Guardian Credit Union Montgomery, AL CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Guardian Credit Union Montgomery, AL's 12-Month CD rates are at 3.80%, 18-Month CD rates are at 3.65%, 24-Month CD rates are at 3.55%, 36-Month CD rates are at 3.50%, 48-Month CD rates are at 3.45%. Guardian Credit Union Montgomery, AL's savings rates are at 5.10%. Guardian Credit Union Montgomery, AL's money market rates are at 1.65%.

Guardian Credit Union Montgomery, AL

Compare Guardian Credit Union Montgomery, AL CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Guardian Credit Union Montgomery, AL savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Guardian Credit Union Montgomery, AL money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Guardian Credit Union Montgomery, AL? Share your experience about Guardian Credit Union Montgomery, AL by leaving a review below, or read customer reviews before you decide to use Guardian Credit Union Montgomery, AL.

Overall, Guardian Credit Union Montgomery, AL is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.80%
18-Month CD
3.65%
24-Month CD
3.55%
36-Month CD
3.50%
48-Month CD
3.45%
60-Month CD
3.40%
Savings
5.10%
MMA
1.65%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Guardian Credit Union Montgomery, AL
Main
418 Madison Ave
Montgomery, AL 36104
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Guardian Credit Union Montgomery, AL Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Guardian Credit Union Montgomery, AL
Guardian Credit Union Montgomery, AL
RoundUp Savings
5.10%
$5
Mid-America Bank
Mid-America Bank
60-Month CD (Jumbo)
4.30%
$100,000
Fidelity
Fidelity
12-Month CD
4.25%
$1,000
Toyota Financial Savings Bank
Toyota Financial Savings Bank
6-Month CD
4.22%
$1
First Community Bank Beemer, NE
First Community Bank Beemer, NE
12-Month CD
3.96%
$10,000
360 Federal Credit Union
360 Federal Credit Union
12-Month CD
3.82%
$1,000
NCS Bank
NCS Bank
24-Month CD
3.80%
$1,000
Guardian Credit Union Montgomery, AL
Guardian Credit Union Montgomery, AL
12-Month CD
3.80%
$500
State Bank of India US
State Bank of India US
24-Month CD
3.75%
$1,000
HSBC Trust Company (Delaware)
HSBC Trust Company (Delaware)
24-Month CD (Online)
3.75%
$1,000
First National Bank in Olney
First National Bank in Olney
18-Month CD
3.71%
$500
Citizens Federal S&LA
Citizens Federal S&LA
18-Month CD
3.69%
$500
Guardian Credit Union Montgomery, AL
Guardian Credit Union Montgomery, AL
18-Month CD
3.65%
$500
Guardian Credit Union Montgomery, AL
Guardian Credit Union Montgomery, AL
24-Month CD
3.55%
$500
Guardian Credit Union Montgomery, AL
Guardian Credit Union Montgomery, AL
36-Month CD
3.50%
$500
First National Bank of Eastern Arkansas
First National Bank of Eastern Arkansas
24-Month CD
3.50%
$1,000
BankVista
BankVista
12-Month CD
3.50%
$1,000
Torrington Savings Bank
Torrington Savings Bank
48-Month CD
3.50%
$1,000
Guardian Credit Union Montgomery, AL
Guardian Credit Union Montgomery, AL
48-Month CD
3.45%
$500
Guardian Credit Union Montgomery, AL
Guardian Credit Union Montgomery, AL
60-Month CD
3.40%
$500
Freedom Bank of Southern Missouri
Freedom Bank of Southern Missouri
48-Month CD
3.40%
$1,000
Clear Lake Bank and Trust Company
Clear Lake Bank and Trust Company
24-Month CD
3.20%
$1,000
CSB Norwood Young America
CSB Norwood Young America
12-Month CD
3.19%
$500
F&M Bank & Trust
F&M Bank & Trust
24-Month CD
3.19%
$2,500
Raritan State Bank
Raritan State Bank
48-Month CD
3.05%
$5,000
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
6-Month CD
2.94%
$1,000
FSB Louise, TX
FSB Louise, TX
48-Month CD
2.77%
$1,000
Portage Community Bank
Portage Community Bank
24-Month CD
2.75%
$1,000
First State Bank of Campbell Hill
First State Bank of Campbell Hill
60-Month CD
2.52%
$500
Marquette Savings Bank
Marquette Savings Bank
60-Month CD
2.52%
$500
First Federal S&L of Lakewood
First Federal S&L of Lakewood
60-Month CD
2.32%
$500
cfsbank
cfsbank
36-Month CD
2.26%
$1,000
BankGloucester
BankGloucester
60-Month CD (Jumbo)
2.25%
$100,000
