Best Personal Loan Rates in Massachusetts (MA) - April 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Massachusetts borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Massachusetts include: TrustCo BankTrustCo Bank5 Cheshire Rd, Pittsfield, MA, 01201A+5.0 ★Texas Ratio: 3.16% offering Passbook Loan at 4.00% APR, Somerville School Employees Federal Credit UnionSomerville School Employees Federal Credit Union100 Highland Ave, Somerville, MA, 02143A+5.0 ★Texas Ratio: 0.27% offering Any Good Purpose Loan at 4.50% APR, Baxter Credit UnionBaxter Credit Union100 Boston Scientific Way, Marlborough, MA, 01752A5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR, Pentucket BankPentucket Bank1 Merrimack St, Haverhill, MA, 01830A+5.0 ★Texas Ratio: 0.68% offering Credit Builder Loan at 5.00% APR, and Notre Dame Community Federal Credit UnionNotre Dame Community Federal Credit Union659 Eastern Ave, Fall River, MA, 02723A+5.0 ★Texas Ratio: 1.53% offering Spring Loan Special at 5.25% APR. Personal loan rates as of April 27, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare personal loan rates across Massachusetts side-by-side. Massachusetts personal loan rates currently start as low as 4.00% APR from TrustCo Bank at 5 Cheshire Rd, Pittsfield, MA, 01201. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Massachusetts.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Massachusetts. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 27, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
TrustCo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
5 Cheshire Rd, Pittsfield, MA, 01201
Passbook Loan
4.00%
▼
APR4.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
100 Highland Ave, Somerville, MA, 02143
Any Good Purpose Loan
4.50%
▼
APR4.50%
Last UpdatedApril 29, 2026
Details
No additional details available.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
100 Boston Scientific Way, Marlborough, MA, 01752
Credit Builder Loan
4.50%
▼
APR4.50%
Last UpdatedApril 29, 2026
Details
No additional details available.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
100 Boston Scientific Way, Marlborough, MA, 01752
Refinance Loan
4.64%
▼
APR4.64%
Last UpdatedApril 29, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
100 Boston Scientific Way, Marlborough, MA, 01752
Medical Degree Refinance Loan
4.80%
▼
APR4.80%
Last UpdatedApril 29, 2026
Details
As Low As
Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
100 Highland Ave, Somerville, MA, 02143
Any Good Purpose Loan
5.00%
▼
APR5.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
Pentucket Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
1 Merrimack St, Haverhill, MA, 01830
Credit Builder Loan
5.00%
▼
APR5.00%
Last UpdatedApril 29, 2026
Details
Apply Now
Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
100 Highland Ave, Somerville, MA, 02143
Any Good Purpose Loan
5.25%
▼
APR5.25%
Last UpdatedApril 29, 2026
Details
No additional details available.
Notre Dame Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
659 Eastern Ave, Fall River, MA, 02723
Spring Loan Special
5.25%
▼
APR5.25%
Last UpdatedApril 29, 2026
Details
As Low As; Maximum of $1,500.00 up to 12 months
Webster First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
271 Greenwood St, Worcester, MA, 01607
Land Loan
5.49%
▼
APR5.49%
Last UpdatedApril 29, 2026
Details
No additional details available.
Lee Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
75 Park St, Lee, MA, 01238
Collateral with Account Personal Loan
5.50%
▼
APR5.50%
Last UpdatedApril 29, 2026
Details
or 3.00% above the APY of the account securing the loan, whichever is greater
Fall River Municipal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
333 Milliken Blvd, Fall River, MA, 02721
10 Year Equity Loan
5.75%
▼
APR5.75%
Last UpdatedApril 29, 2026
Details
No additional details available.
Fall River Municipal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
333 Milliken Blvd, Fall River, MA, 02721
First Lien Equity Loan
5.75%
▼
APR5.75%
Last UpdatedApril 29, 2026
Details
As Low As; Annual Percentage Rate is with automatic payment from an FRMCU checking account. Payment per $1,000 is $19.18. Rate quoted is for a 5 year term and for applicants with best credit score, based on individual credit worthiness and subject to change without notice. FRMCU must be in first lien position on property. Other rates and terms available. Cannot be combined with any other offer. Other restrictions may apply.
St Anthony Of Padua Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
806 Bedford St, Fall River, MA, 02723
Spring Personal Loan Special
5.99%
▼
APR5.99%
Last UpdatedApril 29, 2026
Details
As Low As; Maximum Amount of $3,000.00
Stoneham Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
40 Pine St, Stoneham, MA, 02180 2048
Credit Builder Loan
6.00%
▼
APR6.00%
Last UpdatedApril 29, 2026
Details
$2,000 Maximum
Washington Savings Bank Lowell, MA
Institution Rating:
A+5.0 ★Texas Ratio: 4.14%
30 Middlesex St, Lowell, MA, 01852
Special HELOAN
6.13%
▼
APR6.13%
Last UpdatedApril 29, 2026
Details
No additional details available.
Washington Savings Bank Lowell, MA
Institution Rating:
A+5.0 ★Texas Ratio: 4.14%
30 Middlesex St, Lowell, MA, 01852
Special HELOAN with existing WSB 1st Mortage
6.13%
▼
APR6.13%
Last UpdatedApril 29, 2026
Details
No additional details available.
Watertown Municipal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
149 MAIN ST, WATERTOWN, MA, 02472 4410
Personal
6.24%
▼
APR6.24%
Last UpdatedApril 29, 2026
Details
Up to $5,000
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
495 Summer St, Boston, MA, 02210
VA Loans
6.30%
▼
APR6.30%
Last UpdatedApril 29, 2026
Details
30-Year Rates As Low As
Plymouth County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
2203 Cranberry Hwy, West Wareham, MA, 02576 1210
Vacation Loan
6.49%
▼
APR6.49%
Last UpdatedApril 29, 2026
Details
As Low As
Washington Savings Bank Lowell, MA
Institution Rating:
A+5.0 ★Texas Ratio: 4.14%
30 Middlesex St, Lowell, MA, 01852
Special HELOAN
6.50%
▼
APR6.50%
Last UpdatedApril 29, 2026
Details
No additional details available.
