Best Personal Loan Rates in Washington - June 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Washington borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Washington include: Governmental Employees Credit UnionGovernmental Employees Credit Union1811 N Hutchinson Rd, Spokane Valley, WA, 99212 2444A5.0 ★Texas Ratio: 6.35% offering 2025 and newer (<15,000 miles) Loan at 3.99% APR, Puget Sound Cooperative Credit UnionPuget Sound Cooperative Credit Union11201 SE 8th St, Bellevue, WA, 98004 6420A+5.0 ★Texas Ratio: 3.94% offering 60 Months Loan at 4.74% APR, Horizon Credit UnionHorizon Credit Union201 N Mullan Rd, Spokane Valley, WA, 99206 3790A+5.0 ★Texas Ratio: 1.46% offering Momentum Introductory Rate Loan at 4.99% APR, Sound Community BankSound Community Bank4922 Bridgeport Way W, University Place, WA, 98467A+5.0 ★Texas Ratio: 2.09% offering Electric/Hybrid 2024 and Newer Loan at 5.04% APR, and People\'s Community Federal Credit UnionPeople\'s Community Federal Credit Union7403 NE Hazel Dell Ave, Vancouver, WA, 98665 8310A+5.0 ★Texas Ratio: 0.00% offering 1st Deed of Trust Primary Residence 10 year Loan at 5.50% APR. Personal loan rates as of June 11, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare personal loan rates across Washington side-by-side. Washington personal loan rates currently start as low as 3.99% APR from Governmental Employees Credit Union at 1811 N Hutchinson Rd, Spokane Valley, WA, 99212 2444. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Washington.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Washington. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: June 11, 2026
Washington Personal Loan Rates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
1811 N Hutchinson Rd, Spokane Valley, WA, 99212 2444
2025 and newer (<15,000 miles) Loan
3.99%
▼
APR3.99%
Last UpdatedJune 12, 2026
Details
As Low As
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
1811 N Hutchinson Rd, Spokane Valley, WA, 99212 2444
2025 and newer (<15,000 miles): 1-36 months Loan
3.99%
▼
APR3.99%
Last UpdatedJune 12, 2026
Details
As low as
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
1811 N Hutchinson Rd, Spokane Valley, WA, 99212 2444
Bicycle Loan
3.99%
▼
APR3.99%
Last UpdatedJune 12, 2026
Details
As low as
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
1811 N Hutchinson Rd, Spokane Valley, WA, 99212 2444
2025 and newer (<15,000 miles) Loan
4.24%
▼
APR4.24%
Last UpdatedJune 12, 2026
Details
As Low As
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
1811 N Hutchinson Rd, Spokane Valley, WA, 99212 2444
2025 and newer (<15,000 miles): 37-48 months Loan
4.24%
▼
APR4.24%
Last UpdatedJune 12, 2026
Details
As low as
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
1811 N Hutchinson Rd, Spokane Valley, WA, 99212 2444
8 years or newer: 1-36 months Loan
4.49%
▼
APR4.49%
Last UpdatedJune 12, 2026
Details
As low as
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
1811 N Hutchinson Rd, Spokane Valley, WA, 99212 2444
8 years or newer Loan
4.49%
▼
APR4.49%
Last UpdatedJune 12, 2026
Details
As Low As
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
1811 N Hutchinson Rd, Spokane Valley, WA, 99212 2444
2025 and newer (<15,000 miles): 1-36 months Loan
4.49%
▼
APR4.49%
Last UpdatedJune 12, 2026
Details
As low as
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
1811 N Hutchinson Rd, Spokane Valley, WA, 99212 2444
2025 and newer (<15,000 miles) Loan
4.49%
▼
APR4.49%
Last UpdatedJune 12, 2026
Details
As Low As
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
1811 N Hutchinson Rd, Spokane Valley, WA, 99212 2444
2025 and newer (< 15,000 miles): 49-60 months Loan
4.49%
▼
APR4.49%
Last UpdatedJune 12, 2026
Details
As low as
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
1811 N Hutchinson Rd, Spokane Valley, WA, 99212 2444
2025 and newer (<15,000 miles): 37-48 months Loan
4.74%
▼
APR4.74%
Last UpdatedJune 12, 2026
Details
As low as
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
1811 N Hutchinson Rd, Spokane Valley, WA, 99212 2444
8 years or newer Loan
4.74%
▼
APR4.74%
Last UpdatedJune 12, 2026
Details
As Low As
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
1811 N Hutchinson Rd, Spokane Valley, WA, 99212 2444
8 years or newer: 37-48 months Loan
4.74%
▼
APR4.74%
Last UpdatedJune 12, 2026
Details
As low as
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
11201 SE 8th St, Bellevue, WA, 98004 6420
60 Months Loan
4.74%
▼
APR4.74%
Last UpdatedJune 12, 2026
Details
As Low As
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
1811 N Hutchinson Rd, Spokane Valley, WA, 99212 2444
Construction Loan
4.99%
▼
APR4.99%
Last UpdatedJune 12, 2026
Details
As Low As
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
1811 N Hutchinson Rd, Spokane Valley, WA, 99212 2444
8 years or newer: 49-60 months Loan
4.99%
▼
APR4.99%
Last UpdatedJune 12, 2026
Details
As low as
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
1811 N Hutchinson Rd, Spokane Valley, WA, 99212 2444
8 years or newer: 1-36 months Loan
4.99%
▼
APR4.99%
Last UpdatedJune 12, 2026
Details
As low as
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
1811 N Hutchinson Rd, Spokane Valley, WA, 99212 2444
8 years or newer Loan
4.99%
▼
APR4.99%
Last UpdatedJune 12, 2026
Details
As Low As
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
1811 N Hutchinson Rd, Spokane Valley, WA, 99212 2444
2025 and newer (<15,000 miles) Loan
4.99%
▼
APR4.99%
Last UpdatedJune 12, 2026
Details
As Low As
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
1811 N Hutchinson Rd, Spokane Valley, WA, 99212 2444