OlyFed Olympia Federal S&L
OlyFed Olympia Federal S&L
48-Month CD
2.02%
$100
Bank5 Connect
Bank5 Connect
Connect Checking
2.00%
$100
First Security Bank Mackinaw, IL
First Security Bank Mackinaw, IL
60-Month CD
2.00%
$1,000
Peoples Bank of Deer Lodge
Peoples Bank of Deer Lodge
48-Month CD
1.91%
$100
Hilltop National Bank
Hilltop National Bank
24-Month CD
1.71%
$1,000
Clay County Savings Bank
Clay County Savings Bank
36-Month CD
1.69%
$500
Guardian Credit Union Montgomery, AL
Guardian Credit Union Montgomery, AL
Money Market
1.65%
$2,500
The Bank of Protection
The Bank of Protection
Regular Savings
1.01%
$50
Nebraska State Bank and Trust Company
Nebraska State Bank and Trust Company
Health Savings
0.80%
$5,000
First National Bank in Pinckneyville
First National Bank in Pinckneyville
48-Month CD
0.75%
$500
Heritage Bank of the Ozarks
Heritage Bank of the Ozarks
Neighbor Rewards Savings
0.75%
$0
Farmers Bank Nicholasville, KY
Farmers Bank Nicholasville, KY
Savings
0.75%
$50
Connecticut Community Bank
Connecticut Community Bank
60-Month CD
0.60%
$500
The Middlefield Banking Company
The Middlefield Banking Company
24-Month CD
0.60%
$500
Atkins Savings B&T
Atkins Savings B&T
3-Month CD
0.50%
$1,000
The Huntington National Bank
The Huntington National Bank
36-Month CD
0.50%
$1,000
First Exchange Bank
First Exchange Bank
48-Month CD
0.40%
$500
PCSB Bank
PCSB Bank
48-Month CD
0.35%
$500
Henderson FSB
Henderson FSB
Statement Savings
0.30%
$0
Clinton Bank
Clinton Bank
Money Market
0.20%
$2,500
First Horizon
First Horizon
12-Month CD
0.10%
$1,000
SNB St. Henry Bank
SNB St. Henry Bank
12-Month CD
0.10%
$1,000
Versailles S&L Co.
Versailles S&L Co.
Statement Savings
0.10%
$0
Marion Center Bank
Marion Center Bank
12-Month CD
0.10%
$1,000
Peoples Bank Taylorsville, KY
Statement Savings
0.05%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Guardian Credit Union Montgomery, AL Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
North Carolina Press Association Federal Credit Union
North Carolina Press Association Federal Credit Union
10 Year Fixed
5.300%
5.518%
0.000
Abound Federal Credit Union
Abound Federal Credit Union
15-Year Fixed Jumbo
5.500%
5.526%
0.000
Pittsford Federal Credit Union
Pittsford Federal Credit Union
10-Year Fixed
5.375%
5.563%
0.000
Hawaii State Federal Credit Union
Hawaii State Federal Credit Union
15 Year Fixed
5.250%
5.615%
1.750
Norfolk Community Federal Credit Union
Norfolk Community Federal Credit Union
10 Year Fixed
5.500%
5.639%
0.250
American Bank, N.A. Le Mars, IA
American Bank, N.A. Le Mars, IA
10-Year Fixed
5.500%
5.677%
0.500
Abound Federal Credit Union
Abound Federal Credit Union
5-Year ARM
5.625%
5.707%
0.000
Wrentham Co-operative Bank
Wrentham Co-operative Bank
15-Year Fixed
5.750%
5.844%
0.000
Pittsford Federal Credit Union
Pittsford Federal Credit Union
20-Year Fixed
5.750%
5.858%
0.000
Midwest Liberty Federal Credit Union
Midwest Liberty Federal Credit Union
10 Year Fixed
5.625%
6.056%
0.000
Greater Iowa Credit Union
Greater Iowa Credit Union
20 Year Fixed
5.990%
6.057%
0.000
Y-12 Federal Credit Union
Y-12 Federal Credit Union
15-Year Fixed
5.875%
6.071%
1.000
FourLeaf Federal Credit Union
FourLeaf Federal Credit Union
15-Year Fixed
6.000%
6.149%
0.000
Holyoke Credit Union
Holyoke Credit Union
20 Year Fixed
6.000%
6.162%
0.000
Greater Iowa Credit Union
Greater Iowa Credit Union
30 Year Fixed
6.125%
6.176%
0.000
Bank of America
Bank of America
15 Year Fixed
5.750%
6.202%
0.787
Academic Federal Credit Union
Academic Federal Credit Union
15-Year Fixed
6.125%
6.229%
0.000
Empower Federal Credit Union
Empower Federal Credit Union
10/1 ARM
5.875%
6.230%
0.000
Better Banks
Better Banks
15-Year Fixed
6.125%
6.252%
0.000
Collinsville Bank
Collinsville Bank
20-Year Fixed
6.125%
6.270%
0.000
Addition Financial Credit Union
Addition Financial Credit Union
20-Year Fixed
6.125%
6.271%
0.000
River Falls State Bank
River Falls State Bank
20-Year Fixed
6.125%
6.292%
0.000
Sheboygan Area Credit Union
Sheboygan Area Credit Union
7/1 ARM
5.650%