Washington Savings Bank Lowell, MA
Institution Rating:
A+5.0 ★Texas Ratio: 4.14%
30 Middlesex St, Lowell, MA, 01852
Special HELOAN with existing WSB 1st Mortage
6.50%
▼
APR6.50%
Last UpdatedApril 29, 2026
Details
No additional details available.
LendingClub
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
1 Harbor St, Boston, MA, 02210
Debt Paydown Loan
6.53%
▼
APR6.53%
Last UpdatedApril 29, 2026
Details
Rates starting at 6.53% APR1
LendingClub
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
1 Harbor St, Boston, MA, 02210
Personal loan
6.53%
▼
APR6.53%
Last UpdatedApril 29, 2026
Details
As Low As
LendingClub
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
1 Harbor St, Boston, MA, 02210
Personal Loans
6.53%
▼
APR6.53%
Last UpdatedApril 29, 2026
Details
As Low As
TEWKSBURY
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
752 Main St, Tewksbury, MA, 01876
New & Used Recreational Loans
6.79%
▼
APR6.79%
Last UpdatedApril 29, 2026
Details
As Low As; Terms from 36 to 84 months with Direct Deposit
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
71 Station Lndg, Medford, MA, 02155 5191
HELOAN - Primary Residence - 80% CLTV - 5 Year
6.93%
▼
APR6.93%
Last UpdatedApril 29, 2026
Details
As Low As
TEWKSBURY
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
752 Main St, Tewksbury, MA, 01876
Anything Loan
6.99%
▼
APR6.99%
Last UpdatedApril 29, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
100 Boston Scientific Way, Marlborough, MA, 01752
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedApril 29, 2026
Details
As Low As
Plymouth County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
2203 Cranberry Hwy, West Wareham, MA, 02576 1210
Personal Loans
6.99%
▼
APR6.99%
Last UpdatedApril 29, 2026
Details
As Low As
St Jeans Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
155 State St, Newburyport, MA, 01950
Fuel Loan
6.99%
▼
APR6.99%
Last UpdatedApril 29, 2026
Details
No additional details available.
Plymouth County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
2203 Cranberry Hwy, West Wareham, MA, 02576 1210
Debt Consolidation
6.99%
▼
APR6.99%
Last UpdatedApril 29, 2026
Details
As Low As
Notre Dame Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
659 Eastern Ave, Fall River, MA, 02723
Unsecured Loan Closed End Special
6.99%
▼
APR6.99%
Last UpdatedApril 29, 2026
Details
Amount: One Signature - $5,000.00; Two Signatures - $10,000.00
Watertown Municipal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
149 MAIN ST, WATERTOWN, MA, 02472 4410
Personal
7.24%
▼
APR7.24%
Last UpdatedApril 29, 2026
Details
Up to $5,000
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
71 Station Lndg, Medford, MA, 02155 5191
HELOAN - Primary Residence - 80% CLTV - 10 Year
7.48%
▼
APR7.48%
Last UpdatedApril 29, 2026
Details
As Low As
Messiah Baptist Jubilee Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
80 Legion Pkwy, Brockton, MA, 02301
Personal Loan
7.50%
▼
APR7.50%
Last UpdatedApril 29, 2026
Details
As Low As
Norfolk Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
18 Union St Ste 104, Norfolk, MA, 02056 1855
Debt Consolidation Loan
7.50%
▼
APR7.50%
Last UpdatedApril 29, 2026
Details
As Low As; Hang up on Credit Card debt once and for all with help from Norfolk Credit Union! -Call the credit union for details at 508-528-3360
Norfolk Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
18 Union St Ste 104, Norfolk, MA, 02056 1855
Personal Loan
7.50%
▼
APR7.50%
Last UpdatedApril 29, 2026
Details
As Low As; $10,000
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
71 Station Lndg, Medford, MA, 02155 5191
HELOAN - Primary Residence - 90% CLTV - 5 Year
7.55%
▼
APR7.55%
Last UpdatedApril 29, 2026
Details
As Low As
Homefield Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.48%
86 Worcester St, North Grafton, MA, 01536 1020
Loan
7.63%
▼
APR7.63%
Last UpdatedApril 29, 2026
Details
As Low As
Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
1500 Main Street, Springfield, MA, 01115
Unsecured Personal loan
7.89%
▼
APR7.89%
Last UpdatedApril 29, 2026
Details
FIXED APR WITH AUTO PAY
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
71 Station Lndg, Medford, MA, 02155 5191
HELOAN - Primary Residence - 90% CLTV - 10 Year
7.98%
▼
APR7.98%
Last UpdatedApril 29, 2026
Details
As Low As
Alltrust Credit Union
Institution Rating:
D3.5 ★Texas Ratio: 33.38%
123 Alden Rd, Fairhaven, MA, 02719
Personal Loan - Unsecured
7.99%
▼
APR7.99%
Last UpdatedApril 29, 2026
Details
Up to $15,000
Notre Dame Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
659 Eastern Ave, Fall River, MA, 02723
Unsecured Loan Closed End Special
7.99%
▼
APR7.99%
Last UpdatedApril 29, 2026
Details
Amount: One Signature - $5,000.00; Two Signatures - $10,000.00
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
282 Providence Hwy, Westwood, MA, 02090
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 29, 2026
Details
As Low As; Working on a project? Need to make a purchase? We can help!
Morton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
88 washington st, taunton, MA, 02780 2465
Personal
7.99%
▼
APR7.99%
Last UpdatedApril 29, 2026
Details
No additional details available.
Lee Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
75 Park St, Lee, MA, 01238
Collateral with Investment Personal Loan
8.00%
▼
APR8.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
Arlington Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
730 Massachusetts Ave, Arlington, MA, 02476
Personal Loan
8.00%
▼
APR8.00%
Last UpdatedApril 29, 2026
Details
Starting at
Watertown Municipal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
149 MAIN ST, WATERTOWN, MA, 02472 4410
Personal
8.24%
▼
APR8.24%
Last UpdatedApril 29, 2026
Details
Up to $5,000
MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★Texas Ratio: 18.63%
70 Westview St, Lexington, MA, 02421 3142
Accessibility Lifestyle Loans
8.25%
▼
APR8.25%
Last UpdatedApril 29, 2026
Details
No additional details available.