2025 and newer (< 15,000 miles): 61-72 months Loan
4.99%
▼
APR4.99%
Last UpdatedJune 12, 2026
Details
As low as
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
1811 N Hutchinson Rd, Spokane Valley, WA, 99212 2444
2025 and newer (< 15,000 miles): 49-60 months Loan
4.99%
▼
APR4.99%
Last UpdatedJune 12, 2026
Details
As low as
Horizon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
201 N Mullan Rd, Spokane Valley, WA, 99206 3790
Momentum Introductory Rate Loan
4.99%
▼
APR4.99%
Last UpdatedJune 12, 2026
Details
Intro rate expires: 3 months
Sound Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA, 98467
Electric/Hybrid 2024 and Newer Loan
5.04%
▼
APR5.04%
Last UpdatedJune 12, 2026
Details
As Low As
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
1811 N Hutchinson Rd, Spokane Valley, WA, 99212 2444
8 years or newer: 37-48 months Loan
5.24%
▼
APR5.24%
Last UpdatedJune 12, 2026
Details
As low as
Sound Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA, 98467
Electric/Hybrid 2024 and Newer Loan
5.30%
▼
APR5.30%
Last UpdatedJune 12, 2026
Details
As Low As
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
1811 N Hutchinson Rd, Spokane Valley, WA, 99212 2444
8 years or newer: 61-72 months Loan
5.49%
▼
APR5.49%
Last UpdatedJune 12, 2026
Details
As low as
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
1811 N Hutchinson Rd, Spokane Valley, WA, 99212 2444
8 years or newer: 49-60 months Loan
5.49%
▼
APR5.49%
Last UpdatedJune 12, 2026
Details
As low as
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
1811 N Hutchinson Rd, Spokane Valley, WA, 99212 2444
2025 and newer (<15,000 miles) Loan
5.49%
▼
APR5.49%
Last UpdatedJune 12, 2026
Details
As Low As
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
1811 N Hutchinson Rd, Spokane Valley, WA, 99212 2444
8 years or newer Loan
5.49%
▼
APR5.49%
Last UpdatedJune 12, 2026
Details
As Low As
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
1811 N Hutchinson Rd, Spokane Valley, WA, 99212 2444
2025 and newer (< 15,000 miles): 73-84 months Loan
5.49%
▼
APR5.49%
Last UpdatedJune 12, 2026
Details
As low as
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
1811 N Hutchinson Rd, Spokane Valley, WA, 99212 2444
2025 and newer (< 15,000 miles): 61-72 months Loan
5.49%
▼
APR5.49%
Last UpdatedJune 12, 2026
Details
As low as
People\'s Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
7403 NE Hazel Dell Ave, Vancouver, WA, 98665 8310
1st Deed of Trust Primary Residence 10 year Loan
5.50%
▼
APR5.50%
Last UpdatedJune 12, 2026
Details
No additional details available.
Sound Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA, 98467
Electric/Hybrid 2024 and Newer Loan
5.62%
▼
APR5.62%
Last UpdatedJune 12, 2026
Details
As Low As
Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
1421 N Meadowwood Ln, Liberty Lake, WA, 99019 7613
HOLIDAY/VACATION LOAN - Max.
5.69%
▼
APR5.69%
Last UpdatedJune 12, 2026
Details
$2,500; As Low As
Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
1421 N Meadowwood Ln, Liberty Lake, WA, 99019 7613
Vacation Loans
5.69%
▼
APR5.69%
Last UpdatedJune 12, 2026
Details
As Low As
Great Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
301 W Wishkah St, Aberdeen, WA, 98520 6130
New or Used Loan
5.69%
▼
APR5.69%
Last UpdatedJune 12, 2026
Details
Interest rate will decrease by .25% if enrolled with credit union automatic payments. Interest Rate Increases: Your rate will increase by 1.0% if the vehicle is more than 10 model years old. Your rate will increase by 1.0% if the vehicle has mileage of 125,000 or more.
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
11201 SE 8th St, Bellevue, WA, 98004 6420
GreenUp Loans - Bicycles and Kayaks
5.74%
▼
APR5.74%
Last UpdatedJune 12, 2026
Details
No additional details available.
Cheney Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.29%
520 1ST ST, Cheney, WA, 99004 1603
Recreational Loans
5.74%
▼
APR5.74%
Last UpdatedJune 12, 2026
Details
As Low As; Featured Rates
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
1811 N Hutchinson Rd, Spokane Valley, WA, 99212 2444
2025 and newer (< 15,000 miles): 73-84 months Loan
5.99%
▼
APR5.99%
Last UpdatedJune 12, 2026
Details
As low as
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
1811 N Hutchinson Rd, Spokane Valley, WA, 99212 2444
8 years or newer Loan
5.99%
▼
APR5.99%
Last UpdatedJune 12, 2026
Details
As Low As
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
1811 N Hutchinson Rd, Spokane Valley, WA, 99212 2444
8 years or newer: 61-72 months Loan
5.99%
▼
APR5.99%
Last UpdatedJune 12, 2026
Details
As low as
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
1811 N Hutchinson Rd, Spokane Valley, WA, 99212 2444
8 years or newer: 73-84 months Loan
5.99%
▼
APR5.99%
Last UpdatedJune 12, 2026
Details
As low as
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
1811 N Hutchinson Rd, Spokane Valley, WA, 99212 2444
9 years or older Loan
5.99%
▼
APR5.99%
Last UpdatedJune 12, 2026
Details
As Low As
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
1811 N Hutchinson Rd, Spokane Valley, WA, 99212 2444
9 years or older: 1-36 months Loan
5.99%
▼
APR5.99%
Last UpdatedJune 12, 2026
Details
As low as
Verity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
18530 33rd Ave W, Lynnwood, WA, 98037
Bicycle Loan
5.99%
▼
APR5.99%
Last UpdatedJune 12, 2026
Details
Maximum loan amount $10,000. Lowest rate includes discounts.*
Strait View Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.25%
220 S Lincoln St, Port Angeles, WA, 98362 3003
Medical Loans
6.00%
▼
APR6.00%
Last UpdatedJune 12, 2026
Details
No additional details available.
