MonitorBankRates
We Find the Best Rates

Chattanooga Area Schools Federal Credit Union Rates and Review January 2026

  1. Home
  2. Credit Unions
  3. Chattanooga Area Schools Federal Credit Union Deposit Rates

Chattanooga Area Schools Federal Credit Union12-month CD rates can be found at 0.10%, 6-month CD rates at 2.02% and 3-month CD rates at 0.50%. Savings rates are at 100.00% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 5.95%. Credit Card rates are at 12.49%. Personal Loan rates are at 9.99%. All these rates, and more, can be found in our database of rates which you can compare to Chattanooga Area Schools Federal Credit Union rates.

Compare Chattanooga Area Schools Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Chattanooga Area Schools Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Chattanooga Area Schools Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Chattanooga Area Schools Federal Credit Union? Share your experience about Chattanooga Area Schools Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Chattanooga Area Schools Federal Credit Union.

Overall, Chattanooga Area Schools Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Chattanooga Area Schools Federal Credit Union
CASFCU
1201 Bailey Ave
Chattanooga, TN 37404 2806
Member NCUA
MonitorBankRates' Rating
5/5
?????

CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
36-Month CD
3.96%
$500
7-Month CD
3.85%
$500
12-Month CD
3.80%
$1,000
36-Month CD
3.70%
$1,000
36-Month CD
3.65%
$1,000
6-Month CD
3.65%
$2,500
13-Month CD
3.55%
$10,000
12-Month CD
3.50%
$5,000
36-Month CD
3.40%
$1,000
24-Month CD
3.29%
$1,000
36-Month CD
3.25%
$1,000
12-Month CD
3.25%
$1,000
12-Month CD
3.25%
$500
18-Month CD
3.17%
$1,000
Real Savings
3.03%
$1
18-Month CD
3.03%
$500
12-Month CD
3.03%
$1,000
24-Month CD
3.03%
$1,000
24-Month CD
2.93%
$500
24-Month CD
2.78%
$500
60-Month CD
2.75%
$500
60-Month CD
2.75%
$250
48-Month CD
2.73%
$500
24-Month CD
2.52%
$1,000
12-Month CD
2.50%
$1,000
Premier Money Market
2.48%
$10,000
Premier Money Management Savings
2.08%
$25
12-Month CD
2.02%
$1,000
6-Month CD
2.00%
$1,000
48-Month CD
1.81%
$500
18-Month CD
1.50%
$1,000
48-Month CD
1.20%
$500
12-Month CD
1.11%
$1,000
Premier Money Market
1.00%
$0
48-Month CD
0.90%
$2,500
36-Month CD
0.63%
$1,000
18-Month CD
0.60%
$500
18-Month CD
0.49%
$2,500
24-Month CD
0.30%
$500
36-Month CD
0.30%
$500
60-Month CD
0.25%
$1,000
24-Month CD
0.15%
$2,500
Smart Money Market
0.10%
$2,500
Statement Savings
0.10%
$25
Choice Money Market
0.10%
$0
Elite Tiered Money Market
0.05%
$10
Money Market
0.05%
$0
Simply Savings
0.03%
$50
Money Market
0.02%
$2,500
Statement Savings
0.01%
$10
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5.500%
5.545%
0.500
5.125%
5.237%
0.000
4.500%
4.685%
0.750
30-Year Fixed
5.875%
5.950%
0.000
5.875%
6.055%
0.000
5.875%
5.888%
0.000
5.990%
6.290%
0.000
15-Year Fixed
6.150%
6.386%
0.000
6.000%
6.257%
0.000
6.125%
6.346%
0.000
5.875%
6.010%
0.000
5.375%
5.999%
0.000
6.000%
6.403%
0.000
6.000%
6.070%
0.000
5.875%
6.010%
0.000
5.500%
5.565%
0.000
6.250%
6.199%
0.000
30-Year Fixed
6.000%
6.058%
0.000
30-Year Fixed
5.750%
5.908%
0.500
20-Year Fixed
5.625%
5.710%
0.000
5.375%
5.652%
0.000
15-Year Fixed
5.375%
5.479%
0.125
6.000%
6.113%
0.000
5.625%
5.760%
0.375
5.500%
5.646%
0.000
10-Year Fixed (Power Rate)
5.125%
5.494%
0.000
5.300%
5.433%
0.000
30-Year Fixed (Jumbo)
5.625%
5.633%
0.000
30-Year Fixed
6.000%
6.120%
0.000
5.250%
6.055%
0.000
5.750%
5.767%
0.000
30-Year Fixed
7.250%
7.402%
0.000
30 Year Fixed
6.250%
6.441%
0.000
5.625%
5.846%
0.000
30-Year Fixed
6.000%
6.133%
0.000
15-Year Fixed
5.125%
5.389%
1.000
15-Year (Jumbo)
5.000%
5.019%
0.000
5.375%
5.416%
0.000
30 Year Fixed
6.000%
6.130%
0.000
5.375%
5.460%
0.500
5/1 Adjustable
5.875%
6.234%
0.000
6.000%
6.031%
0.000
30-Year Fixed
5.750%
5.886%
0.000
5.375%
6.280%
0.000
30-Year Fixed VA
5.375%
5.599%
1.000
30-Year (Jumbo)
6.000%
6.011%
0.000
5.750%
5.923%
0.000
30-Year Fixed
6.000%
6.115%
0.000
5.125%
5.361%
1.000
15 Year Fixed
5.000%
5.131%
0.250
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Acadia Visa Credit Card
10.900%
No annual fee
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
Visa Platinum with Rewards
9.900%
14.000%
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
Visa Platinum Preferred Starter
17.990%
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
Visa Signature® Rewards
17.750%
Business Select Credit Card Mastercard
18.000%
VISA® Classic
12.960%
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
VISA® Gold
11.960%
Visa Crimson Rewards Card
13.740%
Max Rewards Visa Credit Card
15.250%
Platinum Secured Visa
8.750%
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
16.100%
Academic VISA® Gold
15.400%
World Cash Back Credit Card Mastercard
18.000%
Prime Platinum Visa Credit Card
11.500%
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
Visa Secure Card
13.740%
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Personal Loan Rates
5.740%
$0
1 - 36
11.990%
$0
Credit Builder Loan
9.000%
$0
8.890%
$0
14.990%
$0
25 - 36
Gold Star Loan
14.200%
$0
48
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
Line of Credit
13.700%
$0
10.250% - 17.950%
$0
1 - 36
8.950%
$0
1 - 60
Personal Loans
13.450%
$0
60
Personal Loans Share Secured
5.990%
$0
48
Personal Loans
11.000%
$0
37 - 60
Personal Line of Credit
11.500%
$0
Personal Loans
8.990% - 19.990%
$500 - $30,000
60
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
10.250% - 17.950%
$0
1 - 36
Personal Line of Credit Variable
13.150%
$0
12.250% - 17.000%
$0 - $20,000
Personal Line of Credit
12.950% - 18.000%
$0
10.250% - 10.650%
$3,000 - $25,000
10.990%
$500
36
Personal Line of Credit
16.240%
$0
60
Personal Signature Loans
14.000%
$0
60
Personal Line of Credit
13.040%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Chattanooga Area Schools Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Chattanooga Area Schools Federal Credit Union
Full Time Employees: 13
Part Time Employees: 0
President: Richard Allison
CEO: David Siatkowski
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
1201 Bailey Ave
Chattanooga, TN 37404 2806
Phone Number: 423-624-9094
Fax Number: 423-622-3845