Common Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
8 Cedar St, Woburn, MA, 01801 7246
Computer Loan
8.49%
▼
APR8.49%
Last UpdatedApril 29, 2026
Details
As Low as; Maximum $3,000
TEWKSBURY
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
752 Main St, Tewksbury, MA, 01876
Personal Loan
8.49%
▼
APR8.49%
Last UpdatedApril 29, 2026
Details
As Low As
North Brookfield SB
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
9 Gilbert St, North Brookfield, MA, 01535
Credit Builder Loan**
8.49%
▼
APR8.49%
Last UpdatedApril 29, 2026
Details
No additional details available.
Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
24 Church St, Leominster, MA, 01453
Signature Loans
8.50%
▼
APR8.50%
Last UpdatedApril 29, 2026
Details
As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; Individual borrower limits subject to approval.; Longer terms available for qualified borrowers.; $10,000 Maximum Loan Limit for qualified borrowers.; All rates are subject to change without notice.
Common Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
8 Cedar St, Woburn, MA, 01801 7246
Back To School Loan
8.50%
▼
APR8.50%
Last UpdatedApril 29, 2026
Details
As low as; Maximum $2,400
MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★Texas Ratio: 18.63%
70 Westview St, Lexington, MA, 02421 3142
Accessibility Lifestyle Loans
8.50%
▼
APR8.50%
Last UpdatedApril 29, 2026
Details
No additional details available.
MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★Texas Ratio: 18.63%
70 Westview St, Lexington, MA, 02421 3142
Personal Loan + Co-Application/Guarantor Loan
8.50%
▼
APR8.50%
Last UpdatedApril 29, 2026
Details
No additional details available.
Homefield Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.48%
86 Worcester St, North Grafton, MA, 01536 1020
Loan
8.63%
▼
APR8.63%
Last UpdatedApril 29, 2026
Details
As Low As
Worcester Fire Dept Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
34 GLENNIE ST, WORCESTER, MA, 01605
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedApril 29, 2026
Details
As Low As
MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★Texas Ratio: 18.63%
70 Westview St, Lexington, MA, 02421 3142
Personal Loan + Co-Application/Guarantor Loan
8.75%
▼
APR8.75%
Last UpdatedApril 29, 2026
Details
No additional details available.
MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★Texas Ratio: 18.63%
70 Westview St, Lexington, MA, 02421 3142
Accessibility Lifestyle Loans
8.75%
▼
APR8.75%
Last UpdatedApril 29, 2026
Details
No additional details available.
Lynn Firemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
30 Boston St Ste 9, Lynn, MA, 01904
Personal Loans
8.90%
▼
APR8.90%
Last UpdatedApril 29, 2026
Details
As Low As
St Jeans Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
155 State St, Newburyport, MA, 01950
K-12 Loan
8.99%
▼
APR8.99%
Last UpdatedApril 29, 2026
Details
No additional details available.
Tremont Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.31%
2 Granite Ave, Milton, MA, 02186
Vacation Loan
8.99%
▼
APR8.99%
Last UpdatedApril 29, 2026
Details
No additional details available.
Tremont Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.31%
2 Granite Ave, Milton, MA, 02186
Holiday Loan
8.99%
▼
APR8.99%
Last UpdatedApril 29, 2026
Details
No additional details available.
Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
30 Pond St, Sharon, MA, 02067 2040
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedApril 29, 2026
Details
Advertised APR is the lowest available. Not all borrowers will qualify for the lowest rate.
Metrowest Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
200 Concord St, Framingham, MA, 01702 8306
Mini Special Loan
8.99%
▼
APR8.99%
Last UpdatedApril 29, 2026
Details
No additional details available.
Liberty Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
300 Granite St Fl 3, Braintree, MA, 02184 3909
Holiday Loan
8.99%
▼
APR8.99%
Last UpdatedApril 29, 2026
Details
As Low As
Alltrust Credit Union
Institution Rating:
D3.5 ★Texas Ratio: 33.38%
123 Alden Rd, Fairhaven, MA, 02719
Personal Loan - Unsecured
8.99%
▼
APR8.99%
Last UpdatedApril 29, 2026
Details
Up to $15,000
Lexington MA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Fletcher Ave, Lexington, MA, 02420
Credit Builder Loan
9.00%
▼
APR9.00%
Last UpdatedApril 29, 2026
Details
As Low As
Attleboro Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
138 S Main St, Attleboro, MA, 02703 3909
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
Health Alliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
230 Highland Ave, Somerville, MA, 02143 1408
PERSONAL UNSECURED LOANS
9.00%
▼
APR9.00%
Last UpdatedApril 29, 2026
Details
As Low As
Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
642 Chelmsford St, Lowell, MA, 01851
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★Texas Ratio: 18.63%
70 Westview St, Lexington, MA, 02421 3142
Accessibility Lifestyle Loans
9.00%
▼
APR9.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★Texas Ratio: 18.63%
70 Westview St, Lexington, MA, 02421 3142
Personal Loan + Co-Application/Guarantor Loan
9.00%
▼
APR9.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
Shrewsbury Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
489 BOSTON TPKE, SHREWSBURY, MA, 01545
Holiday Loans (2 Years)
9.24%
▼
APR9.24%
Last UpdatedApril 29, 2026
Details
No additional details available.
Watertown Municipal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
149 MAIN ST, WATERTOWN, MA, 02472 4410
Personal
9.24%
▼
APR9.24%
Last UpdatedApril 29, 2026
Details
$5,001.00 to $10,000.00
Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.03%
199 Worcester Ct, Falmouth, MA, 02540
Energy Efficiency Loan
9.24%
▼
APR9.24%
Last UpdatedApril 29, 2026
Details
No additional details available.
MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★Texas Ratio: 18.63%
70 Westview St, Lexington, MA, 02421 3142
Accessibility Lifestyle Loans
9.25%
▼
APR9.25%
Last UpdatedApril 29, 2026
Details
No additional details available.
MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★Texas Ratio: 18.63%
70 Westview St, Lexington, MA, 02421 3142
Personal Loan + Co-Application/Guarantor Loan
9.25%
▼
APR9.25%
Last UpdatedApril 29, 2026
Details
No additional details available.
Workers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.04%
815 Main St, Fitchburg, MA, 01420
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedApril 29, 2026
Details
As Low As
Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
24 Church St, Leominster, MA, 01453
Signature Loans
9.50%
▼
APR9.50%
Last UpdatedApril 29, 2026
Details
As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; Individual borrower limits subject to approval.; Longer terms available for qualified borrowers.; $10,000 Maximum Loan Limit for qualified borrowers.; All rates are subject to change without notice.
Health Alliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
230 Highland Ave, Somerville, MA, 02143 1408
PERSONAL UNSECURED LOANS
9.50%
▼
APR9.50%
Last UpdatedApril 29, 2026
Details
No additional details available.
MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★Texas Ratio: 18.63%
70 Westview St, Lexington, MA, 02421 3142
Credit Builder Loan
9.50%
▼
APR9.50%
Last UpdatedApril 29, 2026
Details
No additional details available.
MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★Texas Ratio: 18.63%
70 Westview St, Lexington, MA, 02421 3142
Personal Loan + Co-Application/Guarantor Loan
9.50%
▼
APR9.50%
Last UpdatedApril 29, 2026
Details
No additional details available.
Cape Cod Five Cents Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
1500 Iyannough Rd, Hyannis, MA, 02601
Unsecured Solar Loan
9.50%
▼
APR9.50%
Last UpdatedApril 29, 2026
Details
Apply Online; 12 monthly payments of interest only. Followed by 108 payments of $13.81 per thousand advanced at 9.50% APR
Homefield Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.48%
86 Worcester St, North Grafton, MA, 01536 1020
Loan
9.63%
▼
APR9.63%
Last UpdatedApril 29, 2026
Details
As Low As
Liberty Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
300 Granite St Fl 3, Braintree, MA, 02184 3909
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedApril 29, 2026
Details
As Low As
Health Alliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
230 Highland Ave, Somerville, MA, 02143 1408
PERSONAL UNSECURED LOANS
9.75%
▼
APR9.75%
Last UpdatedApril 29, 2026
Details
No additional details available.
Cape Cod Five Cents Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
1500 Iyannough Rd, Hyannis, MA, 02601
Storm Preparedness Loan
9.75%
▼
APR9.75%
Last UpdatedApril 29, 2026
Details
Apply in person at a Cape Cod 5 Banking Center; 84 monthly payments of $16.47 per $1,000 advanced at 9.75% APR
NCB North Cambridge Coopertive Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2360 Massachusetts Ave, Cambridge, MA, 02140
Unsecured Personal Loan
9.75%
▼
APR9.75%
Last UpdatedApril 29, 2026
Details
No additional details available.
Chelsea Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.35%
311 Chestnut St, Chelsea, MA, 02150
Personal Loans
9.90%
▼
APR9.90%
Last UpdatedApril 29, 2026
Details
$5,000 Maximum
Tremont Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.31%
2 Granite Ave, Milton, MA, 02186
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 29, 2026
Details
As Low As
Greylock Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.17%
150 West St, Pittsfield, MA, 01201
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 29, 2026
Details
up to $2500; Subject to credit approval.
Morton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
88 washington st, taunton, MA, 02780 2465
Personal
9.99%
▼
APR9.99%
Last UpdatedApril 29, 2026
Details
No additional details available.
IC Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.06%
300 Bemis Rd, Fitchburg, MA, 01420
Freedom Loan
9.99%
▼
APR9.99%
Last UpdatedApril 29, 2026
Details
Max loan $10,000.
TrustCo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
5 Cheshire Rd, Pittsfield, MA, 01201
Property Tax Loan
9.99%
▼
APR9.99%
Last UpdatedApril 29, 2026
Details
No additional details available.
Tremont Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.31%
2 Granite Ave, Milton, MA, 02186
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedApril 29, 2026
Details
As Low As
AllCom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
36 Park Ave, Worcester, MA, 01609
Personal Loans Up to 12-Month Term
9.99%
▼
APR9.99%
Last UpdatedApril 29, 2026
Details
As Low As
St Jeans Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
155 State St, Newburyport, MA, 01950
Vacation Loan
9.99%
▼
APR9.99%
Last UpdatedApril 29, 2026
Details
No additional details available.
BFCU Boston Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
60 Hallet St, Dorchester, MA, 02124 5408
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 29, 2026
Details
As Low As
Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
30 Pond St, Sharon, MA, 02067 2040
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedApril 29, 2026
Details
Advertised APR is the lowest available. Not all borrowers will qualify for the lowest rate.
