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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Southeast Financial Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 19, 2026
Southeast Financial Credit Union's DreamBuilder 6 Month CD rates are at 0.50%. Southeast Financial Credit Union's money market rates are at 0.00%. Southeast Financial Credit Union's Personal Loan Rates are at 12.50%. MonitorBankRates evaluates the financial stability of Southeast Financial Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 10.03%. Rates were last updated on 04/19/2026. Southeast Financial Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Southeast Financial Credit Union? Share your experience about Southeast Financial Credit Union by leaving a review below, or read customer reviews before you decide to use Southeast Financial Credit Union. Southeast Financial Credit Union
Franklin 220 S Royal Oaks Blvd
https://www.southeastfinancial.org Franklin, TN 37064 5313 
Southeast Financial Credit Union CD Rates
Southeast Financial Credit Union Savings Rates
Southeast Financial Credit Union Money Market Rates
Southeast Financial Credit Union Checking Rates
Southeast Financial Credit Union Credit Card Rates
Southeast Financial Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Southeast Financial Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Southeast Financial Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Southeast Financial Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Southeast Financial Credit Union
Address
220 S Royal Oaks Blvd,
Franklin, TN 37064 5313
Phone
615-465-5400
Fax
615-465-5569
President
Cleo Duckworth
CEO
John Jacoway
Full-Time Employees
129
Part-Time Employees
6
Branch Locations
12
ATM Locations
9
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
10.03%
Return on Assets (ROA)
0.0251%
Return on Equity (ROE)
0.3201%
Non-Performing Loans Ratio (NPL)
0.95%
Total Assets
468,202,621
Total Amount of Shares and Deposits
421,048,888
Total Shares and Deposits < 1 Year
401,104,874
Total Shares and Deposits 1 3 Years
11,455,819
Total Shares and Deposits > 3 Years
8,488,196
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
21,352,938
Total Uninsured Shares and Deposits > $250K (F+J)
21,352,938
Total Insured Shares and Deposits > $250K (item 17 less item K)
399,695,950
Total Interest Expense (Sum of items 6 8)
4,580,944
Share Certificates
3,332
Number of Accounts for Share Drafts
14,018
IRA KEOGH Accounts
789
Number of Accounts for Regular Shares
42,629
All other shares
75
Money Market Shares
921
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
36,736,991
Total Liabilities
432,245,306
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Southeast Financial Credit UnionIs Southeast Financial Credit Union a safe place to deposit money?Yes, Southeast Financial Credit Union is considered a safe financial institution. With a Texas Ratio of 10.031748973559%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Southeast Financial Credit Union operate?Southeast Financial Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Southeast Financial Credit Union?Yes, to access services at Southeast Financial Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Southeast Financial Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Southeast Financial Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Southeast Financial Credit Union offer online and mobile banking?Most modern institutions like Southeast Financial Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.southeastfinancial.org. Current Southeast Financial Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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