Cheney Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.29%
520 1ST ST, Cheney, WA, 99004 1603
Credit Builder Loan
6.00%
▼
APR6.00%
Last UpdatedJune 12, 2026
Details
Fixed rate, terms from 12 to 24 months on loan amounts of $500 to $2,500.
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
1418 15th Ave, Longview, WA, 98632
Credit Builder Loan
6.00%
▼
APR6.00%
Last UpdatedJune 12, 2026
Details
No additional details available.
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
2800 S 192nd St Ste 106, SEATAC, WA, 98188 5164
Credit Builder Loans
6.00%
▼
APR6.00%
Last UpdatedJune 12, 2026
Details
No additional details available.
Sound Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA, 98467
Electric/Hybrid 2024 and Newer Loan
6.04%
▼
APR6.04%
Last UpdatedJune 12, 2026
Details
As Low As
Sound Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA, 98467
Electric/Hybrid 2024 and Newer Loan
6.18%
▼
APR6.18%
Last UpdatedJune 12, 2026
Details
As Low As
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
1811 N Hutchinson Rd, Spokane Valley, WA, 99212 2444
9 years or older Loan
6.24%
▼
APR6.24%
Last UpdatedJune 12, 2026
Details
As Low As
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
1811 N Hutchinson Rd, Spokane Valley, WA, 99212 2444
9 years or older: 37-48 months Loan
6.24%
▼
APR6.24%
Last UpdatedJune 12, 2026
Details
As low as
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
11201 SE 8th St, Bellevue, WA, 98004 6420
GreenUp Loans - Bicycles and Kayaks
6.24%
▼
APR6.24%
Last UpdatedJune 12, 2026
Details
No additional details available.
TAPCO Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
5303 112th St E, Tacoma, WA, 98446
10 Year Loan
6.25%
▼
APR6.25%
Last UpdatedJune 12, 2026
Details
Highest APR: 7.25%
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
1811 N Hutchinson Rd, Spokane Valley, WA, 99212 2444
9 years or older: 49-60 months Loan
6.49%
▼
APR6.49%
Last UpdatedJune 12, 2026
Details
As low as
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
1811 N Hutchinson Rd, Spokane Valley, WA, 99212 2444
9 years or older Loan
6.49%
▼
APR6.49%
Last UpdatedJune 12, 2026
Details
As Low As
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
1811 N Hutchinson Rd, Spokane Valley, WA, 99212 2444
9 years or older: 1-36 months Loan
6.49%
▼
APR6.49%
Last UpdatedJune 12, 2026
Details
As low as
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
1811 N Hutchinson Rd, Spokane Valley, WA, 99212 2444
8 years or newer: 73-84 months Loan
6.49%
▼
APR6.49%
Last UpdatedJune 12, 2026
Details
As low as
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
421 Capitol Way S, Olympia, WA, 98501
(80% max LTV) Loan
6.52%
▼
APR6.52%
Last UpdatedJune 12, 2026
Details
$825,000.00 and above
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
1811 N Hutchinson Rd, Spokane Valley, WA, 99212 2444
9 years or older: 37-48 months Loan
6.74%
▼
APR6.74%
Last UpdatedJune 12, 2026
Details
As low as
Horizon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
201 N Mullan Rd, Spokane Valley, WA, 99206 3790
Elevate First Lien+ Loan
6.75%
▼
APR6.75%
Last UpdatedJune 12, 2026
Details
As Low As
Horizon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
201 N Mullan Rd, Spokane Valley, WA, 99206 3790
Momentum First Lien** Loan
6.75%
▼
APR6.75%
Last UpdatedJune 12, 2026
Details
As Low As
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
421 Capitol Way S, Olympia, WA, 98501
(80% Max LTV) Loan
6.76%
▼
APR6.76%
Last UpdatedJune 12, 2026
Details
$825,000.00 and above
Safeway Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
529 E North Foothills Dr, Spokane, WA, 99207
Tractor & Operating Equipment Loan
6.90%
▼
APR6.90%
Last UpdatedJune 12, 2026
Details
requires 20% cash down
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
1650 NE Ross St, Vancouver, WA, 98663
Construction Loan
6.99%
▼
APR6.99%
Last UpdatedJune 12, 2026
Details
No additional details available.
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
2800 S 192nd St Ste 106, SEATAC, WA, 98188 5164
Airplane Loans
6.99%
▼
APR6.99%
Last UpdatedJune 12, 2026
Details
As Low As
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
1811 N Hutchinson Rd, Spokane Valley, WA, 99212 2444
9 years or older: 49-60 months Loan
6.99%
▼
APR6.99%
Last UpdatedJune 12, 2026
Details
As low as
Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
1421 N Meadowwood Ln, Liberty Lake, WA, 99019 7613
COLLATERAL (TITLE) LOAN - Max.
7.05%
▼
APR7.05%
Last UpdatedJune 12, 2026
Details
$100,000; As Low As
Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
1421 N Meadowwood Ln, Liberty Lake, WA, 99019 7613
COLLATERAL (TITLE) LOAN - Max.
7.18%
▼
APR7.18%
Last UpdatedJune 12, 2026
Details
$100,000; As Low As
IBEW 76 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.57%
3049 S 36th St, Tacoma, WA, 98409
New Toys Loan
7.25%
▼
APR7.25%
Last UpdatedJune 12, 2026
Details
No additional details available.
