What are the current interest rates at Community Choice Credit Union Johnston, IA?

Current rates for Community Choice Credit Union Johnston, IA include: Savings: 0.10%, MMA: 0.15%

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Community Choice Credit Union Johnston, IA

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Community Choice Credit Union Johnston, IA Rates & Review October 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Community Choice Credit Union Johnston, IA provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 9, 2026

Community Choice Credit Union Johnston, IA's top rates as of October 9, 2026 are 0.10% APY on savings, 0.15% APY on money market accounts, and rv, boat and powersport loans from 6.90% APR, according to rates verified by MonitorBankRates. MonitorBankRates evaluates the financial stability of Community Choice Credit Union Johnston, IA with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.41%. Rates last updated and verified on 10/09/2026.

Community Choice Credit Union Johnston, IA money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Community Choice Credit Union Johnston, IA? Share your experience about Community Choice Credit Union Johnston, IA by leaving a review below, or read customer reviews before you decide to use Community Choice Credit Union Johnston, IA.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

3.41%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Community Choice Credit Union Johnston, IA
Johnston Administration Office

6163 NW 86th st
Johnston, IA 50131

https://comchoicecu.org

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Community Choice Credit Union Johnston, IA Savings Rates

Product	Rate	APY
The Money Mammals Kids ClubTM	0.15%	0.15%
Min Deposit $5 Min Balance $0 Details Balance: $0 - $5,000 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 0.15% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
The Money Mammals Kids ClubTM	0.15%	0.15%
Min Deposit $5 Min Balance $5,000 Details Balance: $5,000.01 - $10,000 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 0.15% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
The Money Mammals Kids ClubTM	0.15%	0.15%
Min Deposit $5 Min Balance $10,000 Details Balance: $10,000.01 - $100,000 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 0.15% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
The Money Mammals Kids ClubTM	0.15%	0.15%
Min Deposit $5 Min Balance $100,000 Details Balance: $100,000.01 + Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 0.15% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Health Savings Account (HSA)	0.10%	0.10%
Min Balance $500 Details Balance: $500.00+ Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 0.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Second Share Savings	0.05%	0.05%
Min Deposit $5 Min Balance $5,000 Details Balance: $5,000.01 - $10,000 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 0.05% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Vacation Club and Holiday Account	0.05%	0.05%
Min Deposit $5 Min Balance $0 Details Balance: $0.01+ Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 0.05% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%

Community Choice Credit Union Johnston, IA Money Market Rates

Product	Rate	APY
The Money Mammals Kids ClubTM	0.15%	0.15%
Min Deposit $5 Min Balance $0 Details Balance: $0 - $5,000 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 0.15% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
The Money Mammals Kids ClubTM	0.15%	0.15%
Min Deposit $5 Min Balance $5,000 Details Balance: $5,000.01 - $10,000 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 0.15% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
The Money Mammals Kids ClubTM	0.15%	0.15%
Min Deposit $5 Min Balance $10,000 Details Balance: $10,000.01 - $100,000 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 0.15% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
The Money Mammals Kids ClubTM	0.15%	0.15%
Min Deposit $5 Min Balance $100,000 Details Balance: $100,000.01 + Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 0.15% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%

