PEOPLES TRANSPORT Rates and Review January 2026
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Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Compare PEOPLES TRANSPORT CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of PEOPLES TRANSPORT savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityPEOPLES TRANSPORT money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at PEOPLES TRANSPORT? Share your experience about PEOPLES TRANSPORT by leaving a review below, or read customer reviews before you decide to use PEOPLES TRANSPORT. Overall, PEOPLES TRANSPORT is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Bank of Richmondville Peoples Transport FCU 136 W Kings Hwy Mount Ephraim, NJ 08059 1343  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Credit Card Rate ComparisonPlatinum
8.900%
Visa Platinum with Rewards
9.900%
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
Show More
The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Loan
10.490%
$0
60 - 60
Personal Signature Loans
14.000%
$0
60
Access Line Of Credit
16.240%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have PEOPLES TRANSPORT rate data right now. Credit Union Profile & OverviewCredit Union Name: PEOPLES TRANSPORT
Website: http://peoplestransportfcu.com
Full Time Employees: 2Part Time Employees: 2 President: Jaime Lyles CEO: Patricia Beck Branch Locations: 1 ATM Locations: 0 Corporate Office Address:
136 W Kings Hwy
Mount Ephraim, NJ 08059 1343 Phone Number: 856-931-2180 Fax Number: 856-931-1925 FinancialsTotal Assets:
11,856,944
Total Amount of Shares and Deposits:
10,637,041
Total Shares and Deposits < 1 Year:
4,658,075
Total Shares and Deposits 1 3 Years:
5,978,967
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
1,180,400
Total Uninsured Shares and Deposits > $250K (F+J):
1,180,400
Total Insured Shares and Deposits > $250K (item 17 less item K):
9,456,641
Total Interest Expense (Sum of items 6 8):
220,238
Share Certificates:
226
Number of Accounts for Share Drafts:
928
IRA KEOGH Accounts:
41
Number of Accounts for Regular Shares:
1,453
All other shares:
1,380
Net Income (unless the amount is already included in Undivided Earnings):
-23,888
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
2,192,450
Total Liabilities:
10,642,862
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Source: NCUA Last Updated 09/30/2025
Customer ReviewsThere are no reviews for PEOPLES TRANSPORT yet. Feel free to create one below.
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Frequently Asked Questions About PEOPLES TRANSPORTIs a member application needed to join PEOPLES TRANSPORT?Yes, to access services at PEOPLES TRANSPORT, a member application is required. Is there a first-time homebuyer program?Currently, PEOPLES TRANSPORT provides a range of mortgage and home equity products. Is PEOPLES TRANSPORT a safe place to deposit money?Yes, PEOPLES TRANSPORT is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does PEOPLES TRANSPORT offer online and mobile banking?Most modern institutions like PEOPLES TRANSPORT provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.00%, 6-month CD rates at 0.75% and 3-month CD rates at 0.20%. Savings rates are at 0.20% and money market rates are at 2.00%. Mortgage rates on 30-year fixed loans are around 6.14%. Credit Card rates are at 15.20%. Personal Loan rates are at 10.20%. All these rates, and more, can be found in our database of rates which you can compare to 
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