Members Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.40%
29 High St, Medford, MA, 02155 3801
Personal
9.99%
▼
APR9.99%
Last UpdatedApril 29, 2026
Details
As Low As
RAH Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.02%
45 DIAUTO DR, RANDOLPH, MA, 02368 4501
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 29, 2026
Details
As Low As; Up to $7,500.00 / 60 months; Over $7,500.00 can be taken for 72 months
AllCom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
36 Park Ave, Worcester, MA, 01609
Unsecured Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 29, 2026
Details
As Low As
Liberty Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
300 Granite St Fl 3, Braintree, MA, 02184 3909
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 29, 2026
Details
As Low As
Health Alliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
230 Highland Ave, Somerville, MA, 02143 1408
PERSONAL UNSECURED LOANS
10.00%
▼
APR10.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
Rockland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
241 Union St, Rockland, MA, 02370
Personal Loans
10.00%
▼
APR10.00%
Last UpdatedApril 29, 2026
Details
Estimated Payment Per $1,000: $25.36
Taupa Lithuanian Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
368 W Broadway, South Boston, MA, 02127 2272
Personal
10.00%
▼
APR10.00%
Last UpdatedApril 29, 2026
Details
Rate subject to credit approval
Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
642 Chelmsford St, Lowell, MA, 01851
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
St Michaels Fall River Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.65%
775 Davol St, Fall River, MA, 02720 1028
Personal/Unsecured
10.00%
▼
APR10.00%
Last UpdatedApril 29, 2026
Details
As Low As
Attleboro Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
138 S Main St, Attleboro, MA, 02703 3909
Personal Loans
10.00%
▼
APR10.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
Notre Dame Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
659 Eastern Ave, Fall River, MA, 02723
Unsecured Loans (Open End Special)
10.00%
▼
APR10.00%
Last UpdatedApril 29, 2026
Details
One Signature - $5,000.00 Two Signatures - $10,000.00
Boston Customs Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.37%
10 Causeway St Rm 436, Boston, MA, 02222 1051
Personal Loans
10.00%
▼
APR10.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
Lynn Firemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
30 Boston St Ste 9, Lynn, MA, 01904
10 Month Loans
10.00%
▼
APR10.00%
Last UpdatedApril 29, 2026
Details
As Low As
Alltrust Credit Union
Institution Rating:
D3.5 ★Texas Ratio: 33.38%
123 Alden Rd, Fairhaven, MA, 02719
Personal Loan - Unsecured
10.00%
▼
APR10.00%
Last UpdatedApril 29, 2026
Details
Up to $15,000
Liberty Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
300 Granite St Fl 3, Braintree, MA, 02184 3909
Personal Loan
10.24%
▼
APR10.24%
Last UpdatedApril 29, 2026
Details
As Low As
Watertown Municipal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
149 MAIN ST, WATERTOWN, MA, 02472 4410
Personal
10.24%
▼
APR10.24%
Last UpdatedApril 29, 2026
Details
$5,001.00 to $10,000.00
Notre Dame Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
659 Eastern Ave, Fall River, MA, 02723
Unsecured Loans (Open End Special)
10.25%
▼
APR10.25%
Last UpdatedApril 29, 2026
Details
One Signature - $5,000.00 Two Signatures - $10,000.00
Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.03%
199 Worcester Ct, Falmouth, MA, 02540
Personal Loan
10.49%
▼
APR10.49%
Last UpdatedApril 29, 2026
Details
No additional details available.
Haverhill Fire Department Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
75 Kenoza Ave, Haverhill, MA, 01830 4132
Personal
10.49%
▼
APR10.49%
Last UpdatedApril 29, 2026
Details
As Low As
Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
100 Highland Ave, Somerville, MA, 02143
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedApril 29, 2026
Details
No additional details available.
Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
24 Church St, Leominster, MA, 01453
Signature Loans
10.50%
▼
APR10.50%
Last UpdatedApril 29, 2026
Details
As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; Individual borrower limits subject to approval.; Longer terms available for qualified borrowers.; $10,000 Maximum Loan Limit for qualified borrowers.; All rates are subject to change without notice.
Dedham Town Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
202 BUSSEY ST, DEDHAM, MA, 02026
Holiday, Vacation Loan (FICO 790
10.50%
▼
APR10.50%
Last UpdatedApril 29, 2026
Details
No additional details available.
Health Alliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
230 Highland Ave, Somerville, MA, 02143 1408
PERSONAL UNSECURED LOANS
10.50%
▼
APR10.50%
Last UpdatedApril 29, 2026
Details
No additional details available.
St Marys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
46 Lizotte Dr, Marlborough, MA, 01752 3061
Personal Loans
10.50%
▼
APR10.50%
Last UpdatedApril 29, 2026
Details
As Low As; Various Terms Available
New England Teamsters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
1 Wall St Ste 402, Burlington, MA, 01803
Personal
10.50%
▼
APR10.50%
Last UpdatedApril 29, 2026
Details
As Low As; 10.50
New England Teamsters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
1 Wall St Ste 402, Burlington, MA, 01803
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedApril 29, 2026
Details
As Low As; Apply for a Personal Loan today!
New England Teamsters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
1 Wall St Ste 402, Burlington, MA, 01803
Personal*
10.50%
▼
APR10.50%
Last UpdatedApril 29, 2026
Details
No additional details available.
Dedham Town Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
202 BUSSEY ST, DEDHAM, MA, 02026
Personal Unsecured Loan (FICO 790
10.75%
▼
APR10.75%
Last UpdatedApril 29, 2026
Details
No additional details available.
AllCom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
36 Park Ave, Worcester, MA, 01609
Personal Loans 25-36-Month Term
10.75%
▼
APR10.75%
Last UpdatedApril 29, 2026
Details
As Low As
Dedham Town Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
202 BUSSEY ST, DEDHAM, MA, 02026
Holiday, Vacation Loan (FICO 720 -789)
10.75%
▼
APR10.75%
Last UpdatedApril 29, 2026
Details
No additional details available.
AllCom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
36 Park Ave, Worcester, MA, 01609
Personal Loans 13-24-Month Term
10.75%
▼
APR10.75%
Last UpdatedApril 29, 2026
Details
As Low As
Tremont Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.31%
2 Granite Ave, Milton, MA, 02186
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedApril 29, 2026
Details
As Low As
Greylock Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.17%
150 West St, Pittsfield, MA, 01201
Personal Loan to $5000)
10.99%
▼
APR10.99%
Last UpdatedApril 29, 2026
Details
$2501; Subject to credit approval.
Tremont Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.31%
2 Granite Ave, Milton, MA, 02186
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedApril 29, 2026
Details
As Low As
Shrewsbury Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
489 BOSTON TPKE, SHREWSBURY, MA, 01545
Unsecured (5 Years)
10.99%
▼
APR10.99%
Last UpdatedApril 29, 2026
Details
No additional details available.
