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TUCSON Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: October 10, 2026
TUCSON's top rates as of October 10, 2026 are 4.80% APY on its 5 Year Business CD, 5.00% APY on savings, 3.75% APY on money market accounts, and 0.03% APY on checking, according to rates verified by MonitorBankRates. Other TUCSON CD rates include 4 Year Business CD at 4.75%, 5 Year CD at 4.70%, and 3 Year Business CD at 4.65%. MonitorBankRates evaluates the financial stability of TUCSON with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.69%. Rates last updated and verified on 10/10/2026.
TUCSON money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at TUCSON? Share your experience about TUCSON by leaving a review below, or read customer reviews before you decide to use TUCSON.
TUCSON has earned an overall safety grade of A+ (Exceptional, Score: 97/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective NCUA regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
TUCSON has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
5.69%
ExcellentLower than avg
TUCSON Texas Ratio
TUCSON's Texas Ratio is 5.69%, which is considered excellent and is lower than the national average of 6.13%.
TUCSON has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
3.44% to 5.69% over 12 quarters, steadyFull history
Star Rating 5.0 to 5.0, Health Grade A+ to A+
The Texas Ratio for this credit union has held steady at a healthy level since Q3 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.
TUCSON CD Rates
Product
Rate
APY
Term
View More
5 Year Share Certificate
4.59%
4.70%
5 Year
Min Deposit$500
Min Balance$500
DetailsIRA certificate rates apply to Traditional IRA Certificates and Roth IRA Certificates. Dividends will be compounded every day. Dividends will be credited to your account monthly. Alternatively, you may choose to have dividends paid to another account every month rather than credited to this account.
Last Updated10/10/2026
Rate History
1 change since Sep 27, 2026 · 4.05% → 4.70% ▲ 0.65 pts · high 4.70% / low 4.05%
Oct 6, 20264.70%▲ from 4.05%
Sep 27, 20264.05%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.69%
4 Year Share Certificate
4.55%
4.65%
4 Year
Min Deposit$500
Min Balance$500
DetailsIRA certificate rates apply to Traditional IRA Certificates and Roth IRA Certificates. Dividends will be compounded every day. Dividends will be credited to your account monthly. Alternatively, you may choose to have dividends paid to another account every month rather than credited to this account.
Last Updated10/10/2026
Rate History
1 change since Sep 27, 2026 · 4.00% → 4.65% ▲ 0.65 pts · high 4.65% / low 4.00%
Oct 6, 20264.65%▲ from 4.00%
Sep 27, 20264.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.69%
3 Year Share Certificate
4.50%
4.60%
3 Year
Min Deposit$500
Min Balance$500
DetailsIRA certificate rates apply to Traditional IRA Certificates and Roth IRA Certificates. Dividends will be compounded every day. Dividends will be credited to your account monthly. Alternatively, you may choose to have dividends paid to another account every month rather than credited to this account.
Last Updated10/10/2026
Rate History
1 change since Sep 27, 2026 · 4.00% → 4.60% ▲ 0.60 pts · high 4.60% / low 4.00%
Oct 6, 20264.60%▲ from 4.00%
Sep 27, 20264.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.69%
2 Year Share Certificate
4.45%
4.55%
2 Year
Min Deposit$500
Min Balance$500
DetailsIRA certificate rates apply to Traditional IRA Certificates and Roth IRA Certificates. Dividends will be compounded every day. Dividends will be credited to your account monthly. Alternatively, you may choose to have dividends paid to another account every month rather than credited to this account.
Last Updated10/10/2026
Rate History
1 change since Sep 27, 2026 · 3.95% → 4.55% ▲ 0.60 pts · high 4.55% / low 3.95%
Oct 6, 20264.55%▲ from 3.95%
Sep 27, 20263.95%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.69%
1 Year Share Certificate
4.16%
4.25%
1 Year
Min Deposit$500
Min Balance$500
DetailsIRA certificate rates apply to Traditional IRA Certificates and Roth IRA Certificates. Dividends will be compounded every day. Dividends will be credited to your account monthly. Alternatively, you may choose to have dividends paid to another account every month rather than credited to this account.
Last Updated10/10/2026
Rate History
1 change since Sep 27, 2026 · 3.90% → 4.25% ▲ 0.35 pts · high 4.25% / low 3.90%
Oct 6, 20264.25%▲ from 3.90%
Sep 27, 20263.90%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.69%
180 Day Share Certificate
3.78%
3.85%
180 Day
Min Deposit$500
Min Balance$500
DetailsIRA certificate rates apply to Traditional IRA Certificates and Roth IRA Certificates. Dividends will be compounded every day. Dividends will be credited to your account monthly. Alternatively, you may choose to have dividends paid to another account every month rather than credited to this account.