Horizon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
201 N Mullan Rd, Spokane Valley, WA, 99206 3790
Momentum Second Lien*** Loan
7.25%
▼
APR7.25%
Last UpdatedJune 12, 2026
Details
As Low As
Horizon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
201 N Mullan Rd, Spokane Valley, WA, 99206 3790
Momentum Standard Rate Loan
7.25%
▼
APR7.25%
Last UpdatedJune 12, 2026
Details
As Low As
North Coast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
1100 Dupont St, Bellingham, WA, 98225 3113
Recreational Loan
7.25%
▼
APR7.25%
Last UpdatedJune 12, 2026
Details
As Low As; Rate based on creditworthiness and term of loan.
Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
1421 N Meadowwood Ln, Liberty Lake, WA, 99019 7613
COLLATERAL (TITLE) LOAN - Max.
7.28%
▼
APR7.28%
Last UpdatedJune 12, 2026
Details
$100,000; As Low As
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
11201 SE 8th St, Bellevue, WA, 98004 6420
Personal/Signature loans
7.74%
▼
APR7.74%
Last UpdatedJune 12, 2026
Details
No additional details available.
Olympia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.91%
202 9th Ave SE, Olympia, WA, 98501 9315
Equity in a 2nd Loan
7.85%
▼
APR7.85%
Last UpdatedJune 12, 2026
Details
As low as 7.85% APR!* APR = Annual Percentage Rate. On approved credit. Olympia Credit Union Equity in a 2nd rates as of November 23rd, 2022 range from 7.85% - 18.00% APR. Annual Percentage Rate 7.85% based on a $45,000.00 balance on a 60 month term will have a monthly payment of $915.27. Borrower's may be responsible for third party fees. Contact Olympia Credit Union for details.
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
1421 North Meadowwood Ln Ste 130, Liberty Lake, WA, 99016
Life Happens Loan
7.99%
▼
APR7.99%
Last UpdatedJune 12, 2026
Details
As Low As
Longshore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.94%
3107 John Stevens Way, Hoquiam, WA, 98550
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedJune 12, 2026
Details
No additional details available.
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
6115 NE 114th Ave, Vancouver, WA, 98662
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedJune 12, 2026
Details
As Low As
Our Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
526 W Cedar St, Shelton, WA, 98584
Land Loans
8.00%
▼
APR8.00%
Last UpdatedJune 12, 2026
Details
As Low As
IBEW 76 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.57%
3049 S 36th St, Tacoma, WA, 98409
Used Toys Loan
8.25%
▼
APR8.25%
Last UpdatedJune 12, 2026
Details
No additional details available.
Horizon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
201 N Mullan Rd, Spokane Valley, WA, 99206 3790
Elevate First Lien+ Loan
8.25%
▼
APR8.25%
Last UpdatedJune 12, 2026
Details
As Low As
Horizon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
201 N Mullan Rd, Spokane Valley, WA, 99206 3790
Momentum First Lien** Loan
8.25%
▼
APR8.25%
Last UpdatedJune 12, 2026
Details
As Low As
Our Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
526 W Cedar St, Shelton, WA, 98584
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedJune 12, 2026
Details
As Low As
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
303 W Meeker, Puyallup, WA, 98371
Unsecured Loans / Signature / LOC
8.49%
▼
APR8.49%
Last UpdatedJune 12, 2026
Details
No additional details available.
WestEdge Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.57%
2501 James St, Bellingham, WA, 98225 3529
Signature Loan limit
8.49%
▼
APR8.49%
Last UpdatedJune 12, 2026
Details
Up to $40,000
Our Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
526 W Cedar St, Shelton, WA, 98584
Signature / Personal Loan
8.49%
▼
APR8.49%
Last UpdatedJune 12, 2026
Details
No additional details available.
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
32129 Weyerhaeuser Way S Ste 102, Federal Way, WA, 98001 9801
Signature Loan(closed-end loan)
8.74%
▼
APR8.74%
Last UpdatedJune 12, 2026
Details
No additional details available.
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
11201 SE 8th St, Bellevue, WA, 98004 6420
Personal/Signature loans
8.74%
▼
APR8.74%
Last UpdatedJune 12, 2026
Details
No additional details available.
Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
8308 Quinault DR NE, Lacey, WA, 98516
Platinum Loan
8.79%
▼
APR8.79%
Last UpdatedJune 12, 2026
Details
Regular APR: 8.79 - 18.00%
Responders Emergency Services Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
924 W Sinto Ave, Spokane, WA, 99201 2531
Personal Loans
8.90%
▼
APR8.90%
Last UpdatedJune 12, 2026
Details
As Low As; *APR = ANNUAL PERCENTAGE RATE. RATE BASED ON CREDITWORTHINESS AND TERM OF LOAN. RATES ARE SUBJECT TO CHANGE AT ANY TIME AND ARE NOT GUARANTEED.
Responders Emergency Services Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
924 W Sinto Ave, Spokane, WA, 99201 2531
Signature/Unsecured Loan
8.90%
▼
APR8.90%
Last UpdatedJune 12, 2026
Details
As Low As; $10,000 max per member
Verity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
18530 33rd Ave W, Lynnwood, WA, 98037
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedJune 12, 2026
Details
Verity members can apply by logging into Digital Banking and selecting "Open account or loan" from the menu. Lowest rate includes rate discounts.*
Verity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
18530 33rd Ave W, Lynnwood, WA, 98037
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedJune 12, 2026
Details
As low as*
Whatcom Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
600 E Holly St, Bellingham, WA, 98225
Personal Signature Loan
8.99%
▼
APR8.99%
Last UpdatedJune 12, 2026
Details
No additional details available.
