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AllSouth Federal Credit Union Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: October 9, 2026
AllSouth Federal Credit Union's top rates as of October 9, 2026 are 3.92% APY on its 12 Month CD, 0.20% APY on savings, 1.51% APY on money market accounts, 4.59% APY on checking, 5.75% on its 5/5 ARM mortgage, and personal loans from 10.90% APR, according to rates verified by MonitorBankRates. Other AllSouth Federal Credit Union CD rates include 12 Month IRA CD at 3.92%, 12 Month CD at 3.87%, and 12 Month IRA CD at 3.87%. Other AllSouth Federal Credit Union mortgage rates include 15 Year Fixed at 5.88%, 10/1 ARM at 6.00%, and 30 Year Fixed at 7.25%. MonitorBankRates evaluates the financial stability of AllSouth Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.08%. Rates last updated and verified on 10/09/2026.
AllSouth Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at AllSouth Federal Credit Union? Share your experience about AllSouth Federal Credit Union by leaving a review below, or read customer reviews before you decide to use AllSouth Federal Credit Union.
AllSouth Federal Credit Union has earned an overall safety grade of A+ (Exceptional, Score: 99/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective NCUA regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
AllSouth Federal Credit Union has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
1.08%
ExcellentLower than avg
AllSouth Federal Credit Union Texas Ratio
AllSouth Federal Credit Union's Texas Ratio is 1.08%, which is considered excellent and is lower than the national average of 6.13%.
AllSouth Federal Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
1.29% to 1.08% over 12 quarters, very strongFull history
Star Rating 5.0 to 5.0, Health Grade A+ to A+
The Texas Ratio for this credit union has stayed very strong since Q3 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.
No change since Sep 14, 2026 · 0.75% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.08%
AllSouth Federal Credit Union Savings Rates
Product
Rate
APY
View More
IRA Savings
0.20%
0.20%
Min Balance$25
DetailsDividends Compounded: Quarterly; Dividends Credited: End of Quarter
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 0.20% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.08%
Membership Savings
0.20%
0.20%
Min Balance$100
DetailsDividends Compounded: Quarterly; Dividends Credited: End of Quarter
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 0.20% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.08%
Savings (Secondary) Account
0.20%
0.20%
Min Balance$100
DetailsDividends Compounded: Quarterly; Dividends Credited: End of Quarter
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 0.20% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.08%
Super Saver
0.20%
0.20%
Min Balance$100
DetailsDividends Compounded: Quarterly; Dividends Credited: End of Quarter
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 0.20% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.08%
Christmas Club
0.10%
0.10%
Min Balance$0
DetailsDividends Compounded: Monthly; Dividends Credited: End of Month
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.08%
Cookie Jar Club
0.10%
0.10%
Min Balance$0
DetailsDividends Compounded: Monthly; Dividends Credited: End of Month
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.08%
AllSouth Federal Credit Union Business Savings Rates
Product
Rate
APY
View More
Business Savings
0.20%
0.20%
Min Balance$100
DetailsDividends Compounded: Quarterly; Dividends Credited: End of Quarter
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 0.20% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.08%
AllSouth Federal Credit Union Money Market Rates
Product
Rate
APY
View More
Money Market
1.50%
1.51%
Min Balance$100,000
DetailsDividends Compounded: Monthly; Dividends Credited: End of Month
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 1.51% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.08%
Money Market
1.40%
1.41%
Min Balance$75,000
DetailsDividends Compounded: Monthly; Dividends Credited: End of Month
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 1.41% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.08%
Money Market
1.30%
1.31%
Min Balance$50,000
DetailsDividends Compounded: Monthly; Dividends Credited: End of Month
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 1.31% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.08%
Money Market
1.20%
1.21%
Min Balance$25,000
DetailsDividends Compounded: Monthly; Dividends Credited: End of Month
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 1.21% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.08%
Money Market
1.10%
1.11%
Min Balance$10,000
DetailsDividends Compounded: Monthly; Dividends Credited: End of Month
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 1.11% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.08%
Money Market
1.00%
1.00%
Min Balance$1,000
DetailsDividends Compounded: Monthly; Dividends Credited: End of Month
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.08%
AllSouth Federal Credit Union Checking Rates
Product
Rate
APY
View More
Premium Checking
4.50%
4.59%
Min Balance$0
DetailsQualifications Required: 10 debit card transactions of $3.00 or more; $500 or more qualifying direct deposit; enrolled in eStatements; enrolled in Online Banking; Qualifications apply; Dividends Compounded: Monthly; Dividends Credited: End of Month
Last Updated10/09/2026
Rate History
No change since Sep 21, 2026 · 4.59% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.08%
Premium Checking
-
4.59%
Min Deposit$25
Min Balance$0
DetailsQualifications Required: 10 debit card transactions of $3.00 or more; $500 or more qualifying direct deposit; enrolled in eStatements; enrolled in Online Banking; Premium rate is equal to 4.59% APY paid on Premium Checking balances up to $10,000, and 0.10% APY on funds exceeding $10,000. If minimum qualification requirements are not met during the monthly qualification cycle, the rate of 0.10% will apply to the entire balance of the Premium Checking account. No minimum balance. No maintenance fee. Fee-free at over 30,000 ATMs.