Last Updated10/10/2026
Rate History
1 change since Sep 27, 2026 · 3.75% → 3.85% ▲ 0.10 pts · high 3.85% / low 3.75%
Oct 6, 20263.85%▲ from 3.75%
Sep 27, 20263.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.69%
TUCSON Business CD Rates
Product
Rate
APY
Term
View More
5 Year Business Certificate
4.69%
4.80%
5 Year
Min Deposit$500
Min Balance$500
DetailsDividends will be compounded every day. Dividends will be credited to your account monthly. Alternatively, you may choose to have dividends paid to another account every month rather than credited to this account.
Last Updated10/10/2026
Rate History
1 change since Sep 27, 2026 · 4.15% → 4.80% ▲ 0.65 pts · high 4.80% / low 4.15%
Oct 6, 20264.80%▲ from 4.15%
Sep 27, 20264.15%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.69%
4 Year Business Certificate
4.64%
4.75%
4 Year
Min Deposit$500
Min Balance$500
DetailsDividends will be compounded every day. Dividends will be credited to your account monthly. Alternatively, you may choose to have dividends paid to another account every month rather than credited to this account.
Last Updated10/10/2026
Rate History
1 change since Sep 27, 2026 · 4.10% → 4.75% ▲ 0.65 pts · high 4.75% / low 4.10%
Oct 6, 20264.75%▲ from 4.10%
Sep 27, 20264.10%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.69%
3 Year Business Certificate
4.55%
4.65%
3 Year
Min Deposit$500
Min Balance$500
DetailsDividends will be compounded every day. Dividends will be credited to your account monthly. Alternatively, you may choose to have dividends paid to another account every month rather than credited to this account.
Last Updated10/10/2026
Rate History
1 change since Sep 27, 2026 · 4.10% → 4.65% ▲ 0.55 pts · high 4.65% / low 4.10%
Oct 6, 20264.65%▲ from 4.10%
Sep 27, 20264.10%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.69%
2 Year Business Certificate
4.50%
4.60%
2 Year
Min Deposit$500
Min Balance$500
DetailsDividends will be compounded every day. Dividends will be credited to your account monthly. Alternatively, you may choose to have dividends paid to another account every month rather than credited to this account.
Last Updated10/10/2026
Rate History
1 change since Sep 27, 2026 · 4.05% → 4.60% ▲ 0.55 pts · high 4.60% / low 4.05%
Oct 6, 20264.60%▲ from 4.05%
Sep 27, 20264.05%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.69%
1 Year Business Certificate
4.21%
4.30%
1 Year
Min Deposit$500
Min Balance$500
DetailsDividends will be compounded every day. Dividends will be credited to your account monthly. Alternatively, you may choose to have dividends paid to another account every month rather than credited to this account.
Last Updated10/10/2026
Rate History
1 change since Sep 27, 2026 · 4.00% → 4.30% ▲ 0.30 pts · high 4.30% / low 4.00%
Oct 6, 20264.30%▲ from 4.00%
Sep 27, 20264.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.69%
180 Day Business Certificate
3.92%
4.00%
180 Day
Min Deposit$500
Min Balance$500
DetailsDividends will be compounded every day. Dividends will be credited to your account monthly. Alternatively, you may choose to have dividends paid to another account every month rather than credited to this account.
Last Updated10/10/2026
Rate History
1 change since Sep 27, 2026 · 3.85% → 4.00% ▲ 0.15 pts · high 4.00% / low 3.85%
Oct 6, 20264.00%▲ from 3.85%
Sep 27, 20263.85%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.69%
TUCSON Savings Rates
Product
Rate
APY
View More
Level Up Savings (Minor Account)
4.88%
5.00%
Min Deposit$0
DetailsBalance: $0.01 to $1,000.00
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 5.00% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.69%
LevelUp Savings Account
4.88%
5.00%
Min Balance$0
DetailsQualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Balances over $1,000.00 will receive our normal share rate, currently 0.05% variable APY subject to change monthly. Upon turning 18, the LevelUp Savings account will automatically convert to a Club Account and receive the then current regular club rate. Product exclusively for members under 18 years old. Balance: $0.01 - $1,000.00
Last Updated10/10/2026
Rate History
No change since Sep 22, 2026 · 5.00% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.69%
Roth IRA Savings
0.35%
0.35%
Min Deposit$100
Min Balance$100
DetailsDividends will be compounded every day. Dividends will be credited to your account every month.
