Velocity Credit Union Rates and Review January 2026
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Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Compare Velocity Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Velocity Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityVelocity Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Velocity Credit Union? Share your experience about Velocity Credit Union by leaving a review below, or read customer reviews before you decide to use Velocity Credit Union. Overall, Velocity Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Velocity Credit Union Quarry Lake Business Center 1 4515 Seton Center Pkwy Austin, TX 78759 5290  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Credit Card Rate ComparisonMax Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonSignature Loan
10.000%
$0
60
Debt Consolidation Loan
9.990% - 16.240%
$0
61 - 66
Anything Loan
10.990%
$500
36
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Velocity Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Velocity Credit Union
Website: https://www.velocitycu.com
Full Time Employees: 197Part Time Employees: 10 President: Kasha Bartholomew CEO: Debbie Mitchell Branch Locations: 7 ATM Locations: 7 Corporate Office Address:
4515 Seton Center Pkwy
Austin, TX 78759 5290 Phone Number: 512-469-7000 Fax Number: FinancialsTotal Assets:
1,048,219,456
Total Amount of Shares and Deposits:
844,808,768
Total Shares and Deposits < 1 Year:
817,182,715
Total Shares and Deposits 1 3 Years:
22,549,027
Total Shares and Deposits > 3 Years:
5,077,025
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
59,193,867
Total Uninsured Shares and Deposits > $250K (F+J):
59,193,867
Total Insured Shares and Deposits > $250K (item 17 less item K):
785,614,901
Total Interest Expense (Sum of items 6 8):
8,674,266
Share Certificates:
3,181
Number of Accounts for Share Drafts:
36,118
IRA KEOGH Accounts:
2,348
Number of Accounts for Regular Shares:
76,828
Money Market Shares:
4,534
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
141,008,001
Total Liabilities:
907,538,331
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Source: NCUA Last Updated 09/30/2025
Customer ReviewsThere are no reviews for Velocity Credit Union yet. Feel free to create one below.
Add Your Rating and Review for Velocity Credit Union
Frequently Asked Questions About Velocity Credit UnionIs a member application needed to join Velocity Credit Union?Yes, to access services at Velocity Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Velocity Credit Union provides a range of mortgage and home equity products. Is Velocity Credit Union a safe place to deposit money?Yes, Velocity Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Velocity Credit Union offer online and mobile banking?Most modern institutions like Velocity Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.45%, 6-month CD rates at 0.20% and 3-month CD rates at 0.10%. Savings rates are at 0.40% and money market rates are at 1.77%. Mortgage rates on 30-year fixed loans are around 6.45%. Credit Card rates are at 14.74%. Personal Loan rates are at 5.49%. All these rates, and more, can be found in our database of rates which you can compare to 
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