Oswego Teachers Employees Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Compare Oswego Teachers Employees Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Oswego Teachers Employees Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Oswego Teachers Employees Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Oswego Teachers Employees Federal Credit Union? Share your experience about Oswego Teachers Employees Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Oswego Teachers Employees Federal Credit Union. Overall, Oswego Teachers Employees Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Rate
APY/APR
vs Avg
Oswego Teachers Employees Federal Credit Union
Oswego Teachers Employees Fed CU 90 W Utica St
Oswego, NY 13126 3048  Compare Oswego Teachers Employees Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates
Northeast Bank Portland, ME
6-Month CD
4.25%
$5,000
Morgan Stanley
3-Month CD
4.21%
$1,000
FNB of Bangor
12-Month CD
4.10%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare Oswego Teachers Employees Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages
Investment Savings Bank
20 Year Fixed
5.625%
5.705%
0.000
Aberdeen Proving Ground FCU
15-Year Fixed
5.500%
5.727%
0.375
PNB of Kewanee
30-Year Fixed
5.560%
5.730%
0.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Compare Oswego Teachers Employees Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards
ACFCU
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
Security Service Federal Credit Union
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
Aberdeen Proving Ground FCU
Visa Platinum Clarity
15.990%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Compare Oswego Teachers Employees Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans
802 Credit Union
Personal/Signature
10.990%
$0
24 - 36
2 Rivers Area Credit Union
Signature Loan
10.000%
$0
60
Hughes Federal Credit Union
Summer/Holiday Loans
9.500%
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Oswego Teachers Employees Federal Credit Union rate data right now, check back for updates, we are adding rates all the time. Oswego Teachers Employees Federal Credit Union InformationCredit Union Name: Oswego Teachers Employees Federal Credit Union
Website: https://oswegoteacherscu.org
Full Time Employees: 8Part Time Employees: 1 President: William Symons CEO: Kelly Trepasso Branch Locations: 1 ATM Locations: 0 Corporate Office Address:
90 W Utica St
Oswego, NY 13126 3048 Phone Number: 315-342-4574 Fax Number: 315-342-2205 Oswego Teachers Employees Federal Credit Union FinancialsTotal Assets:
54,724,218
Total Amount of Shares and Deposits:
47,753,681
Total Shares and Deposits < 1 Year:
47,753,681
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
3,035,175
Total Uninsured Shares and Deposits > $250K (F+J):
3,035,175
Total Insured Shares and Deposits > $250K (item 17 less item K):
44,718,506
Total Interest Expense (Sum of items 6 8):
203,981
Number of Accounts for Share Drafts:
1,237
IRA KEOGH Accounts:
34
Number of Accounts for Regular Shares:
2,728
Money Market Shares:
592
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
5,596,550
Total Liabilities:
48,206,586
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Oswego Teachers Employees Federal Credit Union Questions and AnswersNo Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
No
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Deposits and Shares Meeting 70310(a):
1
Brokered Certificates of Deposits:
1
payment:
No
Are low cost wire transfers available?:
No
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
No
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
No
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
No
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Source: NCUA Last Updated 03/31/2024
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12-month CD rates can be found at 1.75%, 6-month CD rates at 0.90% and 3-month CD rates at 1.26%. Savings rates are at 0.10% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 6.23%. Credit Card rates are at 15.40%. Personal Loan rates are at 11.50%. All these rates, and more, can be found in our database of rates which you can compare to 
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