Last Updated10/10/2026
Rate History
No change since Sep 27, 2026 · 0.35% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.69%
Traditional IRA Savings
0.35%
0.35%
Min Deposit$100
Min Balance$100
DetailsDividends will be compounded every day. Dividends will be credited to your account every month.
Last Updated10/10/2026
Rate History
No change since Sep 27, 2026 · 0.35% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.69%
Clubs
0.05%
0.05%
Min Deposit$0
Details$0.01 and above
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 0.05% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.69%
Level Up Savings (Minor Account)
0.05%
0.05%
Min Deposit$0
DetailsBalance: $1,000.01 and above
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 0.05% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.69%
Savings
0.05%
0.05%
Min Deposit$5
Details$5.00 and above
Last Updated10/10/2026
Rate History
No change since Oct 10, 2026 · 0.05% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.69%
TUCSON Money Market Rates
Product
Rate
APY
View More
Premier Money Market
3.68%
3.75%
Min Deposit$1,000
Min Balance$1,000,000
DetailsBalance: $1,000,000 and above; Dividends will be compounded every day. Dividends will be credited to your account every month.
Last Updated10/10/2026
Rate History
1 change since Sep 27, 2026 · 3.50% → 3.75% ▲ 0.25 pts · high 3.75% / low 3.50%
Oct 6, 20263.75%▲ from 3.50%
Sep 27, 20263.50%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.69%
Premier Money Market
3.20%
3.25%
Min Deposit$1,000
Min Balance$500,000
DetailsBalance: $500,000 to $999,999.99; Dividends will be compounded every day. Dividends will be credited to your account every month.
Last Updated10/10/2026
Rate History
1 change since Sep 27, 2026 · 3.00% → 3.25% ▲ 0.25 pts · high 3.25% / low 3.00%
Oct 6, 20263.25%▲ from 3.00%
Sep 27, 20263.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.69%
Premier Money Market
2.96%
3.00%
Min Deposit$1,000
Min Balance$250,000
DetailsBalance: $250,000 to $499,999.99; Dividends will be compounded every day. Dividends will be credited to your account every month.
Last Updated10/10/2026
Rate History
1 change since Sep 27, 2026 · 2.75% → 3.00% ▲ 0.25 pts · high 3.00% / low 2.75%
Oct 6, 20263.00%▲ from 2.75%
Sep 27, 20262.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.69%
Premier Money Market
1.64%
1.65%
Min Deposit$1,000
Min Balance$100,000
DetailsBalance: $100,000 to $249,999.99; Dividends will be compounded every day. Dividends will be credited to your account every month.
Last Updated10/10/2026
Rate History
1 change since Sep 27, 2026 · 1.50% → 1.65% ▲ 0.15 pts · high 1.65% / low 1.50%
Oct 6, 20261.65%▲ from 1.50%
Sep 27, 20261.50%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.69%
Premier Money Market
1.24%
1.25%
Min Deposit$1,000
Min Balance$75,000
DetailsBalance: $75,000.00 to $99,999.99; Dividends will be compounded every day. Dividends will be credited to your account every month.
Last Updated10/10/2026
Rate History
1 change since Sep 27, 2026 · 1.00% → 1.25% ▲ 0.25 pts · high 1.25% / low 1.00%
Oct 6, 20261.25%▲ from 1.00%
Sep 27, 20261.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.69%
Premier Money Market
1.19%
1.20%
Min Deposit$1,000
Min Balance$50,000
DetailsBalance: $50,000.00 to $74,999.99; Dividends will be compounded every day. Dividends will be credited to your account every month.
Last Updated10/10/2026
Rate History
1 change since Sep 27, 2026 · 1.00% → 1.20% ▲ 0.20 pts · high 1.20% / low 1.00%
Oct 6, 20261.20%▲ from 1.00%
Sep 27, 20261.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.69%
Premier Money Market
1.14%
1.15%
Min Deposit$1,000
Min Balance$25,000
DetailsBalance: $25,000 to $49,999.99; Dividends will be compounded every day. Dividends will be credited to your account every month.
Last Updated10/10/2026
Rate History
1 change since Sep 27, 2026 · 1.00% → 1.15% ▲ 0.15 pts · high 1.15% / low 1.00%
Oct 6, 20261.15%▲ from 1.00%
Sep 27, 20261.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.69%
Premier Money Market
1.09%
1.10%
Min Deposit$1,000
Min Balance$10,000
DetailsBalance: $10,000 to $24,999.99; Dividends will be compounded every day. Dividends will be credited to your account every month.
Last Updated10/10/2026
Rate History
1 change since Sep 27, 2026 · 1.00% → 1.10% ▲ 0.10 pts · high 1.10% / low 1.00%
Oct 6, 20261.10%▲ from 1.00%
Sep 27, 20261.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.69%
Premier Money Market
1.04%
1.05%
Min Deposit$1,000
Min Balance$1,000
DetailsBalance: $1,000 to $9,999.99; Dividends will be compounded every day. Dividends will be credited to your account every month.
Last Updated10/10/2026
Rate History
1 change since Sep 27, 2026 · 1.00% → 1.05% ▲ 0.05 pts · high 1.05% / low 1.00%
Oct 6, 20261.05%▲ from 1.00%
Sep 27, 20261.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.69%
Premier Money Market
0.05%
0.05%
Min Deposit$1,000
Min Balance$1,000
DetailsBalance: Less than $1,000; Dividends will be compounded every day. Dividends will be credited to your account every month.
Last Updated10/10/2026
Rate History
1 change since Sep 27, 2026 · 1.00% → 0.05% ▼ 0.95 pts · high 1.00% / low 0.05%
Oct 6, 20260.05%▼ from 1.00%
Sep 27, 20261.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.69%
TUCSON Business Money Market Rates
Product
Rate
APY
View More
Business Premier Money Market
3.68%
3.75%
Min Balance$1,000,000
DetailsBalance: $1,000,000 and above; Dividends will be compounded every day. Dividends will be credited to your account every month.
Last Updated10/10/2026
Rate History
1 change since Sep 27, 2026 · 3.50% → 3.75% ▲ 0.25 pts · high 3.75% / low 3.50%
Oct 6, 20263.75%▲ from 3.50%
Sep 27, 20263.50%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.69%
Business Premier Money Market
3.25%
3.25%
Min Balance$500,000
DetailsBalance: $500,000 to $999,999.99; Dividends will be compounded every day. Dividends will be credited to your account every month.
Last Updated10/10/2026
Rate History
1 change since Sep 27, 2026 · 3.00% → 3.25% ▲ 0.25 pts · high 3.25% / low 3.00%
Oct 6, 20263.25%▲ from 3.00%
Sep 27, 20263.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.69%
Business Premier Money Market
2.96%
3.00%
Min Balance$150,000
DetailsBalance: $150,000 to $499,999.99; Dividends will be compounded every day. Dividends will be credited to your account every month.
Last Updated10/10/2026
Rate History
1 change since Sep 27, 2026 · 2.75% → 3.00% ▲ 0.25 pts · high 3.00% / low 2.75%
Oct 6, 20263.00%▲ from 2.75%
Sep 27, 20262.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.69%
Business Premier Money Market
2.23%
2.25%
Min Balance$50,000
DetailsBalance: $50,000 to $149,999.99; Dividends will be compounded every day. Dividends will be credited to your account every month.
Last Updated10/10/2026
Rate History
1 change since Sep 27, 2026 · 2.00% → 2.25% ▲ 0.25 pts · high 2.25% / low 2.00%
Oct 6, 20262.25%▲ from 2.00%
Sep 27, 20262.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.69%
Business Premier Money Market
1.24%
1.25%
Min Balance$0
DetailsBalance: 0 - $49,999.99; Dividends will be compounded every day. Dividends will be credited to your account every month.
Last Updated10/10/2026
Rate History
1 change since Sep 27, 2026 · 1.00% → 1.25% ▲ 0.25 pts · high 1.25% / low 1.00%
Oct 6, 20261.25%▲ from 1.00%
Sep 27, 20261.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.69%
TUCSON Checking Rates
Product
Rate
APY
View More
Prime Checking
0.01%
0.01%
Min Deposit$0
Min Balance$2,500
DetailsDividends will be compounded every day. Dividends will be credited to your account every month.
Last Updated10/10/2026
Rate History
No change since Sep 27, 2026 · 0.01% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.69%
TUCSON Business Checking Rates
Product
Rate
APY
View More
Community Business Checking
0.025%
0.025%
Min Balance$0
DetailsDividends will be compounded daily. Dividends will be credited to your account every month.
Last Updated10/10/2026
Rate History
No change since Oct 6, 2026 · 0.03% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.69%
Dynamic Business Checking
0.025%
0.025%
Min Balance$10,000
DetailsBalance: $10,000.00 and above; Dividends will be compounded daily. Dividends will be credited to your account every month.
