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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Northern Star Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 8, 2026
Northern Star Credit Union's 5-Year CDs of Deposit (CDs) rates are at 2.50%, 4-Year CDs of Deposit (CDs) rates are at 2.25%, 3-Year CDs of Deposit (CDs) rates are at 2.00%, 2-Year CDs of Deposit (CDs) rates are at 1.75%, 2-Year Fixed IRA CD rates are at 1.75%. Northern Star Credit Union's savings rates are at 0.05%. Northern Star Credit Union's money market rates are at 0.10%. Northern Star Credit Union's Personal Loan Rates are at 10.99%. MonitorBankRates evaluates the financial stability of Northern Star Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.31%. Rates were last updated on 04/08/2026. Northern Star Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Northern Star Credit Union? Share your experience about Northern Star Credit Union by leaving a review below, or read customer reviews before you decide to use Northern Star Credit Union. Northern Star Credit Union
Main Branch 5100 George Washington Hwy
https://www.nstarcu.org Portsmouth, VA 23702 
Northern Star Credit Union CD Rates
Northern Star Credit Union Savings Rates
Northern Star Credit Union Money Market Rates
Northern Star Credit Union Checking Rates
Northern Star Credit Union Auto Loan Rates
Northern Star Credit Union Credit Card Rates
Northern Star Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Northern Star Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Northern Star Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Northern Star Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Northern Star Credit Union
Website
https://www.nstarcu.org
Address
5100 George Washington Hwy,
Portsmouth, VA 23702
Phone
757-487-3474
Fax
757-558-8000
President
Charles Parker
CEO
Jennifer Riley
Full-Time Employees
16
Part-Time Employees
2
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.31%
Return on Assets (ROA)
1.3958%
Return on Equity (ROE)
8.4406%
Non-Performing Loans Ratio (NPL)
0.45%
Total Assets
73,461,593
Total Amount of Shares and Deposits
63,565,526
Total Shares and Deposits < 1 Year
62,578,886
Total Shares and Deposits 1 3 Years
699,642
Total Shares and Deposits > 3 Years
286,998
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,452,514
Total Uninsured Shares and Deposits > $250K (F+J)
1,452,514
Total Insured Shares and Deposits > $250K (item 17 less item K)
62,113,012
Total Interest Expense (Sum of items 6 8)
111,181
Share Certificates
118
Number of Accounts for Share Drafts
3,517
IRA KEOGH Accounts
156
Number of Accounts for Regular Shares
5,615
Net Income (unless the amount is already included in Undivided Earnings)
1,025,393
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
16,188,735
Total Liabilities
63,621,149
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Northern Star Credit UnionIs Northern Star Credit Union a safe place to deposit money?Yes, Northern Star Credit Union is considered a safe financial institution. With a Texas Ratio of 1.3136163429964%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Northern Star Credit Union operate?Northern Star Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Northern Star Credit Union?Yes, to access services at Northern Star Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Northern Star Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Northern Star Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Northern Star Credit Union offer online and mobile banking?Most modern institutions like Northern Star Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.nstarcu.org. Current Northern Star Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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