Best Personal Loan Rates in Washington (WA) - April 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Washington borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Washington include: Firefighters First Federal Credit UnionFirefighters First Federal Credit Union32129 Weyerhaeuser Way S Ste 102, Federal Way, WA, 98001 9801A+5.0 ★Texas Ratio: 1.58% offering Fire Station Loan at 4.99% APR, Rolling F Credit UnionRolling F Credit Union1421 N Meadowwood Ln, Liberty Lake, WA, 99019 7613A+5.0 ★Texas Ratio: 2.00% offering HOLIDAY/VACATION LOAN - Max. at 5.69% APR, Cheney Federal Credit UnionCheney Federal Credit Union520 1ST ST, Cheney, WA, 99004 1603A+5.0 ★Texas Ratio: 1.30% offering Recreational Loans at 5.74% APR, Strait View Credit UnionStrait View Credit Union220 S Lincoln St, Port Angeles, WA, 98362 3003A+5.0 ★Texas Ratio: 1.29% offering Medical Loans at 6.00% APR, and Alaska Air Group Federal Credit UnionAlaska Air Group Federal Credit Union2800 S 192nd St Ste 106, SEATAC, WA, 98188 5164A+5.0 ★Texas Ratio: 0.33% offering Credit Builder Loans at 6.00% APR. Personal loan rates as of April 27, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare personal loan rates across Washington side-by-side. Washington personal loan rates currently start as low as 4.99% APR from Firefighters First Federal Credit Union at 32129 Weyerhaeuser Way S Ste 102, Federal Way, WA, 98001 9801. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Washington.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Washington. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 27, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
32129 Weyerhaeuser Way S Ste 102, Federal Way, WA, 98001 9801
Fire Station Loan
4.99%
▼
APR4.99%
Last UpdatedApril 30, 2026
Details
No additional details available.
Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
1421 N Meadowwood Ln, Liberty Lake, WA, 99019 7613
HOLIDAY/VACATION LOAN - Max.
5.69%
▼
APR5.69%
Last UpdatedApril 30, 2026
Details
$2,500; As Low As
Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
1421 N Meadowwood Ln, Liberty Lake, WA, 99019 7613
Vacation Loans
5.69%
▼
APR5.69%
Last UpdatedApril 30, 2026
Details
As Low As
Cheney Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
520 1ST ST, Cheney, WA, 99004 1603
Recreational Loans
5.74%
▼
APR5.74%
Last UpdatedApril 30, 2026
Details
As Low As
Strait View Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.29%
220 S Lincoln St, Port Angeles, WA, 98362 3003
Medical Loans
6.00%
▼
APR6.00%
Last UpdatedApril 30, 2026
Details
No additional details available.
Cheney Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
520 1ST ST, Cheney, WA, 99004 1603
Credit Builder Loan
6.00%
▼
APR6.00%
Last UpdatedApril 30, 2026
Details
Fixed rate, terms from 12 to 24 months on loan amounts of $500 to $2,500.
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.33%
2800 S 192nd St Ste 106, SEATAC, WA, 98188 5164
Credit Builder Loans
6.00%
▼
APR6.00%
Last UpdatedApril 30, 2026
Details
No additional details available.
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
800 SE 192nd Ave, Vancouver, WA, 98683 9510
Immigration Loan
6.07%
▼
APR6.07%
Last UpdatedApril 30, 2026
Details
No additional details available.
Numerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
14610 E Sprague Ave, Spokane Valley, WA, 99216
Toy Loans1
6.74%
▼
APR6.74%
Last UpdatedApril 30, 2026
Details
No additional details available.
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
800 SE 192nd Ave, Vancouver, WA, 98683 9510
Bicycle Loans
6.99%
▼
APR6.99%
Last UpdatedApril 30, 2026
Details
As Low As
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.33%
2800 S 192nd St Ste 106, SEATAC, WA, 98188 5164
Airplane Loans
6.99%
▼
APR6.99%
Last UpdatedApril 30, 2026
Details
As Low As
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
1421 North Meadowwood Ln Ste 130, Liberty Lake, WA, 99016
Solar (Solar loans will have a UCC Filing attached to them.)
6.99%
▼
APR6.99%
Last UpdatedApril 30, 2026
Details
No additional details available.
Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
1421 N Meadowwood Ln, Liberty Lake, WA, 99019 7613
COLLATERAL (TITLE) LOAN - Max.
7.05%
▼
APR7.05%
Last UpdatedApril 30, 2026
Details
$100,000; As Low As
Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
1421 N Meadowwood Ln, Liberty Lake, WA, 99019 7613
COLLATERAL (TITLE) LOAN
7.18%
▼
APR7.18%
Last UpdatedApril 30, 2026
Details
As Low As
Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
1421 N Meadowwood Ln, Liberty Lake, WA, 99019 7613
COLLATERAL (TITLE) LOAN
7.28%
▼
APR7.28%
Last UpdatedApril 30, 2026
Details
As Low As
Northwest Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
2821 Hewitt Ave, Everett, WA, 98201
Personal Term Loan
7.49%
▼
APR7.49%
Last UpdatedApril 30, 2026
Details
No additional details available.
