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PFD Firefighters Credit Union Inc Rates & Review April 2026

You can compare PFD Firefighters Credit Union Inc rates to other rates in our database, including 12-month share certificate rates currently at 3.14%, 6-month share certificate rates at 3.82% and 3-month share certificate rates at 3.15%. Savings rates are at 0.40% and money market rates are at 0.45%. Mortgage rates on 30-year fixed loans are around 5.92%. All these rates can be compared to PFD Firefighters Credit Union Inc rates. MonitorBankRates evaluates the financial stability of PFD Firefighters Credit Union Inc with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.10%. Rates were last updated on 04/28/2026.

PFD Firefighters Credit Union Inc money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at PFD Firefighters Credit Union Inc? Share your experience about PFD Firefighters Credit Union Inc by leaving a review below, or read customer reviews before you decide to use PFD Firefighters Credit Union Inc.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.10%
Excellent Lower than avg
PFD Firefighters Credit Union Inc
PFD Firefighters Credit Union Inc
3209 Cedar Ln
Portsmouth, VA 23703 4101
https://www.pfdcu.com
Member NCUA

Current Rate Availability

We do not have PFD Firefighters Credit Union Inc rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for PFD Firefighters Credit Union Inc is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather PFD Firefighters Credit Union Inc rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with PFD Firefighters Credit Union Inc's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name PFD Firefighters Credit Union Inc
Address 3209 Cedar Ln, Portsmouth, VA 23703 4101
Phone 757-686-3051
Fax 757-686-5817
President Grover Holloman
CEO Susan Easter
Full-Time Employees 7
Part-Time Employees 4
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.10%
Return on Assets (ROA)
0.3444%
Return on Equity (ROE)
2.2946%
Non-Performing Loans Ratio (NPL)
0.78%
Total Assets
33,232,994
Total Amount of Shares and Deposits
28,136,003
Total Shares and Deposits < 1 Year
17,464,433
Total Shares and Deposits 1 3 Years
10,175,362
Total Shares and Deposits > 3 Years
496,208
Total Insured Shares and Deposits > $250K (item 17 less item K)
28,136,003
Total Interest Expense (Sum of items 6 8)
419,840
Share Certificates
382
Number of Accounts for Share Drafts
862
IRA KEOGH Accounts
88
Number of Accounts for Regular Shares
2,654
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
4,734,380
Total Liabilities
28,245,281
Source: NCUA — Last Updated 09/30/2025

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Frequently Asked Questions About PFD Firefighters Credit Union Inc

Is PFD Firefighters Credit Union Inc a safe place to deposit money?

Yes, PFD Firefighters Credit Union Inc is considered a safe financial institution. With a Texas Ratio of 4.0993337026409%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does PFD Firefighters Credit Union Inc operate?

PFD Firefighters Credit Union Inc currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join PFD Firefighters Credit Union Inc?

Yes, to access services at PFD Firefighters Credit Union Inc, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, PFD Firefighters Credit Union Inc does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, PFD Firefighters Credit Union Inc provides members with tools to manage their accounts and build a solid financial history.

Does PFD Firefighters Credit Union Inc offer online and mobile banking?

Most modern institutions like PFD Firefighters Credit Union Inc provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.pfdcu.com.