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 Newport News Shipbuilding Employees Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 12, 2026
Newport News Shipbuilding Employees Credit Union's 9-month Special CDs rates are at 3.85%, IRA CDs 9-month Special rates are at 3.85%, 9-month Special CDs rates are at 3.79%, IRA CDs 9-month Special rates are at 3.79%, 13-month Special CDs rates are at 3.70%. Newport News Shipbuilding Employees Credit Union's savings rates are at 0.00%. Newport News Shipbuilding Employees Credit Union's money market rates are at 0.00%. Newport News Shipbuilding Employees Credit Union's Adjustable Rate Mortgages rates are at 5.25%, Adjustable Rate Mortgages rates are at 5.25%, Adjustable Rate Mortgages rates are at 5.50%, Conventional Loans rates are at 5.25%, FHA Loan rates are at 5.62%. Newport News Shipbuilding Employees Credit Union's Personal Loan Rates are at 12.24%. MonitorBankRates evaluates the financial stability of Newport News Shipbuilding Employees Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.82%. Rates were last updated on 04/12/2026. Newport News Shipbuilding Employees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Newport News Shipbuilding Employees Credit Union? Share your experience about Newport News Shipbuilding Employees Credit Union by leaving a review below, or read customer reviews before you decide to use Newport News Shipbuilding Employees Credit Union. Newport News Shipbuilding Employees Credit Union
Corporate Center 1 BayPort Way Ste 350
https://www.bayportcu.org Newport News, VA 23606 4571 
Newport News Shipbuilding Employees Credit Union CD Rates
Newport News Shipbuilding Employees Credit Union Savings Rates
Newport News Shipbuilding Employees Credit Union Money Market Rates
Newport News Shipbuilding Employees Credit Union Checking Rates
Newport News Shipbuilding Employees Credit Union Mortgage Rates
Newport News Shipbuilding Employees Credit Union Home Equity & HELOC
Newport News Shipbuilding Employees Credit Union Credit Card Rates
Newport News Shipbuilding Employees Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Newport News Shipbuilding Employees Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Newport News Shipbuilding Employees Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Newport News Shipbuilding Employees Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Newport News Shipbuilding Employees Credit Union
Website
https://www.bayportcu.org
Address
1 BayPort Way Ste 350,
Newport News, VA 23606 4571
Phone
757-928-8850
Fax
President
Maureen Davis
CEO
James Mears
Full-Time Employees
458
Part-Time Employees
32
Branch Locations
28
ATM Locations
25
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.82%
Return on Assets (ROA)
0.1208%
Return on Equity (ROE)
1.1701%
Non-Performing Loans Ratio (NPL)
0.71%
Total Assets
2,657,122,497
Total Amount of Shares and Deposits
2,137,573,809
Total Shares and Deposits < 1 Year
2,002,951,578
Total Shares and Deposits 1 3 Years
121,012,031
Total Shares and Deposits > 3 Years
13,610,201
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
207,043,210
Total Uninsured Shares and Deposits > $250K (F+J)
207,043,210
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,930,530,599
Total Interest Expense (Sum of items 6 8)
12,114,184
Share Certificates
13,928
Number of Accounts for Share Drafts
91,722
IRA KEOGH Accounts
11,434
Number of Accounts for Regular Shares
183,636
Money Market Shares
12,393
Net Income (unless the amount is already included in Undivided Earnings)
3,209,038
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
204,137,238
Total Liabilities
2,426,588,667
Source: NCUA — Last Updated 03/31/2024
Frequently Asked Questions About Newport News Shipbuilding Employees Credit UnionIs Newport News Shipbuilding Employees Credit Union a safe place to deposit money?Yes, Newport News Shipbuilding Employees Credit Union is considered a safe financial institution. With a Texas Ratio of 4.8195726599107%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Newport News Shipbuilding Employees Credit Union operate?Newport News Shipbuilding Employees Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Newport News Shipbuilding Employees Credit Union?Yes, to access services at Newport News Shipbuilding Employees Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Newport News Shipbuilding Employees Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Newport News Shipbuilding Employees Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Newport News Shipbuilding Employees Credit Union offer online and mobile banking?Most modern institutions like Newport News Shipbuilding Employees Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bayportcu.org. Current Newport News Shipbuilding Employees Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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