6.326%
0.000
Credit Human Federal Credit Union
Credit Human Federal Credit Union
30-Year Fixed
6.250%
6.332%
0.000
Ideal Credit Union
Ideal Credit Union
5/1 ARM
5.625%
6.372%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Guardian Credit Union Montgomery, AL Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
America First Federal Credit Union
America First Federal Credit Union
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
Abbey Credit Union
Abbey Credit Union
VISA® Classic
12.960%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
VISA Credit Card
8.990% - 17.990%
Maximum limit of $30,000
ABNB Federal Credit Union
ABNB Federal Credit Union
VISA Preferred
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Low Rate
14.000%
ACFCU
ACFCU
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Rewards MasterCard
18.000%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred
14.240% - 17.990%
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
Visa Credit Card
11.900%
Hughes Federal Credit Union
Hughes Federal Credit Union
Visa Platinum Credit Card
9.500% - 12.500%
Marcus Bank
Marcus Bank
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
Vystar Credit Union
Vystar Credit Union
Platinum Visa
15.350%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
America First Federal Credit Union
America First Federal Credit Union
PLATINUM REWARDS VISA
14.740%
University First Federal Credit Union
University First Federal Credit Union
Visa Business Rewards Card
15.240%
America First Federal Credit Union
America First Federal Credit Union
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Student
17.990%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Cash Back
16.100%
ACFCU
ACFCU
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Secured
18.000%
1st United Credit Union
1st United Credit Union
Visa Platinum
13.900%
Abbey Credit Union
Abbey Credit Union
VISA® Gold
11.960%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Guardian Credit Union Montgomery, AL Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Open End Line-of-Credit
11.990%
$0
Acadian Federal Credit Union
Acadian Federal Credit Union
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
10.490%
$0
60 - 60
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
11.240% - 17.950%
$0
25 - 36
Acadia Federal Credit Union
Acadia Federal Credit Union
Personal Loans
11.900%
$0 - $15,000
24 - 60
1st Valley Credit Union
1st Valley Credit Union
AMP Loan
10.500%
$0
Suncoast Credit Union
Suncoast Credit Union
Personal Line of Credit
11.500%
$0
Academic Employees Credit Union
Academic Employees Credit Union
Personal Line of Credit
9.500%
$0
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Line of Credit
13.040%
$0
ACMG Federal Credit Union
ACMG Federal Credit Union
Personal Loans
8.990%
$0
36
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
9.250%
$0
1 - 24
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
Unsecured (Signature) Loan
11.000%
$0 - $500
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
9.990% - 16.240%
$0
61 - 66
AAC Credit Union
AAC Credit Union
Signature Loans
12.990%
$0
48
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Signature Loan
10.700%
$0 - $10,000
60 - 60
Access Community Credit Union
Access Community Credit Union
Personal Loans
11.990%
$0
1 - 12
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
13.060%
$0
1 - 36
Randolph Brooks FCU
Randolph Brooks FCU
Personal Line of Credit
12.950% - 18.000%
$0
802 Credit Union
802 Credit Union
Personal/Signature
10.990%
$0
24 - 36
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
14.200%
$5,000 - $8,000
48 - 48
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $2,500
36 - 36
Achieve Credit Union
Achieve Credit Union
Personal Loan
8.950%
$0
Achieve Financial Credit Union
Achieve Financial Credit Union
Credit Builder Loan
9.000%
$0
4U Federal Credit Union
4U Federal Credit Union
Personal Loan
10.650%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Guardian Credit Union Montgomery, AL Information