Financials

Total Assets:
189,348,442
Total Amount of Shares and Deposits:
164,677,500
Total Shares and Deposits < 1 Year:
157,136,748
Total Shares and Deposits 1 3 Years:
7,540,752
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
12,093,728
Total Uninsured Shares and Deposits > $250K (F+J):
12,093,728
Total Insured Shares and Deposits > $250K (item 17 less item K):
152,583,772
Total Interest Expense (Sum of items 6 8):
3,158,958
Share Certificates:
2,007
IRA KEOGH Accounts:
551
Number of Accounts for Regular Shares:
12,412
All other shares:
481
Money Market Shares:
623
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
5,697,917
Total Liabilities:
165,915,826
Show More
Source: NCUA Last Updated 09/30/2025

Customer Reviews

There are no reviews for Chattanooga Area Schools Federal Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Chattanooga Area Schools Federal Credit Union
Your Name:
Your Rating:

Frequently Asked Questions About Chattanooga Area Schools Federal Credit Union

Is a member application needed to join Chattanooga Area Schools Federal Credit Union?

Yes, to access services at Chattanooga Area Schools Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Chattanooga Area Schools Federal Credit Union provides a range of mortgage and home equity products.

Is Chattanooga Area Schools Federal Credit Union a safe place to deposit money?

Yes, Chattanooga Area Schools Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Chattanooga Area Schools Federal Credit Union offer online and mobile banking?

Most modern institutions like Chattanooga Area Schools Federal Credit Union provide digital access including online balance checks and transfers.

Current Chattanooga Area Schools Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions