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Steel Strong Community Federal Credit Union Rates & Review September 2026

Steel Strong Community Federal Credit Union's 6 Month Term CD rates are at 3.75%, 12 Month Term CD rates are at 3.50%, 18 Month Term CD rates are at 3.25%, 24 Month Term CD rates are at 3.00%, 36 Month Term CD rates are at 2.75%. Steel Strong Community Federal Credit Union's Personal Loan Rates are as low as 8.00%. Steel Strong Community Federal Credit Union's Credit Card Rates are at 9.99%. MonitorBankRates evaluates the financial stability of Steel Strong Community Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.98%. Rates last updated and verified on 09/18/2026.

Steel Strong Community Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Steel Strong Community Federal Credit Union? Share your experience about Steel Strong Community Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Steel Strong Community Federal Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.98%
Excellent Lower than avg
Health Trend ?
Improving 12 quarters
Full history ›
Steel Strong Community Federal Credit Union
Steel Strong Community Federal Credit Union
1301 Camp Hollow Rd
West Mifflin, PA 15122
https://www.steelstrongcfcu.org
Member NCUA

Steel Strong Community Federal Credit Union CD Rates

Product Rate APY Term View More
6 Month Term Share Certificate 3.70% 3.75% 6 Month
Min Balance $500
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.98%
12 Month Term Share Certificate 3.45% 3.50% 12 Month
Min Balance $1,000
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.98%
18 Month Term Share Certificate 3.21% 3.25% 18 Month
Min Balance $1,500
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.98%
24 Month Term Share Certificate 2.97% 3.00% 24 Month
Min Balance $2,500
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.98%
36 Month Term Share Certificate 2.72% 2.75% 36 Month
Min Balance $2,500
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.98%

Steel Strong Community Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loan - - 5.95% Up to 60 months
Details Loan to Value: 80% of Appraised Value
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.98%
Home Equity Loan - - 6.20% Up to 120 months
Details Loan to Value: 80% of Appraised Value
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.98%
Home Equity Loan - - 6.20% Up to 60 months
Details Loan to Value: 90% of Appraised Value
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.98%
Home Equity Loan - - 6.45% Up to 180 months
Details Loan to Value: 80% of Appraised Value
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.98%
Home Equity Loan - - 6.45% Up to 120 months
Details Loan to Value: 90% of Appraised Value
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.98%
Home Equity Loan - - 6.70% Up to 180 months
Details Loan to Value: 90% of Appraised Value
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.98%

Steel Strong Community Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Auto - - 4.99% Up to 60 months
Details As Low As
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.98%
New Auto - - 5.39% Up to 72 months
Details As Low As
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.98%
Used Auto (2021-2025) - - 5.99% Up to 60 months
Details As Low As
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.98%
New Auto - - 6.34% Up to 84 months
Details As Low As
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.98%
Used Auto (2021-2025) - - 6.49% Up to 72 months
Details As Low As
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.98%
Used Auto (2018-2020) - - 6.99% Up to 48 months
Details As Low As
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.98%
Used Auto (2018-2020) - - 7.24% Up to 60 months
Details As Low As
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.98%
Older Used Auto (2017) - - 9.74% Up to 48 months
Details As Low As
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.98%
Older Used Auto (2016) - - 10.75% Up to 36 months
Details As Low As
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.98%

Steel Strong Community Federal Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
New Motorcycle Loan - 7.00% Up to 60 months
Details As Low As
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.98%
New Recreational Loan - 8.00% Up to 60 months
Details As Low As
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.98%
New Recreational Loan - 9.00% Up to 120 months
Details As Low As
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.98%
Used Motorcycle Loan - 9.74% Up to 36 months
Details As Low As
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.98%
Used Recreational Loan - 9.75% Up to 48 months
Details As Low As
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.98%
Used Motorcycle Loan - 10.74% Up to 48 months
Details As Low As
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.98%
Used Recreational Loan - 10.75% Up to 60 months
Details As Low As
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.98%
Used Recreational Loan - 11.75% Up to 72 months
Details As Low As
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.98%