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
601 Williams Blvd, Richland, WA, 99354
5-Year Land Loan
7.75%
▼
APR7.75%
Last UpdatedApril 30, 2026
Details
Amortized over 15 years with a balloon due in 60 months
Northwest Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
2821 Hewitt Ave, Everett, WA, 98201
Closed End Equity Loans
7.89%
▼
APR7.89%
Last UpdatedApril 30, 2026
Details
Max Amount: $100,000; Max LTV: 80%*
Nordstrom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
1617 6th Ave Fl 5, Seattle, WA, 98101
4 Seasons Loan
7.97%
▼
APR7.97%
Last UpdatedApril 30, 2026
Details
No additional details available.
Nordstrom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
1617 6th Ave Fl 5, Seattle, WA, 98101
4 Seasons Loan1
7.97%
▼
APR7.97%
Last UpdatedApril 30, 2026
Details
No additional details available.
Nordstrom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
1617 6th Ave Fl 5, Seattle, WA, 98101
Personal Loans
7.97%
▼
APR7.97%
Last UpdatedApril 30, 2026
Details
As Low As
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
6115 NE 114th Ave, Vancouver, WA, 98662
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 30, 2026
Details
As Low As; Working on a project? Need to make a purchase? We can help!
Longshore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.94%
3107 John Stevens Way, Hoquiam, WA, 98550
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedApril 30, 2026
Details
No additional details available.
Our Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
526 W Cedar St, Shelton, WA, 98584
Land Loans
8.00%
▼
APR8.00%
Last UpdatedApril 30, 2026
Details
As Low As; Rate based on creditworthiness and term of loan.
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
601 Williams Blvd, Richland, WA, 99354
5-Year Land Loan
8.25%
▼
APR8.25%
Last UpdatedApril 30, 2026
Details
Amortized over 15 years with a balloon due in 60 months
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
303 W Meeker, Puyallup, WA, 98371
Unsecured Loans / Signature / LOC
8.49%
▼
APR8.49%
Last UpdatedApril 30, 2026
Details
No additional details available.
Our Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
526 W Cedar St, Shelton, WA, 98584
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedApril 30, 2026
Details
As Low As; Rate based on creditworthiness and term of loan.
Our Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
526 W Cedar St, Shelton, WA, 98584
Signature / Personal Loan
8.49%
▼
APR8.49%
Last UpdatedApril 30, 2026
Details
No additional details available.
WestEdge Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
2501 James St, Bellingham, WA, 98225 3529
Signature Loan limit
8.49%
▼
APR8.49%
Last UpdatedApril 30, 2026
Details
Up to $40,000
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
32129 Weyerhaeuser Way S Ste 102, Federal Way, WA, 98001 9801
Signature Loan(closed-end loan)
8.74%
▼
APR8.74%
Last UpdatedApril 30, 2026
Details
No additional details available.
Responders Emergency Services Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
924 W Sinto Ave, Spokane, WA, 99201 2531
Signature/Unsecured
8.90%
▼
APR8.90%
Last UpdatedApril 30, 2026
Details
As Low As; Up to 60 months & $10,000 max per member
Responders Emergency Services Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
924 W Sinto Ave, Spokane, WA, 99201 2531
Personal Loans
8.90%
▼
APR8.90%
Last UpdatedApril 30, 2026
Details
As Low As
Verity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.01%
18530 33rd Ave W, Lynnwood, WA, 98037
Personal
8.99%
▼
APR8.99%
Last UpdatedApril 30, 2026
Details
Verity members can apply by logging into Digital Banking and selecting "Open account or loan" from the menu. Lowest rate includes rate discounts.*
Verity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.01%
18530 33rd Ave W, Lynnwood, WA, 98037
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedApril 30, 2026
Details
As Low As
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
421 Capitol Way S, Olympia, WA, 98501
Developed Lot Loans
9.18%
▼
APR9.18%
Last UpdatedApril 30, 2026
Details
No additional details available.
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
32129 Weyerhaeuser Way S Ste 102, Federal Way, WA, 98001 9801
Signature Loan(closed-end loan)
9.24%
▼
APR9.24%
Last UpdatedApril 30, 2026
Details
No additional details available.
First Sound Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
925 4th Ave Ste 2350, Seattle, WA, 98104
Seasonal Loan
9.24%
▼
APR9.24%
Last UpdatedApril 30, 2026
Details
As low as 9.24%
First Sound Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
925 4th Ave Ste 2350, Seattle, WA, 98104
Signature Loan
9.24%
▼
APR9.24%
Last UpdatedApril 30, 2026
Details
As low as 9.24%
CALCOE Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
1421 N Meadowwood Ln, Liberty Lake, WA, 99019 7613
Personal
9.25%
▼
APR9.25%
Last UpdatedApril 30, 2026
Details
No additional details available.
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
1018 Union Ave SE, Olympia, WA, 98501 1540
Unsecured Loan
9.45%
▼
APR9.45%
Last UpdatedApril 30, 2026
Details
As Low As
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
1018 Union Ave SE, Olympia, WA, 98501 1540
Unsecured Loans
9.45%
▼
APR9.45%
Last UpdatedApril 30, 2026
Details
As Low As
American Lake Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.46%
Camp Murray Building 16, Tacoma, WA, 98430 0001
Unsecured
9.49%
▼
APR9.49%
Last UpdatedApril 30, 2026
Details
As Low As; Personal loans up to $10,000
Waterfront Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
6419 Fauntleroy Way SW, Seattle, WA, 98136
Signature Loan
9.74%
▼
APR9.74%
Last UpdatedApril 30, 2026
Details
Up to $25,000 limit
MountainCrest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
1328 Broadway, Everett, WA, 98201 1718
Signature Loan
9.74%
▼
APR9.74%
Last UpdatedApril 30, 2026
Details
Up to a 72-month term.
