What are the current interest rates at Sun Credit Union?

Current rates for Sun Credit Union include: 12-Month CD: 3.61%, 24-Month CD: 3.66%, 60-Month CD: 3.86%, Savings: 2.00%

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Sun Credit Union

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Sun Credit Union Rates & Review September 2026

Q: How many branches does Sun Credit Union operate?

Sun Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Sun Credit Union?

Yes, to access services at Sun Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, Sun Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Sun Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 22, 2026

Sun Credit Union's 3 Month Jumbo CDs rates are at 4.00%, 3 Month Standard CDs rates are at 4.00%, 60 Month Jumbo CDs rates are at 3.89%, 60 Month Standard CDs rates are at 3.86%, 24 Month Jumbo CDs rates are at 3.69%. Sun Credit Union's savings rates are at 2.00%. Sun Credit Union's Personal Loan Rates are as low as 9.95%. MonitorBankRates evaluates the financial stability of Sun Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.76%. Rates last updated and verified on 09/22/2026.

Sun Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Sun Credit Union? Share your experience about Sun Credit Union by leaving a review below, or read customer reviews before you decide to use Sun Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

1.76%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Sun Credit Union
Main Office

4205 Hollywood Blvd
Hollywood, FL 33021

https://www.suncu.org

Sun Credit Union CD Rates

Product	Rate	APY	Term
3 Month Jumbo Certificates	3.93%	4.00%	3 Months
Min Balance $90,000 Details SPECIAL OFFER THRU 9/30/26 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.76%
3 Month Standard Certificates	3.93%	4.00%	3 Months
Min Balance $2,000 Details SPECIAL OFFER THRU 9/30/26 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.76%
60 Month Jumbo Certificates	3.82%	3.89%	60 Months
Min Balance $90,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.76%
60 Month Standard Certificates	3.79%	3.86%	60 Months
Min Balance $2,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.76%
24 Month Jumbo Certificates	3.63%	3.69%	24 Months
Min Balance $90,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.76%
36 Month Jumbo Certificates	3.63%	3.69%	36 Months
Min Balance $90,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.76%
24 Month Standard Certificates	3.60%	3.66%	24 Months
Min Balance $2,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.76%
36 Month Standard Certificates	3.60%	3.66%	36 Months
Min Balance $2,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.76%
12 Month Jumbo Certificates	3.58%	3.64%	12 Months
Min Balance $90,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.76%
12 Month Standard Certificates	3.55%	3.61%	12 Months
Min Balance $2,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.76%
5 Month Jumbo Certificates	3.34%	3.39%	5 Months
Min Balance $90,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.76%
6 Month Jumbo Certificates	3.34%	3.39%	6 Months
Min Balance $90,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.76%
5 Month Standard Certificates	3.31%	3.36%	5 Months
Min Balance $1,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.76%
6 Month Standard Certificates	3.31%	3.36%	6 Months
Min Balance $2,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.76%

Sun Credit Union Savings Rates

Product	Rate	APY	View More
Shore Savings	1.98%	2.00%
Min Balance $0 Details Average daily balances up to and including $100,000 in your Shore Savings account earn a dividend rate of 1.9819% resulting in an APY of 2.00% and average daily balances over $100,000 earn a dividend rate of 0.4989% on the portion of the average daily balance over $100,000, resulting in a range from 2.00% to 1.25% APY depending on the account's average daily balance. Dividends will be credited to your Sail Checking and Shore Savings accounts on the last day of the current statement cycle. When qualifications are not met, the entire average daily balance in the Shore Savings account earns 2.00% APY. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.76%

Sun Credit Union Checking Rates

Product	Rate	APY
Sail Checking	4.88%	5.00%
Min Balance $0 Details Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Balance: $0 - $10,000 (Qualified Rate) Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.76%
Sail Checking	-	5.00%
Min Balance $0 Details Qualifications Required: monthly qualifications; Qualifying balance up to $10,000.00; 0.50% APY on balances over $10,000; 0.05% APY if qualifications aren't met; Link to free Shore Savings to build savings automatically; ATM Fee Refunds (up to $20 per month) when you meet the monthly qualifications; No Monthly Service Fee; No Minimum Daily Balance; Digital Wallet Compatible; Mobile Deposit Available; Auto-Pay Loan Rate Discount Eligibility Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.76%
Sail Checking	1.98%	2.00%
Min Balance $0 Details Qualifications Required: 1 direct deposit or ACH credit; enrollment in online banking; enrollment in e-statements; As Low As; ATM fee refunds up to $20.00 nationwide; Average daily balances over $100,000 earn a dividend rate of 0.4989% on the portion of the average daily balance over $100,000, resulting in a range from 2.00% to 1.25% APY depending on the account's average daily balance. Dividends will be credited to your Sail Checking and Shore Savings accounts on the last day of the current statement cycle. When linked to a Shore Savings account, the dividends earned within the Sail Checking account do not compound since it, along with any nationwide ATM withdrawal fee reimbursements are, automatically transferred to the Shore Savings account within one day. This automatic transfer may cause an overdraft to your Sail Checking account, if the account balance is less than the transferred amount when the transfer occurs. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.76%
Sail Checking	-	0.50%
Min Balance $10,000 Details Balances over $10,000; 5.00% APY on balances up to $10,000 when you meet the monthly qualifications; 0.05% APY if qualifications aren't met; Link to free Shore Savings to build savings automatically; ATM Fee Refunds (up to $20 per month) when you meet the monthly qualifications; No Monthly Service Fee; No Minimum Daily Balance; Digital Wallet Compatible; Mobile Deposit Available; Auto-Pay Loan Rate Discount Eligibility Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.76%
Sail Checking	-	0.05%
Details If qualifications aren't met; 5.00% APY on balances up to $10,000 when you meet the monthly qualifications; 0.50% APY on balances over $10,000; Link to free Shore Savings to build savings automatically; ATM Fee Refunds (up to $20 per month) when you meet the monthly qualifications; No Monthly Service Fee; No Minimum Daily Balance; Digital Wallet Compatible; Mobile Deposit Available; Auto-Pay Loan Rate Discount Eligibility Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.76%

