Guardian Credit Union Montgomery, AL CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Guardian Credit Union Montgomery, AL's 12-Month CD (Certificate) rates are at 4.80%, 18-Month CD (Certificate) rates are at 4.39%, 24-Month CD (Certificate) rates are at 4.28%, 36-Month CD (Certificate) rates are at 4.07%, 48-Month CD (Certificate) rates are at 3.87%. Guardian Credit Union Montgomery, AL's savings rates are at 5.10%. Guardian Credit Union Montgomery, AL's money market rates are at 1.00%.

Guardian Credit Union Montgomery, AL

Compare Guardian Credit Union Montgomery, AL CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Guardian Credit Union Montgomery, AL savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Guardian Credit Union Montgomery, AL money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Guardian Credit Union Montgomery, AL? Share your experience about Guardian Credit Union Montgomery, AL by leaving a review below, or read customer reviews before you decide to use Guardian Credit Union Montgomery, AL.

Overall, Guardian Credit Union Montgomery, AL is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.80%
18-Month CD
4.39%
24-Month CD
4.28%
36-Month CD
4.07%
48-Month CD
3.87%
60-Month CD
3.76%
Savings
5.10%
MMA
1.00%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Guardian Credit Union Montgomery, AL
Main
418 Madison Ave
Montgomery, AL 36104
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Guardian Credit Union Montgomery, AL Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
BankPurley
BankPurley
12-Month CD
5.25%
$1,000
Guardian Credit Union Montgomery, AL
Guardian Credit Union Montgomery, AL
RoundUp Savings
5.10%
$5
Finworth
Finworth
12-Month CD
5.00%
$50,000
SpiritBank
SpiritBank
13-Month CD special
5.00%
$2,500
Henderson State Bank
Henderson State Bank
11-Month CD special
4.90%
$500
Guardian Credit Union Montgomery, AL
Guardian Credit Union Montgomery, AL
12-Month CD (Certificate)
4.80%
$500
Kendall Bank
Kendall Bank
13-Month CD
4.75%
$1,000
F&M Bank Berlin, WI
F&M Bank Berlin, WI
8-Month CD special
4.53%
$5,000
Guardian Credit Union Montgomery, AL
Guardian Credit Union Montgomery, AL
18-Month CD (Certificate)
4.39%
$500
Guardian Credit Union Montgomery, AL
Guardian Credit Union Montgomery, AL
24-Month CD (Certificate)
4.28%
$500
Generations Commercial Bank
12-Month CD
4.25%
$500
Guardian Credit Union Montgomery, AL
Guardian Credit Union Montgomery, AL
36-Month CD (Certificate)
4.07%
$500
Apple Federal Credit Union
Apple Federal Credit Union
48-Month CD (Certificate)
4.00%
$500
Connecticut Community Bank
Connecticut Community Bank
Money Market Tier 4
4.00%
$250,000
Guardian Credit Union Montgomery, AL
Guardian Credit Union Montgomery, AL
48-Month CD (Certificate)
3.87%
$500
Guardian Credit Union Montgomery, AL
Guardian Credit Union Montgomery, AL
60-Month CD (Certificate)
3.76%
$500
Citi
Citi
9-Month CD special
3.75%
$500
1st Advantage Bank
1st Advantage Bank
24-Month CD
3.51%
$10,000
Hanover Community Bank
Hanover Community Bank
15-Month CD
3.50%
$500
Bank of Luxemburg
Bank of Luxemburg
60-Month CD
3.25%
$1,000
UCB Milford, IA
UCB Milford, IA
36-Month CD
3.03%
$1,000
Ally Bank
Ally Bank
3-Month CD
3.00%
$0
Kanza Bank
Kanza Bank
12-Month CD
3.00%
$1,000
Kirkwood Bank & Trust Co.
Kirkwood Bank & Trust Co.
48-Month CD
3.00%
$2,500
Union State Bank Olsburg, KS
Union State Bank Olsburg, KS
24-Month CD
3.00%
$1,000
Wyoming Community Bank
Wyoming Community Bank
24-Month CD
3.00%
$1,000
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
FSB Rewards Checking
3.00%
$0
Golden Belt Bank, FSA
Golden Belt Bank, FSA
Money Market
2.51%
$250,000
First National Bank of Clarksdale
First National Bank of Clarksdale
Now Account Checking
2.25%
$1,000
MutualOne Bank
MutualOne Bank
13-Month CD
2.02%
$500
FNB of Waverly
FNB of Waverly
12-Month CD
2.02%
$1,000
North Shore Trust and Savings
North Shore Trust and Savings
60-Month CD
1.56%
$1,000
First Citizens State Bank
First Citizens State Bank
18-Month CD
1.55%
$1,000
Community Bank of Oelwein
Community Bank of Oelwein
48-Month CD
1.45%
$1,000
The Bank of New Glarus
The Bank of New Glarus
48-Month CD
1.40%
$1,000
First National Bank Ames, Iowa
First National Bank Ames, Iowa
12-Month CD
1.26%
$1,000
First Community Bank of Moultrie County
First Community Bank of Moultrie County
24-Month CD
1.21%
$500
Oakdale State Bank
Oakdale State Bank
36-Month CD
1.10%
$1,000
Guardian Credit Union Montgomery, AL
Guardian Credit Union Montgomery, AL
Money Market
1.00%
$2,500
Gateway Commercial Bank
Gateway Commercial Bank
3-Month CD
1.00%
$1,000
The Bank of Brodhead
The Bank of Brodhead
24-Month CD
1.00%
$500
Home Loan Investment Bank
Home Loan Investment Bank
12-Month CD
0.90%
$1,000
Bangor Savings Bank
Bangor Savings Bank
30-Month CD
0.75%
$500
CIBM Bank
CIBM Bank
24-Month CD
0.65%
$500
Auburn Savings Bank
Auburn Savings Bank
48-Month CD
0.65%
$1,000
Fulton Savings Bank
Fulton Savings Bank
48-Month CD
0.50%
$500
Mountain View Bank of Commerce
Mountain View Bank of Commerce
18-Month CD
0.48%
$1,000
Freedom Bank of Southern Missouri
Freedom Bank of Southern Missouri
Savings Account
0.40%
$100
Androscoggin Savings Bank
Androscoggin Savings Bank
18-Month CD
0.30%
$500
Bank of Pensacola
Bank of Pensacola
3-Month CD
0.25%
$0
First National Bank of Eastern Arkansas
First National Bank of Eastern Arkansas
Regular Savings Account
0.25%
$100
Greene County Commercial Bank
Greene County Commercial Bank
48-Month CD
0.25%
$1,000
Main Street Bank
Main Street Bank
Savings Account
0.25%
$0
Bangor Savings Bank
Bangor Savings Bank
Market Rate Savings
0.15%
$5,000
Central Federal SLA
Central Federal SLA
18-Month CD
0.10%
$2,500
Bank of New Hampshire
Bank of New Hampshire
Prestige Checking
0.05%
$50
1st United Credit Union
1st United Credit Union
Regular Savings
0.03%
$5
First State Bank of Porter
First State Bank of Porter
Elite Checking
0.03%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Guardian Credit Union Montgomery, AL Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Hatboro Federal Savings
Hatboro Federal Savings
10-Year Fixed
5.500%
6.048%
2.000
NASA Federal Credit Union
NASA Federal Credit Union
15-Year Fixed
5.875%
6.087%
0.000
State Employees Credit Union
State Employees Credit Union
10-Year Fixed (LTV 90.1% - 100%)
5.875%
6.098%
0.000
Consumers Credit Union
15-Year Fixed
6.125%
6.280%
0.000
PNB of Kewanee
PNB of Kewanee
15-Year Fixed
6.000%
6.289%
0.000
JTNB
JTNB
15-Year Fixed
6.250%
6.365%
0.000
Ukrainian Selfreliance Federal Credit Union
Ukrainian Selfreliance Federal Credit Union
30-Year Fixed
6.250%
6.395%
0.000
Somerset Savings Bank
Somerset Savings Bank
15-Year Fixed
6.250%
6.473%
0.000
First National Bank of Orwell
First National Bank of Orwell
15-Year Fixed
6.375%
6.475%
0.000
Marathon Bank
Marathon Bank
30-Year Fixed
6.375%
6.481%
0.000
Abound Federal Credit Union
Abound Federal Credit Union
20-Year Fixed
6.375%
6.488%
0.000
Bethpage Federal Credit Union
Bethpage Federal Credit Union
20-Year Fixed
6.375%
6.495%
0.000
FirstBank of Nebraska
FirstBank of Nebraska
20-Year Fixed
6.500%
6.501%
0.000
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
30-Year Fixed
6.375%
6.516%
0.000
WVS West View SB
WVS West View SB
20-Year Fixed
6.290%
6.540%
0.000
First Security B&T Co. IA
First Security B&T Co. IA
20-Year Fixed
6.375%
6.542%
0.000
Rocket Mortgage
Rocket Mortgage
30 Year Jumbo Fixed
6.375%
6.608%
1.875
U.S. Bank
U.S. Bank
20-Year Fixed
6.375%
6.608%
0.964
Sandia Area Federal Credit Union
Sandia Area Federal Credit Union
15 Year Fixed
6.375%
6.611%
0.000
Addition Financial Credit Union
Addition Financial Credit Union
20-Year Fixed Purchase
6.250%
6.625%
0.000
Ballston Spa National Bank
Ballston Spa National Bank
10/1 Adjustable
6.250%
6.626%
0.000
Fox Valley Savings Bank
Fox Valley Savings Bank
10-Year Fixed
6.375%
6.675%
0.000
WVS West View SB
WVS West View SB
30-Year Fixed
6.490%
6.683%
0.000
Sandia Area Federal Credit Union
Sandia Area Federal Credit Union
20 Year Fixed
6.500%
6.689%
0.000
Consumers Credit Union
30-Year Fixed
6.625%
6.721%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Guardian Credit Union Montgomery, AL Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Y 12 Federal Credit Union
Y 12 Federal Credit Union
VISA Signature Rewards
16.740% - 18.000%
First Technology Federal Credit Union
First Technology Federal Credit Union
Odyssey Rewards World Elite Mastercard
12.240%
