Southcoast Federal Credit Union Rates and Review January 2026
Compare Southcoast Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Southcoast Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilitySouthcoast Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Southcoast Federal Credit Union? Share your experience about Southcoast Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Southcoast Federal Credit Union. Overall, Southcoast Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Southcoast Federal Credit Union Union St 271 Union St New Bedford, MA 02740  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonVisa Crimson Card
13.240%
Visa or MasterCard
9.990%
Credit Line $500-$7,000
Visa Crimson Rewards Card
13.740%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Loans
8.990%
$0
36
Personal Loan
10.650%
$0
Personal Loans
13.250%
$0
6184
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Southcoast Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Southcoast Federal Credit Union
Website: https://www.southcoastcu.org
Full Time Employees: 14Part Time Employees: 4 President: Robert Fernandes CEO: Duarte Silva Branch Locations: 6 ATM Locations: 5 Corporate Office Address:
271 Union St
New Bedford, MA 02740 Phone Number: 508-997-4475 Fax Number: FinancialsTotal Assets:
58,648,640
Total Amount of Shares and Deposits:
47,067,579
Total Shares and Deposits < 1 Year:
43,528,701
Total Shares and Deposits 1 3 Years:
1,300,361
Total Shares and Deposits > 3 Years:
2,238,517
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
1,747,474
Total Uninsured Shares and Deposits > $250K (F+J):
1,747,474
Total Insured Shares and Deposits > $250K (item 17 less item K):
45,320,105
Total Interest Expense (Sum of items 6 8):
302,497
Share Certificates:
189
Number of Accounts for Share Drafts:
2,199
IRA KEOGH Accounts:
52
Number of Accounts for Regular Shares:
6,480
Non Member Deposits:
38
Money Market Shares:
101
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,253,816
Total Liabilities:
50,485,196
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Southcoast Federal Credit UnionIs a member application needed to join Southcoast Federal Credit Union?Yes, to access services at Southcoast Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Southcoast Federal Credit Union provides a range of mortgage and home equity products. Is Southcoast Federal Credit Union a safe place to deposit money?Yes, Southcoast Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Southcoast Federal Credit Union offer online and mobile banking?Most modern institutions like Southcoast Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.00%, 6-month CD rates at 3.53% and 3-month CD rates at 0.05%. Savings rates are at 0.15% and money market rates are at 0.03%. Mortgage rates on 30-year fixed loans are around 5.93%. Credit Card rates are at 17.75%. Personal Loan rates are at 11.99%. All these rates, and more, can be found in our database of rates which you can compare to .png)
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