Local 1233 Federal Credit Union Rates and Review January 2026
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Brian McKay
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Compare Local 1233 Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Local 1233 Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityLocal 1233 Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Local 1233 Federal Credit Union? Share your experience about Local 1233 Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Local 1233 Federal Credit Union. Overall, Local 1233 Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Local 1233 Federal Credit Union 19 Fenwick St 19 Fenwick St Newark, NJ 07114  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonSIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
Visa Signature® Rewards
17.750%
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal/Signature
10.990%
$0
24 - 36
Line of Credit
13.450%
$0
Personal Loan
10.500%
$0 - $5,000
24 - 36
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Local 1233 Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Local 1233 Federal Credit Union
Website: https://www.local1233fcu.org
Full Time Employees: 2Part Time Employees: 1 President: Norman Jackson CEO: Khadija Rover Branch Locations: 1 ATM Locations: 0 Corporate Office Address:
19 Fenwick St
Newark, NJ 07114 Phone Number: 973-824-7246 Fax Number: 973-824-3107 FinancialsTotal Assets:
13,672,167
Total Amount of Shares and Deposits:
11,128,324
Total Shares and Deposits < 1 Year:
11,128,324
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
291,217
Total Uninsured Shares and Deposits > $250K (F+J):
291,217
Total Insured Shares and Deposits > $250K (item 17 less item K):
10,837,107
Total Interest Expense (Sum of items 6 8):
74,276
Number of Accounts for Regular Shares:
950
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
2,546,090
Total Liabilities:
11,176,171
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Local 1233 Federal Credit UnionIs a member application needed to join Local 1233 Federal Credit Union?Yes, to access services at Local 1233 Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Local 1233 Federal Credit Union provides a range of mortgage and home equity products. Is Local 1233 Federal Credit Union a safe place to deposit money?Yes, Local 1233 Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Local 1233 Federal Credit Union offer online and mobile banking?Most modern institutions like Local 1233 Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.25%, 6-month CD rates at 3.14% and 3-month CD rates at 0.30%. Savings rates are at 0.25% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 5.53%. Credit Card rates are at 16.24%. Personal Loan rates are at 15.00%. All these rates, and more, can be found in our database of rates which you can compare to 
