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Clean Energy Federal Credit Union Rates & Review September 2026

Clean Energy Federal Credit Union's savings rates are at 0.15%. Clean Energy Federal Credit Union's money market rates are at 1.51%. Clean Energy Federal Credit Union's Personal Loan Rates are as low as 8.24%. MonitorBankRates evaluates the financial stability of Clean Energy Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.84%. Rates last updated and verified on 09/21/2026.

Clean Energy Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Clean Energy Federal Credit Union? Share your experience about Clean Energy Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Clean Energy Federal Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.84%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Clean Energy Federal Credit Union
Administrative Office
116 Inverness Dr E
Englewood, CO 80112
https://www.cleanenergycu.org
Member NCUA

Clean Energy Federal Credit Union Savings Rates

Product Rate APY View More
IRA Savings Account 0.25% 0.25%
Min Deposit $100
Min Balance $100
Details Minimum balance requirement = $100. Annual Percentage Yield. Dividend Rate/APY may change at any time.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.84%
Savings Accounts 0.15% 0.15%
Min Balance $100
Details Minimum balance requirement = $5. APY = Annual Percentage Yield. Dividend Rate/APY may change at any time.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.84%

Clean Energy Federal Credit Union Money Market Rates

Product Rate APY View More
IRA Money Market Account 2.30% 2.33%
Min Balance $200,000
Details Balance: $200,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.84%
IRA Money Market Account 2.25% 2.28%
Min Balance $100,000
Details Balance: $100,000 - $199,999
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.84%
Money Market Account 2.20% 2.22%
Min Balance $200,000
Details Balance: $200,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.84%
Money Market Account 2.15% 2.17%
Min Balance $100,000
Details Balance: $100,000 - $199,999
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.84%
IRA Money Market Account 2.10% 2.12%
Min Balance $50,000
Details Balance: $50,000 - $99,999
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.84%
Money Market Account 2.00% 2.02%
Min Balance $50,000
Details Balance: $50,000 - $99,999
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.84%
IRA Money Market Account 1.70% 1.71%
Min Balance $10,000
Details Balance: $10,000 - $49,999
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.84%
IRA Money Market Account 1.60% 1.61%
Min Balance $500
Details Balance: $500 - $9,999
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.84%
Money Market Account 1.60% 1.61%
Min Balance $10,000
Details Balance: $10,000 - $49,999
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.84%
Money Market Account 1.50% 1.51%
Min Balance $500
Details Balance: $500 - $9,999
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.84%

Clean Energy Federal Credit Union Checking Rates

Product Rate APY View More
Rewards Checking 3.50% 3.56%
Min Deposit $25
Min Balance $0
Details Qualifications Required: Direct Deposit >= $500 and total balances between loans and average monthly balance across all accounts is greater than $2,500; 15 or more debit card transactions of $5 or more; Balance: $0 - $20,000; Tier 2 Criteria: Direct Deposit >= $500 and total balances between loans and average monthly balance across all accounts is greater than $2,500 AND 15 or more debit card transactions of $5 or more
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.84%
Rewards Checking 2.50% 2.53%
Min Deposit $25
Min Balance $0
Details Qualifications Required: Direct Deposit >= $500 and total balances between loans and average monthly balance across all accounts is greater than $2,500; 15 or more debit card transactions of $5 or more; Balance: $0 - $20,000; Tier 1 Criteria: Direct Deposit >= $500 and total balances between loans and average monthly balance across all accounts is greater than $2,500 OR 15 or more debit card transactions of $5 or more
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.84%
Rewards Checking 0.15% 0.15%
Min Deposit $25
Min Balance $20,000
Details Portion of your balance above $20,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.84%
Checking Accounts 0.01% 0.01%
Min Deposit $25
Min Balance $0
Details Any Balance (default rate)
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.84%