Express Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
1930 6th Ave S Ste 104, Seattle, WA, 98134 1627
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedApril 30, 2026
Details
No additional details available.
Spokane City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
1930 N Monroe St, Spokane, WA, 99205 4538
Signature Loans
9.90%
▼
APR9.90%
Last UpdatedApril 30, 2026
Details
As Low As
Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
1421 N Meadowwood Ln, Liberty Lake, WA, 99019 7613
PERSONAL LOAN - Max.
9.95%
▼
APR9.95%
Last UpdatedApril 30, 2026
Details
$10,000; As Low As
Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
1421 N Meadowwood Ln, Liberty Lake, WA, 99019 7613
Personal Loans
9.95%
▼
APR9.95%
Last UpdatedApril 30, 2026
Details
As Low As
Nordstrom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
1617 6th Ave Fl 5, Seattle, WA, 98101
Debt Consolidation
9.97%
▼
APR9.97%
Last UpdatedApril 30, 2026
Details
No additional details available.
Nordstrom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
1617 6th Ave Fl 5, Seattle, WA, 98101
Personal/Unsecured
9.97%
▼
APR9.97%
Last UpdatedApril 30, 2026
Details
No additional details available.
Great Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
301 W Wishkah St, Aberdeen, WA, 98520 6130
Personal Lifestyle Loan
9.99%
▼
APR9.99%
Last UpdatedApril 30, 2026
Details
No additional details available.
NW Priority Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
11215 NE 28th St, Vancouver, WA, 98682 7805
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 30, 2026
Details
Call for current Promotional Rates.
NW Priority Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
11215 NE 28th St, Vancouver, WA, 98682 7805
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedApril 30, 2026
Details
As Low As
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
800 SE 192nd Ave, Vancouver, WA, 98683 9510
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 30, 2026
Details
Credit Score: 740+
TAPCO Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
5303 112th St E, Tacoma, WA, 98446
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 30, 2026
Details
No additional details available.
Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
303 NE Thornton PL, Seattle, WA, 98125
Citizenship Express Loan (Unsecured)
9.99%
▼
APR9.99%
Last UpdatedApril 30, 2026
Details
As Low As
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
1421 North Meadowwood Ln Ste 130, Liberty Lake, WA, 99016
Signature
9.99%
▼
APR9.99%
Last UpdatedApril 30, 2026
Details
No additional details available.
IBEW 76 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
3049 S 36th St, Tacoma, WA, 98409
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedApril 30, 2026
Details
up to 60 months
Strait View Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.29%
220 S Lincoln St, Port Angeles, WA, 98362 3003
Debt Consolidation w/Collateral
10.00%
▼
APR10.00%
Last UpdatedApril 30, 2026
Details
No additional details available.
Lewis Clark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
1451 15th St, Clarkston, WA, 99403
Signature
10.00%
▼
APR10.00%
Last UpdatedApril 30, 2026
Details
As Low As
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.33%
2800 S 192nd St Ste 106, SEATAC, WA, 98188 5164
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedApril 30, 2026
Details
As Low As
Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
41 W Riverside Ave, Spokane, WA, 99201
Signature Loans 12 Months
10.04%
▼
APR10.04%
Last UpdatedApril 30, 2026
Details
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
1421 N Meadowwood Ln, Liberty Lake, WA, 99019 7613
PERSONAL LOAN
10.05%
▼
APR10.05%
Last UpdatedApril 30, 2026
Details
As Low As
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
1650 NE Ross St, Vancouver, WA, 98663
Land Loan
10.06%
▼
APR10.06%
Last UpdatedApril 30, 2026
Details
No additional details available.
Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
1421 N Meadowwood Ln, Liberty Lake, WA, 99019 7613
PERSONAL LOAN
10.15%
▼
APR10.15%
Last UpdatedApril 30, 2026
Details
As Low As
Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
1421 N Meadowwood Ln, Liberty Lake, WA, 99019 7613
PERSONAL LOAN
10.28%
▼
APR10.28%
Last UpdatedApril 30, 2026
Details
As Low As
Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.55%
1910 W Fourth Plain Blvd, Vancouver, WA, 98660 1338
Personal Loan
10.45%
▼
APR10.45%
Last UpdatedApril 30, 2026
Details
As Low As; Consolidate higher rate debt with a Rivermark Personal Loan. Rates as low as 10.45% APR for a limited time.
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
800 SE 192nd Ave, Vancouver, WA, 98683 9510
Personal Loan
10.49%
▼
APR10.49%
Last UpdatedApril 30, 2026
Details
Credit Score: 739 - 700
Lewis Clark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
1451 15th St, Clarkston, WA, 99403
Signature Loan
10.49%
▼
APR10.49%
Last UpdatedApril 30, 2026
Details
As Low As
Ironworkers USA Federal Credit Union
Institution Rating:
C+4.2 ★Texas Ratio: 24.46%
4550 S 134th Pl, Tukwila, WA, 98168
Signature Loans
10.49%
▼
APR10.49%
Last UpdatedApril 30, 2026
Details
No additional details available.
Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
825 Goethals Dr, Richland, WA, 99352
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedApril 30, 2026
Details
As Low As
Peninsula Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.70%
521 W Railroad Ave, Shelton, WA, 98584 3520
Personal Loans
10.64%
▼
APR10.64%
Last UpdatedApril 30, 2026
Details
(e.g.) Jet Skis, Motorcycles, Snowmobiles, Personal Computer, Personal Loans
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
32129 Weyerhaeuser Way S Ste 102, Federal Way, WA, 98001 9801
Signature Loan(closed-end loan)
10.74%
▼
APR10.74%
Last UpdatedApril 30, 2026
Details
No additional details available.
Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
41 W Riverside Ave, Spokane, WA, 99201
Signature Loans 36 Months
10.74%
▼
APR10.74%
Last UpdatedApril 30, 2026
Details
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
1421 North Meadowwood Ln Ste 130, Liberty Lake, WA, 99016
Signature
10.99%
▼
APR10.99%
Last UpdatedApril 30, 2026
Details
No additional details available.
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
1301 HIGHLAND AVE, CLARKSTON, WA, 99403
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedApril 30, 2026
Details
As Low As
Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
303 NE Thornton PL, Seattle, WA, 98125
Personal Loans (Unsecured)
10.99%
▼
APR10.99%
Last UpdatedApril 30, 2026
Details
As Low As
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
601 Williams Blvd, Richland, WA, 99354
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedApril 30, 2026
Details
No additional details available.
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.65%
1811 N Hutchinson Rd, Spokane Valley, WA, 99212 2444
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedApril 30, 2026
Details
As Low As
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
32129 Weyerhaeuser Way S Ste 102, Federal Way, WA, 98001 9801
Safety Line(open-end loan)
10.99%
▼
APR10.99%
Last UpdatedApril 30, 2026
Details
No additional details available.
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
6711 NE 63rd St, Vancouver, WA, 98661
Personal loan
11.00%
▼
APR11.00%
Last UpdatedApril 30, 2026
Details
fixed rate
Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
825 Goethals Dr, Richland, WA, 99352
Personal Loan
11.00%
▼
APR11.00%
Last UpdatedApril 30, 2026
Details
As Low As
Peninsula Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.70%
521 W Railroad Ave, Shelton, WA, 98584 3520
Personal Loans
11.09%
▼
APR11.09%
Last UpdatedApril 30, 2026
Details
(e.g.) Jet Skis, Motorcycles, Snowmobiles, Personal Computer, Personal Loans
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
1018 Union Ave SE, Olympia, WA, 98501 1540
Unsecured Loan
11.45%
▼
APR11.45%
Last UpdatedApril 30, 2026
Details
As Low As
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
1018 Union Ave SE, Olympia, WA, 98501 1540
Unsecured Loans
11.45%
▼
APR11.45%
Last UpdatedApril 30, 2026
Details
As Low As
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
1650 NE Ross St, Vancouver, WA, 98663
Personal Loan Special
11.49%
▼
APR11.49%
Last UpdatedApril 30, 2026
Details
Personal Loan Special
Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
825 Goethals Dr, Richland, WA, 99352
Personal Loan
11.50%
▼
APR11.50%
Last UpdatedApril 30, 2026
Details
As Low As
Cheney Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
520 1ST ST, Cheney, WA, 99004 1603
Personal Loans
11.50%
▼
APR11.50%
Last UpdatedApril 30, 2026
Details
Fixed rate, terms up to 36 months. Maximum loan amount: two times gross monthly income.
Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
41 W Riverside Ave, Spokane, WA, 99201
Signature Loans 72 Months
11.64%
▼
APR11.64%
Last UpdatedApril 30, 2026
Details
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
Peninsula Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.70%
521 W Railroad Ave, Shelton, WA, 98584 3520
Personal Loans
11.84%
▼
APR11.84%
Last UpdatedApril 30, 2026
Details
(e.g.) Jet Skis, Motorcycles, Snowmobiles, Personal Computer, Personal Loans
Safeway Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
529 E North Foothills Dr, Spokane, WA, 99207
Signature
11.90%
▼
APR11.90%
Last UpdatedApril 30, 2026
Details
(unsecured)
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
1421 North Meadowwood Ln Ste 130, Liberty Lake, WA, 99016
Signature
11.99%
▼
APR11.99%
Last UpdatedApril 30, 2026
Details
No additional details available.
Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
303 NE Thornton PL, Seattle, WA, 98125
Citizenship Plus (Unsecured)
11.99%
▼
APR11.99%
Last UpdatedApril 30, 2026
Details
As Low As; Processing Fee: $13 per $100 borrowed
Express Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
1930 6th Ave S Ste 104, Seattle, WA, 98134 1627
Citizenship Loan
11.99%
▼
APR11.99%
Last UpdatedApril 30, 2026
Details
No additional details available.
Newrizons Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.08%
120 Firman Ave, Hoquiam, WA, 98550 2006
Personal Loans
12.00%
▼
APR12.00%
Last UpdatedApril 30, 2026
Details
As Low As; Rates* start at 12%
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
6711 NE 63rd St, Vancouver, WA, 98661
Payday advantage loan
12.00%
▼
APR12.00%
Last UpdatedApril 30, 2026
Details
fixed rate
Topeka Firemens Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
501 1st Ave S Ste 600, SEATTLE, WA, 98104 2803
Unsecured
12.00%
▼
APR12.00%
Last UpdatedApril 30, 2026
Details
No additional details available.
Strait View Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.29%
220 S Lincoln St, Port Angeles, WA, 98362 3003
Personal Loans
12.00%
▼
APR12.00%
Last UpdatedApril 30, 2026
Details
up to $8000
Express Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
1930 6th Ave S Ste 104, Seattle, WA, 98134 1627
Holiday Loan
12.00%
▼
APR12.00%
Last UpdatedApril 30, 2026
Details
No additional details available.
Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
825 Goethals Dr, Richland, WA, 99352
Personal Loan
12.00%
▼
APR12.00%
Last UpdatedApril 30, 2026
Details
As Low As
Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
41 W Riverside Ave, Spokane, WA, 99201
Signature Loans 84 Months
12.14%
▼
APR12.14%
Last UpdatedApril 30, 2026
Details
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
Spokane Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
2002 N Atlantic St, Spokane, WA, 99205 4805
Signature Loan
12.24%
▼
APR12.24%
Last UpdatedApril 30, 2026
Details
As Low As; This no-frills unsecured loan can help out in a pinch.(1)(2)
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
1650 NE Ross St, Vancouver, WA, 98663
Personal Loan
12.49%
▼
APR12.49%
Last UpdatedApril 30, 2026
Details
No additional details available.
Sno Falls Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.77%
320 SW Mt Si Blvd, North Bend, WA, 98045
Personal/Lifestyle/Signature
12.49%
▼
APR12.49%
Last UpdatedApril 30, 2026
Details
As Low As; Up to 72-month term; Fixed rate, fixed term loan for a specific expense; Borrow up to $20,000 (if qualified); Quick and easy funding; No collateral required
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.65%
1811 N Hutchinson Rd, Spokane Valley, WA, 99212 2444
Personal Loans
12.99%
▼
APR12.99%
Last UpdatedApril 30, 2026
Details
As Low As
Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
825 Goethals Dr, Richland, WA, 99352
Personal Loan
13.00%
▼
APR13.00%
Last UpdatedApril 30, 2026
Details
As Low As
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
1018 Union Ave SE, Olympia, WA, 98501 1540
Unsecured Loan
13.45%
▼
APR13.45%
Last UpdatedApril 30, 2026
Details
As Low As
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
1018 Union Ave SE, Olympia, WA, 98501 1540
Unsecured Loans
13.45%
▼
APR13.45%
Last UpdatedApril 30, 2026
Details
As Low As
Sound Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA, 98467
Personal Unsecured Loan
13.95%
▼
APR13.95%
Last UpdatedApril 30, 2026
Details
No additional details available.
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
800 SE 192nd Ave, Vancouver, WA, 98683 9510
Personal Loan
13.99%
▼
APR13.99%
Last UpdatedApril 30, 2026
Details
Credit Score: 699 - 660
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
1421 North Meadowwood Ln Ste 130, Liberty Lake, WA, 99016
Signature
13.99%
▼
APR13.99%
Last UpdatedApril 30, 2026
Details
No additional details available.
Express Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
1930 6th Ave S Ste 104, Seattle, WA, 98134 1627
Suspended License Loan
14.00%
▼
APR14.00%
Last UpdatedApril 30, 2026
Details
No additional details available.
Kitsap Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
619 Bay St, Port Orchard, WA, 98366
Personal Unsecured
14.58%
▼
APR14.58%
Last UpdatedApril 30, 2026
Details
No additional details available.
Sound Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA, 98467
Small Dollar Loan 36 Months
14.84%
▼
APR14.84%
Last UpdatedApril 30, 2026
Details
No additional details available.
Responders Emergency Services Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
924 W Sinto Ave, Spokane, WA, 99201 2531
RESCU FIRST LOAN
15.00%
▼
APR15.00%
Last UpdatedApril 30, 2026
Details
As Low As
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
800 SE 192nd Ave, Vancouver, WA, 98683 9510
Personal Loan
15.49%
▼
APR15.49%
Last UpdatedApril 30, 2026
Details
Credit Score: 659 - 610
Sound Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA, 98467
Small Dollar Loan 24 Months
15.72%
▼
APR15.72%
Last UpdatedApril 30, 2026
Details
No additional details available.
Northwest Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
2821 Hewitt Ave, Everett, WA, 98201
Personal Term Loan
16.49%
▼
APR16.49%
Last UpdatedApril 30, 2026
Details
No additional details available.
Waterfront Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
6419 Fauntleroy Way SW, Seattle, WA, 98136
Union Dues Loan
18.00%
▼
APR18.00%
Last UpdatedApril 30, 2026
Details
No additional details available.
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
800 SE 192nd Ave, Vancouver, WA, 98683 9510
Personal Loan
18.49%
▼
APR18.49%
Last UpdatedApril 30, 2026
Details
Credit Score: 609 - 560
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
800 SE 192nd Ave, Vancouver, WA, 98683 9510
Personal Loan
19.49%
▼
APR19.49%
Last UpdatedApril 30, 2026
Details
Credit Score: 559 or below
Sound Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA, 98467
Small Dollar Loan 12 Months
20.77%
▼
APR20.77%
Last UpdatedApril 30, 2026
Details
No additional details available.
