$1,000
24-Month CD
3.44%
$500
18-Month CD
3.42%
$500
24-Month CD (Online)
3.30%
$1,000
24-Month CD
3.25%
$1,000
24-Month CD
3.10%
$500
Premier Checking
3.00%
$1
6-Month CD
2.89%
$5,000
24-Month CD
2.79%
$500
60-Month CD
2.78%
$500
36-Month CD
2.50%
$1,000
18-Month CD
2.50%
$1,000
30-Month CD
2.37%
$500
48-Month CD
2.25%
$1,000
60-Month CD
2.02%
$1,000
12-Month CD
2.00%
$500
60-Month CD
2.00%
$500
Lighthouse Savings
1.66%
$15,000
60-Month CD
1.56%
$1,000
12-Month CD
1.51%
$500
Performance Money Market
1.15%
$50,000
6-Month CD
1.05%
$500
48-Month CD
1.00%
$1,000
84-Month CD
0.65%
$500
Journey Savings
0.50%
$5
18-Month CD
0.50%
$1,000
24-Month CD
0.40%
$500
Savings
0.30%
$200
12-Month CD
0.25%
$500
Savings
0.25%
$0
Premium Money Market
0.25%
$100
36-Month CD
0.20%
$1,000
Savings
0.20%
$100
Savings
0.15%
$10
60-Month CD
0.15%
$500
12-Month CD
0.10%
$1,000
Statement Savings
0.10%
$10
24-Month CD
0.10%
$1,000
Money Market
0.10%
$1
Statement Savings
0.05%
$10
Main Savings
0.05%
$5
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5.875%
6.118%
0.000
5.200%
5.453%
0.000
15-Year Fixed
5.625%
5.736%
0.000
15-Year Fixed Bi-weekly
5.375%
5.508%
0.000
6.000%
6.174%
0.000
6.375%
6.460%
0.000
5.500%
5.581%
0.000
7/6 ARM
5.875%
5.947%
0.000
20-Year Fixed
5.875%
5.971%
0.000
6.125%
6.320%
0.000
15-Year Fixed
5.375%
5.660%
0.000
15-Year Fixed
6.625%
6.627%
0.000
15-Year Fixed Jumbo
5.375%
5.400%
0.000
15-Year Fixed
5.250%
5.513%
0.500
6.125%
6.282%
1.000
5.500%
5.820%
0.000
5.625%
5.700%
0.000
5.990%
5.199%
0.000
5.000%
5.128%
0.250
6.000%
6.141%
0.000
15-Year (Jumbo)
5.000%
5.019%
0.000
4.875%
5.010%
0.000
4.750%
5.855%
0.000
30-Year Fixed Jumbo
6.250%
6.261%
0.000
4.740%
7.533%
0.000
30-Year (Jumbo)
6.000%
6.011%
0.000
6.250%
7.325%
0.000
6.375%
6.394%
0.000
30-Year Fixed
5.625%
5.666%
0.000
5.375%
5.416%
0.000
15-Year Fixed
6.500%
6.500%
0.000
5.000%
5.886%
0.000
5.875%
5.933%
0.000
30-Year Fixed Jumbo
6.125%
6.160%
0.000
30-Year Fixed
7.125%
7.126%
0.000
30-Year Fixed
6.000%
6.097%
0.500
4.625%
4.690%
0.000
5/6 ARM
5.875%
5.947%
0.000
30-Year Fixed
5.625%
5.671%
0.000
4.240%
7.689%
0.000
5.625%
5.843%
0.000
5.500%
5.737%
0.000
5.625%
5.647%
0.000
30-Year Fixed
6.000%
6.090%
0.000
5.750%
6.130%
0.000
5.125%
5.637%
0.250
20-Year Fixed
5.875%
6.140%
0.000
15 Year Fixed
5.750%
6.062%
0.000
4.750%
5.730%
0.000
6.000%
6.126%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Savings Secured Visa®
18.000%
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Visa Platinum Preferred
14.240% - 17.990%
14.000%
16.490% - 17.990%
18.000%
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
14.240%
Visa Secure Card
13.740%
Visa Platinum Clarity
15.990%
14.000%
VISA® Gold
11.960%
VISA Traditional
14.240% - 18.000%
Visa Platinum Credit Card
9.500% - 12.500%
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
11.900%
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
18.000%
9.990%
Credit Line $500-$7,000
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
Personal Signature Loans
14.000%
$0
60
10.490%
$0
8.490%
$0
36 - 36
A+ Preferred Line Of Credit
10.990%
$0
13.240%
$0 - $2,000
36 - 36
Preferred Personal Loan
10.000%
$0
60
11.990%
$0
Line of Credit
13.700%
$0
Personal Line of Credit Variable
13.150%
$0
13.740%
$0
60
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
Personal Line of Credit
11.500%
$0
Personal Loan
11.000%
$0
1 - 12
Consolidation Loans
14.850%
$0
37 - 60
13.740%
$5,000
60 - 60
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
12.990%
$0
13 - 60
Next Step Loan
10.500%
$0
Personal Line of Credit
13.040%
$0
10.250% - 10.650%
$3,000 - $25,000
10.000%
$0
60
Signature (Unsecured) Loan
11.040%
$0
1 - 24
Personal Loan Rates
5.740%
$0
1 - 36
11.240% - 17.950%
$0
25 - 36
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Bristol Virginia School System Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Bristol Virginia School System Federal Credit Union
Website:
Full Time Employees: 0
Part Time Employees: 1
President: Tracey Mercier
CEO: Angel Hudson
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
280 Lee St
Bristol, VA 24201
Phone Number: 276-821-5647
Fax Number: 276-821-5641

Financials

Total Assets:
211,098
Total Amount of Shares and Deposits:
166,262
Total Shares and Deposits < 1 Year:
166,262
Total Insured Shares and Deposits > $250K (item 17 less item K):
166,262
Total Interest Expense (Sum of items 6 8):
468
Number of Accounts for Regular Shares:
122
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
47,530
Total Liabilities:
166,423
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Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Bristol Virginia School System Federal Credit Union

Is a member application needed to join Bristol Virginia School System Federal Credit Union?

Yes, to access services at Bristol Virginia School System Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Bristol Virginia School System Federal Credit Union provides a range of mortgage and home equity products.

Is Bristol Virginia School System Federal Credit Union a safe place to deposit money?

Yes, Bristol Virginia School System Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Bristol Virginia School System Federal Credit Union offer online and mobile banking?

Most modern institutions like Bristol Virginia School System Federal Credit Union provide digital access including online balance checks and transfers.

Current Bristol Virginia School System Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions