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 Hope Federal Credit Union Jackson, MS Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
Hope Federal Credit Union Jackson, MS's IRA 60-Month CD rates are at 2.44%, IRA 18-Month CD rates are at 2.35%. Hope Federal Credit Union Jackson, MS's savings rates are at 0.25%. Hope Federal Credit Union Jackson, MS's money market rates are at 0.25%. MonitorBankRates evaluates the financial stability of Hope Federal Credit Union Jackson, MS with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.91%. Rates were last updated on 04/18/2026. Hope Federal Credit Union Jackson, MS money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Hope Federal Credit Union Jackson, MS? Share your experience about Hope Federal Credit Union Jackson, MS by leaving a review below, or read customer reviews before you decide to use Hope Federal Credit Union Jackson, MS. Hope Federal Credit Union Jackson, MS
Hope Main Office 4 Old River Pl
https://hopecu.org Jackson, MS 39202 3431 
Hope Federal Credit Union Jackson, MS CD Rates
Hope Federal Credit Union Jackson, MS Savings Rates
Hope Federal Credit Union Jackson, MS Money Market Rates
Hope Federal Credit Union Jackson, MS Checking Rates
Hope Federal Credit Union Jackson, MS Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Hope Federal Credit Union Jackson, MS is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Hope Federal Credit Union Jackson, MS rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Hope Federal Credit Union Jackson, MS's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Hope Federal Credit Union Jackson, MS
Website
https://hopecu.org
Address
4 Old River Pl,
Jackson, MS 39202 3431
Phone
601-944-1100
Fax
601-944-0808
President
Carolyn Gill Jefferson
CEO
William Bynum
Full-Time Employees
250
Part-Time Employees
28
Branch Locations
24
ATM Locations
25
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
7.91%
Return on Assets (ROA)
0.0377%
Return on Equity (ROE)
0.2021%
Non-Performing Loans Ratio (NPL)
2.23%
Total Assets
779,444,194
Total Amount of Shares and Deposits
581,683,594
Total Shares and Deposits < 1 Year
432,359,148
Total Shares and Deposits 1 3 Years
141,858,087
Total Shares and Deposits > 3 Years
7,466,356
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
235,788,313
Total Uninsured Shares and Deposits > $250K (F+J)
288,968,958
Total Insured Shares and Deposits > $250K (item 17 less item K)
292,714,636
Total Interest Expense (Sum of items 6 8)
10,054,220
Share Certificates
1,066
Number of Accounts for Share Drafts
18,007
IRA KEOGH Accounts
266
Number of Accounts for Regular Shares
28,592
All other shares
4,489
Non Member Deposits
255
Money Market Shares
720
Net Income (unless the amount is already included in Undivided Earnings)
180,005
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
70,237,098
Total Liabilities
778,188,525
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Hope Federal Credit Union Jackson, MSIs Hope Federal Credit Union Jackson, MS a safe place to deposit money?Yes, Hope Federal Credit Union Jackson, MS is considered a safe financial institution. With a Texas Ratio of 7.9070001894262%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Hope Federal Credit Union Jackson, MS operate?Hope Federal Credit Union Jackson, MS currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Hope Federal Credit Union Jackson, MS?Yes, to access services at Hope Federal Credit Union Jackson, MS, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Hope Federal Credit Union Jackson, MS does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Hope Federal Credit Union Jackson, MS provides members with tools to manage their accounts and build a solid financial history. Does Hope Federal Credit Union Jackson, MS offer online and mobile banking?Most modern institutions like Hope Federal Credit Union Jackson, MS provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://hopecu.org. Current Hope Federal Credit Union Jackson, MS Rates
Retrieved from our database of financial products. Rates subject to change.
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