Last Updated10/09/2026
Rate History
No change since Sep 21, 2026 · 4.59% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.08%
Interest Checking
0.10%
0.10%
Min Balance$1,000
DetailsDividends Compounded: Monthly; Dividends Credited: End of Month
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.08%
Premium Checking
0.10%
0.10%
Min Balance$10,000
DetailsDividends Compounded: Monthly; Dividends Credited: End of Month
Last Updated10/09/2026
Rate History
No change since Sep 21, 2026 · 0.10% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.08%
AllSouth Federal Credit Union Mortgage Rates
Product
Rate
Points
APR
Term
View More
15 Year Fixed
5.875%
-
6.00%
DetailsAvailable on primary residences located in the state of South Carolina. Qualification is subject to creditworthiness. Interest rates vary by product and are subject to change.
Last Updated10/09/2026
Rate History
2 changes since Sep 21, 2026 · 5.75% → 6.00% ▲ 0.25 pts · high 6.00% / low 5.75%
Oct 2, 20266.00%▲ from 5.87%
Sep 25, 20265.87%▲ from 5.75%
Sep 21, 20265.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.08%
10/1 ARM
6.00%
-
6.50%
DetailsAvailable on primary residences located in the state of South Carolina. Qualification is subject to creditworthiness. Interest rates vary by product and are subject to change.
Last Updated10/09/2026
Rate History
3 changes since Sep 14, 2026 · 6.21% → 6.50% ▲ 0.29 pts · high 6.50% / low 6.17%
Oct 2, 20266.50%▲ from 6.37%
Sep 25, 20266.37%▲ from 6.17%
Sep 21, 20266.17%▼ from 6.21%
Sep 14, 20266.21%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.08%
5/5 ARM
5.75%
-
7.01%
DetailsAvailable on primary residences located in the state of South Carolina. Qualification is subject to creditworthiness. Interest rates vary by product and are subject to change.
Last Updated10/09/2026
Rate History
4 changes since Sep 14, 2026 · 6.62% → 7.01% ▲ 0.39 pts · high 7.01% / low 6.48%
Oct 9, 20267.01%▲ from 6.94%
Oct 2, 20266.94%▲ from 6.89%
Sep 25, 20266.89%▲ from 6.48%
Sep 21, 20266.48%▼ from 6.62%
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.08%
30 Year Fixed
7.25%
-
7.68%
DetailsAvailable on primary residences located in the state of South Carolina. Qualification is subject to creditworthiness. Interest rates vary by product and are subject to change.
Last Updated10/09/2026
Rate History
3 changes since Sep 21, 2026 · 7.17% → 7.68% ▲ 0.51 pts · high 7.70% / low 7.17%
Oct 9, 20267.68%▼ from 7.70%
Oct 2, 20267.70%▲ from 7.45%
Sep 25, 20267.45%▲ from 7.17%
Sep 21, 20267.17%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.08%
AllSouth Federal Credit Union Home Equity & HELOC
Product
Rate
Points
APR
Term
View More
Home Equity Line of Credit
6.00%
-
6.00%
DetailsThe Annual Percentage Rate (APR) is a variable rate. Your qualifying rate may adjust monthly and is based on the Prime Rate as reported in The Wall Street Journal plus a margin of -1.00% to 2.50% based on creditworthiness and lien position. APR quoted is based on a variable rate made up of a discounted margin plus the variable Prime Rate, assumes excellent borrower credit history, and is only applicable if the Home Equity Line of Credit is in the first lien position on your primary residence. Not all applicants will qualify for the lowest rate. The APR range is from 4.00% to a maximum of 18.00%. Minimum loan amount is $10,000. Rate, terms, and conditions are subject to change without notice. Our HELOC is an interest only HELOC. During the draw period, payments are calculated based on interest of amount borrowed only. After the draw period ends, payments are calculated based on total amount borrowed. Home equity products are available in the state of South Carolina. Property insurance is required. Flood insurance may be required. Other restrictions may apply. Minus any existing first mortgage balance. Home equity products are available in the state of South Carolina. Property insurance is required. Flood insurance may be required. Other restrictions may apply.
