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LGE Community Credit Union

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LGE Community Credit Union Rates & Review September 2026

Q: Is a member application needed to join LGE Community Credit Union?

Yes, to access services at LGE Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, LGE Community Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 22, 2026

LGE Community Credit Union's 30 Yr 15/15 ARM rates are at 6.25%, 30 Yr 5/5 ARM rates are at 6.00%, 30 Yr 7/7 ARM rates are at 6.12%, 20 Yr Fixed Rate Reset Mortgage rates are at 6.50%, 15 Yr Fixed Rate Reset Mortgage rates are at 6.50%. LGE Community Credit Union's Personal Loan Rates are as low as 10.00%. LGE Community Credit Union's Credit Card Rates are at 15.85%. MonitorBankRates evaluates the financial stability of LGE Community Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.59%. Rates last updated and verified on 09/22/2026.

LGE Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at LGE Community Credit Union? Share your experience about LGE Community Credit Union by leaving a review below, or read customer reviews before you decide to use LGE Community Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

2.59%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

LGE Community Credit Union
East Cobb

PROVIDENCE SQ SHPG CTR
Marietta, GA 30062-6293

https://www.lgeccu.org

LGE Community Credit Union Checking Rates

Product	Rate	APY	View More
High Rewards Checking	-	5.75%
Details Only until 10/31. Terms apply. Dividends are not earned when monthly qualifications are not met. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%

LGE Community Credit Union Mortgage Rates

Product	Rate	Points	APR	Term
30 Yr 15/15 ARM	6.25%	0	6.56%	360 months
Details Loan Amount: $22,500.00 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
30 Yr 5/5 ARM	6.00%	0	6.58%	360 months
Details Loan Amount: $22,500.00 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
30 Yr 7/7 ARM	6.13%	0	6.61%	360 months
Details Loan Amount: $22,500.00 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
20 Yr Fixed Rate Reset Mortgage	6.50%	0	6.67%	240 months
Details Loan Amount: $22,500.00 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
15 Yr Fixed Rate Reset Mortgage	6.50%	0	6.71%	180 months
Details Loan Amount: $22,500.00 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
15 Yr Fixed Rate Reset Mortgage - 30 Yr Fixed VA (Brokered)	6.88%	0	7.01%	360 months
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
30 Yr Fixed VA (Brokered)	6.88%	0	7.01%	360 months
Details Loan Amount: $22,500.00 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
30 Yr Fixed Rate Reset Mortgage	7.00%	0	7.13%	360 months
Details Loan Amount: $22,500.00 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
15 Yr Fixed Rate Reset Mortgage - 30 Yr Fixed FHA (Brokered)	6.88%	0	7.59%	360 months
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
30 Yr Fixed FHA (Brokered)	6.88%	0	7.59%	360 months
Details Loan Amount: $22,500.00 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%

LGE Community Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term
Easy HELOC	7.00%	0	7.00%	240 months
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
Home Equity Easy HELOC	7.00%	0	7.00%	240 months
Details Loan Amount: $75,000.00 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
5 Yr Fixed Home Equity Loan	7.25%	0	8.09%	60 months
Details Loan Amount: $75,000.00 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
10 Yr Fixed Home Equity Loan	7.75%	0	8.21%	120 months
Details Loan Amount: $75,000.00 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
15 Yr Fixed Home Equity Loan	8.13%	0	8.46%	180 months
Details Loan Amount: $75,000.00 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%

LGE Community Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term	View More
New Auto	-	-	4.60%
Details Published APR range: 4.60% - 6.15%. As low as; Rates may vary based on creditworthiness and loan term. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%

LGE Community Credit Union Credit Card Rates

Product	Rate	APR
Visa Platinum	-	15.85%
Details Introductory APR: 3.99% Introductory APR on purchases and balance transfers made during the first 180 days; rate effective first 12 months card is open. Regular APR: 15.85%. Variable Rate information for VISA Platinum purchases and cash advances may vary. The APR will vary with the market based on the preceding 4 week average of the 26 Week Treasury Bill plus a margin of 15.85%. Credit limits range from $2,500 to $25,000 based on the credit worthiness of the applicant(s). Method of Computing Balances for Purchases: Average Daily Balance including new purchases. Grace Period: You have 25 days after the close of a billing cycle to replay your balance for purchases before a finance charge will be imposed. Finance charges begin to accrue immediately for cash advances. This is a variable rate loan. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
Visa Perks	-	18.00%
Details Variable Rate Information for Visa Perks purchases and cash advances may vary. The APR will vary with the market based on the preceding 4 week average of the 26 Week Treasury Bill plus a margin of 18.00%. Credit limits range from $500 to $3,500 based on the credit worthiness of the applicant(s). Method of Computing Balances for Purchases: Average Daily Balance including new purchases. Grace Period: You have 25 days after the close of a billing cycle to repay your balance for purchases before a finance charge will be imposed. Finance charges begin to accrue immediately for cash advances. This is a variable rate loan. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%