Sun Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term	View More
Home Equity HELOC	4.00%	-	4.00%
Details Introductory rate fixed for 12 months. After intro period, a variable rate will be imposed ranging from as low as WSJ Prime Rate plus the margin assigned with a floor rate of 4.00% APR to a max rate of 18.00% APR. Eligible discounts apply. Maximum rate change in a 12-month period is 2.00% APR, excluding introductory period. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.76%

Sun Credit Union Auto Loan Rates

Product	Rate	Points	APR
New/Used Auto: Mileage up to 100,000	-	-	3.99%
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.76%
Classic/Vintage Auto	-	-	4.99%
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.76%

Sun Credit Union Personal Loan Rates

Product	APR	Term	View More
Personal Loan/Lines of Credit	9.95%
Details As Low As Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.76%

Sun Credit Union Other Rates

Product	Rate	Points	APY/APR
DrivingSense - Lease Alternative Loan	-	-	5.49%
Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.76%
Mileage up to 99,999 Loan	-	-	6.99%
Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.76%
Platinum Loan	-	-	8.90%
Details Regular APR: 16.90% Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.76%
Platinum Rewards Loan	-	-	9.90%
Details Regular APR: 17.90% Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.76%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Sun Credit Union’s Texas Ratio rose from 1.05% in Q2 2023 to 1.76% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
March 31, 2026	$129M	1.76%	5.0	A+
December 31, 2025	$127M	2.54%	5.0	A+
September 30, 2025	$126M	1.85%	5.0	A+
June 30, 2025	$123M	2.05%	5.0	A+
March 31, 2025	$120M	0.92%	5.0	A+
December 31, 2024	$119M	1.35%	5.0	A+
September 30, 2024	$120M	1.44%	5.0	A+
June 30, 2024	$118M	1.04%	5.0	A+
March 31, 2024	$117M	1.08%	5.0	A+
December 31, 2023	$113M	1.17%	5.0	A+
September 30, 2023	$113M	0.64%	5.0	A+
June 30, 2023	$117M	1.05%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Sun Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Sun Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Sun Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Sun Credit Union

Website https://www.suncu.org

Address 4205 Hollywood Blvd, Hollywood, FL 33021

Phone 954-967-4441

Fax 954-967-4440

President Horace Mclarty

CEO Patrick Mason

Full-Time Employees 18

Part-Time Employees 0

Branch Locations 3

ATM Locations 1

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

1.76%

Return on Assets (ROA)

0.3142%

Return on Equity (ROE)

2.9428%

Non-Performing Loans Ratio (NPL)

0.41%

Total Assets

129,107,181

Total Amount of Shares and Deposits

114,742,754

Total Shares and Deposits < 1 Year

112,910,310

Total Shares and Deposits 1 3 Years

1,361,632

Total Shares and Deposits > 3 Years

470,812

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

9,216,044

Total Uninsured Shares and Deposits > $250K (F+J)

9,216,044

Total Insured Shares and Deposits > $250K (item 17 less item K)

105,526,710

Total Interest Expense (Sum of items 6 8)

344,137

Share Certificates

783

Number of Accounts for Share Drafts

4,275

IRA KEOGH Accounts

206

Number of Accounts for Regular Shares

6,890

All other shares

173

Money Market Shares

402

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

11,907,910

Total Liabilities

115,637,127

Source: NCUA — Last Updated 03/31/2026

2026 MBR Health & Safety Badge

Sun Credit Union earned the Verified Healthy badge

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Customer Reviews

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☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Sun Credit Union

How many branches does Sun Credit Union operate?

Sun Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Sun Credit Union?

Yes, to access services at Sun Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Sun Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Sun Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Sun Credit Union offer online and mobile banking?

Most modern institutions like Sun Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.suncu.org.