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 Community Choice Credit Union Johnston, IA Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 22, 2026
Community Choice Credit Union Johnston, IA's savings rates are at 0.05%. Community Choice Credit Union Johnston, IA's money market rates are at 0.15%. Community Choice Credit Union Johnston, IA's Auto Loan Rates are as low as 3.92%. MonitorBankRates evaluates the financial stability of Community Choice Credit Union Johnston, IA with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.92%. Rates last updated and verified on 09/22/2026. Community Choice Credit Union Johnston, IA money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Community Choice Credit Union Johnston, IA? Share your experience about Community Choice Credit Union Johnston, IA by leaving a review below, or read customer reviews before you decide to use Community Choice Credit Union Johnston, IA. Community Choice Credit Union Johnston, IA
Johnston 8404 nw 62nd ave
https://comchoicecu.org Johnston, IA 50131 
Community Choice Credit Union Johnston, IA Savings Rates
Community Choice Credit Union Johnston, IA Money Market Rates
Community Choice Credit Union Johnston, IA Auto Loan Rates
Community Choice Credit Union Johnston, IA RV, Boat and Powersport Loan Rates
Community Choice Credit Union Johnston, IA Other Rates
Financial Health HistoryCommunity Choice Credit Union Johnston, IA’s Texas Ratio rose from 1.88% in Q2 2023 to 2.92% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Community Choice Credit Union Johnston, IA is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Community Choice Credit Union Johnston, IA rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Community Choice Credit Union Johnston, IA's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Community Choice Credit Union Johnston, IA
Website
https://comchoicecu.org
Address
8404 nw 62nd ave,
Johnston, IA 50131
Phone
515-334-8100
Fax
515-334-8150
President
Randy Dickey
CEO
Josh Cook
Full-Time Employees
170
Part-Time Employees
4
Branch Locations
11
ATM Locations
11
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.92%
Return on Assets (ROA)
0.3563%
Return on Equity (ROE)
2.8764%
Non-Performing Loans Ratio (NPL)
0.47%
Total Assets
918,646,030
Total Amount of Shares and Deposits
774,156,292
Total Shares and Deposits < 1 Year
760,156,861
Total Shares and Deposits 1 3 Years
13,933,763
Total Shares and Deposits > 3 Years
65,668
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
29,248,293
Total Uninsured Shares and Deposits > $250K (F+J)
29,248,293
Total Insured Shares and Deposits > $250K (item 17 less item K)
744,907,999
Total Interest Expense (Sum of items 6 8)
2,480,576
Share Certificates
2,753
Number of Accounts for Share Drafts
36,585
IRA KEOGH Accounts
799
Number of Accounts for Regular Shares
62,308
All other shares
1,348
Non Member Deposits
3
Money Market Shares
2,698
Net Income (unless the amount is already included in Undivided Earnings)
3,273,109
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
53,840,475
Total Liabilities
804,943,533
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for Community Choice Credit Union Johnston, IA yet. Feel free to create one below.
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Add Your Rating and Review for Community Choice Credit Union Johnston, IA
Frequently Asked Questions About Community Choice Credit Union Johnston, IAHow many branches does Community Choice Credit Union Johnston, IA operate?Community Choice Credit Union Johnston, IA currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Community Choice Credit Union Johnston, IA?Yes, to access services at Community Choice Credit Union Johnston, IA, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Community Choice Credit Union Johnston, IA does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Community Choice Credit Union Johnston, IA provides members with tools to manage their accounts and build a solid financial history. Does Community Choice Credit Union Johnston, IA offer online and mobile banking?Most modern institutions like Community Choice Credit Union Johnston, IA provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://comchoicecu.org. Current Community Choice Credit Union Johnston, IA Rates
Retrieved from our database of financial products. Rates subject to change.
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