LGE Community Credit Union Personal Loan Rates

Product	APR	Term
Signature Loan (Fixed Rate)	10.00%	36 Months
Details As Low As; Membership eligibility required.; Rates and terms are subject to change at any time without notice.; Payment Example $5,000 loan at 10.25% APR for 48 months, monthly payments including first payment after 30 days of approximately $127.43.; For an estimate of what your payment may be, Click Here To Use Our Loan Calculator.; APR=Annual Percentage Rate. Not all borrowers will qualify for the 'as low as' rate. All loans are subject to credit qualifications and approval. Standard underwriting including terms and conditions also apply. Other restrictions including minimum and maximum loan amounts and other conditions may apply. Actual interest rate and APR offered may be higher depending on applicant(s) credit score, terms and additional underwriting criteria. Not all applicants will qualify for the lowest rate. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
Signature Loan (Fixed Rate)	10.25%	48 Months
Details As Low As; Membership eligibility required.; Rates and terms are subject to change at any time without notice.; Payment Example $5,000 loan at 10.25% APR for 48 months, monthly payments including first payment after 30 days of approximately $127.43.; For an estimate of what your payment may be, Click Here To Use Our Loan Calculator.; APR=Annual Percentage Rate. Not all borrowers will qualify for the 'as low as' rate. All loans are subject to credit qualifications and approval. Standard underwriting including terms and conditions also apply. Other restrictions including minimum and maximum loan amounts and other conditions may apply. Actual interest rate and APR offered may be higher depending on applicant(s) credit score, terms and additional underwriting criteria. Not all applicants will qualify for the lowest rate. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
Signature Loan (Fixed Rate)	10.75%	60 Months
Details As Low As; Membership eligibility required.; Rates and terms are subject to change at any time without notice.; Payment Example $5,000 loan at 10.25% APR for 48 months, monthly payments including first payment after 30 days of approximately $127.43.; For an estimate of what your payment may be, Click Here To Use Our Loan Calculator.; APR=Annual Percentage Rate. Not all borrowers will qualify for the 'as low as' rate. All loans are subject to credit qualifications and approval. Standard underwriting including terms and conditions also apply. Other restrictions including minimum and maximum loan amounts and other conditions may apply. Actual interest rate and APR offered may be higher depending on applicant(s) credit score, terms and additional underwriting criteria. Not all applicants will qualify for the lowest rate. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%

LGE Community Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
LGE Quick Cash (Variable Rate) Loan	-	-	11.81%
Details Rate: Variable; Daily Index = .05; Membership eligibility required.; Rates and terms are subject to change at any time without notice.; APR=Annual Percentage Rate. All loans are subject to credit qualifications and approval. Standard underwriting including terms and conditions also apply. Other restrictions including minimum and maximum loan amounts and other conditions may apply. Actual interest rate and APR offered may be higher depending on applicant(s) credit score, terms and additional underwriting criteria. Not all applicants will qualify for the lowest rate. The APR will vary with the market based on the preceding 4 week average of the 26 Week Treasury Bill plus a margin of 8% This is a variable rate loan. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
Share Loan (Fixed)	-	-	3.00%	24 Months
Details As Low As; $500 minimum loan amount Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
Share Loan (Fixed)	-	-	3.00%	36 Months
Details As Low As; $1,000 minimum loan amount Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
Share Loan (Fixed)	-	-	3.00%	60 Months
Details As Low As; $5,000 minimum loan amount Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
Share Loan (Fixed)	-	-	3.00%	96 Months
Details As Low As; $50,000 minimum loan amount Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

LGE Community Credit Union’s Texas Ratio rose from 0.55% in Q2 2023 to 2.59% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
March 31, 2026	$2.4B	2.59%	5.0	A+
December 31, 2025	$2.3B	2.89%	5.0	A+
September 30, 2025	$2.3B	2.47%	5.0	A+
June 30, 2025	$2.3B	2.69%	5.0	A+
March 31, 2025	$2.3B	1.33%	5.0	A+
December 31, 2024	$2.3B	1.13%	5.0	A+
September 30, 2024	$2.3B	0.72%	5.0	A+
June 30, 2024	$2.5B	1.09%	5.0	A+
March 31, 2024	$2.5B	0.82%	5.0	A+
December 31, 2023	$2.5B	0.98%	5.0	A+
September 30, 2023	$2.0B	0.51%	5.0	A+
June 30, 2023	$2.0B	0.55%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for LGE Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather LGE Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with LGE Community Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name LGE Community Credit Union

Website https://www.lgeccu.org

Address PROVIDENCE SQ SHPG CTR, Marietta, GA 30062-6293

Phone 770-424-0060

Fax

President Curt Earnest

CEO Chris Leggett

Full-Time Employees 336

Part-Time Employees 2

Branch Locations 18

ATM Locations 15

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

2.59%

Return on Assets (ROA)

0.1568%

Return on Equity (ROE)

1.3222%

Non-Performing Loans Ratio (NPL)

0.45%

Total Assets

2,390,902,487

Total Amount of Shares and Deposits

2,013,931,812

Total Shares and Deposits < 1 Year

1,946,372,625

Total Shares and Deposits 1 3 Years

56,172,380

Total Shares and Deposits > 3 Years

11,386,807

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

105,790,452

Total Uninsured Shares and Deposits > $250K (F+J)

105,790,452

Total Insured Shares and Deposits > $250K (item 17 less item K)

1,908,141,360

Total Interest Expense (Sum of items 6 8)

8,150,987

Share Certificates

10,560

Number of Accounts for Share Drafts

79,657

IRA KEOGH Accounts

3,608

Number of Accounts for Regular Shares

131,799

All other shares

137

Money Market Shares

6,639

Net Income (unless the amount is already included in Undivided Earnings)

3,749,330

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

97,987,916

Total Liabilities

2,138,949,106

Source: NCUA — Last Updated 03/31/2026

2026 MBR Health & Safety Badge

LGE Community Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

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Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About LGE Community Credit Union

How many branches does LGE Community Credit Union operate?

LGE Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join LGE Community Credit Union?

Yes, to access services at LGE Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, LGE Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, LGE Community Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does LGE Community Credit Union offer online and mobile banking?

Most modern institutions like LGE Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.lgeccu.org.