Clean Energy Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New or Refinanced New Electric Vehicle - - 4.99% 4 years
Details Rates shown include a 2.00% discount for automatic loan payments. Residences in certain counties and states may be eligible for a 0.50% rate discount, learn more. As Low As; $3,000 to $125,000 up to 110% Loan-to-Value
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.84%
New or Refinanced New Electric Vehicle - - 5.49% 5 years
Details Rates shown include a 2.00% discount for automatic loan payments. Residences in certain counties and states may be eligible for a 0.50% rate discount, learn more. As Low As; $3,000 to $125,000 up to 110% Loan-to-Value
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.84%
Used or Refinanced Used Electric Vehicle - - 5.49% 4 years
Details Rates shown include a 2.00% discount for automatic loan payments. Residences in certain counties and states may be eligible for a 0.50% rate discount, learn more. As Low As; $3,000 to $125,000 up to 110% Loan-to-Value
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.84%
New or Refinanced New Electric Vehicle - - 5.89% 6 years
Details Rates shown include a 2.00% discount for automatic loan payments. Residences in certain counties and states may be eligible for a 0.50% rate discount, learn more. As Low As; $3,000 to $125,000 up to 110% Loan-to-Value
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.84%
Used or Refinanced Used Electric Vehicle - - 5.99% 5 years
Details Rates shown include a 2.00% discount for automatic loan payments. Residences in certain counties and states may be eligible for a 0.50% rate discount, learn more. As Low As; $3,000 to $125,000 up to 110% Loan-to-Value
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.84%
Used or Refinanced Used Electric Vehicle - - 6.39% 6 years
Details Rates shown include a 2.00% discount for automatic loan payments. Residences in certain counties and states may be eligible for a 0.50% rate discount, learn more. As Low As; $3,000 to $125,000 up to 110% Loan-to-Value
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.84%

Clean Energy Federal Credit Union Personal Loan Rates

Product APR Term View More
Unsecured Clean Energy Loan 8.24% 3 years
Details Rates shown include a 2.00% discount for automatic loan payments.; Loans must be used for qualifying clean energy products and services - see list here.; Rates shown are lowest possible rates for qualified buyers. Rates may change dependent on credit qualifications, underwriting factors, and loan characteristics.; Residences in certain counties and states may be eligible for a 0.50% rate discount, learn more; 2.5% APR above share or certificate rate
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.84%
Unsecured Green Home Improvement Loans 8.24% 3 years
Details Loans must be used for qualifying clean energy products and services - see list here. Rates shown include a 2.00% discount for automatic loan payments. Rates shown are lowest possible rates for qualified buyers. Rates may change dependent on credit qualifications, underwriting factors, and loan characteristics. Residences in certain counties and states may be eligible for a 0.50% rate discount, learn more. APR = Annual Percentage Rate. All rates and programs are subject to change at any time. See "loan fees" tab for associated fees. Refinance loans incur an additional 0.50% added to the current rate. Min/Max Loan Amount: $1,000 to $50,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.84%
Unsecured Clean Energy Loan 8.74% 5 years
Details Rates shown include a 2.00% discount for automatic loan payments.; Loans must be used for qualifying clean energy products and services - see list here.; Rates shown are lowest possible rates for qualified buyers. Rates may change dependent on credit qualifications, underwriting factors, and loan characteristics.; Residences in certain counties and states may be eligible for a 0.50% rate discount, learn more; 2.5% APR above share or certificate rate
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.84%
Unsecured Green Home Improvement Loans 8.74% 5 years
Details Loans must be used for qualifying clean energy products and services - see list here. Rates shown include a 2.00% discount for automatic loan payments. Rates shown are lowest possible rates for qualified buyers. Rates may change dependent on credit qualifications, underwriting factors, and loan characteristics. Residences in certain counties and states may be eligible for a 0.50% rate discount, learn more. APR = Annual Percentage Rate. All rates and programs are subject to change at any time. See "loan fees" tab for associated fees. Refinance loans incur an additional 0.50% added to the current rate. Min/Max Loan Amount: $1,000 to $50,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.84%
Unsecured Clean Energy Loan 8.99% 7 years
Details Rates shown include a 2.00% discount for automatic loan payments.; Loans must be used for qualifying clean energy products and services - see list here.; Rates shown are lowest possible rates for qualified buyers. Rates may change dependent on credit qualifications, underwriting factors, and loan characteristics.; Residences in certain counties and states may be eligible for a 0.50% rate discount, learn more; 2.5% APR above share or certificate rate
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.84%
Unsecured Green Home Improvement Loans 8.99% 7 years
Details Loans must be used for qualifying clean energy products and services - see list here. Rates shown include a 2.00% discount for automatic loan payments. Rates shown are lowest possible rates for qualified buyers. Rates may change dependent on credit qualifications, underwriting factors, and loan characteristics. Residences in certain counties and states may be eligible for a 0.50% rate discount, learn more. APR = Annual Percentage Rate. All rates and programs are subject to change at any time. See "loan fees" tab for associated fees. Refinance loans incur an additional 0.50% added to the current rate. Min/Max Loan Amount: $1,000 to $50,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.84%
Unsecured Clean Energy Loan 9.49% 10 years
Details Rates shown include a 2.00% discount for automatic loan payments.; Loans must be used for qualifying clean energy products and services - see list here.; Rates shown are lowest possible rates for qualified buyers. Rates may change dependent on credit qualifications, underwriting factors, and loan characteristics.; Residences in certain counties and states may be eligible for a 0.50% rate discount, learn more; 2.5% APR above share or certificate rate
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.84%
Unsecured Green Home Improvement Loans 9.49% 10 years
Details Loans must be used for qualifying clean energy products and services - see list here. Rates shown include a 2.00% discount for automatic loan payments. Rates shown are lowest possible rates for qualified buyers. Rates may change dependent on credit qualifications, underwriting factors, and loan characteristics. Residences in certain counties and states may be eligible for a 0.50% rate discount, learn more. APR = Annual Percentage Rate. All rates and programs are subject to change at any time. See "loan fees" tab for associated fees. Refinance loans incur an additional 0.50% added to the current rate. Min/Max Loan Amount: $1,000 to $50,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.84%