Acme Continental Credit Union
Acme Continental Credit Union
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
Abco Federal Credit Union
Abco Federal Credit Union
VISA® Credit Cards
7.990%
1st United Credit Union
1st United Credit Union
Visa Platinum Rewards
14.900%
Abnb Federal Credit Union
Abnb Federal Credit Union
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Randolph Brooks FCU
Randolph Brooks FCU
World Cash Back Credit Card Mastercard
18.000%
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum without Rewards
7.900%
4u Federal Credit Union
4u Federal Credit Union
Credit Card
10.150%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Low Rate Credit Card
13.240%
ACFCU
ACFCU
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
Abbey Credit Union
Abbey Credit Union
VISA® Classic
12.960%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Clarity
15.990%
Suncoast Credit Union
Suncoast Credit Union
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
Academic Federal Credit Union
Academic Federal Credit Union
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
1st Valley Credit Union
1st Valley Credit Union
Platinum Visa
8.750%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Rewards MasterCard
18.000%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Rewards Visa
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
The Golden 1 Credit Union
The Golden 1 Credit Union
Member First VISA
15.040%
No balance transfer fees or annual fees.
Hughes Federal Credit Union
Hughes Federal Credit Union
Visa Platinum Credit Card
9.500% - 12.500%
Marcus Bank
Marcus Bank
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
Abri Credit Union
Abri Credit Union
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
Abbey Credit Union
Abbey Credit Union
VISA® Gold
11.960%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Platinum
10.900%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Low Rate
14.000%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Guardian Credit Union Montgomery, AL Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
First Technology Federal Credit Union
First Technology Federal Credit Union
Personal Line of Credit Revolving
14.250%
$500 - $25,000
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Loan
8.990% - 18.000%
$0 - $30,000
72
Achieve Financial Credit Union
Achieve Financial Credit Union
Student Loan Consolidation
5.490%
$0
Abri Credit Union
Abri Credit Union
Personal Loans
8.990% - 19.990%
$500 - $30,000
60
802 Credit Union
802 Credit Union
Personal/Signature
10.990%
$0
24 - 36
ACFCU
ACFCU
Personal Loans
13.450%
$0
60
Circuit Federal Credit Union
Circuit Federal Credit Union
Personal Loans
10.250% - 10.650%
$3,000 - $25,000
Suncoast Credit Union
Suncoast Credit Union
Personal Signature Loan
11.000%
$0
96
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
Access Credit Union Bristol Pa Credit Union
Access Credit Union Bristol Pa Credit Union
Personal Loans
7.990%
$0 - $30,000
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
12.740%
$0
36
Abco Federal Credit Union
Abco Federal Credit Union
Personal Loans
10.490%
$0
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
14.850%
$0
37 - 60
Hughes Federal Credit Union
Hughes Federal Credit Union
Summer/Holiday Loans
9.500%
$0
Y 12 Federal Credit Union
Y 12 Federal Credit Union
Signature Loan
12.490%
$0
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Loan
8.890%
$0
Academic Federal Credit Union
Academic Federal Credit Union
Signature Loan
7.000%
$500 - $15,000
60
Vystar Credit Union
Vystar Credit Union
Personal Loans
11.000%
$0
37 - 60
Achieva Credit Union
Achieva Credit Union
Personal Loan
11.000%
$0
1 - 12
1st Northern California Credit Union
1st Northern California Credit Union
Title Loans
5.500%
$0
Abri Credit Union
Abri Credit Union
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
Aac Credit Union
Aac Credit Union
Signature Loans
12.990%
$0
48
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Personal Loan Rates
5.740%
$0
1 - 36
Acme Continental Credit Union
Acme Continental Credit Union
Signature Loan
8.950%
$0
1 - 60
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Guardian Credit Union Montgomery, AL Information