Whatcom Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
600 E Holly St, Bellingham, WA, 98225
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedJune 12, 2026
Details
As low as
Responders Emergency Services Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
924 W Sinto Ave, Spokane, WA, 99201 2531
Merchandise Loan
9.15%
▼
APR9.15%
Last UpdatedJune 12, 2026
Details
As Low As
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
421 Capitol Way S, Olympia, WA, 98501
Developed Lot Loan
9.18%
▼
APR9.18%
Last UpdatedJune 12, 2026
Details
Loan Fee: 2%
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
32129 Weyerhaeuser Way S Ste 102, Federal Way, WA, 98001 9801
Signature Loan(closed-end loan)
9.24%
▼
APR9.24%
Last UpdatedJune 12, 2026
Details
No additional details available.
Harborstone Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.54%
9611 Gravelly Lake Dr Sw, Lakewood, WA, 98499 1510
Seasonal Loan
9.24%
▼
APR9.24%
Last UpdatedJune 12, 2026
Details
As Low As
Harborstone Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.54%
9611 Gravelly Lake Dr Sw, Lakewood, WA, 98499 1510
Signature Loan
9.24%
▼
APR9.24%
Last UpdatedJune 12, 2026
Details
As Low As
Horizon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
201 N Mullan Rd, Spokane Valley, WA, 99206 3790
Momentum Second Lien*** Loan
9.25%
▼
APR9.25%
Last UpdatedJune 12, 2026
Details
As Low As
Horizon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
201 N Mullan Rd, Spokane Valley, WA, 99206 3790
Momentum Standard Rate Loan
9.25%
▼
APR9.25%
Last UpdatedJune 12, 2026
Details
As Low As
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
1018 Union Ave SE, Olympia, WA, 98501 1540
Unsecured Loans
9.45%
▼
APR9.45%
Last UpdatedJune 12, 2026
Details
As Low As; Estimated Monthly Payment Examples: 24 monthly payments of $45.91 per $1,000 borrowed
American Lake Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.78%
Camp Murray Building 16, Tacoma, WA, 98430 0001
Unsecured Loan
9.49%
▼
APR9.49%
Last UpdatedJune 12, 2026
Details
As Low As; Personal loans up to $10,000
Industrial Credit Union of Whatcom County
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
3233 Northwest Ave, Bellingham, WA, 98225 1317
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedJune 12, 2026
Details
As Low As
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
11201 SE 8th St, Bellevue, WA, 98004 6420
Personal/Signature loans
9.74%
▼
APR9.74%
Last UpdatedJune 12, 2026
Details
No additional details available.
MountainCrest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.52%
1328 Broadway, Everett, WA, 98201 1718
Signature Loan
9.74%
▼
APR9.74%
Last UpdatedJune 12, 2026
Details
No additional details available.
Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
8308 Quinault DR NE, Lacey, WA, 98516
Platinum Rewards Loan
9.79%
▼
APR9.79%
Last UpdatedJune 12, 2026
Details
Regular APR: 9.79 - 18.00%
Spokane City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
1930 N Monroe St, Spokane, WA, 99205 4538
Signature Loans
9.90%
▼
APR9.90%
Last UpdatedJune 12, 2026
Details
As Low As; *
Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
1421 N Meadowwood Ln, Liberty Lake, WA, 99019 7613
PERSONAL LOAN - Max.
9.95%
▼
APR9.95%
Last UpdatedJune 12, 2026
Details
$10,000; As Low As
Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
1421 N Meadowwood Ln, Liberty Lake, WA, 99019 7613
Personal Loans
9.95%
▼
APR9.95%
Last UpdatedJune 12, 2026
Details
As Low As
TAPCO Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
5303 112th St E, Tacoma, WA, 98446
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedJune 12, 2026
Details
Highest APR: 17.99%
American Lake Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.78%
Camp Murray Building 16, Tacoma, WA, 98430 0001
Purchases Loan
9.99%
▼
APR9.99%
Last UpdatedJune 12, 2026
Details
No additional details available.
American Lake Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.78%
Camp Murray Building 16, Tacoma, WA, 98430 0001
Cash Advances & Balance Transfers Loan
9.99%
▼
APR9.99%
Last UpdatedJune 12, 2026
Details
No additional details available.
Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
303 NE Thornton PL, Seattle, WA, 98125
Citizenship Express Loan (Unsecured)
9.99%
▼
APR9.99%
Last UpdatedJune 12, 2026
Details
As Low As; Processing Fee: $40
Cascade Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
18020 80th Ave S, Kent, WA, 98032
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedJune 12, 2026
Details
As Low As; up to 48 months
Connection Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.51%
10200 Silverdale Way NW, Silverdale, WA, 98383
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedJune 12, 2026
Details
Unsecured
Strait View Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.25%
220 S Lincoln St, Port Angeles, WA, 98362 3003
Personal Lifestyle Loans
9.99%
▼
APR9.99%
Last UpdatedJune 12, 2026
Details
No additional details available.
Salal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.66%
9706 4th Ave NE Ste 400, Seattle, WA, 98115 2199
SALAL SIGNATURE LOAN
9.99%
▼
APR9.99%
Last UpdatedJune 12, 2026
Details
No additional details available.
Great Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
301 W Wishkah St, Aberdeen, WA, 98520 6130
Personal Lifestyle Loan
9.99%
▼
APR9.99%
Last UpdatedJune 12, 2026
Details
See footnote 1
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
1421 North Meadowwood Ln Ste 130, Liberty Lake, WA, 99016
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedJune 12, 2026
Details
No additional details available.
