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 Credit Union Of Colorado Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 21, 2026
Credit Union Of Colorado's 1 Year CD rates are at 3.80%, 1 Year CD rates are at 3.70%, 6 Month CD rates are at 3.60%, Traditional CD of Deposit (CD) - 1 Year rates are at 3.60%, 6 Month CD rates are at 3.51%. Credit Union Of Colorado's savings rates are at 0.25%. Credit Union Of Colorado's money market rates are at 0.75%. Credit Union Of Colorado's Personal Loan Rates are as low as 17.99%. Credit Union Of Colorado's Credit Card Rates are at 10.00%. MonitorBankRates evaluates the financial stability of Credit Union Of Colorado with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.97%. Rates last updated and verified on 09/21/2026. Credit Union Of Colorado money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Credit Union Of Colorado? Share your experience about Credit Union Of Colorado by leaving a review below, or read customer reviews before you decide to use Credit Union Of Colorado. 
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Credit Union Of Colorado Other Rates
Financial Health HistoryCredit Union Of Colorado’s Texas Ratio rose from 2.55% in Q2 2023 to 3.97% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Credit Union Of Colorado is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Credit Union Of Colorado rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Credit Union Of Colorado's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Credit Union Of Colorado
Website
https://www.cuofco.org
Address
8959 E 40th Ave,
Denver, CO 80238
Phone
800-444-4816
Fax
President
Will Fleckenstein
CEO
Phil Smith
Full-Time Employees
401
Part-Time Employees
14
Branch Locations
19
ATM Locations
19
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.97%
Return on Assets (ROA)
0.0811%
Return on Equity (ROE)
0.7991%
Non-Performing Loans Ratio (NPL)
0.66%
Total Assets
2,662,042,695
Total Amount of Shares and Deposits
2,368,649,505
Total Shares and Deposits < 1 Year
2,318,045,122
Total Shares and Deposits 1 3 Years
39,601,524
Total Shares and Deposits > 3 Years
11,002,861
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
194,482,400
Total Uninsured Shares and Deposits > $250K (F+J)
194,482,400
Total Insured Shares and Deposits > $250K (item 17 less item K)
2,174,167,105
Total Interest Expense (Sum of items 6 8)
13,660,962
Share Certificates
13,358
Number of Accounts for Share Drafts
106,026
IRA KEOGH Accounts
2,997
Number of Accounts for Regular Shares
316,604
All other shares
14,624
Money Market Shares
9,178
Net Income (unless the amount is already included in Undivided Earnings)
2,157,975
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
218,882,325
Total Liabilities
2,395,098,098
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
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Frequently Asked Questions About Credit Union Of ColoradoHow many branches does Credit Union Of Colorado operate?Credit Union Of Colorado currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Credit Union Of Colorado?Yes, to access services at Credit Union Of Colorado, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Credit Union Of Colorado does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Credit Union Of Colorado provides members with tools to manage their accounts and build a solid financial history. Does Credit Union Of Colorado offer online and mobile banking?Most modern institutions like Credit Union Of Colorado provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cuofco.org. Current Credit Union Of Colorado Rates
Retrieved from our database of financial products. Rates subject to change.
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