Community Choice Credit Union Johnston, IA Auto Loan Rates

Product	Rate	Points	APR	Term
Camping Trailers, Motor Homes, 5th Wheels, & Truck Campers: 2021 & Newer Loan	-	-	6.90%	Up to 60 months
Details As Low As; Recreational vehicle rates shown above reflect a discount for automatic payments and direct deposit of entire paycheck into a Community Choice checking account. Mileage restrictions may apply. Rates and approval subject to credit score and collateral analysis. Rates and terms subject to change without notice. Certain restrictions apply. Inquire for details. Recreational Vehicles include ATVs, boats, jet skis, snow mobiles, and motorcycles that are titled. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 6.90% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Camping Trailers, Motor Homes, 5th Wheels, & Truck Campers: 2017 - 2020 Loan	-	-	7.15%	Up to 60 months
Details As Low As; Recreational vehicle rates shown above reflect a discount for automatic payments and direct deposit of entire paycheck into a Community Choice checking account. Mileage restrictions may apply. Rates and approval subject to credit score and collateral analysis. Rates and terms subject to change without notice. Certain restrictions apply. Inquire for details. Recreational Vehicles include ATVs, boats, jet skis, snow mobiles, and motorcycles that are titled. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.15% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Camping Trailers, Motor Homes, 5th Wheels, & Truck Campers: 2021 & Newer Loan	-	-	7.15%	61 - 72 months
Details As Low As; Recreational vehicle rates shown above reflect a discount for automatic payments and direct deposit of entire paycheck into a Community Choice checking account. Mileage restrictions may apply. Rates and approval subject to credit score and collateral analysis. Rates and terms subject to change without notice. Certain restrictions apply. Inquire for details. Recreational Vehicles include ATVs, boats, jet skis, snow mobiles, and motorcycles that are titled. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.15% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Camping Trailers, Motor Homes, 5th Wheels, & Truck Campers: 2016 & Older Loan	-	-	7.40%	Up to 60 months
Details As Low As; Recreational vehicle rates shown above reflect a discount for automatic payments and direct deposit of entire paycheck into a Community Choice checking account. Mileage restrictions may apply. Rates and approval subject to credit score and collateral analysis. Rates and terms subject to change without notice. Certain restrictions apply. Inquire for details. Recreational Vehicles include ATVs, boats, jet skis, snow mobiles, and motorcycles that are titled. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.40% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Camping Trailers, Motor Homes, 5th Wheels, & Truck Campers: 2017 - 2020 Loan	-	-	7.40%	61 - 72 months
Details As Low As; Recreational vehicle rates shown above reflect a discount for automatic payments and direct deposit of entire paycheck into a Community Choice checking account. Mileage restrictions may apply. Rates and approval subject to credit score and collateral analysis. Rates and terms subject to change without notice. Certain restrictions apply. Inquire for details. Recreational Vehicles include ATVs, boats, jet skis, snow mobiles, and motorcycles that are titled. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.40% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Camping Trailers, Motor Homes, 5th Wheels, & Truck Campers: 2021 & Newer Loan	-	-	7.40%	73 - 96 months
Details As Low As; Recreational vehicle rates shown above reflect a discount for automatic payments and direct deposit of entire paycheck into a Community Choice checking account. Mileage restrictions may apply. Rates and approval subject to credit score and collateral analysis. Rates and terms subject to change without notice. Certain restrictions apply. Inquire for details. Recreational Vehicles include ATVs, boats, jet skis, snow mobiles, and motorcycles that are titled. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.40% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Camping Trailers, Motor Homes, 5th Wheels, & Truck Campers: 2016 & Older Loan	-	-	7.65%	61 - 72 months
Details As Low As; Recreational vehicle rates shown above reflect a discount for automatic payments and direct deposit of entire paycheck into a Community Choice checking account. Mileage restrictions may apply. Rates and approval subject to credit score and collateral analysis. Rates and terms subject to change without notice. Certain restrictions apply. Inquire for details. Recreational Vehicles include ATVs, boats, jet skis, snow mobiles, and motorcycles that are titled. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.65% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Camping Trailers, Motor Homes, 5th Wheels, & Truck Campers: 2017 - 2020 Loan	-	-	7.65%	73 - 96 months
Details As Low As; Recreational vehicle rates shown above reflect a discount for automatic payments and direct deposit of entire paycheck into a Community Choice checking account. Mileage restrictions may apply. Rates and approval subject to credit score and collateral analysis. Rates and terms subject to change without notice. Certain restrictions apply. Inquire for details. Recreational Vehicles include ATVs, boats, jet skis, snow mobiles, and motorcycles that are titled. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.65% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Camping Trailers, Motor Homes, 5th Wheels, & Truck Campers: 2021 & Newer Loan	-	-	7.65%	97 - 120 months
Details As Low As; Recreational vehicle rates shown above reflect a discount for automatic payments and direct deposit of entire paycheck into a Community Choice checking account. Mileage restrictions may apply. Rates and approval subject to credit score and collateral analysis. Rates and terms subject to change without notice. Certain restrictions apply. Inquire for details. Recreational Vehicles include ATVs, boats, jet skis, snow mobiles, and motorcycles that are titled. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.65% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Camping Trailers, Motor Homes, 5th Wheels, & Truck Campers: 2016 & Older Loan	-	-	7.90%	73 - 96 months
Details As Low As; Recreational vehicle rates shown above reflect a discount for automatic payments and direct deposit of entire paycheck into a Community Choice checking account. Mileage restrictions may apply. Rates and approval subject to credit score and collateral analysis. Rates and terms subject to change without notice. Certain restrictions apply. Inquire for details. Recreational Vehicles include ATVs, boats, jet skis, snow mobiles, and motorcycles that are titled. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.90% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Camping Trailers, Motor Homes, 5th Wheels, & Truck Campers: 2017 - 2020 Loan	-	-	7.90%	97 - 120 months
Details As Low As; Recreational vehicle rates shown above reflect a discount for automatic payments and direct deposit of entire paycheck into a Community Choice checking account. Mileage restrictions may apply. Rates and approval subject to credit score and collateral analysis. Rates and terms subject to change without notice. Certain restrictions apply. Inquire for details. Recreational Vehicles include ATVs, boats, jet skis, snow mobiles, and motorcycles that are titled. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.90% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Camping Trailers, Motor Homes, 5th Wheels, & Truck Campers: 2021 & Newer Loan	-	-	7.90%	121 - 180 months
Details As Low As; Recreational vehicle rates shown above reflect a discount for automatic payments and direct deposit of entire paycheck into a Community Choice checking account. Mileage restrictions may apply. Rates and approval subject to credit score and collateral analysis. Rates and terms subject to change without notice. Certain restrictions apply. Inquire for details. Recreational Vehicles include ATVs, boats, jet skis, snow mobiles, and motorcycles that are titled. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.90% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Camping Trailers, Motor Homes, 5th Wheels, & Truck Campers: 2016 & Older Loan	-	-	8.15%	97 - 120 months
Details As Low As; Recreational vehicle rates shown above reflect a discount for automatic payments and direct deposit of entire paycheck into a Community Choice checking account. Mileage restrictions may apply. Rates and approval subject to credit score and collateral analysis. Rates and terms subject to change without notice. Certain restrictions apply. Inquire for details. Recreational Vehicles include ATVs, boats, jet skis, snow mobiles, and motorcycles that are titled. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 8.15% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Camping Trailers, Motor Homes, 5th Wheels, & Truck Campers: 2017 - 2020 Loan	-	-	8.15%	121 - 180 months
Details As Low As; Recreational vehicle rates shown above reflect a discount for automatic payments and direct deposit of entire paycheck into a Community Choice checking account. Mileage restrictions may apply. Rates and approval subject to credit score and collateral analysis. Rates and terms subject to change without notice. Certain restrictions apply. Inquire for details. Recreational Vehicles include ATVs, boats, jet skis, snow mobiles, and motorcycles that are titled. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 8.15% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Camping Trailers, Motor Homes, 5th Wheels, & Truck Campers: 2016 & Older Loan	-	-	8.40%	121 - 180 months
Details As Low As; Recreational vehicle rates shown above reflect a discount for automatic payments and direct deposit of entire paycheck into a Community Choice checking account. Mileage restrictions may apply. Rates and approval subject to credit score and collateral analysis. Rates and terms subject to change without notice. Certain restrictions apply. Inquire for details. Recreational Vehicles include ATVs, boats, jet skis, snow mobiles, and motorcycles that are titled. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 8.40% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%