IBEW 76 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.57%
3049 S 36th St, Tacoma, WA, 98409
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedJune 12, 2026
Details
up to 60 months
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
2800 S 192nd St Ste 106, SEATAC, WA, 98188 5164
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedJune 12, 2026
Details
As Low As
Express Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
1930 6th Ave S Ste 104, Seattle, WA, 98134 1627
Member Advance Loan
10.00%
▼
APR10.00%
Last UpdatedJune 12, 2026
Details
Rates are subject to change without notice. Effective as of 1-1-2026. Includes a .25% discount for auto-pay.
Lewis Clark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
1451 15th St, Clarkston, WA, 99403
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedJune 12, 2026
Details
As Low As
Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
1421 N Meadowwood Ln, Liberty Lake, WA, 99019 7613
PERSONAL LOAN - Max.
10.05%
▼
APR10.05%
Last UpdatedJune 12, 2026
Details
$10,000; As Low As
Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
1421 N Meadowwood Ln, Liberty Lake, WA, 99019 7613
PERSONAL LOAN - Max.
10.15%
▼
APR10.15%
Last UpdatedJune 12, 2026
Details
$10,000; As Low As
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
1650 NE Ross St, Vancouver, WA, 98663
Land Loan
10.16%
▼
APR10.16%
Last UpdatedJune 12, 2026
Details
No additional details available.
Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
1421 N Meadowwood Ln, Liberty Lake, WA, 99019 7613
PERSONAL LOAN - Max.
10.28%
▼
APR10.28%
Last UpdatedJune 12, 2026
Details
$10,000; As Low As
Ironworkers USA Federal Credit Union
Institution Rating:
C+4.2 ★Texas Ratio: 23.15%
4550 S 134th Pl, Tukwila, WA, 98168
Signature Loans
10.49%
▼
APR10.49%
Last UpdatedJune 12, 2026
Details
No additional details available.
Spokane Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
2002 N Atlantic St, Spokane, WA, 99205 4805
Signature Loan
10.49%
▼
APR10.49%
Last UpdatedJune 12, 2026
Details
This no-frills unsecured loan can help out in a pinch.(1)(2)
Lewis Clark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
1451 15th St, Clarkston, WA, 99403
Signature Loan
10.49%
▼
APR10.49%
Last UpdatedJune 12, 2026
Details
As Low As
Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
825 Goethals Dr, Richland, WA, 99352
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedJune 12, 2026
Details
As Low As; Financing up to $30,000
Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
825 Goethals Dr, Richland, WA, 99352
Personal Loans
10.50%
▼
APR10.50%
Last UpdatedJune 12, 2026
Details
Convenient personal lending. Loan rate based on terms. See Notes and Fees for details.
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
32129 Weyerhaeuser Way S Ste 102, Federal Way, WA, 98001 9801
Signature Loan(closed-end loan)
10.74%
▼
APR10.74%
Last UpdatedJune 12, 2026
Details
No additional details available.
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
11201 SE 8th St, Bellevue, WA, 98004 6420
Personal/Signature loans
10.74%
▼
APR10.74%
Last UpdatedJune 12, 2026
Details
No additional details available.
Express Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
1930 6th Ave S Ste 104, Seattle, WA, 98134 1627
Personal Loan
10.74%
▼
APR10.74%
Last UpdatedJune 12, 2026
Details
Rates are subject to change without notice. Effective as of 1-1-2026. Includes a .25% discount for auto-pay.
Numerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
14610 E Sprague Ave, Spokane Valley, WA, 99216
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedJune 12, 2026
Details
No additional details available.
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
1301 HIGHLAND AVE, CLARKSTON, WA, 99403
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedJune 12, 2026
Details
As Low As
Cascade Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
18020 80th Ave S, Kent, WA, 98032
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedJune 12, 2026
Details
As Low As; up to 60 months (minimum loan amount of $5,000)
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
1421 North Meadowwood Ln Ste 130, Liberty Lake, WA, 99016
Signature Loan
10.99%
▼
APR10.99%
Last UpdatedJune 12, 2026
Details
No additional details available.
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
1811 N Hutchinson Rd, Spokane Valley, WA, 99212 2444
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedJune 12, 2026
Details
As Low As; Up to $10,000
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
1811 N Hutchinson Rd, Spokane Valley, WA, 99212 2444
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedJune 12, 2026
Details
As Low As; Up to $10,000
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
601 Williams Blvd, Richland, WA, 99354
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedJune 12, 2026
Details
No additional details available.
Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
303 NE Thornton PL, Seattle, WA, 98125
Personal Loans (Unsecured)
10.99%
▼
APR10.99%
Last UpdatedJune 12, 2026
Details
As Low As; Rates and financing are offered based on applicant's credit qualifications and other underwriting criteria, including but not limited to, credit and loan payment history. All loans are subject to approval. The rate assigned will be disclosed to you before you become obligated. Please contact Seattle Credit Union at 206.398.5500 or 800.334.2489 for further details.
People\'s Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
7403 NE Hazel Dell Ave, Vancouver, WA, 98665 8310
All Other Advances Loan
11.00%
▼
APR11.00%
Last UpdatedJune 12, 2026
Details
Bill Consolidation, Current Living Expenses, Personal Line of Credit, Etc.
North Coast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
1100 Dupont St, Bellingham, WA, 98225 3113
Personal Loan
11.00%
▼
APR11.00%
Last UpdatedJune 12, 2026
Details
As Low As; Rate based on creditworthiness and term of loan.
North Coast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
1100 Dupont St, Bellingham, WA, 98225 3113
Personal Loan Unsecured
11.00%
▼
APR11.00%
Last UpdatedJune 12, 2026
Details
Maximum loan amount of $10,000.
Powered by
MonitorBankRates
Washington Personal Loan Rates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
6115 NE 114th Ave, Vancouver, WA, 98662
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedJune 12, 2026
Details
As Low As
Our Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
526 W Cedar St, Shelton, WA, 98584
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedJune 12, 2026
Details
As Low As
Our Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
526 W Cedar St, Shelton, WA, 98584
Signature / Personal Loan
8.49%
▼
APR8.49%
Last UpdatedJune 12, 2026
Details
No additional details available.