Homefield Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.48%
86 Worcester St, North Grafton, MA, 01536 1020
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedApril 29, 2026
Details
Starting At; ‡
Homefield Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.48%
86 Worcester St, North Grafton, MA, 01536 1020
Loan
10.99%
▼
APR10.99%
Last UpdatedApril 29, 2026
Details
As Low As
First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
100 SWIFT ST, EAST BOSTON, MA, 02128 1864
Unsecured Personal Loan 1 Year Term
10.99%
▼
APR10.99%
Last UpdatedApril 29, 2026
Details
As Low As
AllCom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
36 Park Ave, Worcester, MA, 01609
Unsecured Personal Loan
10.99%
▼
APR10.99%
Last UpdatedApril 29, 2026
Details
As Low As
AllCom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
36 Park Ave, Worcester, MA, 01609
Personal Loans 37-48-Month Term
10.99%
▼
APR10.99%
Last UpdatedApril 29, 2026
Details
As Low As
Alltrust Credit Union
Institution Rating:
D3.5 ★Texas Ratio: 33.38%
123 Alden Rd, Fairhaven, MA, 02719
Personal Loan - Unsecured
11.00%
▼
APR11.00%
Last UpdatedApril 29, 2026
Details
Up to $15,000
Methuen Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
243 Broadway, Methuen, MA, 01844
Personal Loan
11.00%
▼
APR11.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
Webster Five Cents Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
136 Thompson Rd, Webster, MA, 01570
Unsecured First Step Program
11.00%
▼
APR11.00%
Last UpdatedApril 29, 2026
Details
As Low As
Malden Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
10 Holden St, Malden, MA, 02148
Personal
11.00%
▼
APR11.00%
Last UpdatedApril 29, 2026
Details
Risk > 700; Maximum Amount: $10,000
Dedham Town Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
202 BUSSEY ST, DEDHAM, MA, 02026
Holiday, Vacation Loan (FICO 670 - 719)
11.00%
▼
APR11.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
Attleboro Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
138 S Main St, Attleboro, MA, 02703 3909
Personal Loans
11.00%
▼
APR11.00%
Last UpdatedApril 29, 2026
Details
As Low As
River Works Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
947 Western Ave, Lynn, MA, 01905 2640
Personal
11.00%
▼
APR11.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
642 Chelmsford St, Lowell, MA, 01851
Personal Loan
11.00%
▼
APR11.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Lee Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
75 Park St, Lee, MA, 01238
Collateral with Account Personal Loan
5.50%
▼
APR5.50%
Last UpdatedApril 29, 2026
Details
or 3.00% above the APY of the account securing the loan, whichever is greater
St Anthony Of Padua Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
806 Bedford St, Fall River, MA, 02723
Spring Personal Loan Special
5.99%
▼
APR5.99%
Last UpdatedApril 29, 2026
Details
As Low As; Maximum Amount of $3,000.00
LendingClub
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
1 Harbor St, Boston, MA, 02210
Personal loan
6.53%
▼
APR6.53%
Last UpdatedApril 29, 2026
Details
As Low As
LendingClub
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
1 Harbor St, Boston, MA, 02210
Personal Loans
6.53%
▼
APR6.53%
Last UpdatedApril 29, 2026
Details
As Low As
Plymouth County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
2203 Cranberry Hwy, West Wareham, MA, 02576 1210
Personal Loans
6.99%
▼
APR6.99%
Last UpdatedApril 29, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
100 Boston Scientific Way, Marlborough, MA, 01752
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedApril 29, 2026
Details
As Low As
Messiah Baptist Jubilee Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
80 Legion Pkwy, Brockton, MA, 02301
Personal Loan
7.50%
▼
APR7.50%
Last UpdatedApril 29, 2026
Details
As Low As
Norfolk Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
18 Union St Ste 104, Norfolk, MA, 02056 1855
Personal Loan
7.50%
▼
APR7.50%
Last UpdatedApril 29, 2026
Details
As Low As; $10,000
Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
1500 Main Street, Springfield, MA, 01115
Unsecured Personal loan
7.89%
▼
APR7.89%
Last UpdatedApril 29, 2026
Details
FIXED APR WITH AUTO PAY
Alltrust Credit Union
Institution Rating:
D3.5 ★Texas Ratio: 33.38%
123 Alden Rd, Fairhaven, MA, 02719
Personal Loan - Unsecured
7.99%
▼
APR7.99%
Last UpdatedApril 29, 2026
Details
Up to $15,000
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
282 Providence Hwy, Westwood, MA, 02090
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 29, 2026
Details
As Low As; Working on a project? Need to make a purchase? We can help!
Lee Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
75 Park St, Lee, MA, 01238
Collateral with Investment Personal Loan
8.00%
▼
APR8.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
Arlington Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
730 Massachusetts Ave, Arlington, MA, 02476
Personal Loan
8.00%
▼
APR8.00%
Last UpdatedApril 29, 2026
Details
Starting at
TEWKSBURY
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
752 Main St, Tewksbury, MA, 01876
Personal Loan
8.49%
▼
APR8.49%
Last UpdatedApril 29, 2026
Details
As Low As
MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★Texas Ratio: 18.63%
70 Westview St, Lexington, MA, 02421 3142
Personal Loan + Co-Application/Guarantor Loan
8.50%
▼
APR8.50%
Last UpdatedApril 29, 2026
Details
No additional details available.
MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★Texas Ratio: 18.63%
70 Westview St, Lexington, MA, 02421 3142
Personal Loan + Co-Application/Guarantor Loan
8.75%
▼
APR8.75%
Last UpdatedApril 29, 2026
Details
No additional details available.
Worcester Fire Dept Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
34 GLENNIE ST, WORCESTER, MA, 01605
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedApril 29, 2026
Details
As Low As
Lynn Firemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
30 Boston St Ste 9, Lynn, MA, 01904
Personal Loans
8.90%
▼
APR8.90%
Last UpdatedApril 29, 2026
Details
As Low As
Alltrust Credit Union
Institution Rating:
D3.5 ★Texas Ratio: 33.38%
123 Alden Rd, Fairhaven, MA, 02719
Personal Loan - Unsecured
8.99%
▼
APR8.99%
Last UpdatedApril 29, 2026
Details
Up to $15,000
Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
30 Pond St, Sharon, MA, 02067 2040
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedApril 29, 2026
Details
Advertised APR is the lowest available. Not all borrowers will qualify for the lowest rate.
