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 Dannemora Federal Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 21, 2026
Dannemora Federal Credit Union's 60 Month CDs rates are at 1.00%, 48 Month CDs rates are at 0.70%, 36 Month CDs rates are at 0.60%, 24 Month CDs rates are at 0.45%, 18 Month CDs rates are at 0.40%. Dannemora Federal Credit Union's savings rates are at 0.05%. Dannemora Federal Credit Union's money market rates are at 0.30%. Dannemora Federal Credit Union's Personal Loan Rates are as low as 8.50%. MonitorBankRates evaluates the financial stability of Dannemora Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.25%. Rates last updated and verified on 09/21/2026. Dannemora Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Dannemora Federal Credit Union? Share your experience about Dannemora Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Dannemora Federal Credit Union. Dannemora Federal Credit Union
Dannemora-Tom Miller 344 Tom Miller Rd
https://dfcu.net Plattsburgh, NY 12901 
Dannemora Federal Credit Union CD Rates
Dannemora Federal Credit Union Savings Rates
Dannemora Federal Credit Union Money Market Rates
Dannemora Federal Credit Union Auto Loan Rates
Dannemora Federal Credit Union RV, Boat and Powersport Loan Rates
Dannemora Federal Credit Union Personal Loan Rates
Dannemora Federal Credit Union Other Rates
Financial Health HistoryDannemora Federal Credit Union’s Texas Ratio rose from 1.30% in Q2 2023 to 2.25% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Dannemora Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Dannemora Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Dannemora Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Dannemora Federal Credit Union
Website
https://dfcu.net
Address
344 Tom Miller Rd,
Plattsburgh, NY 12901
Phone
518-825-0323
Fax
President
Philip Maynard Jr
CEO
Christopher Hay
Full-Time Employees
46
Part-Time Employees
3
Branch Locations
5
ATM Locations
4
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.25%
Return on Assets (ROA)
0.2743%
Return on Equity (ROE)
1.9183%
Non-Performing Loans Ratio (NPL)
0.51%
Total Assets
319,724,133
Total Amount of Shares and Deposits
271,749,800
Total Shares and Deposits < 1 Year
258,794,551
Total Shares and Deposits 1 3 Years
240,482
Total Shares and Deposits > 3 Years
12,714,767
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
8,339,596
Total Uninsured Shares and Deposits > $250K (F+J)
20,444,596
Total Insured Shares and Deposits > $250K (item 17 less item K)
251,305,204
Total Interest Expense (Sum of items 6 8)
671,120
Share Certificates
151
Number of Accounts for Share Drafts
14,040
IRA KEOGH Accounts
308
Number of Accounts for Regular Shares
23,141
All other shares
828
Non Member Deposits
2
Money Market Shares
293
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
33,961,260
Total Liabilities
281,789,230
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for Dannemora Federal Credit Union yet. Feel free to create one below.
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Frequently Asked Questions About Dannemora Federal Credit UnionHow many branches does Dannemora Federal Credit Union operate?Dannemora Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Dannemora Federal Credit Union?Yes, to access services at Dannemora Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Dannemora Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Dannemora Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Dannemora Federal Credit Union offer online and mobile banking?Most modern institutions like Dannemora Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://dfcu.net. Current Dannemora Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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