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 Local 354 IBEW Federal Credit Union Rates & Review August 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: August 30, 2026
Local 354 IBEW Federal Credit Union's Personal Loan Rates are at 13.56%. MonitorBankRates evaluates the financial stability of Local 354 IBEW Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 11.69%. Rates last updated and verified on 08/30/2026. Local 354 IBEW Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Local 354 IBEW Federal Credit Union? Share your experience about Local 354 IBEW Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Local 354 IBEW Federal Credit Union. Local 354 IBEW Federal Credit Union
Credit Union Office 3405 W 1987 S
https://www.ibewfcu.org Salt Lake City, UT 84104 4942 
Local 354 IBEW Federal Credit Union Mortgage Rates
Local 354 IBEW Federal Credit Union Home Equity & HELOC
Local 354 IBEW Federal Credit Union Auto Loan Rates
Local 354 IBEW Federal Credit Union Credit Card Rates
Local 354 IBEW Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Local 354 IBEW Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Local 354 IBEW Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Local 354 IBEW Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Local 354 IBEW Federal Credit Union
Website
https://www.ibewfcu.org
Address
3405 W 1987 S,
Salt Lake City, UT 84104 4942
Phone
801-975-9693
Fax
801-975-9698
President
James Starkie
CEO
Linda Perschon
Full-Time Employees
6
Part-Time Employees
0
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (94/100)
Texas Ratio
11.69%
Return on Assets (ROA)
1.2193%
Return on Equity (ROE)
7.9734%
Non-Performing Loans Ratio (NPL)
2.46%
Total Assets
40,785,074
Total Amount of Shares and Deposits
34,557,490
Total Shares and Deposits < 1 Year
31,024,053
Total Shares and Deposits 1 3 Years
2,534,629
Total Shares and Deposits > 3 Years
998,808
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
4,679,425
Total Uninsured Shares and Deposits > $250K (F+J)
4,679,425
Total Insured Shares and Deposits > $250K (item 17 less item K)
29,878,065
Total Interest Expense (Sum of items 6 8)
500,384
Share Certificates
421
Number of Accounts for Share Drafts
1,412
IRA KEOGH Accounts
90
Number of Accounts for Regular Shares
3,174
Money Market Shares
199
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
4,374,485
Total Liabilities
34,597,211
Source: NCUA — Last Updated 09/30/2025
Customer Reviews
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Frequently Asked Questions About Local 354 IBEW Federal Credit UnionHow many branches does Local 354 IBEW Federal Credit Union operate?Local 354 IBEW Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Local 354 IBEW Federal Credit Union?Yes, to access services at Local 354 IBEW Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Local 354 IBEW Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Local 354 IBEW Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Local 354 IBEW Federal Credit Union offer online and mobile banking?Most modern institutions like Local 354 IBEW Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ibewfcu.org. Compare to Other Credit Unions
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