Verity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.01%
18530 33rd Ave W, Lynnwood, WA, 98037
Flex Loan
21.99%
▼
APR21.99%
Last UpdatedApril 30, 2026
Details
No additional details available.
Verity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.01%
18530 33rd Ave W, Lynnwood, WA, 98037
Flex Loan
22.99%
▼
APR22.99%
Last UpdatedApril 30, 2026
Details
No additional details available.
Powered by
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Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Nordstrom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
1617 6th Ave Fl 5, Seattle, WA, 98101
Personal Loans
7.97%
▼
APR7.97%
Last UpdatedApril 30, 2026
Details
As Low As
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
6115 NE 114th Ave, Vancouver, WA, 98662
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 30, 2026
Details
As Low As; Working on a project? Need to make a purchase? We can help!
Our Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
526 W Cedar St, Shelton, WA, 98584
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedApril 30, 2026
Details
As Low As; Rate based on creditworthiness and term of loan.
Our Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
526 W Cedar St, Shelton, WA, 98584
Signature / Personal Loan
8.49%
▼
APR8.49%
Last UpdatedApril 30, 2026
Details
No additional details available.
Responders Emergency Services Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
924 W Sinto Ave, Spokane, WA, 99201 2531
Personal Loans
8.90%
▼
APR8.90%
Last UpdatedApril 30, 2026
Details
As Low As
Verity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.01%
18530 33rd Ave W, Lynnwood, WA, 98037
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedApril 30, 2026
Details
As Low As
Express Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
1930 6th Ave S Ste 104, Seattle, WA, 98134 1627
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedApril 30, 2026
Details
No additional details available.
Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
1421 N Meadowwood Ln, Liberty Lake, WA, 99019 7613
PERSONAL LOAN - Max.
9.95%
▼
APR9.95%
Last UpdatedApril 30, 2026
Details
$10,000; As Low As
Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
1421 N Meadowwood Ln, Liberty Lake, WA, 99019 7613
Personal Loans
9.95%
▼
APR9.95%
Last UpdatedApril 30, 2026
Details
As Low As
TAPCO Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
5303 112th St E, Tacoma, WA, 98446
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 30, 2026
Details
No additional details available.
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
800 SE 192nd Ave, Vancouver, WA, 98683 9510
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 30, 2026
Details
Credit Score: 740+
NW Priority Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
11215 NE 28th St, Vancouver, WA, 98682 7805
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 30, 2026
Details
Call for current Promotional Rates.
NW Priority Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
11215 NE 28th St, Vancouver, WA, 98682 7805
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedApril 30, 2026
Details
As Low As
Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
1421 N Meadowwood Ln, Liberty Lake, WA, 99019 7613
PERSONAL LOAN
10.05%
▼
APR10.05%
Last UpdatedApril 30, 2026
Details
As Low As
Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
1421 N Meadowwood Ln, Liberty Lake, WA, 99019 7613
PERSONAL LOAN
10.15%
▼
APR10.15%
Last UpdatedApril 30, 2026
Details
As Low As
Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
1421 N Meadowwood Ln, Liberty Lake, WA, 99019 7613
PERSONAL LOAN
10.28%
▼
APR10.28%
Last UpdatedApril 30, 2026
Details
As Low As
Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.55%
1910 W Fourth Plain Blvd, Vancouver, WA, 98660 1338
Personal Loan
10.45%
▼
APR10.45%
Last UpdatedApril 30, 2026
Details
As Low As; Consolidate higher rate debt with a Rivermark Personal Loan. Rates as low as 10.45% APR for a limited time.
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
800 SE 192nd Ave, Vancouver, WA, 98683 9510
Personal Loan
10.49%
▼
APR10.49%
Last UpdatedApril 30, 2026
Details
Credit Score: 739 - 700
Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
825 Goethals Dr, Richland, WA, 99352
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedApril 30, 2026
Details
As Low As
Peninsula Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.70%
521 W Railroad Ave, Shelton, WA, 98584 3520
Personal Loans
10.64%
▼
APR10.64%
Last UpdatedApril 30, 2026
Details
(e.g.) Jet Skis, Motorcycles, Snowmobiles, Personal Computer, Personal Loans
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
1301 HIGHLAND AVE, CLARKSTON, WA, 99403
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedApril 30, 2026
Details
As Low As
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.65%
1811 N Hutchinson Rd, Spokane Valley, WA, 99212 2444
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedApril 30, 2026
Details
As Low As
Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
303 NE Thornton PL, Seattle, WA, 98125
Personal Loans (Unsecured)
10.99%
▼
APR10.99%
Last UpdatedApril 30, 2026
Details
As Low As
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
601 Williams Blvd, Richland, WA, 99354
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedApril 30, 2026
Details
No additional details available.