Responders Emergency Services Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
924 W Sinto Ave, Spokane, WA, 99201 2531
Personal Loans
8.90%
▼
APR8.90%
Last UpdatedJune 12, 2026
Details
As Low As; *APR = ANNUAL PERCENTAGE RATE. RATE BASED ON CREDITWORTHINESS AND TERM OF LOAN. RATES ARE SUBJECT TO CHANGE AT ANY TIME AND ARE NOT GUARANTEED.
Whatcom Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
600 E Holly St, Bellingham, WA, 98225
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedJune 12, 2026
Details
As low as
Verity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
18530 33rd Ave W, Lynnwood, WA, 98037
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedJune 12, 2026
Details
Verity members can apply by logging into Digital Banking and selecting "Open account or loan" from the menu. Lowest rate includes rate discounts.*
Verity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
18530 33rd Ave W, Lynnwood, WA, 98037
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedJune 12, 2026
Details
As low as*
Industrial Credit Union of Whatcom County
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
3233 Northwest Ave, Bellingham, WA, 98225 1317
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedJune 12, 2026
Details
As Low As
Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
1421 N Meadowwood Ln, Liberty Lake, WA, 99019 7613
PERSONAL LOAN - Max.
9.95%
▼
APR9.95%
Last UpdatedJune 12, 2026
Details
$10,000; As Low As
Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
1421 N Meadowwood Ln, Liberty Lake, WA, 99019 7613
Personal Loans
9.95%
▼
APR9.95%
Last UpdatedJune 12, 2026
Details
As Low As
Cascade Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
18020 80th Ave S, Kent, WA, 98032
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedJune 12, 2026
Details
As Low As; up to 48 months
TAPCO Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
5303 112th St E, Tacoma, WA, 98446
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedJune 12, 2026
Details
Highest APR: 17.99%
Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
1421 N Meadowwood Ln, Liberty Lake, WA, 99019 7613
PERSONAL LOAN - Max.
10.05%
▼
APR10.05%
Last UpdatedJune 12, 2026
Details
$10,000; As Low As
Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
1421 N Meadowwood Ln, Liberty Lake, WA, 99019 7613
PERSONAL LOAN - Max.
10.15%
▼
APR10.15%
Last UpdatedJune 12, 2026
Details
$10,000; As Low As
Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
1421 N Meadowwood Ln, Liberty Lake, WA, 99019 7613
PERSONAL LOAN - Max.
10.28%
▼
APR10.28%
Last UpdatedJune 12, 2026
Details
$10,000; As Low As
Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
825 Goethals Dr, Richland, WA, 99352
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedJune 12, 2026
Details
As Low As; Financing up to $30,000
Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
825 Goethals Dr, Richland, WA, 99352
Personal Loans
10.50%
▼
APR10.50%
Last UpdatedJune 12, 2026
Details
Convenient personal lending. Loan rate based on terms. See Notes and Fees for details.
Express Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
1930 6th Ave S Ste 104, Seattle, WA, 98134 1627
Personal Loan
10.74%
▼
APR10.74%
Last UpdatedJune 12, 2026
Details
Rates are subject to change without notice. Effective as of 1-1-2026. Includes a .25% discount for auto-pay.
Numerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
14610 E Sprague Ave, Spokane Valley, WA, 99216
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedJune 12, 2026
Details
No additional details available.
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
1301 HIGHLAND AVE, CLARKSTON, WA, 99403
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedJune 12, 2026
Details
As Low As
Cascade Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
18020 80th Ave S, Kent, WA, 98032
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedJune 12, 2026
Details
As Low As; up to 60 months (minimum loan amount of $5,000)
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
1811 N Hutchinson Rd, Spokane Valley, WA, 99212 2444
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedJune 12, 2026
Details
As Low As; Up to $10,000
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
1811 N Hutchinson Rd, Spokane Valley, WA, 99212 2444
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedJune 12, 2026
Details
As Low As; Up to $10,000
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
601 Williams Blvd, Richland, WA, 99354
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedJune 12, 2026
Details
No additional details available.
Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
303 NE Thornton PL, Seattle, WA, 98125
Personal Loans (Unsecured)
10.99%
▼
APR10.99%
Last UpdatedJune 12, 2026
Details
As Low As; Rates and financing are offered based on applicant's credit qualifications and other underwriting criteria, including but not limited to, credit and loan payment history. All loans are subject to approval. The rate assigned will be disclosed to you before you become obligated. Please contact Seattle Credit Union at 206.398.5500 or 800.334.2489 for further details.
North Coast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
1100 Dupont St, Bellingham, WA, 98225 3113
Personal Loan
11.00%
▼
APR11.00%
Last UpdatedJune 12, 2026
Details
As Low As; Rate based on creditworthiness and term of loan.
North Coast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
1100 Dupont St, Bellingham, WA, 98225 3113
Personal Loan Unsecured
11.00%
▼
APR11.00%
Last UpdatedJune 12, 2026
Details
Maximum loan amount of $10,000.
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Washington Debt Consolidation Loan Rates
No debt consolidation personal loan rates found in Washington currently.
Washington Signature Loan Rates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
11201 SE 8th St, Bellevue, WA, 98004 6420
Personal/Signature loans
7.74%
▼
APR7.74%
Last UpdatedJune 12, 2026
Details
No additional details available.
Longshore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.94%
3107 John Stevens Way, Hoquiam, WA, 98550
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedJune 12, 2026
Details
No additional details available.
Our Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
526 W Cedar St, Shelton, WA, 98584
Signature / Personal Loan
8.49%
▼
APR8.49%
Last UpdatedJune 12, 2026
Details
No additional details available.