Credit Union Name: Guardian Credit Union Montgomery, AL
Full Time Employees: 257
Part Time Employees: 3
President: Scott Kramer
CEO: Heath Harrell
Branch Locations: 16
ATM Locations: 15
Corporate Office Address:
418 Madison Ave
Montgomery, AL 36104
Phone Number: 334-244-9999
Fax Number: 334-834-4495

Guardian Credit Union Montgomery, AL Financials

Total Assets:
963,302,084
Total Amount of Shares and Deposits:
836,530,202
Total Shares and Deposits < 1 Year:
545,736,248
Total Shares and Deposits 1 3 Years:
236,641,970
Total Shares and Deposits > 3 Years:
54,151,984
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
65,323,642
Total Uninsured Shares and Deposits > $250K (F+J):
65,323,642
Total Insured Shares and Deposits > $250K (item 17 less item K):
771,206,560
Total Interest Expense (Sum of items 6 8):
10,980,171
Share Certificates:
6,819
Number of Accounts for Share Drafts:
58,091
IRA KEOGH Accounts:
2,274
Number of Accounts for Regular Shares:
105,293
All other shares:
1,834
Non Member Deposits:
5
Money Market Shares:
1,297
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
34,544,006
Total Liabilities:
884,626,362
Show More

Guardian Credit Union Montgomery, AL Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Student Scholarships:
1
Credit Builder:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
No
Brokered Certificates of Deposits:
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
Yes
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA

Explore Other Rate Deals

The housing market is making a comeback after the worst bust since the Depression of the 1930's, thanks to low mortgage rates today and more affordable homes. Owning a home was the American dream for most people but that dream turned into a nightmare for millions of homeowners during the housing bust and owning a home wasn't the most important thing Americans wanted.
Mortgage rates and applications for refinancing mortgage loans declined in this week's mortgage survey released by the Mortgage Bankers Association. Average mortgage refinance rates have increased since early August but have reversed course and headed down again this past week. Late last week the Fed Charmin, Ben Bernanke, hinted that the Fed is ready to act to drive interest rates lower to help the economy. As a result 10 year bond yields which hit a recent high of 1.85 percent are now back down to 1.56 percent. Mortgage rates have also come down and will probably make new all-time lows this coming week.
Current-Mortgage-Rates-November-9-2009Current mortgage rates are mixed this week over last, both conventional 30 year mortgage rates and 15 year conventional mortgage rates are lower. Fixed jumbo mortgage rates are higher.

Bank or Credit Union Offers and Deals

Synchrony Bank CD Rates Lowered After Fed Rate Cut
Current Mortgage Rates and Home Inventories Hover Near Record Lows
Bangor Savings Bank CD Rates: Best Rate 4.08% APY 15-Month Special CD Benefit Plus
Capital One 360 Bank 18 Month CD Rates now at 0.90%
Fed Stands Pat on Rates as Online CD Rates March Higher
MySavingsDirect Savings Rates
Mortgage Rates Move Lower on Fears of Hungary Financial Crisis, 30 Year Mortgage Rates at 4.85%
Mortgage Rates Decline but Will Increase In the Coming Months and Years
Father's Day
Drop in Mortgage Rates Causes Mortgage Applications to Surge 14 Percent

Alternative Bank and Credit Union Offers to Explore

5 Star Bank Money Market Account Rates now at 0.10%
Bank of America CD Rates
People's United Bank Mortgage Rates
Discover More Credit Card $75 Cash Bonus and 0% Introductory Offer
Interest Rates Might Higher Move Sooner Than the End of 2015
Weekly CD Rates: June 1, 2009
Highest 6 Month CD Interest Rates in California
Mortgage Rates Will Stabilize- The Fed Leaves Interest Rates Alone
Citizens Trust Bank 6 Month $25K CD Rates now at 0.05%
FOMC Keeps "Considerable Time" Language on Fed Funds Rate

Guardian Credit Union Montgomery, AL Reviews

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