Attleboro Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
138 S Main St, Attleboro, MA, 02703 3909
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
642 Chelmsford St, Lowell, MA, 01851
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★Texas Ratio: 18.63%
70 Westview St, Lexington, MA, 02421 3142
Personal Loan + Co-Application/Guarantor Loan
9.00%
▼
APR9.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★Texas Ratio: 18.63%
70 Westview St, Lexington, MA, 02421 3142
Personal Loan + Co-Application/Guarantor Loan
9.25%
▼
APR9.25%
Last UpdatedApril 29, 2026
Details
No additional details available.
Workers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.04%
815 Main St, Fitchburg, MA, 01420
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedApril 29, 2026
Details
As Low As
MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★Texas Ratio: 18.63%
70 Westview St, Lexington, MA, 02421 3142
Personal Loan + Co-Application/Guarantor Loan
9.50%
▼
APR9.50%
Last UpdatedApril 29, 2026
Details
No additional details available.
Liberty Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
300 Granite St Fl 3, Braintree, MA, 02184 3909
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedApril 29, 2026
Details
As Low As
NCB North Cambridge Coopertive Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2360 Massachusetts Ave, Cambridge, MA, 02140
Unsecured Personal Loan
9.75%
▼
APR9.75%
Last UpdatedApril 29, 2026
Details
No additional details available.
Chelsea Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.35%
311 Chestnut St, Chelsea, MA, 02150
Personal Loans
9.90%
▼
APR9.90%
Last UpdatedApril 29, 2026
Details
$5,000 Maximum
Tremont Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.31%
2 Granite Ave, Milton, MA, 02186
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedApril 29, 2026
Details
As Low As
BFCU Boston Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
60 Hallet St, Dorchester, MA, 02124 5408
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 29, 2026
Details
As Low As
Greylock Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.17%
150 West St, Pittsfield, MA, 01201
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 29, 2026
Details
up to $2500; Subject to credit approval.
Tremont Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.31%
2 Granite Ave, Milton, MA, 02186
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 29, 2026
Details
As Low As
AllCom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
36 Park Ave, Worcester, MA, 01609
Personal Loans Up to 12-Month Term
9.99%
▼
APR9.99%
Last UpdatedApril 29, 2026
Details
As Low As
Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
30 Pond St, Sharon, MA, 02067 2040
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedApril 29, 2026
Details
Advertised APR is the lowest available. Not all borrowers will qualify for the lowest rate.
RAH Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.02%
45 DIAUTO DR, RANDOLPH, MA, 02368 4501
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 29, 2026
Details
As Low As; Up to $7,500.00 / 60 months; Over $7,500.00 can be taken for 72 months
AllCom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
36 Park Ave, Worcester, MA, 01609
Unsecured Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 29, 2026
Details
As Low As
Liberty Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
300 Granite St Fl 3, Braintree, MA, 02184 3909
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 29, 2026
Details
As Low As
Alltrust Credit Union
Institution Rating:
D3.5 ★Texas Ratio: 33.38%
123 Alden Rd, Fairhaven, MA, 02719
Personal Loan - Unsecured
10.00%
▼
APR10.00%
Last UpdatedApril 29, 2026
Details
Up to $15,000
Boston Customs Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.37%
10 Causeway St Rm 436, Boston, MA, 02222 1051
Personal Loans
10.00%
▼
APR10.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
Attleboro Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
138 S Main St, Attleboro, MA, 02703 3909
Personal Loans
10.00%
▼
APR10.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
642 Chelmsford St, Lowell, MA, 01851
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
Rockland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
241 Union St, Rockland, MA, 02370
Personal Loans
10.00%
▼
APR10.00%
Last UpdatedApril 29, 2026
Details
Estimated Payment Per $1,000: $25.36
Liberty Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
300 Granite St Fl 3, Braintree, MA, 02184 3909
Personal Loan
10.24%
▼
APR10.24%
Last UpdatedApril 29, 2026
Details
As Low As
Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.03%
199 Worcester Ct, Falmouth, MA, 02540
Personal Loan
10.49%
▼
APR10.49%
Last UpdatedApril 29, 2026
Details
No additional details available.
New England Teamsters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
1 Wall St Ste 402, Burlington, MA, 01803
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedApril 29, 2026
Details
As Low As; Apply for a Personal Loan today!
St Marys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
46 Lizotte Dr, Marlborough, MA, 01752 3061
Personal Loans
10.50%
▼
APR10.50%
Last UpdatedApril 29, 2026
Details
As Low As; Various Terms Available
Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
100 Highland Ave, Somerville, MA, 02143
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedApril 29, 2026
Details
No additional details available.
AllCom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
36 Park Ave, Worcester, MA, 01609
Personal Loans 13-24-Month Term
10.75%
▼
APR10.75%
Last UpdatedApril 29, 2026
Details
As Low As
AllCom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
36 Park Ave, Worcester, MA, 01609
Personal Loans 25-36-Month Term
10.75%
▼
APR10.75%
Last UpdatedApril 29, 2026
Details
As Low As
AllCom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
36 Park Ave, Worcester, MA, 01609
Personal Loans 37-48-Month Term
10.99%
▼
APR10.99%
Last UpdatedApril 29, 2026
Details
As Low As
AllCom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
36 Park Ave, Worcester, MA, 01609
Unsecured Personal Loan
10.99%
▼
APR10.99%
Last UpdatedApril 29, 2026
Details
As Low As
First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
100 SWIFT ST, EAST BOSTON, MA, 02128 1864
Unsecured Personal Loan 1 Year Term
10.99%
▼
APR10.99%
Last UpdatedApril 29, 2026
Details
As Low As
Homefield Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.48%
86 Worcester St, North Grafton, MA, 01536 1020
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedApril 29, 2026
Details
Starting At; ‡
Tremont Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.31%
2 Granite Ave, Milton, MA, 02186
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedApril 29, 2026
Details
As Low As
Tremont Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.31%
2 Granite Ave, Milton, MA, 02186
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedApril 29, 2026
Details
As Low As
Greylock Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.17%
150 West St, Pittsfield, MA, 01201
Personal Loan to $5000)
10.99%
▼
APR10.99%
Last UpdatedApril 29, 2026
Details
$2501; Subject to credit approval.