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
303 W Meeker, Puyallup, WA, 98371
Unsecured Loans / Signature / LOC
8.49%
▼
APR8.49%
Last UpdatedJune 12, 2026
Details
No additional details available.
WestEdge Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.57%
2501 James St, Bellingham, WA, 98225 3529
Signature Loan limit
8.49%
▼
APR8.49%
Last UpdatedJune 12, 2026
Details
Up to $40,000
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
32129 Weyerhaeuser Way S Ste 102, Federal Way, WA, 98001 9801
Signature Loan(closed-end loan)
8.74%
▼
APR8.74%
Last UpdatedJune 12, 2026
Details
No additional details available.
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
11201 SE 8th St, Bellevue, WA, 98004 6420
Personal/Signature loans
8.74%
▼
APR8.74%
Last UpdatedJune 12, 2026
Details
No additional details available.
Responders Emergency Services Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
924 W Sinto Ave, Spokane, WA, 99201 2531
Signature/Unsecured Loan
8.90%
▼
APR8.90%
Last UpdatedJune 12, 2026
Details
As Low As; $10,000 max per member
Whatcom Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
600 E Holly St, Bellingham, WA, 98225
Personal Signature Loan
8.99%
▼
APR8.99%
Last UpdatedJune 12, 2026
Details
No additional details available.
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
32129 Weyerhaeuser Way S Ste 102, Federal Way, WA, 98001 9801
Signature Loan(closed-end loan)
9.24%
▼
APR9.24%
Last UpdatedJune 12, 2026
Details
No additional details available.
Harborstone Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.54%
9611 Gravelly Lake Dr Sw, Lakewood, WA, 98499 1510
Signature Loan
9.24%
▼
APR9.24%
Last UpdatedJune 12, 2026
Details
As Low As
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
11201 SE 8th St, Bellevue, WA, 98004 6420
Personal/Signature loans
9.74%
▼
APR9.74%
Last UpdatedJune 12, 2026
Details
No additional details available.
MountainCrest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.52%
1328 Broadway, Everett, WA, 98201 1718
Signature Loan
9.74%
▼
APR9.74%
Last UpdatedJune 12, 2026
Details
No additional details available.
Spokane City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
1930 N Monroe St, Spokane, WA, 99205 4538
Signature Loans
9.90%
▼
APR9.90%
Last UpdatedJune 12, 2026
Details
As Low As; *
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
1421 North Meadowwood Ln Ste 130, Liberty Lake, WA, 99016
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedJune 12, 2026
Details
No additional details available.
Salal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.66%
9706 4th Ave NE Ste 400, Seattle, WA, 98115 2199
SALAL SIGNATURE LOAN
9.99%
▼
APR9.99%
Last UpdatedJune 12, 2026
Details
No additional details available.
Connection Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.51%
10200 Silverdale Way NW, Silverdale, WA, 98383
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedJune 12, 2026
Details
Unsecured
IBEW 76 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.57%
3049 S 36th St, Tacoma, WA, 98409
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedJune 12, 2026
Details
up to 60 months
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
2800 S 192nd St Ste 106, SEATAC, WA, 98188 5164
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedJune 12, 2026
Details
As Low As
Lewis Clark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
1451 15th St, Clarkston, WA, 99403
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedJune 12, 2026
Details
As Low As
Ironworkers USA Federal Credit Union
Institution Rating:
C+4.2 ★Texas Ratio: 23.15%
4550 S 134th Pl, Tukwila, WA, 98168
Signature Loans
10.49%
▼
APR10.49%
Last UpdatedJune 12, 2026
Details
No additional details available.
Spokane Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
2002 N Atlantic St, Spokane, WA, 99205 4805
Signature Loan
10.49%
▼
APR10.49%
Last UpdatedJune 12, 2026
Details
This no-frills unsecured loan can help out in a pinch.(1)(2)
Lewis Clark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
1451 15th St, Clarkston, WA, 99403
Signature Loan
10.49%
▼
APR10.49%
Last UpdatedJune 12, 2026
Details
As Low As
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
32129 Weyerhaeuser Way S Ste 102, Federal Way, WA, 98001 9801
Signature Loan(closed-end loan)
10.74%
▼
APR10.74%
Last UpdatedJune 12, 2026
Details
No additional details available.
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
11201 SE 8th St, Bellevue, WA, 98004 6420
Personal/Signature loans
10.74%
▼
APR10.74%
Last UpdatedJune 12, 2026
Details
No additional details available.
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
1421 North Meadowwood Ln Ste 130, Liberty Lake, WA, 99016
Signature Loan
10.99%
▼
APR10.99%
Last UpdatedJune 12, 2026
Details
No additional details available.
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MonitorBankRates
Washington Personal Loan Rate Trends
Compare local Washington personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — WA Avg
11.911%
▲ 0.025 vs 7 days ago
Washington personal loan rates rose 0.025 points over the past 7 days to 11.911% APR.
Signature Loan — WA Avg
9.870%
▼ 0.295 vs 7 days ago
Washington signature loan rates fell 0.295 points over the past 7 days to 9.870% APR.
As of Jun 12, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Washington personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Washington directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Washington. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in WA.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Washington?
Most lenders in Washington require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Washington often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Washington require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Washington?
Yes. Debt consolidation is one of the most common uses of personal loans in Washington. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Washington?
Credit unions in Washington often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Washington?
- Governmental Employees Credit Union: 3.99% (2025 and newer (<15,000 miles) Loan)
- Puget Sound Cooperative Credit Union: 4.74% (60 Months Loan)
- Horizon Credit Union: 4.99% (Momentum Introductory Rate Loan)
- Sound Community Bank: 5.04% (Electric/Hybrid 2024 and Newer Loan)
- People\'s Community Federal Credit Union: 5.50% (1st Deed of Trust Primary Residence 10 year Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Washington. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: June 11, 2026.
