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iAdvertiser Disclosure
Advertiser Disclosure
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 Dacotah Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 25, 2026
Dacotah Federal Credit Union's savings rates are at 0.05%. Dacotah Federal Credit Union's Personal Loan Rates are at 10.15%. MonitorBankRates evaluates the financial stability of Dacotah Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.63%. Rates were last updated on 04/25/2026. Dacotah Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Dacotah Federal Credit Union? Share your experience about Dacotah Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Dacotah Federal Credit Union. Dacotah Federal Credit Union
Dacotah FCU Main Office 2990 E HIGHWAY 44
https://www.dacotahfcu.com Rapid City, SD 57703 
Dacotah Federal Credit Union Savings Rates
Dacotah Federal Credit Union Home Equity & HELOC
Dacotah Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Dacotah Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Dacotah Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Dacotah Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Dacotah Federal Credit Union
Website
https://www.dacotahfcu.com
Address
2990 E HIGHWAY 44,
Rapid City, SD 57703
Phone
605-791-1424
Fax
605-348-2986
President
Kimberly Miles
CEO
Teresa Peregrine
Full-Time Employees
3
Part-Time Employees
0
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.63%
Return on Assets (ROA)
0.6740%
Return on Equity (ROE)
6.5675%
Non-Performing Loans Ratio (NPL)
0.11%
Total Assets
11,016,215
Total Amount of Shares and Deposits
9,845,194
Total Shares and Deposits < 1 Year
9,490,444
Total Shares and Deposits 1 3 Years
334,443
Total Shares and Deposits > 3 Years
20,308
Total Insured Shares and Deposits > $250K (item 17 less item K)
9,845,194
Total Interest Expense (Sum of items 6 8)
47,440
Share Certificates
63
Number of Accounts for Share Drafts
595
IRA KEOGH Accounts
46
Number of Accounts for Regular Shares
889
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
437,726
Total Liabilities
9,885,720
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Dacotah Federal Credit UnionIs Dacotah Federal Credit Union a safe place to deposit money?Yes, Dacotah Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 0.62556667654435%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Dacotah Federal Credit Union operate?Dacotah Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Dacotah Federal Credit Union?Yes, to access services at Dacotah Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Dacotah Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Dacotah Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Dacotah Federal Credit Union offer online and mobile banking?Most modern institutions like Dacotah Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.dacotahfcu.com. Current Dacotah Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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