Credit Union Name: Guardian Credit Union Montgomery, AL
Full Time Employees: 271
Part Time Employees: 3
President: Scott Kramer
CEO: Heath Harrell
Branch Locations: 16
ATM Locations: 15
Corporate Office Address:
418 Madison Ave
Montgomery, AL 36104
Phone Number: 334-244-9999
Fax Number: 334-834-4495

Guardian Credit Union Montgomery, AL Financials

Total Assets:
1,042,758,956
Total Amount of Shares and Deposits:
908,257,760
Total Shares and Deposits < 1 Year:
578,590,240
Total Shares and Deposits 1 3 Years:
298,296,481
Total Shares and Deposits > 3 Years:
31,371,039
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
87,366,030
Total Uninsured Shares and Deposits > $250K (F+J):
87,366,030
Total Insured Shares and Deposits > $250K (item 17 less item K):
820,891,730
Total Interest Expense (Sum of items 6 8):
6,518,096
Share Certificates:
7,599
Number of Accounts for Share Drafts:
59,631
IRA KEOGH Accounts:
2,358
Number of Accounts for Regular Shares:
109,208
All other shares:
1,876
Non Member Deposits:
6
Money Market Shares:
1,297
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
63,255,870
Total Liabilities:
959,805,750
Show More

Guardian Credit Union Montgomery, AL Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Student Scholarships:
1
Credit Builder:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
No
Brokered Certificates of Deposits:
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

The current national average 24 month CD rate is averaging 1.41 percent. You can find CD rates at banks and credit unions that are higher than the national average rate. We have put together a list of the highest CD rates in San Jose, California using our CD rate tables.

mortgage-rates-30-year-mortgage-rates-at-495-15-year-mortgage-rates-at-427Mortgage rates are lower in the latest mortgage application survey released yesterday. The average contract rate on 30 year mortgages is back under 5.00 percent at 4.95 percent for the week ending February 26, 2010, according to the Mortgage Bankers Association’s (MBA) Weekly Mortgage Applications Survey. The average mortgage discount points on 30 year mortgages is down to 0.99 points, down from the prior week's average of 1.34 points.

North American Savings Bank (NASB) now has the best savings rate available right now in the database of savings rates. NASB is currently offering savings account rates at 1.11 percent with an APY of 1.12 percent. The minimum opening savings account balance at NASB is only $100.

Bank or Credit Union Offers and Deals

Crestmark Bank 1 Year CD Rates Best Rate 1.70%
Biweekly Mortgage Payments: Pros and Cons
American Bank 6 Month CD Rates now at 0.30%
Fixed Term Mortgage Rates Mostly Higher This Week: 30 Year Mortgage Rates and Refinance Rates Today Averaging 4.80%
Mortgage Rates Rise This Week
Mortgage Rates: Updated May 4th
Pompano Beach, FL Savings Account Rates
Citi Mortgage Offer $500 of Closing Costs
earn.bank Money Market Account Rates - 2.05%
Ally Bank CD Rates Increased

Alternative Bank and Credit Union Offers to Explore

Mortgage Rates: 30 Year Mortgage Rates Decline to 4.82% - MBA
Mutual of Omaha Bank Money Market Account 25K Rates now at 0.85%
CD Rates May 11: Average Rates on Certificates of Deposit Mixed This Week
Fed Chairman Says Inflation Still not a Concern in Senate Testimony
Mortgage Rates: Current Mortgage Interest Rates @ 4.85%- December 1, 2009
2010 Year End Home Mortgage Rates and Refinance Rates: 30 Year Mortgage Rates and Refinance Rates Averaging 4.81%
OneUnited Bank Savings Jumbo Rates now at 0.60%
U.S. Bailout Take Two
Mortgage Rates Near 2010 High: Current 30 year Mortgage Rates at 5.17%
CD Rates Hold Steady as Fed Sets Stage for September Rate Hike

Guardian Credit Union Montgomery, AL Reviews

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