Community Choice Credit Union Johnston, IA RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
Recreational Vehicles: 2021 & Newer Loan	-	6.49%	Up to 60 months
Details As Low As; Recreational vehicle rates shown above reflect a discount for automatic payments and direct deposit of entire paycheck into a Community Choice checking account. Mileage restrictions may apply. Rates and approval subject to credit score and collateral analysis. Rates and terms subject to change without notice. Certain restrictions apply. Inquire for details. Recreational Vehicles include ATVs, boats, jet skis, snow mobiles, and motorcycles that are titled. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 6.49% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Recreational Vehicles: 2017 - 2020 Loan	-	6.99%	Up to 60 months
Details As Low As; Recreational vehicle rates shown above reflect a discount for automatic payments and direct deposit of entire paycheck into a Community Choice checking account. Mileage restrictions may apply. Rates and approval subject to credit score and collateral analysis. Rates and terms subject to change without notice. Certain restrictions apply. Inquire for details. Recreational Vehicles include ATVs, boats, jet skis, snow mobiles, and motorcycles that are titled. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 6.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Recreational Vehicles: 2021 & Newer Loan	-	6.99%	61 - 72 months
Details As Low As; Recreational vehicle rates shown above reflect a discount for automatic payments and direct deposit of entire paycheck into a Community Choice checking account. Mileage restrictions may apply. Rates and approval subject to credit score and collateral analysis. Rates and terms subject to change without notice. Certain restrictions apply. Inquire for details. Recreational Vehicles include ATVs, boats, jet skis, snow mobiles, and motorcycles that are titled. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 6.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Recreational Vehicles: 2021 & Newer Loan	-	7.74%	73 - 84 months
Details As Low As; Recreational vehicle rates shown above reflect a discount for automatic payments and direct deposit of entire paycheck into a Community Choice checking account. Mileage restrictions may apply. Rates and approval subject to credit score and collateral analysis. Rates and terms subject to change without notice. Certain restrictions apply. Inquire for details. Recreational Vehicles include ATVs, boats, jet skis, snow mobiles, and motorcycles that are titled. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.74% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Recreational Vehicles: 2016 & Older Loan	-	8.99%	Up to 60 months
Details As Low As; Recreational vehicle rates shown above reflect a discount for automatic payments and direct deposit of entire paycheck into a Community Choice checking account. Mileage restrictions may apply. Rates and approval subject to credit score and collateral analysis. Rates and terms subject to change without notice. Certain restrictions apply. Inquire for details. Recreational Vehicles include ATVs, boats, jet skis, snow mobiles, and motorcycles that are titled. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 8.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%

