|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Trinity Valley Teachers Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 23, 2026
Trinity Valley Teachers Credit Union's Tractor / Farm Equipment Loan rates are at 7.00%. Trinity Valley Teachers Credit Union's Personal Loan Rates are as low as 8.00%. MonitorBankRates evaluates the financial stability of Trinity Valley Teachers Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.44%. Rates last updated and verified on 09/23/2026. Trinity Valley Teachers Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Trinity Valley Teachers Credit Union? Share your experience about Trinity Valley Teachers Credit Union by leaving a review below, or read customer reviews before you decide to use Trinity Valley Teachers Credit Union. 
Trinity Valley Teachers Credit Union Mortgage Rates
Trinity Valley Teachers Credit Union Auto Loan Rates
Trinity Valley Teachers Credit Union RV, Boat and Powersport Loan Rates
Trinity Valley Teachers Credit Union Personal Loan Rates
Financial Health HistoryTrinity Valley Teachers Credit Union’s Texas Ratio stayed near 0.25% in Q2 2023 to 0.44% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Trinity Valley Teachers Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Trinity Valley Teachers Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Trinity Valley Teachers Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Trinity Valley Teachers Credit Union
Website
https://tvtcu.com
Address
3301 S Loop 256,
Palestine, TX 75801
Phone
903-729-0207
Fax
903-729-7840
President
Carl Ivins
CEO
Becky Goodman
Full-Time Employees
6
Part-Time Employees
0
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.44%
Return on Assets (ROA)
0.3963%
Return on Equity (ROE)
1.3020%
Non-Performing Loans Ratio (NPL)
0.72%
Total Assets
32,112,388
Total Amount of Shares and Deposits
22,281,000
Total Shares and Deposits < 1 Year
22,281,000
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
287,261
Total Uninsured Shares and Deposits > $250K (F+J)
287,261
Total Insured Shares and Deposits > $250K (item 17 less item K)
21,993,739
Total Interest Expense (Sum of items 6 8)
39,480
Share Certificates
114
Number of Accounts for Share Drafts
450
IRA KEOGH Accounts
32
Number of Accounts for Regular Shares
2,956
All other shares
1
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,195,742
Total Liabilities
22,338,420
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for Trinity Valley Teachers Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Trinity Valley Teachers Credit Union
Frequently Asked Questions About Trinity Valley Teachers Credit UnionHow many branches does Trinity Valley Teachers Credit Union operate?Trinity Valley Teachers Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Trinity Valley Teachers Credit Union?Yes, to access services at Trinity Valley Teachers Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Trinity Valley Teachers Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Trinity Valley Teachers Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Trinity Valley Teachers Credit Union offer online and mobile banking?Most modern institutions like Trinity Valley Teachers Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://tvtcu.com. Compare to Other Credit Unions
The Peoples Credit Union
Liberty First Credit Union
Bee Federal Credit Union
Illinois Educators Credit Union
Mid Plains Credit Union
South Bend Firefighters Federal Credit Union
United Texas Credit Union
Employees Credit Union
Consumers Professional Credit Union
KUMC Credit Union
Hope Federal Credit Union Jackson, MS
Shore to Shore Community Federal Credit Union
Hopesouth Federal Credit Union
DCU Digital Federal Credit Union
Campbell Federal Credit Union
Aegis Credit Union
LG&W Federal Credit Union
Wabellco Federal Credit Union
Georgia Heritage Federal Credit Union
Peoria Postal Employees Credit Union
Vibe Credit Union
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