Alltrust Credit Union
Institution Rating:
D3.5 ★Texas Ratio: 33.38%
123 Alden Rd, Fairhaven, MA, 02719
Personal Loan - Unsecured
11.00%
▼
APR11.00%
Last UpdatedApril 29, 2026
Details
Up to $15,000
Methuen Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
243 Broadway, Methuen, MA, 01844
Personal Loan
11.00%
▼
APR11.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
Attleboro Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
138 S Main St, Attleboro, MA, 02703 3909
Personal Loans
11.00%
▼
APR11.00%
Last UpdatedApril 29, 2026
Details
As Low As
Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
642 Chelmsford St, Lowell, MA, 01851
Personal Loan
11.00%
▼
APR11.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
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MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
LendingClub
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
1 Harbor St, Boston, MA, 02210
Debt Paydown Loan
6.53%
▼
APR6.53%
Last UpdatedApril 29, 2026
Details
Rates starting at 6.53% APR1
Plymouth County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
2203 Cranberry Hwy, West Wareham, MA, 02576 1210
Debt Consolidation
6.99%
▼
APR6.99%
Last UpdatedApril 29, 2026
Details
As Low As
Norfolk Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
18 Union St Ste 104, Norfolk, MA, 02056 1855
Debt Consolidation Loan
7.50%
▼
APR7.50%
Last UpdatedApril 29, 2026
Details
As Low As; Hang up on Credit Card debt once and for all with help from Norfolk Credit Union! -Call the credit union for details at 508-528-3360
Dedham Town Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
202 BUSSEY ST, DEDHAM, MA, 02026
Debt Consolidation Loan (FICO 790
12.00%
▼
APR12.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
PIONEER VALLEY
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
246 Brookdale Dr, Springfield, MA, 01104
Debt Consolidation Revolving
12.95%
▼
APR12.95%
Last UpdatedApril 29, 2026
Details
As Low As
St Jeans Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
155 State St, Newburyport, MA, 01950
Debt Consolidation
13.90%
▼
APR13.90%
Last UpdatedApril 29, 2026
Details
No additional details available.
Dedham Town Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
202 BUSSEY ST, DEDHAM, MA, 02026
Debt Consolidation Loan (FICO 720 -789)
14.00%
▼
APR14.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
TrustCo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
5 Cheshire Rd, Pittsfield, MA, 01201
Debt Consolidation Loan
14.50%
▼
APR14.50%
Last UpdatedApril 29, 2026
Details
No additional details available.
Chelsea Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.35%
311 Chestnut St, Chelsea, MA, 02150
Debt Consolidation
14.90%
▼
APR14.90%
Last UpdatedApril 29, 2026
Details
$15,000 Maximum
Dedham Town Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
202 BUSSEY ST, DEDHAM, MA, 02026
Debt Consolidation Loan (FICO 670 - 719)
15.75%
▼
APR15.75%
Last UpdatedApril 29, 2026
Details
No additional details available.
Massachusetts Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
51 Willow St, Lynn, MA, 01901
Debt Consolidation
16.00%
▼
APR16.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
Dedham Town Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
202 BUSSEY ST, DEDHAM, MA, 02026
Debt Consolidation Loan (FICO 630 - 669)
16.75%
▼
APR16.75%
Last UpdatedApril 29, 2026
Details
No additional details available.
Dedham Town Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
202 BUSSEY ST, DEDHAM, MA, 02026
Debt Consolidation Loan (FICO 500 - 629)
18.00%
▼
APR18.00%
Last UpdatedApril 29, 2026
Details
No additional details available.
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
24 Church St, Leominster, MA, 01453
Signature Loans
8.50%
▼
APR8.50%
Last UpdatedApril 29, 2026
Details
As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; Individual borrower limits subject to approval.; Longer terms available for qualified borrowers.; $10,000 Maximum Loan Limit for qualified borrowers.; All rates are subject to change without notice.
Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
24 Church St, Leominster, MA, 01453
Signature Loans
9.50%
▼
APR9.50%
Last UpdatedApril 29, 2026
Details
As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; Individual borrower limits subject to approval.; Longer terms available for qualified borrowers.; $10,000 Maximum Loan Limit for qualified borrowers.; All rates are subject to change without notice.
Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
24 Church St, Leominster, MA, 01453
Signature Loans
10.50%
▼
APR10.50%
Last UpdatedApril 29, 2026
Details
As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; Individual borrower limits subject to approval.; Longer terms available for qualified borrowers.; $10,000 Maximum Loan Limit for qualified borrowers.; All rates are subject to change without notice.
Powered by
MonitorBankRates
No home improvement personal loan rates found in Massachusetts currently.
Massachusetts Personal Loan Rate Trends
Compare local Massachusetts personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — MA Avg
11.811%
▼ 0.022 vs 7 days ago
Massachusetts personal loan rates fell 0.022 points over the past 7 days to 11.811% APR.
Signature Loan — MA Avg
11.168%
▼ 0.052 vs 7 days ago
Massachusetts signature loan rates fell 0.052 points over the past 7 days to 11.168% APR.
As of Apr 29, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions
What credit score do I need for a personal loan in Massachusetts?
Most lenders in Massachusetts require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Massachusetts often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Massachusetts require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Massachusetts?
Yes. Debt consolidation is one of the most common uses of personal loans in Massachusetts. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Massachusetts?
Credit unions in Massachusetts often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Massachusetts?
- TrustCo Bank: 4.00% (Passbook Loan)
- Somerville School Employees Federal Credit Union: 4.50% (Any Good Purpose Loan)
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- Pentucket Bank: 5.00% (Credit Builder Loan)
- Notre Dame Community Federal Credit Union: 5.25% (Spring Loan Special)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Massachusetts. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 27, 2026.