Community Choice Credit Union Johnston, IA Other Rates

Product	Rate	Points	APY/APR	Term
Anything/Happy/Lifestyle/Homestyle Loans	11.14%	-	11.39%	1 - 36 months
Details As Low As; Rates shown above reflect a discount for automatic payments and direct deposit into a Community Choice checking account. Rates and terms subject to change without notice. Last Updated 10/09/2026 Rate History 2 changes since Sep 14, 2026 · 11.39% → 11.39% ▼ 0.00 pts · high 11.39% / low 11.14% Oct 1, 202611.39%▲ from 11.14% Sep 22, 202611.14%▼ from 11.39% Sep 14, 202611.39%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Anything/Happy/Lifestyle/Homestyle Loans	11.64%	-	11.89%	37 - 48 months
Details As Low As; Rates shown above reflect a discount for automatic payments and direct deposit into a Community Choice checking account. Rates and terms subject to change without notice. Last Updated 10/09/2026 Rate History 2 changes since Sep 14, 2026 · 11.89% → 11.89% ▼ 0.00 pts · high 11.89% / low 11.64% Oct 1, 202611.89%▲ from 11.64% Sep 22, 202611.64%▼ from 11.89% Sep 14, 202611.89%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Anything/Happy/Lifestyle/Homestyle Loans	12.14%	-	12.39%	49 - 60 months
Details As Low As; Rates shown above reflect a discount for automatic payments and direct deposit into a Community Choice checking account. Rates and terms subject to change without notice. Last Updated 10/09/2026 Rate History 2 changes since Sep 14, 2026 · 12.39% → 12.39% ▼ 0.00 pts · high 12.39% / low 12.14% Oct 1, 202612.39%▲ from 12.14% Sep 22, 202612.14%▼ from 12.39% Sep 14, 202612.39%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Anything/Happy/Lifestyle/Homestyle Loans	12.64%	-	12.89%	61 - 72 months
Details As Low As; Rates shown above reflect a discount for automatic payments and direct deposit into a Community Choice checking account. Rates and terms subject to change without notice. Last Updated 10/09/2026 Rate History 2 changes since Sep 14, 2026 · 12.89% → 12.89% ▼ 0.00 pts · high 12.89% / low 12.64% Oct 1, 202612.89%▲ from 12.64% Sep 22, 202612.64%▼ from 12.89% Sep 14, 202612.89%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Anything/Happy/Lifestyle/Homestyle Loans	13.14%	-	13.39%	73 - 84 months
Details As Low As; Rates shown above reflect a discount for automatic payments and direct deposit into a Community Choice checking account. Rates and terms subject to change without notice. Last Updated 10/09/2026 Rate History 2 changes since Sep 14, 2026 · 13.39% → 13.39% ▼ 0.00 pts · high 13.39% / low 13.14% Oct 1, 202613.39%▲ from 13.14% Sep 22, 202613.14%▼ from 13.39% Sep 14, 202613.39%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Anything/Happy/Lifestyle/Homestyle Loans	13.64%	-	13.89%	85 - 96 months
Details As Low As; Rates shown above reflect a discount for automatic payments and direct deposit into a Community Choice checking account. Rates and terms subject to change without notice. Last Updated 10/09/2026 Rate History 2 changes since Sep 14, 2026 · 13.89% → 13.89% ▼ 0.00 pts · high 13.89% / low 13.64% Oct 1, 202613.89%▲ from 13.64% Sep 22, 202613.64%▼ from 13.89% Sep 14, 202613.89%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Priority Plus - introductory offer Loan	-	-	17.74%
Details Published APR range: 17.74 - 20.99%. 0.00% intro APR applies to all purchases and balance transfers on Priority Plus and UNLimited Cash cards only for the first 6 months from account opening. Thereafter, the regular APR will apply as low as 17.74% - 20.99%. Regular APR dependent on creditworthiness and approval is subject to credit score and analysis. APR = Annual Percentage Rate. Rates listed are as of 10/01/26 and will vary with the market based on the U.S. Prime Rate published in the Wall Street Journal. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 17.74% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
Smart Credit Loan	-	-	17.74%
Details Published APR range: 17.74 - 20.99%. Regular APR dependent on creditworthiness and approval is subject to credit score and analysis. APR = Annual Percentage Rate. Rates listed are as of 10/01/26 and will vary with the market based on the U.S. Prime Rate published in the Wall Street Journal. Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 15.49% → 17.74% ▲ 2.25 pts · high 17.74% / low 15.49% Oct 9, 202617.74%▲ from 15.49% Sep 14, 202615.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
UNLimited Cash - introductory offer Loan	-	-	17.74%
Details Published APR range: 17.74 - 20.99%. 0.00% intro APR applies to all purchases and balance transfers on Priority Plus and UNLimited Cash cards only for the first 6 months from account opening. Thereafter, the regular APR will apply as low as 17.74% - 20.99%. Regular APR dependent on creditworthiness and approval is subject to credit score and analysis. APR = Annual Percentage Rate. Rates listed are as of 10/01/26 and will vary with the market based on the U.S. Prime Rate published in the Wall Street Journal. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 17.74% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%
IRA Accounts	0.20%	-	0.20%
Min Deposit $25 Min Balance $0 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 0.20% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.41%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Community Choice Credit Union Johnston, IA’s Texas Ratio rose from 1.78% in Q3 2023 to 3.41% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$923M	3.41%	5.0	A+
March 31, 2026	$919M	2.92%	5.0	A+
December 31, 2025	$903M	3.59%	5.0	A+
September 30, 2025	$865M	2.96%	5.0	A+
June 30, 2025	$870M	3.44%	5.0	A+
March 31, 2025	$812M	3.09%	5.0	A+
December 31, 2024	$810M	3.66%	5.0	A+
September 30, 2024	$791M	2.97%	5.0	A+
June 30, 2024	$800M	3.15%	5.0	A+
March 31, 2024	$806M	2.30%	5.0	A+
December 31, 2023	$806M	3.06%	5.0	A+
September 30, 2023	$797M	1.78%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Community Choice Credit Union Johnston, IA is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Community Choice Credit Union Johnston, IA rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Community Choice Credit Union Johnston, IA's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Community Choice Credit Union Johnston, IA

