|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 SEG Federal Credit Union Rates & Review June 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: May 29, 2026
SEG Federal Credit Union's 12 mo CDs of Deposit rates are at 3.65%, 12 mo CDs of Deposit and up rates are at 3.65%, 6 mo CDs of Deposit rates are at 3.30%, 6 mo CDs of Deposit and up rates are at 3.30%, 12 mo CDs of Deposit rates are at 2.85%. SEG Federal Credit Union's Personal Loan Rates are at 11.00%. MonitorBankRates evaluates the financial stability of SEG Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.21%. Rates were last updated on 05/29/2026. SEG Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at SEG Federal Credit Union? Share your experience about SEG Federal Credit Union by leaving a review below, or read customer reviews before you decide to use SEG Federal Credit Union. SEG Federal Credit Union
SEG Federal Credit Union 617 SE 4th St
https://www.segfcu.org Laurel, MT 59044 3307 
SEG Federal Credit Union CD Rates
SEG Federal Credit Union Savings Rates
SEG Federal Credit Union Checking Rates
SEG Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for SEG Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather SEG Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with SEG Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
SEG Federal Credit Union
Website
https://www.segfcu.org
Address
617 SE 4th St,
Laurel, MT 59044 3307
Phone
406-628-7711
Fax
406-628-5759
President
George Maas
CEO
Danielle Kopp
Full-Time Employees
5
Part-Time Employees
0
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.21%
Return on Assets (ROA)
0.7077%
Return on Equity (ROE)
5.6783%
Non-Performing Loans Ratio (NPL)
0.42%
Total Assets
24,823,309
Total Amount of Shares and Deposits
21,512,015
Total Shares and Deposits < 1 Year
21,364,774
Total Shares and Deposits 1 3 Years
147,241
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,155,165
Total Uninsured Shares and Deposits > $250K (F+J)
1,155,165
Total Insured Shares and Deposits > $250K (item 17 less item K)
20,356,850
Total Interest Expense (Sum of items 6 8)
235,262
Share Certificates
193
Number of Accounts for Share Drafts
816
IRA KEOGH Accounts
16
Number of Accounts for Regular Shares
1,680
All other shares
231
Money Market Shares
49
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,808,731
Total Liabilities
21,754,219
Source: NCUA — Last Updated 09/30/2025
Customer Reviews
There are no reviews for SEG Federal Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for SEG Federal Credit Union
Frequently Asked Questions About SEG Federal Credit UnionHow many branches does SEG Federal Credit Union operate?SEG Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join SEG Federal Credit Union?Yes, to access services at SEG Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, SEG Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, SEG Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does SEG Federal Credit Union offer online and mobile banking?Most modern institutions like SEG Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.segfcu.org. Compare to Other Credit Unions
Professional Police Officers Credit Union
IBEW Local 66 Federal Credit Union
First County Federal Credit Union
Vantage Credit Union
Trius Federal Credit Union
FreeStar Financial Credit Union
Western Sun Federal Credit Union
Purity Dairies Employees Federal Credit Union
Keesler Federal Credit Union
Southern Baptist Church of New York Federal Credit Union
Local 20 IBEW Federal Credit Union
360 Federal Credit Union
West Monroe Federal Credit Union
Wave Federal Credit Union
Red Canoe Credit Union
St Jeans Credit Union
First Priority Credit Union Abilene, TX
Mercer County W VA Teachers Federal Credit Union
Northwoods Credit Union
Puerto Rico Employee Groups Federal Credit Union
Coosa Valley Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