Steel Strong Community Federal Credit Union Credit Card Rates

Product Rate APR View More
VISA Credit Card Rate(s) - 9.99%
Details Regular 9.99%; Limit: $15,000
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.98%

Steel Strong Community Federal Credit Union Personal Loan Rates

Product APR Term View More
Personal Loan 8.00% Up to 12 months
Details As Low As
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.98%
Personal Loan 8.50% Up to 24 months
Details As Low As
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.98%
Personal Loan 9.00% Up to 36 months
Details As Low As
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.98%
Personal Loan 9.50% Up to 48 months
Details As Low As
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.98%
Personal Loan 10.00% Up to 60 months
Details As Low As
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.98%
Personal Loan 10.50% Up to 72 months
Details As Low As
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.98%

Steel Strong Community Federal Credit Union Other Rates

Product Rate Points APY/APR Term View More
Balance Transfer Special Loan - - 3.99% 24 months
Details Balance transfers from October 1, 2026, through December 1, 2026.
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.98%

Financial Health History

Steel Strong Community Federal Credit Union’s Texas Ratio fell from 2.25% in Q2 2023 to 0.98% in Q1 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 1% 2.0★ 2.1% 3.0★ 3.1% 4.0★ 4.1% 5.0★ Healthy zone – entire history below the 15% limit 2.25% A+ Q2 2023 A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 0.98% A+ Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$33M0.98%5.0A+
December 31, 2025$32M2.38%5.0A+
September 30, 2025$32M2.56%5.0A+
June 30, 2025$32M2.51%5.0A+
March 31, 2025$33M0.59%5.0A+
December 31, 2024$32M3.05%5.0A+
September 30, 2024$33M2.60%5.0A+
June 30, 2024$33M3.01%5.0A+
March 31, 2024$34M2.17%5.0A+
December 31, 2023$33M1.96%5.0A+
September 30, 2023$32M0.57%5.0A+
June 30, 2023$33M2.25%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Steel Strong Community Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Steel Strong Community Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Steel Strong Community Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Steel Strong Community Federal Credit Union
Address 1301 Camp Hollow Rd, West Mifflin, PA 15122
Phone 412-469-0410
Fax 412-469-0298
President Michael Juliano
CEO Denise Tassone
Full-Time Employees 6
Part-Time Employees 0
Branch Locations 2
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.98%
Return on Assets (ROA)
0.4389%
Return on Equity (ROE)
1.7982%
Non-Performing Loans Ratio (NPL)
0.48%
Total Assets
32,805,391
Total Amount of Shares and Deposits
24,761,139
Total Shares and Deposits < 1 Year
24,573,882
Total Shares and Deposits 1 3 Years
187,258
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
177,876
Total Uninsured Shares and Deposits > $250K (F+J)
177,876
Total Insured Shares and Deposits > $250K (item 17 less item K)
24,583,263
Total Interest Expense (Sum of items 6 8)
31,457
Share Certificates
198
Number of Accounts for Share Drafts
1,150
Number of Accounts for Regular Shares
2,595
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,664,808
Total Liabilities
24,937,487
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Steel Strong Community Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

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Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About Steel Strong Community Federal Credit Union

How many branches does Steel Strong Community Federal Credit Union operate?

Steel Strong Community Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Steel Strong Community Federal Credit Union?

Yes, to access services at Steel Strong Community Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Steel Strong Community Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Steel Strong Community Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Steel Strong Community Federal Credit Union offer online and mobile banking?

Most modern institutions like Steel Strong Community Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.steelstrongcfcu.org.

Current Steel Strong Community Federal Credit Union Rates

  • 12-Month CD3.50%
  • 18-Month CD3.25%
  • 24-Month CD3.00%
Retrieved from our database of financial products. Rates subject to change.