Quick Poll
The Fed raised rates 0.25% on Sept. 16. Will you move money into a higher-yield account?
|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 PCM Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 22, 2026
PCM Credit Union's CD Specials 15 Month rates are at 4.50%, CD Specials 20 Month rates are at 4.50%, CD Specials 8 Month rates are at 4.40%, CDs 60 Month rates are at 3.90%, CDs 48 Month rates are at 3.80%. PCM Credit Union's savings rates are at 0.15%. PCM Credit Union's Fixed Rate Mortgage rates are at 5.88%, Adjustable Rate Mortgage rates are at 5.88%, Adjustable Rate Mortgage rates are at 5.88%, Adjustable Rate Mortgage rates are at 5.99%, Fixed Rate Mortgage rates are at 6.12%. PCM Credit Union's Personal Loan Rates are as low as 7.49%. PCM Credit Union's Credit Card Rates are at 13.99%. MonitorBankRates evaluates the financial stability of PCM Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.70%. Rates last updated and verified on 09/22/2026. PCM Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at PCM Credit Union? Share your experience about PCM Credit Union by leaving a review below, or read customer reviews before you decide to use PCM Credit Union. 
PCM Credit Union CD Rates
PCM Credit Union Savings Rates
PCM Credit Union Checking Rates
PCM Credit Union Mortgage Rates
PCM Credit Union Home Equity & HELOC
PCM Credit Union Auto Loan Rates
PCM Credit Union Credit Card Rates
PCM Credit Union Personal Loan Rates
PCM Credit Union Other Rates
Financial Health HistoryPCM Credit Union’s Texas Ratio rose from 1.35% in Q2 2023 to 3.70% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for PCM Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather PCM Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with PCM Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
PCM Credit Union
Website
https://www.pcmcu.org
Address
601 Willard Dr,
Green Bay, WI 54304
Phone
920-499-2831
Fax
920-499-7548
President
Jeff Burich
CEO
Shelly Mellenberger
Full-Time Employees
48
Part-Time Employees
3
Branch Locations
3
ATM Locations
3
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.70%
Return on Assets (ROA)
0.2660%
Return on Equity (ROE)
2.5637%
Non-Performing Loans Ratio (NPL)
0.56%
Total Assets
511,308,024
Total Amount of Shares and Deposits
413,066,274
Total Shares and Deposits < 1 Year
377,593,223
Total Shares and Deposits 1 3 Years
27,726,620
Total Shares and Deposits > 3 Years
7,746,431
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
74,148,816
Total Uninsured Shares and Deposits > $250K (F+J)
74,148,816
Total Insured Shares and Deposits > $250K (item 17 less item K)
338,917,458
Total Interest Expense (Sum of items 6 8)
3,035,038
Share Certificates
4,114
Number of Accounts for Share Drafts
10,465
IRA KEOGH Accounts
1,081
Number of Accounts for Regular Shares
21,372
All other shares
1,388
Money Market Shares
2,288
Net Income (unless the amount is already included in Undivided Earnings)
1,360,033
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
14,374,556
Total Liabilities
460,533,729
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for PCM Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for PCM Credit Union
Frequently Asked Questions About PCM Credit UnionHow many branches does PCM Credit Union operate?PCM Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join PCM Credit Union?Yes, to access services at PCM Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, PCM Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, PCM Credit Union provides members with tools to manage their accounts and build a solid financial history. Does PCM Credit Union offer online and mobile banking?Most modern institutions like PCM Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.pcmcu.org. Current PCM Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Montana Federal Credit Union
Chattanooga Area Schools Federal Credit Union
Promedica Federal Credit Union
Coosa Pines Federal Credit Union
HCSEFCU
Area Federal Credit Union
American Partners Federal Credit Union
Church Of The Master Federal Credit Union
North East Welch Federal Credit Union
Partners Federal Credit Union
Chicagos Bravest Credit Union
Blackstone River Federal Credit Union
M C T Federal Credit Union
INSTEP
U HAUL
Five Star of Maryland Federal Credit Union
Hanscom Federal Credit Union
MCALESTER AAP
Farmway Credit Union
Utah First Federal Credit Union
Gale Credit Union
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Rate Assistant
MonitorBankRates.com · Live Data
Try asking