Website https://comchoicecu.org

Address 6163 NW 86th st, Johnston, IA 50131

Phone 515-334-8100

Fax 515-334-8150

President Randy Dickey

CEO Josh Cook

Full-Time Employees 174

Part-Time Employees 3

Branch Locations 11

ATM Locations 11

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

3.41%

Return on Assets (ROA)

0.7643%

Return on Equity (ROE)

5.9993%

Non-Performing Loans Ratio (NPL)

0.57%

Total Assets

922,947,624

Total Amount of Shares and Deposits

783,549,419

Total Shares and Deposits < 1 Year

768,864,579

Total Shares and Deposits 1 3 Years

14,657,879

Total Shares and Deposits > 3 Years

26,962

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

37,023,532

Total Uninsured Shares and Deposits > $250K (F+J)

37,023,532

Total Insured Shares and Deposits > $250K (item 17 less item K)

746,525,887

Total Interest Expense (Sum of items 6 8)

4,947,099

Share Certificates

2,637

Number of Accounts for Share Drafts

36,788

IRA KEOGH Accounts

794

Number of Accounts for Regular Shares

62,113

All other shares

1,474

Non Member Deposits

Money Market Shares

2,673

Net Income (unless the amount is already included in Undivided Earnings)

7,053,628

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

49,899,522

Total Liabilities

805,463,020

Source: NCUA — Last Updated 06/30/2026

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Frequently Asked Questions About Community Choice Credit Union Johnston, IA

How many branches does Community Choice Credit Union Johnston, IA operate?

Community Choice Credit Union Johnston, IA currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Community Choice Credit Union Johnston, IA?

Yes, to access services at Community Choice Credit Union Johnston, IA, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Community Choice Credit Union Johnston, IA does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Community Choice Credit Union Johnston, IA provides members with tools to manage their accounts and build a solid financial history.

Does Community Choice Credit Union Johnston, IA offer online and mobile banking?

Most modern institutions like Community Choice Credit Union Johnston, IA provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://comchoicecu.org.