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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
MIAMI FIREFIGHTERS Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 27, 2026
MIAMI FIREFIGHTERS's 18 Month IRA CD rates are at 4.15%, 18 month CDs rates are at 4.15%, 12 Month IRA CD rates are at 4.00%, 12 month CDs rates are at 4.00%, 24 Month IRA CD rates are at 3.90%. MIAMI FIREFIGHTERS's savings rates are at 1.00%. MIAMI FIREFIGHTERS's money market rates are at 0.20%. MIAMI FIREFIGHTERS's Personal Loan Rates are at 8.40%. MonitorBankRates evaluates the financial stability of MIAMI FIREFIGHTERS with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.32%. Rates were last updated on 03/27/2026. MIAMI FIREFIGHTERS money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at MIAMI FIREFIGHTERS? Share your experience about MIAMI FIREFIGHTERS by leaving a review below, or read customer reviews before you decide to use MIAMI FIREFIGHTERS. State Bank of Cochran
Miami Firefighters Federal Credit Union 1111 NW 7th St
http://www.mffcu.org Miami, FL 33136 
MIAMI FIREFIGHTERS CD Rates
MIAMI FIREFIGHTERS Savings Rates
MIAMI FIREFIGHTERS Money Market Rates
MIAMI FIREFIGHTERS Checking Rates
MIAMI FIREFIGHTERS Mortgage Rates
MIAMI FIREFIGHTERS Home Equity & HELOC
MIAMI FIREFIGHTERS Credit Card Rates
MIAMI FIREFIGHTERS Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for MIAMI FIREFIGHTERS is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather MIAMI FIREFIGHTERS rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with MIAMI FIREFIGHTERS's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
MIAMI FIREFIGHTERS
Website
http://www.mffcu.org
Address
1111 NW 7th St,
Miami, FL 33136
Phone
305-324-4004
Fax
305-324-9881
President
Terry Remland
CEO
Bryan Woodward
Full-Time Employees
20
Part-Time Employees
0
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.32%
Return on Assets (ROA)
0.7321%
Return on Equity (ROE)
6.0293%
Non-Performing Loans Ratio (NPL)
0.40%
Total Assets
184,094,851
Total Amount of Shares and Deposits
159,943,726
Total Shares and Deposits < 1 Year
155,924,838
Total Shares and Deposits 1 3 Years
2,978,068
Total Shares and Deposits > 3 Years
1,040,820
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
28,861,888
Total Uninsured Shares and Deposits > $250K (F+J)
28,861,888
Total Insured Shares and Deposits > $250K (item 17 less item K)
131,081,838
Total Interest Expense (Sum of items 6 8)
2,579,558
Share Certificates
808
Number of Accounts for Share Drafts
3,578
IRA KEOGH Accounts
173
Number of Accounts for Regular Shares
6,875
Money Market Shares
628
Net Income (unless the amount is already included in Undivided Earnings)
1,554,347
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
17,556,745
Total Liabilities
161,748,996
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About MIAMI FIREFIGHTERSIs MIAMI FIREFIGHTERS a safe place to deposit money?Yes, MIAMI FIREFIGHTERS is considered a safe financial institution. With a Texas Ratio of 2.3234175633112%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does MIAMI FIREFIGHTERS operate?MIAMI FIREFIGHTERS currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join MIAMI FIREFIGHTERS?Yes, to access services at MIAMI FIREFIGHTERS, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, MIAMI FIREFIGHTERS does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, MIAMI FIREFIGHTERS provides members with tools to manage their accounts and build a solid financial history. Does MIAMI FIREFIGHTERS offer online and mobile banking?Most modern institutions like MIAMI FIREFIGHTERS provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.mffcu.org. Current MIAMI FIREFIGHTERS Rates
Retrieved from our database of financial products. Rates subject to change.
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