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Bristol Virginia School System Federal Credit Union Rates & Review September 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
  • Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated and Verified: September 23, 2026

Bristol Virginia School System Federal Credit Union rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month share certificate rates are currently at 3.01%, 6-month share certificate rates at 2.85% and 3-month share certificate rates at 2.71%. Savings rates are at 0.89% and money market rates are at 1.22%. Mortgage rates on 30-year fixed loans are around 7.01%. These rates come from our rate database, not Bristol Virginia School System Federal Credit Union, and you can see how they compare in the Bristol Virginia School System Federal Credit Union rate tables below. MonitorBankRates evaluates the financial stability of Bristol Virginia School System Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.97%. Database rates last updated and verified on 09/23/2026.

Bristol Virginia School System Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bristol Virginia School System Federal Credit Union? Share your experience about Bristol Virginia School System Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Bristol Virginia School System Federal Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A
Excellent Health Score: 96/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
7.97%
Excellent Higher than avg
Health Trend ?
Steady 12 quarters
Full history ›
Bristol Virginia School System Federal Credit Union
Bristol VA School System FCU
280 Lee St
Bristol, VA 24201
Member NCUA

Current Rate Availability

We're not currently displaying rates for Bristol Virginia School System Federal Credit Union, but our database is updated constantly, so check back soon for the latest offers.

Are you with Bristol Virginia School System Federal Credit Union? We'd love to add your institution's rates. Contact us to get your institution's rates listed on MonitorBankRates.

Financial Health History

Bristol Virginia School System Federal Credit Union’s Texas Ratio stayed near 7.83% in Q2 2023 to 7.97% in Q1 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 4.1% 2.0★ 8.3% 3.0★ 12.4% 4.0★ 16.5% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 7.83% A Q2 2023 A Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A Q2 2025 A Q3 2025 A Q4 2025 7.97% A Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$0M7.97%5.0A
December 31, 2025$0M8.15%5.0A
September 30, 2025$0M9.23%5.0A
June 30, 2025$0M10.02%5.0A
March 31, 2025$0M5.41%5.0A+
December 31, 2024$0M5.30%5.0A+
September 30, 2024$0M5.32%5.0A+
June 30, 2024$0M5.37%5.0A+
March 31, 2024$0M5.30%5.0A+
December 31, 2023$0M5.10%5.0A+
September 30, 2023$0M7.82%5.0A
June 30, 2023$0M7.83%5.0A
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Bristol Virginia School System Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Bristol Virginia School System Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Bristol Virginia School System Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Bristol Virginia School System Federal Credit Union
Website N/A
Address 280 Lee St, Bristol, VA 24201
Phone 276-821-5647
Fax 276-821-5641
President Tracey Mercier
CEO Angel Hudson
Full-Time Employees 0
Part-Time Employees 1
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
7.97%
Return on Assets (ROA)
-0.1550%
Return on Equity (ROE)
-0.8047%
Non-Performing Loans Ratio (NPL)
9.41%
Total Assets
230,925
Total Amount of Shares and Deposits
186,279
Total Shares and Deposits < 1 Year
186,279
Total Insured Shares and Deposits > $250K (item 17 less item K)
186,279
Total Interest Expense (Sum of items 6 8)
107
Number of Accounts for Regular Shares
127
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
65,261
Total Liabilities
186,436
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Bristol Virginia School System Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://monitorbankrates.com/credit-unions/bristol-va-school-system-federal-credit-union-rates-review-11567">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Bristol Virginia School System Federal Credit Union yet. Feel free to create one below.
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Frequently Asked Questions About Bristol Virginia School System Federal Credit Union

How many branches does Bristol Virginia School System Federal Credit Union operate?

Bristol Virginia School System Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Bristol Virginia School System Federal Credit Union?

Yes, to access services at Bristol Virginia School System Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Bristol Virginia School System Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Bristol Virginia School System Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Bristol Virginia School System Federal Credit Union offer online and mobile banking?

Most modern institutions like Bristol Virginia School System Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online.

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