Last Updated10/10/2026
Rate History
No change since Sep 27, 2026 · 0.03% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.69%
Dynamic Business Checking
0.01%
0.01%
Min Balance$0
DetailsBalance: $0.01 to $2,499.99; Dividends will be compounded daily. Dividends will be credited to your account every month.
Last Updated10/10/2026
Rate History
No change since Sep 27, 2026 · 0.01% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.69%
Dynamic Business Checking
0.01%
0.01%
Min Balance$2,500
DetailsBalance: $2,500 to $9,999.99; Dividends will be compounded daily. Dividends will be credited to your account every month.
Last Updated10/10/2026
Rate History
No change since Sep 27, 2026 · 0.01% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.69%
Ideal Business Checking
0.01%
0.01%
Min Deposit$0
Min Balance$0
DetailsDividends will be compounded daily. Dividends will be credited to your account every month.
Last Updated10/10/2026
Rate History
No change since Oct 6, 2026 · 0.01% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.69%
TUCSON Other Rates
Product
Rate
Points
APY/APR
Term
View More
Business Shares
0.50%
-
0.50%
Last Updated10/10/2026
Rate History
No change since Sep 27, 2026 · 0.50% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.69%
Financial Health History
TUCSON’s Texas Ratio rose from 3.44% in Q3 2023 to 5.69% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$1.0B
5.69%
5.0
A+
March 31, 2026
$971M
4.82%
5.0
A+
December 31, 2025
$925M
6.11%
5.0
A
September 30, 2025
$876M
5.13%
5.0
A+
June 30, 2025
$847M
4.17%
5.0
A+
March 31, 2025
$791M
3.41%
5.0
A+
December 31, 2024
$749M
4.71%
5.0
A+
September 30, 2024
$749M
4.68%
5.0
A+
June 30, 2024
$716M
3.85%
5.0
A+
March 31, 2024
$725M
3.12%
5.0
A+
December 31, 2023
$705M
4.31%
5.0
A+
September 30, 2023
$693M
3.44%
5.0
A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating
Our rating for TUCSON is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather TUCSON rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with TUCSON's official website for the most current offers and terms.
Address
1160 N WINSTEL BLVD,
TUCSON, AZ 85716-4023
Phone520-795-8520
Fax520-323-4438
PresidentDEBORAH ALTER
CEOMATTHEW GASPARI
Full-Time Employees185
Part-Time Employees4
Branch Locations8
ATM Locations7
NCUA Insured✓ Yes, up to $250,000 per depositor
Financials
MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.69%
Return on Assets (ROA)
0.4465%
Return on Equity (ROE)
4.0822%
Non-Performing Loans Ratio (NPL)
1.43%
Total Assets
1,015,840,576
Total Amount of Shares and Deposits
769,536,392
Total Shares and Deposits < 1 Year
630,993,999
Total Shares and Deposits 1 3 Years
119,257,601
Total Shares and Deposits > 3 Years
19,284,792
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
37,239,319
Total Uninsured Shares and Deposits > $250K (F+J)
37,239,319
Total Insured Shares and Deposits > $250K (item 17 less item K)
732,297,073
Total Interest Expense (Sum of items 6 8)
7,253,103
Share Certificates
3,738
Number of Accounts for Share Drafts
44,975
IRA KEOGH Accounts
1,064
Number of Accounts for Regular Shares
55,121
Non Member Deposits
22
Money Market Shares
3,220
Net Income (unless the amount is already included in Undivided Earnings)
4,535,341
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
38,171,413
Total Liabilities
915,587,649
Source: NCUA — Last Updated 06/30/2026
Q2 2026 MBR Health & Safety Badge
TUCSON earned the Verified Healthy badge
Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.
Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.
Learn more about the MBR Health & Safety Badge program on our methodology page.
Customer Reviews
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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About TUCSON
How many branches does TUCSON operate?
TUCSON currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is a member application needed to join TUCSON?
Yes, to access services at TUCSON, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.
Is there a first-time homebuyer program?
Currently, TUCSON does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, TUCSON provides members with tools to manage their accounts and build a solid financial history.
Does TUCSON offer online and mobile banking?
Most modern institutions like TUCSON provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.tucsonfcu.com.
Current TUCSON Rates
12-Month CD4.25%
24-Month CD4.55%
60-Month CD4.70%
Savings5.00%
MMA3.75%
Retrieved from our database of financial products. Rates subject to change.
Brian McKay
