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Advertiser Disclosure
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 Westmark Credit Union Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 10, 2026
Westmark Credit Union's top rates as of October 10, 2026 are 4.25% APY on its 24 Month IRA Term CD, 2.45% APY on savings, 2.00% APY on money market accounts, 0.10% APY on checking, 6.38% on its First Mortgage Loans - 10 Year Fixed, personal loans from 18.00% APR, and credit cards from 8.50% APR, according to rates verified by MonitorBankRates. Other Westmark Credit Union CD rates include 24 Month Term CD at 4.25%, 18 Month Term CD at 4.20%, and 13 Month Term CD at 4.10%. Other Westmark Credit Union mortgage rates include First Mortgage Loans - 15 Year Fixed at 6.50%, First Mortgage Loans - 20 Year Fixed at 7.00%, and First Mortgage Loans - 30 Year Fixed at 7.25%. MonitorBankRates evaluates the financial stability of Westmark Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.04%. Rates last updated and verified on 10/10/2026. Westmark Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Westmark Credit Union? Share your experience about Westmark Credit Union by leaving a review below, or read customer reviews before you decide to use Westmark Credit Union. Westmark Credit Union
Eastside Branch 2520 Channing Way
https://www.westmark.org Idaho Falls, ID 83404  Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. Westmark Credit Union CD Rates
Westmark Credit Union Savings Rates
Westmark Credit Union Money Market Rates
Westmark Credit Union Checking Rates
Westmark Credit Union Mortgage Rates
Westmark Credit Union Home Equity & HELOC
Westmark Credit Union Auto Loan Rates
Westmark Credit Union RV, Boat and Powersport Loan Rates
Westmark Credit Union Credit Card Rates
Westmark Credit Union Personal Loan Rates
Westmark Credit Union Other Rates
Financial Health HistoryWestmark Credit Union’s Texas Ratio rose from 1.49% in Q3 2023 to 3.04% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Westmark Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Westmark Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Westmark Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Westmark Credit Union
Website
https://www.westmark.org
Address
2520 Channing Way,
Idaho Falls, ID 83404
Phone
208-528-8315
Fax
208-528-6403
President
Stephen Hammon
CEO
Derik Nielsen
Full-Time Employees
282
Part-Time Employees
4
Branch Locations
15
ATM Locations
15
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.04%
Return on Assets (ROA)
0.2305%
Return on Equity (ROE)
2.8951%
Non-Performing Loans Ratio (NPL)
0.30%
Total Assets
1,655,922,204
Total Amount of Shares and Deposits
1,386,362,689
Total Shares and Deposits < 1 Year
1,318,809,255
Total Shares and Deposits 1 3 Years
63,017,598
Total Shares and Deposits > 3 Years
4,535,835
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
146,147,390
Total Uninsured Shares and Deposits > $250K (F+J)
146,147,390
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,240,215,299
Total Interest Expense (Sum of items 6 8)
18,146,357
Share Certificates
11,089
Number of Accounts for Share Drafts
50,191
IRA KEOGH Accounts
2,719
Number of Accounts for Regular Shares
98,411
All other shares
1,418
Non Member Deposits
17
Money Market Shares
10,456
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
56,459,868
Total Liabilities
1,524,026,019
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
There are no reviews for Westmark Credit Union yet. Feel free to create one below.
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Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Westmark Credit Union
Frequently Asked Questions About Westmark Credit UnionHow many branches does Westmark Credit Union operate?Westmark Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Westmark Credit Union?Yes, to access services at Westmark Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Westmark Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Westmark Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Westmark Credit Union offer online and mobile banking?Most modern institutions like Westmark Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.westmark.org. Current Westmark Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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