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 5.75% → 6.00% ▲ 0.25 pts · high 6.00% / low 5.75%
Sep 17, 20266.00%▲ from 5.75%
Sep 14, 20265.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.08%
AllSouth Federal Credit Union Auto Loan Rates
Product
Rate
Points
APR
Term
View More
Auto Loans
-
-
4.74%
DetailsRates as low as 4.74% APR. Upgrade your car with 100% financing options, low fixed rates, and a variety of term lengths.
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 4.74% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.08%
New or Used Auto Loans
4.74%
-
4.74%
Up to 63 months
DetailsRate determined by creditworthiness, term of loan, and loan to value (LTV). Loan rates and terms based on creditworthiness and qualifying purchase, so your rate may differ. Rates are based on 2024 model vehicle or newer. Rates quoted assume excellent borrower credit history, and an LTV less than 80%. Not all applicants will qualify for the lowest rate. Certain conditions, restrictions, and eligibility requirements may apply. AllSouth does not permit internal refinances of an existing AllSouth auto loan.
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 4.74% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.08%
New or Used Auto Loans
4.84%
-
4.84%
64 - 75 months
DetailsRate determined by creditworthiness, term of loan, and loan to value (LTV). Loan rates and terms based on creditworthiness and qualifying purchase, so your rate may differ. Rates are based on 2024 model vehicle or newer. Rates quoted assume excellent borrower credit history, and an LTV less than 80%. Not all applicants will qualify for the lowest rate. Certain conditions, restrictions, and eligibility requirements may apply. AllSouth does not permit internal refinances of an existing AllSouth auto loan.
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 4.84% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.08%
New or Used Auto Loans
5.14%
-
5.14%
76 - 84 months
DetailsRate determined by creditworthiness, term of loan, and loan to value (LTV). Loan rates and terms based on creditworthiness and qualifying purchase, so your rate may differ. Rates are based on 2024 model vehicle or newer. Rates quoted assume excellent borrower credit history, and an LTV less than 80%. Not all applicants will qualify for the lowest rate. Certain conditions, restrictions, and eligibility requirements may apply. AllSouth does not permit internal refinances of an existing AllSouth auto loan.
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 5.14% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.08%
AllSouth Federal Credit Union RV, Boat and Powersport Loan Rates
Product
Rate
APR
Term
View More
Boat and RV Loans
7.50%
7.50%
60 months
DetailsRates and terms are subject to change without notice. Rate determined by creditworthiness, term of loan, and loan to value (LTV), so your rate may differ. Rates are based on 2025 model or newer. Rates quoted assume excellent borrower credit history. Not all applicants will qualify for the lowest rate. Certain conditions, restrictions, and eligibility requirements may apply.
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 7.50% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.08%
Boat and RV Loans
7.75%
7.75%
72 months
DetailsRates and terms are subject to change without notice. Rate determined by creditworthiness, term of loan, and loan to value (LTV), so your rate may differ. Rates are based on 2025 model or newer. Rates quoted assume excellent borrower credit history. Not all applicants will qualify for the lowest rate. Certain conditions, restrictions, and eligibility requirements may apply.
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 7.75% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.08%
Boat and RV Loans
8.25%
8.25%
84 months
DetailsRates and terms are subject to change without notice. Rate determined by creditworthiness, term of loan, and loan to value (LTV), so your rate may differ. Rates are based on 2025 model or newer. Rates quoted assume excellent borrower credit history. Not all applicants will qualify for the lowest rate. Certain conditions, restrictions, and eligibility requirements may apply.
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 8.25% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.08%
Motorcycle Loans
8.25%
8.25%
60 months
DetailsRates and terms are subject to change without notice. Rate determined by creditworthiness and term of loan, so your rate may differ. Maximum loan amount is $15,000. Loan terms are dependent on amount borrowed. Rates quoted assume excellent borrower credit history. Not all applicants will qualify for the lowest rate. Certain conditions, restrictions, and eligibility requirements may apply.
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 8.25% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.08%
Motorcycle Loans
8.50%
8.50%
72 months
DetailsRates and terms are subject to change without notice. Rate determined by creditworthiness and term of loan, so your rate may differ. Maximum loan amount is $15,000. Loan terms are dependent on amount borrowed. Rates quoted assume excellent borrower credit history. Not all applicants will qualify for the lowest rate. Certain conditions, restrictions, and eligibility requirements may apply.
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 8.50% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.08%
Boat and RV Loans
8.75%
8.75%
120 months
DetailsRates and terms are subject to change without notice. Rate determined by creditworthiness, term of loan, and loan to value (LTV), so your rate may differ. Rates are based on 2025 model or newer. Rates quoted assume excellent borrower credit history. Not all applicants will qualify for the lowest rate. Certain conditions, restrictions, and eligibility requirements may apply.
