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Omaha Police Federal Credit Union

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Omaha Police Federal Credit Union Rates & Review September 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Omaha Police Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 23, 2026

Omaha Police Federal Credit Union's Credit Card Rates are at 8.99%. MonitorBankRates evaluates the financial stability of Omaha Police Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.11%. Rates last updated and verified on 09/23/2026.

Omaha Police Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Omaha Police Federal Credit Union? Share your experience about Omaha Police Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Omaha Police Federal Credit Union.

Ranked #82 Healthiest Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.11%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Omaha Police Federal Credit Union
Omaha Police FCU

3003 S 82nd Ave
Omaha, NE 68124

https://opfcu.net

Omaha Police Federal Credit Union Credit Card Rates

Product	Rate	APR	View More
VISA Platinum Rewards Credit Card	-	8.99%
Details Rates as low as 8.99% APR*. All rates are based upon credit qualifications. Not all borrowers will qualify for the same rate when a rate is listed "as low as." Rates, terms, and conditions are subject to change without notice. Some restrictions apply. See credit union for full details and disclosures. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.11%

Omaha Police Federal Credit Union Other Rates

Product	Rate	Points	APY/APR	Term	View More
Credit Builder Share Secured Loan	-	-	3.50%	12 months
Details A credit builder loan is perfect for anyone* looking to establish their credit. We offer a Credit Builder Share Secured Loan at 3.5% APR* above the market interest rate, using the current shares you have on deposit as collateral. Here's how it works: Set aside and pledge $1000 in your share account for the credit builder loan. Make 12 on-time monthly payments. CREDIT IS ESTABLISHED & you still have $1000 in your savings account! *Must be 18 years of age in Iowa and South Dakota. Must be 19 years of age in Nebraska. Annual Percentage Rate. Visit with a loan officer to learn the current market and share secured loan rate. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.11%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Omaha Police Federal Credit Union’s Texas Ratio stayed near 0.00% in Q2 2023 to 0.11% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
March 31, 2026	$96M	0.11%	5.0	A+
December 31, 2025	$96M	0.07%	5.0	A+
September 30, 2025	$93M	0.31%	5.0	A+
June 30, 2025	$95M	0.13%	5.0	A+
March 31, 2025	$93M	0.16%	5.0	A+
December 31, 2024	$92M	0.61%	5.0	A+
September 30, 2024	$92M	0.28%	5.0	A+
June 30, 2024	$94M	0.82%	5.0	A+
March 31, 2024	$90M	0.00%	5.0	A+
December 31, 2023	$87M	0.15%	5.0	A+
September 30, 2023	$87M	0.00%	5.0	A+
June 30, 2023	$91M	0.00%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Omaha Police Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Omaha Police Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Omaha Police Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Omaha Police Federal Credit Union

Website https://opfcu.net

Address 3003 S 82nd Ave, Omaha, NE 68124

Phone 402-391-4040

Fax 402-391-9329

President John Friend

CEO Rick Rawley

Full-Time Employees 15

Part-Time Employees 0

Branch Locations 2

ATM Locations 2

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (100/100)

Texas Ratio

0.11%

Return on Assets (ROA)

0.2728%

Return on Equity (ROE)

2.8389%

Non-Performing Loans Ratio (NPL)

0.02%

Total Assets

95,835,325

Total Amount of Shares and Deposits

86,244,270

Total Shares and Deposits < 1 Year

86,001,958

Total Shares and Deposits 1 3 Years

242,312

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

4,627,957

Total Uninsured Shares and Deposits > $250K (F+J)

4,627,957

Total Insured Shares and Deposits > $250K (item 17 less item K)

81,616,313

Total Interest Expense (Sum of items 6 8)

136,514

Share Certificates

326

Number of Accounts for Share Drafts

3,731

IRA KEOGH Accounts

137

Number of Accounts for Regular Shares

6,257

All other shares

1,068

Money Market Shares

373

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

9,131,210

Total Liabilities

86,625,969

Source: NCUA — Last Updated 03/31/2026

2026 MBR Health & Safety Badge

Omaha Police Federal Credit Union earned the Top 100 Healthiest badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-s-2026.svg"
       alt="Ranked #82 in MonitorBankRates Top 100 Healthiest Small Credit Unions 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page, or view the full Top 100 Healthiest Small Credit Unions 2026 ranking.

Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Omaha Police Federal Credit Union

How many branches does Omaha Police Federal Credit Union operate?

Omaha Police Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Omaha Police Federal Credit Union?

Yes, to access services at Omaha Police Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Omaha Police Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Omaha Police Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Omaha Police Federal Credit Union offer online and mobile banking?

Most modern institutions like Omaha Police Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://opfcu.net.