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
6711 NE 63rd St, Vancouver, WA, 98661
Personal loan
11.00%
▼
APR11.00%
Last UpdatedApril 30, 2026
Details
fixed rate
Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
825 Goethals Dr, Richland, WA, 99352
Personal Loan
11.00%
▼
APR11.00%
Last UpdatedApril 30, 2026
Details
As Low As
Peninsula Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.70%
521 W Railroad Ave, Shelton, WA, 98584 3520
Personal Loans
11.09%
▼
APR11.09%
Last UpdatedApril 30, 2026
Details
(e.g.) Jet Skis, Motorcycles, Snowmobiles, Personal Computer, Personal Loans
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
1650 NE Ross St, Vancouver, WA, 98663
Personal Loan Special
11.49%
▼
APR11.49%
Last UpdatedApril 30, 2026
Details
Personal Loan Special
Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
825 Goethals Dr, Richland, WA, 99352
Personal Loan
11.50%
▼
APR11.50%
Last UpdatedApril 30, 2026
Details
As Low As
Cheney Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
520 1ST ST, Cheney, WA, 99004 1603
Personal Loans
11.50%
▼
APR11.50%
Last UpdatedApril 30, 2026
Details
Fixed rate, terms up to 36 months. Maximum loan amount: two times gross monthly income.
Peninsula Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.70%
521 W Railroad Ave, Shelton, WA, 98584 3520
Personal Loans
11.84%
▼
APR11.84%
Last UpdatedApril 30, 2026
Details
(e.g.) Jet Skis, Motorcycles, Snowmobiles, Personal Computer, Personal Loans
Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
825 Goethals Dr, Richland, WA, 99352
Personal Loan
12.00%
▼
APR12.00%
Last UpdatedApril 30, 2026
Details
As Low As
Newrizons Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.08%
120 Firman Ave, Hoquiam, WA, 98550 2006
Personal Loans
12.00%
▼
APR12.00%
Last UpdatedApril 30, 2026
Details
As Low As; Rates* start at 12%
Strait View Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.29%
220 S Lincoln St, Port Angeles, WA, 98362 3003
Personal Loans
12.00%
▼
APR12.00%
Last UpdatedApril 30, 2026
Details
up to $8000
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
1650 NE Ross St, Vancouver, WA, 98663
Personal Loan
12.49%
▼
APR12.49%
Last UpdatedApril 30, 2026
Details
No additional details available.
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.65%
1811 N Hutchinson Rd, Spokane Valley, WA, 99212 2444
Personal Loans
12.99%
▼
APR12.99%
Last UpdatedApril 30, 2026
Details
As Low As
Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
825 Goethals Dr, Richland, WA, 99352
Personal Loan
13.00%
▼
APR13.00%
Last UpdatedApril 30, 2026
Details
As Low As
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
800 SE 192nd Ave, Vancouver, WA, 98683 9510
Personal Loan
13.99%
▼
APR13.99%
Last UpdatedApril 30, 2026
Details
Credit Score: 699 - 660
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
800 SE 192nd Ave, Vancouver, WA, 98683 9510
Personal Loan
15.49%
▼
APR15.49%
Last UpdatedApril 30, 2026
Details
Credit Score: 659 - 610
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
800 SE 192nd Ave, Vancouver, WA, 98683 9510
Personal Loan
18.49%
▼
APR18.49%
Last UpdatedApril 30, 2026
Details
Credit Score: 609 - 560
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
800 SE 192nd Ave, Vancouver, WA, 98683 9510
Personal Loan
19.49%
▼
APR19.49%
Last UpdatedApril 30, 2026
Details
Credit Score: 559 or below
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Nordstrom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
1617 6th Ave Fl 5, Seattle, WA, 98101
Debt Consolidation
9.97%
▼
APR9.97%
Last UpdatedApril 30, 2026
Details
No additional details available.
Strait View Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.29%
220 S Lincoln St, Port Angeles, WA, 98362 3003
Debt Consolidation w/Collateral
10.00%
▼
APR10.00%
Last UpdatedApril 30, 2026
Details
No additional details available.
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Longshore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.94%
3107 John Stevens Way, Hoquiam, WA, 98550
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedApril 30, 2026
Details
No additional details available.
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
303 W Meeker, Puyallup, WA, 98371
Unsecured Loans / Signature / LOC
8.49%
▼
APR8.49%
Last UpdatedApril 30, 2026
Details
No additional details available.
Our Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
526 W Cedar St, Shelton, WA, 98584
Signature / Personal Loan
8.49%
▼
APR8.49%
Last UpdatedApril 30, 2026
Details
No additional details available.
WestEdge Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
2501 James St, Bellingham, WA, 98225 3529
Signature Loan limit
8.49%
▼
APR8.49%
Last UpdatedApril 30, 2026
Details
Up to $40,000
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
32129 Weyerhaeuser Way S Ste 102, Federal Way, WA, 98001 9801
Signature Loan(closed-end loan)
8.74%
▼
APR8.74%
Last UpdatedApril 30, 2026
Details
No additional details available.
Responders Emergency Services Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
924 W Sinto Ave, Spokane, WA, 99201 2531
Signature/Unsecured
8.90%
▼
APR8.90%
Last UpdatedApril 30, 2026
Details
As Low As; Up to 60 months & $10,000 max per member
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
32129 Weyerhaeuser Way S Ste 102, Federal Way, WA, 98001 9801
Signature Loan(closed-end loan)
9.24%
▼
APR9.24%
Last UpdatedApril 30, 2026
Details
No additional details available.
