What are the current interest rates at Day Air Credit Union?

Current rates for Day Air Credit Union include: Savings: 0.18%, MMA: 2.53%

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Day Air Credit Union

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Day Air Credit Union Rates & Review September 2026

Q: How many branches does Day Air Credit Union operate?

Day Air Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Day Air Credit Union?

Yes, to access services at Day Air Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, Day Air Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Day Air Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 22, 2026

Day Air Credit Union's 6 Month CD rates are at 3.66%. Day Air Credit Union's savings rates are at 0.18%. Day Air Credit Union's money market rates are at 2.53%. MonitorBankRates evaluates the financial stability of Day Air Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.35%. Rates last updated and verified on 09/22/2026.

Day Air Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Day Air Credit Union? Share your experience about Day Air Credit Union by leaving a review below, or read customer reviews before you decide to use Day Air Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

4.35%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Day Air Credit Union
Wilmington Pike Branch

3501 Wilmington Pike
Kettering, OH 45429

https://www.dayair.org

Day Air Credit Union CD Rates

Product	Rate	APY	Term	View More
6 Month Certificate	-	3.66%	6-Month
Min Deposit $500 Details Rate Comparison Details Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%

Day Air Credit Union Savings Rates

Product	Rate	APY
Super Saver	-	3.04%
Min Balance $250,000 Details Rate Comparison Details Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
Super Saver	2.60%	2.63%
Min Balance $10,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
Health Savings Account (HSA)	-	0.30%
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
Savings	-	0.18%
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
Vacation Club	-	0.18%
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
Holiday Club	-	0.15%
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%

Day Air Credit Union Money Market Rates

Product	Rate	APY
Money Market	-	2.63%
Min Balance $10,000 Details Rate Comparison Details Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
Money Market	2.50%	2.53%
Min Balance $2,500 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%

Day Air Credit Union Other Rates

Product	Rate	Points	APY/APR	Term	View More
Bump-Up	-	-	3.82%
Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Day Air Credit Union’s Texas Ratio rose from 3.66% in Q2 2023 to 4.35% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
March 31, 2026	$893M	4.35%	5.0	A+
December 31, 2025	$891M	5.33%	5.0	A+
September 30, 2025	$873M	4.31%	5.0	A+
June 30, 2025	$870M	4.33%	5.0	A+
March 31, 2025	$854M	4.16%	5.0	A+
December 31, 2024	$819M	5.21%	5.0	A+
September 30, 2024	$826M	4.79%	5.0	A+
June 30, 2024	$821M	4.40%	5.0	A+
March 31, 2024	$832M	4.28%	5.0	A+
December 31, 2023	$791M	5.13%	5.0	A+
September 30, 2023	$761M	4.70%	5.0	A+
June 30, 2023	$749M	3.66%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Day Air Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Day Air Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Day Air Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Day Air Credit Union

Website https://www.dayair.org

Address 3501 Wilmington Pike, Kettering, OH 45429

Phone 937-643-2160

Fax 937-643-3886

President Brian Hayes

CEO William Burke

Full-Time Employees 113

Part-Time Employees 5

Branch Locations 5

ATM Locations 1

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

4.35%

Return on Assets (ROA)

0.5501%

Return on Equity (ROE)

3.7940%

Non-Performing Loans Ratio (NPL)

0.86%

Total Assets

892,876,410

Total Amount of Shares and Deposits

733,731,293

Total Shares and Deposits < 1 Year

622,457,174

Total Shares and Deposits 1 3 Years

81,315,845

Total Shares and Deposits > 3 Years

29,958,274

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

52,985,301

Total Uninsured Shares and Deposits > $250K (F+J)

52,985,301

Total Insured Shares and Deposits > $250K (item 17 less item K)

680,745,992

Total Interest Expense (Sum of items 6 8)

4,343,429

Share Certificates

6,087

Number of Accounts for Share Drafts

29,301

IRA KEOGH Accounts

1,366

Number of Accounts for Regular Shares

69,169

All other shares

3,318

Non Member Deposits

153

Money Market Shares

1,437

Net Income (unless the amount is already included in Undivided Earnings)

4,911,634

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

61,143,022

Total Liabilities

768,524,104

Source: NCUA — Last Updated 03/31/2026

2026 MBR Health & Safety Badge

Day Air Credit Union earned the Verified Healthy badge

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Customer Reviews

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Total Reviews

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Frequently Asked Questions About Day Air Credit Union

How many branches does Day Air Credit Union operate?

Day Air Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Day Air Credit Union?

Yes, to access services at Day Air Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Day Air Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Day Air Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Day Air Credit Union offer online and mobile banking?

Most modern institutions like Day Air Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.dayair.org.