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 Community Choice Credit Union Johnston, IA Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 23, 2026
You can compare Community Choice Credit Union Johnston, IA rates to other rates in our database, including 12-month share certificate rates currently at 3.28%, 6-month share certificate rates at 3.53% and 3-month share certificate rates at 3.65%. Savings rates are at 0.05% and money market rates are at 0.02%. Mortgage rates on 30-year fixed loans are around 6.11%. All these rates can be compared to Community Choice Credit Union Johnston, IA rates. MonitorBankRates evaluates the financial stability of Community Choice Credit Union Johnston, IA with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.15%. Rates were last updated on 04/23/2026. Community Choice Credit Union Johnston, IA money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Community Choice Credit Union Johnston, IA? Share your experience about Community Choice Credit Union Johnston, IA by leaving a review below, or read customer reviews before you decide to use Community Choice Credit Union Johnston, IA. Community Choice Credit Union Johnston, IA
Johnston Administration Office 6163 NW 86th st
https://comchoicecu.org Johnston, IA 50131 
Current Rate AvailabilityWe do not have Community Choice Credit Union Johnston, IA rates right now, but we are constantly updating our database so check back often for updated rates. Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Community Choice Credit Union Johnston, IA is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Community Choice Credit Union Johnston, IA rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Community Choice Credit Union Johnston, IA's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Community Choice Credit Union Johnston, IA
Website
https://comchoicecu.org
Address
6163 NW 86th st,
Johnston, IA 50131
Phone
515-334-8100
Fax
515-334-8150
President
Randy Dickey
CEO
Josh Cook
Full-Time Employees
183
Part-Time Employees
4
Branch Locations
10
ATM Locations
10
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.15%
Return on Assets (ROA)
0.7459%
Return on Equity (ROE)
5.9054%
Non-Performing Loans Ratio (NPL)
0.48%
Total Assets
865,341,850
Total Amount of Shares and Deposits
724,232,074
Total Shares and Deposits < 1 Year
707,849,249
Total Shares and Deposits 1 3 Years
16,218,969
Total Shares and Deposits > 3 Years
163,856
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
12,390,960
Total Uninsured Shares and Deposits > $250K (F+J)
12,390,960
Total Insured Shares and Deposits > $250K (item 17 less item K)
711,841,114
Total Interest Expense (Sum of items 6 8)
6,638,973
Share Certificates
2,798
Number of Accounts for Share Drafts
36,073
IRA KEOGH Accounts
802
Number of Accounts for Regular Shares
61,755
All other shares
1,336
Money Market Shares
2,724
Net Income (unless the amount is already included in Undivided Earnings)
6,454,332
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
26,053,645
Total Liabilities
756,307,754
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Community Choice Credit Union Johnston, IAIs Community Choice Credit Union Johnston, IA a safe place to deposit money?Yes, Community Choice Credit Union Johnston, IA is considered a safe financial institution. With a Texas Ratio of 3.1466273059306%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Community Choice Credit Union Johnston, IA operate?Community Choice Credit Union Johnston, IA currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Community Choice Credit Union Johnston, IA?Yes, to access services at Community Choice Credit Union Johnston, IA, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Community Choice Credit Union Johnston, IA does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Community Choice Credit Union Johnston, IA provides members with tools to manage their accounts and build a solid financial history. Does Community Choice Credit Union Johnston, IA offer online and mobile banking?Most modern institutions like Community Choice Credit Union Johnston, IA provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://comchoicecu.org. Compare to Other Credit Unions
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