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Superior Credit Union

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Superior Credit Union Rates & Review June 2026

Q: How many branches does Superior Credit Union operate?

Superior Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Superior Credit Union?

Yes, to access services at Superior Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, Superior Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Superior Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: June 17, 2026

You can compare Superior Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 2.37%, 6-month share certificate rates at 0.10% and 3-month share certificate rates at 0.50%. Savings rates are at 0.75% and money market rates are at 0.75%. Mortgage rates on 30-year fixed loans are around 5.75%. All these rates can be compared to Superior Credit Union rates. MonitorBankRates evaluates the financial stability of Superior Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.36%. Rates were last updated on 06/17/2026.

Superior Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Superior Credit Union? Share your experience about Superior Credit Union by leaving a review below, or read customer reviews before you decide to use Superior Credit Union.

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.36%

Excellent Lower than avg

Superior Credit Union
Elida Office

4230 ELIDA RD
LIMA, OH 45807

https://www.superiorcu.com

Current Rate Availability

We do not have Superior Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Superior Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Superior Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Superior Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Superior Credit Union

Website https://www.superiorcu.com

Address 4230 ELIDA RD, LIMA, OH 45807

Phone 419-879-3541

Fax 419-227-5258

President James Bacome

CEO Phillip Buell

Full-Time Employees 257

Part-Time Employees 23

Branch Locations 26

ATM Locations 28

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (100/100)

Texas Ratio

0.36%

Return on Assets (ROA)

1.2105%

Return on Equity (ROE)

8.0663%

Non-Performing Loans Ratio (NPL)

0.08%

Total Assets

1,808,314,939

Total Amount of Shares and Deposits

1,525,455,993

Total Shares and Deposits < 1 Year

1,412,929,364

Total Shares and Deposits 1 3 Years

68,104,623

Total Shares and Deposits > 3 Years

44,422,006

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

123,985,552

Total Uninsured Shares and Deposits > $250K (F+J)

140,809,105

Total Insured Shares and Deposits > $250K (item 17 less item K)

1,384,646,888

Total Interest Expense (Sum of items 6 8)

23,149,603

Share Certificates

12,013

Number of Accounts for Share Drafts

63,986

IRA KEOGH Accounts

3,940

Number of Accounts for Regular Shares

116,079

All other shares

3,676

Non Member Deposits

Money Market Shares

13,526

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

64,418,459

Total Liabilities

1,553,470,864

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for Superior Credit Union yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Superior Credit Union

Frequently Asked Questions About Superior Credit Union

How many branches does Superior Credit Union operate?

Superior Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Superior Credit Union?

Yes, to access services at Superior Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Superior Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Superior Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Superior Credit Union offer online and mobile banking?

Most modern institutions like Superior Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.superiorcu.com.