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Toledo Fire Fighters Federal Credit Union Rates & Review April 2026

Toledo Fire Fighters Federal Credit Union's 36 month CD, Regular and IRA rates are at 3.00%, 24 month CD, Regular and IRA rates are at 2.75%, 12 month CD, Regular and IRA rates are at 2.50%, 6 month CD, Regular and IRA rates are at 2.25%. Toledo Fire Fighters Federal Credit Union's savings rates are at 0.20%. Toledo Fire Fighters Federal Credit Union's Personal Loan Rates are at 5.49%. MonitorBankRates evaluates the financial stability of Toledo Fire Fighters Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.20%. Rates were last updated on 04/17/2026.

Toledo Fire Fighters Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Toledo Fire Fighters Federal Credit Union? Share your experience about Toledo Fire Fighters Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Toledo Fire Fighters Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.20%
Excellent Lower than avg
Toledo Fire Fighters Federal Credit Union
Main Office
2800 W Laskey Rd
Toledo, OH 43613 3248
https://www.tfffcu.org
Member NCUA

Toledo Fire Fighters Federal Credit Union CD Rates

Product Rate APY Term View More
36 month Certificate, Regular and IRA 3.00% 3.00% 36 months
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.20%
24 month Certificate, Regular and IRA 2.75% 2.75% 24 months
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.20%
12 month Certificate, Regular and IRA 2.50% 2.50% 12 months
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.20%
6 month Certificate, Regular and IRA 2.25% 2.25% 6 months
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.20%

Toledo Fire Fighters Federal Credit Union Savings Rates

Product Rate APY View More
IRA Savings 0.50% 0.50%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.20%
Savings 0.20% 0.20%
Min Balance $5
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.20%

Toledo Fire Fighters Federal Credit Union Checking Rates

Product Rate APY View More
Checking 0.01% 0.01%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.20%

Toledo Fire Fighters Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan - - 5.49% 84
Details As Low As; Up to 84 months; Over 72 months add 0.5%
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.20%
Auto Loan 5.49% - 5.61%
Details As Low As; Up to 84 months*; Over 72 months add 0.50%*
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.20%

Toledo Fire Fighters Federal Credit Union Credit Card Rates

Product Rate APR View More
Platinum VISA - 7.99%
Details As Low As
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.20%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Toledo Fire Fighters Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Toledo Fire Fighters Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Toledo Fire Fighters Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Toledo Fire Fighters Federal Credit Union
Address 2800 W Laskey Rd, Toledo, OH 43613 3248
Phone 419-474-7200
Fax 419-474-7343
President Mark Rajner
CEO Dawn Duncan
Full-Time Employees 7
Part-Time Employees 0
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.20%
Return on Assets (ROA)
1.4273%
Return on Equity (ROE)
8.3257%
Non-Performing Loans Ratio (NPL)
0.48%
Total Assets
43,716,793
Total Amount of Shares and Deposits
36,217,690
Total Shares and Deposits < 1 Year
35,885,087
Total Shares and Deposits 1 3 Years
332,603
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
335,902
Total Uninsured Shares and Deposits > $250K (F+J)
335,902
Total Insured Shares and Deposits > $250K (item 17 less item K)
35,881,788
Total Interest Expense (Sum of items 6 8)
77,909
Share Certificates
91
Number of Accounts for Share Drafts
1,636
IRA KEOGH Accounts
26
Number of Accounts for Regular Shares
3,043
All other shares
27
Money Market Shares
93
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
8,172,929
Total Liabilities
36,234,279
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About Toledo Fire Fighters Federal Credit Union

Is Toledo Fire Fighters Federal Credit Union a safe place to deposit money?

Yes, Toledo Fire Fighters Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 1.2032828717495%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Toledo Fire Fighters Federal Credit Union operate?

Toledo Fire Fighters Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Toledo Fire Fighters Federal Credit Union?

Yes, to access services at Toledo Fire Fighters Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Toledo Fire Fighters Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Toledo Fire Fighters Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Toledo Fire Fighters Federal Credit Union offer online and mobile banking?

Most modern institutions like Toledo Fire Fighters Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.tfffcu.org.

Current Toledo Fire Fighters Federal Credit Union Rates

  • 12-Month CD2.50%
  • 24-Month CD2.75%
  • Savings0.20%
Retrieved from our database of financial products. Rates subject to change.