Clean Energy Federal Credit Union Other Rates

Product Rate Points APY/APR Term View More
Everyday Geothermal System Loan - - 7.50% 12 years
Details Rates shown include a 2.00% discount for automatic loan payments.; Residences in certain counties and states may be eligible for a 0.50% rate discount, learn more.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.84%
Everyday Geothermal System Loan - - 8.00% 15 years
Details Rates shown include a 2.00% discount for automatic loan payments.; Residences in certain counties and states may be eligible for a 0.50% rate discount, learn more.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.84%
Everyday Geothermal System Loan - - 8.25% 20 years
Details Rates shown include a 2.00% discount for automatic loan payments.; Residences in certain counties and states may be eligible for a 0.50% rate discount, learn more.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.84%
Everyday Solar System Loan - - 7.50% 12 years
Details Rates shown include a 2.00% discount for automatic loan payments.; Rates shown are the lowest possible rates for qualified buyers. Rates may change dependent on credit qualifications, underwriting factors, and loan characteristics.; Loan proceeds must be used for new equipment.; Residences in certain counties and states may be eligible for a 0.50% rate discount, learn more.; Refinance loans incur an additional 0.50% added to the rates shown above.; APR = Annual Percentage Rate. All rates and programs are subject to change at any time.; See "loan fees" tab for associated fees.; As Low As
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.84%
Everyday Solar System Loan - - 8.00% 15 years
Details Rates shown include a 2.00% discount for automatic loan payments.; Rates shown are the lowest possible rates for qualified buyers. Rates may change dependent on credit qualifications, underwriting factors, and loan characteristics.; Loan proceeds must be used for new equipment.; Residences in certain counties and states may be eligible for a 0.50% rate discount, learn more.; Refinance loans incur an additional 0.50% added to the rates shown above.; APR = Annual Percentage Rate. All rates and programs are subject to change at any time.; See "loan fees" tab for associated fees.; As Low As
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.84%
Everyday Solar System Loan - - 8.25% 20 years
Details Rates shown include a 2.00% discount for automatic loan payments.; Rates shown are the lowest possible rates for qualified buyers. Rates may change dependent on credit qualifications, underwriting factors, and loan characteristics.; Loan proceeds must be used for new equipment.; Residences in certain counties and states may be eligible for a 0.50% rate discount, learn more.; Refinance loans incur an additional 0.50% added to the rates shown above.; APR = Annual Percentage Rate. All rates and programs are subject to change at any time.; See "loan fees" tab for associated fees.; As Low As
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.84%
Green Home Improvement Loan - - 5.24%
Details Lower your utility bills and make a positive impact on the environment with a specialized Green Home Improvement Loan as low as 5.24% APY.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.84%
Solar Loan - - 7.50%
Details Rates as low as 7.50% APR. Flexible terms designed to match your solar payback period.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.84%