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 8.75% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.08%
AllSouth Federal Credit Union Personal Loan Rates
Product
APR
Term
View More
Personal Loan
10.90%
up to 60 months
DetailsRates and terms are subject to change without notice. Rate determined by creditworthiness and term of loan, so your rate may differ. Maximum loan amount is $15,000. Loan terms are dependent on amount borrowed. Rates quoted assume excellent borrower credit history. Not all applicants will qualify for the lowest rate. Certain conditions, restrictions, and eligibility requirements may apply.
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 10.90% APR · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.08%
AllSouth Federal Credit Union Other Rates
Product
Rate
Points
APY/APR
Term
View More
Home Equity Line of Credit
-
-
6.00%
DetailsRevolving source of funds, much like a credit card, that you can access as you choose. For a limited time, enjoy no closing costs. Borrow up to 85% of your home's current value minus any existing first mortgage balance. Variable rate. Your qualifying rate may adjust monthly and is based on the Prime Rate as reported in The Wall Street Journal plus a margin of -1.00% to 2.50% based on creditworthiness and lien position. APR quoted is based on a variable rate made up of a discounted margin plus the variable Prime Rate, assumes excellent borrower credit history, and is only applicable if the Home Equity Line of Credit is in the first lien position on your primary residence. Not all applicants will qualify for the lowest rate. The APR range is from 4.00% to a maximum of 18.00%. Our HELOC is an interest only HELOC. During the draw period, payments are calculated based on interest of amount borrowed only. After the draw period ends, payments are calculated based on total amount borrowed.
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 5.75% → 6.00% ▲ 0.25 pts · high 6.00% / low 5.75%
Sep 17, 20266.00%▲ from 5.75%
Sep 14, 20265.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.08%
Line of Credit
10.90%
-
10.90%
DetailsRates and terms are subject to change without notice. Maximum line of credit amount is $15,000. Rates quoted assume excellent borrower credit history. Not all applicants will qualify for the lowest rate. Certain conditions, restrictions, and eligibility requirements may apply.
Last Updated10/09/2026
Rate History
No change since Sep 21, 2026 · 10.90% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.08%
Financial Health History
AllSouth Federal Credit Union’s Texas Ratio stayed near 1.29% in Q3 2023 to 1.08% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$1.5B
1.08%
5.0
A+
March 31, 2026
$1.5B
0.83%
5.0
A+
December 31, 2025
$1.5B
1.19%
5.0
A+
September 30, 2025
$1.4B
1.31%
5.0
A+
June 30, 2025
$1.4B
1.31%
5.0
A+
March 31, 2025
$1.4B
0.96%
5.0
A+
December 31, 2024
$1.4B
1.43%
5.0
A+
September 30, 2024
$1.3B
0.85%
5.0
A+
June 30, 2024
$1.3B
0.93%
5.0
A+
March 31, 2024
$1.3B
0.85%
5.0
A+
December 31, 2023
$1.3B
1.25%
5.0
A+
September 30, 2023
$1.3B
1.29%
5.0
A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating
Our rating for AllSouth Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather AllSouth Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with AllSouth Federal Credit Union's official website for the most current offers and terms.
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
74,743,600
Total Uninsured Shares and Deposits > $250K (F+J)
74,743,600
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,148,845,703
Total Interest Expense (Sum of items 6 8)
7,039,417
Share Certificates
7,548
Number of Accounts for Share Drafts
85,708
IRA KEOGH Accounts
2,373
Number of Accounts for Regular Shares
132,050
All other shares
1,772
Money Market Shares
5,099
Net Income (unless the amount is already included in Undivided Earnings)
13,062,197
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
262,269,127
Total Liabilities
1,236,323,345
Source: NCUA — Last Updated 06/30/2026
Q2 2026 MBR Health & Safety Badge
AllSouth Federal Credit Union earned the Verified Healthy badge
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Frequently Asked Questions About AllSouth Federal Credit Union
How many branches does AllSouth Federal Credit Union operate?
AllSouth Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is a member application needed to join AllSouth Federal Credit Union?
Yes, to access services at AllSouth Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.
Is there a first-time homebuyer program?
Currently, AllSouth Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, AllSouth Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.
Does AllSouth Federal Credit Union offer online and mobile banking?
Most modern institutions like AllSouth Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.allsouth.org.
Current AllSouth Federal Credit Union Rates
12-Month CD2.02%
18-Month CD3.61%
24-Month CD3.45%
60-Month CD2.94%
Savings0.20%
MMA1.51%
Retrieved from our database of financial products. Rates subject to change.
Brian McKay