First Sound Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
925 4th Ave Ste 2350, Seattle, WA, 98104
Signature Loan
9.24%
▼
APR9.24%
Last UpdatedApril 30, 2026
Details
As low as 9.24%
Waterfront Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
6419 Fauntleroy Way SW, Seattle, WA, 98136
Signature Loan
9.74%
▼
APR9.74%
Last UpdatedApril 30, 2026
Details
Up to $25,000 limit
MountainCrest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
1328 Broadway, Everett, WA, 98201 1718
Signature Loan
9.74%
▼
APR9.74%
Last UpdatedApril 30, 2026
Details
Up to a 72-month term.
Spokane City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
1930 N Monroe St, Spokane, WA, 99205 4538
Signature Loans
9.90%
▼
APR9.90%
Last UpdatedApril 30, 2026
Details
As Low As
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
1421 North Meadowwood Ln Ste 130, Liberty Lake, WA, 99016
Signature
9.99%
▼
APR9.99%
Last UpdatedApril 30, 2026
Details
No additional details available.
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.33%
2800 S 192nd St Ste 106, SEATAC, WA, 98188 5164
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedApril 30, 2026
Details
As Low As
Lewis Clark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
1451 15th St, Clarkston, WA, 99403
Signature
10.00%
▼
APR10.00%
Last UpdatedApril 30, 2026
Details
As Low As
IBEW 76 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
3049 S 36th St, Tacoma, WA, 98409
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedApril 30, 2026
Details
up to 60 months
Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
41 W Riverside Ave, Spokane, WA, 99201
Signature Loans 12 Months
10.04%
▼
APR10.04%
Last UpdatedApril 30, 2026
Details
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
Lewis Clark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
1451 15th St, Clarkston, WA, 99403
Signature Loan
10.49%
▼
APR10.49%
Last UpdatedApril 30, 2026
Details
As Low As
Ironworkers USA Federal Credit Union
Institution Rating:
C+4.2 ★Texas Ratio: 24.46%
4550 S 134th Pl, Tukwila, WA, 98168
Signature Loans
10.49%
▼
APR10.49%
Last UpdatedApril 30, 2026
Details
No additional details available.
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
32129 Weyerhaeuser Way S Ste 102, Federal Way, WA, 98001 9801
Signature Loan(closed-end loan)
10.74%
▼
APR10.74%
Last UpdatedApril 30, 2026
Details
No additional details available.
Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
41 W Riverside Ave, Spokane, WA, 99201
Signature Loans 36 Months
10.74%
▼
APR10.74%
Last UpdatedApril 30, 2026
Details
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
1421 North Meadowwood Ln Ste 130, Liberty Lake, WA, 99016
Signature
10.99%
▼
APR10.99%
Last UpdatedApril 30, 2026
Details
No additional details available.
Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
41 W Riverside Ave, Spokane, WA, 99201
Signature Loans 72 Months
11.64%
▼
APR11.64%
Last UpdatedApril 30, 2026
Details
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
Safeway Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
529 E North Foothills Dr, Spokane, WA, 99207
Signature
11.90%
▼
APR11.90%
Last UpdatedApril 30, 2026
Details
(unsecured)
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
1421 North Meadowwood Ln Ste 130, Liberty Lake, WA, 99016
Signature
11.99%
▼
APR11.99%
Last UpdatedApril 30, 2026
Details
No additional details available.
Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
41 W Riverside Ave, Spokane, WA, 99201
Signature Loans 84 Months
12.14%
▼
APR12.14%
Last UpdatedApril 30, 2026
Details
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
Spokane Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
2002 N Atlantic St, Spokane, WA, 99205 4805
Signature Loan
12.24%
▼
APR12.24%
Last UpdatedApril 30, 2026
Details
As Low As; This no-frills unsecured loan can help out in a pinch.(1)(2)
Sno Falls Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.77%
320 SW Mt Si Blvd, North Bend, WA, 98045
Personal/Lifestyle/Signature
12.49%
▼
APR12.49%
Last UpdatedApril 30, 2026
Details
As Low As; Up to 72-month term; Fixed rate, fixed term loan for a specific expense; Borrow up to $20,000 (if qualified); Quick and easy funding; No collateral required
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
1421 North Meadowwood Ln Ste 130, Liberty Lake, WA, 99016
Signature
13.99%
▼
APR13.99%
Last UpdatedApril 30, 2026
Details
No additional details available.
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MonitorBankRates
No home improvement personal loan rates found in Washington currently.
Washington Personal Loan Rate Trends
Compare local Washington personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — WA Avg
11.458%
▲ 0.045 vs 7 days ago
Washington personal loan rates rose 0.045 points over the past 7 days to 11.458% APR.
Signature Loan — WA Avg
10.558%
Unchanged vs 7 days ago
Washington signature loan rates currently average 10.558% APR.
As of Apr 30, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions
What credit score do I need for a personal loan in Washington?
Most lenders in Washington require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Washington often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Washington require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Washington?
Yes. Debt consolidation is one of the most common uses of personal loans in Washington. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Washington?
Credit unions in Washington often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Washington?
- Firefighters First Federal Credit Union: 4.99% (Fire Station Loan)
- Rolling F Credit Union: 5.69% (HOLIDAY/VACATION LOAN - Max.)
- Cheney Federal Credit Union: 5.74% (Recreational Loans)
- Strait View Credit Union: 6.00% (Medical Loans)
- Alaska Air Group Federal Credit Union: 6.00% (Credit Builder Loans)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Washington. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 27, 2026.