Financial Health History

Clean Energy Federal Credit Union’s Texas Ratio rose from 2.21% in Q2 2023 to 4.84% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 4.8 to 5.0 and its Health Grade from A to A+. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 1.6% 2.0★ 3.3% 3.0★ 4.9% 4.0★ 6.5% 5.0★ Healthy zone – entire history below the 15% limit 2.21% A Q2 2023 A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 4.84% A+ Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$127M4.84%5.0A+
December 31, 2025$119M3.54%5.0A+
September 30, 2025$114M2.12%5.0A+
June 30, 2025$111M1.33%5.0A+
March 31, 2025$87M0.56%5.0A+
December 31, 2024$67M3.31%5.0A+
September 30, 2024$67M2.33%5.0A+
June 30, 2024$61M1.80%5.0A+
March 31, 2024$56M4.16%5.0A+
December 31, 2023$54M0.14%5.0A+
September 30, 2023$56M1.94%5.0A+
June 30, 2023$54M2.21%4.8A
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Clean Energy Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Clean Energy Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Clean Energy Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Clean Energy Federal Credit Union
Address 116 Inverness Dr E, Englewood, CO 80112
Phone 720-479-7900
Fax 720-479-7903
President Blake Jones
CEO Terri Mickelsen
Full-Time Employees 37
Part-Time Employees 2
Branch Locations 0
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.84%
Return on Assets (ROA)
-0.1035%
Return on Equity (ROE)
-1.0309%
Non-Performing Loans Ratio (NPL)
0.61%
Total Assets
127,140,847
Total Amount of Shares and Deposits
109,003,075
Total Shares and Deposits < 1 Year
80,653,569
Total Shares and Deposits 1 3 Years
24,209,859
Total Shares and Deposits > 3 Years
4,139,646
Total Insured Shares and Deposits > $250K (item 17 less item K)
109,003,075
Total Interest Expense (Sum of items 6 8)
796,796
Share Certificates
997
Number of Accounts for Share Drafts
2,579
IRA KEOGH Accounts
65
Number of Accounts for Regular Shares
14,198
All other shares
28
Non Member Deposits
31
Money Market Shares
283
Net Income (unless the amount is already included in Undivided Earnings)
-131,598
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
18,290,342
Total Liabilities
124,375,549
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Clean Energy Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

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Customer Reviews

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Frequently Asked Questions About Clean Energy Federal Credit Union

How many branches does Clean Energy Federal Credit Union operate?

Clean Energy Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Clean Energy Federal Credit Union?

Yes, to access services at Clean Energy Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Clean Energy Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Clean Energy Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Clean Energy Federal Credit Union offer online and mobile banking?

Most modern institutions like Clean Energy Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cleanenergycu.org.

Current Clean Energy Federal Credit Union Rates

  • Savings0.15%
  • MMA1.51%
Retrieved from our database of financial products. Rates subject to change.