What are the current interest rates at Topeka Firemens Credit Union?

Current rates for Topeka Firemens Credit Union include: 12-Month CD: 4.55%, 24-Month CD: 3.50%

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Topeka Firemens Credit Union

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Topeka Firemens Credit Union Rates & Review September 2026

Q: Is a member application needed to join Topeka Firemens Credit Union?

Yes, to access services at Topeka Firemens Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Topeka Firemens Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 22, 2026

Topeka Firemens Credit Union's 1 Year CDs rates are at 4.55%, 3 Year CDs rates are at 4.00%, 2 Year CDs rates are at 3.50%, 6 Month CDs rates are at 3.00%. Topeka Firemens Credit Union's Personal Loan Rates are as low as 12.00%. MonitorBankRates evaluates the financial stability of Topeka Firemens Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.00%. Rates last updated and verified on 09/22/2026.

Topeka Firemens Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Topeka Firemens Credit Union? Share your experience about Topeka Firemens Credit Union by leaving a review below, or read customer reviews before you decide to use Topeka Firemens Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.00%

Perfect Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Topeka Firemens Credit Union
Topeka Firemen's Credit Union

2447 SE 29th St
Topeka, KS 66605-2240

https://tfcu9.org

Topeka Firemens Credit Union CD Rates

Product	Rate	APY	Term
1 Year Share Certificates	4.47%	4.55%	1 yr
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
3 Year Share Certificates	3.94%	4.00%	3 yr
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
2 Year Share Certificates	3.46%	3.50%	2 yr
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
6 Month Share Certificates	2.97%	3.00%	6 mo
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%

Topeka Firemens Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
Auto's New Title Only	-	-	5.00%	Up to 72 months
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
Auto's 3 Yrs Old & Newer	-	-	5.25%	Up to 72 months
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
Auto's 4 - 6 Yrs Old	-	-	5.50%	Up to 72 months
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
Auto's 7 Yrs Old & Older	-	-	5.75%	Up to 60 months
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%

Topeka Firemens Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
Recreational Vehicles (RV's & Boat's) Loan	-	7.00%	Up to 72 months
Details No Minimum Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
Recreational Vehicles (RV's & Boat's) Loan	-	7.50%	Up to 84 months
Details Term: Up to 84 months (7 Years); 90% NADA value Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
Recreational Vehicles (RV's & Boat's) Loan	-	8.00%	Up to 120 months
Details Term: Up to 120 months (10 Years); 85% NADA value Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
Recreational Vehicles (RV's & Boat's) Loan	-	8.50%	Up to 180 months
Details Term: Up to 180 months (15 Years); 80% NADA value Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%

Topeka Firemens Credit Union Personal Loan Rates

Product	APR	Term	View More
Unsecured Loan	12.00%	Up to 60 months
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Topeka Firemens Credit Union’s Texas Ratio stayed near 0.00% in Q2 2023 to 0.00% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
March 31, 2026	$12M	0.00%	5.0	A+
December 31, 2025	$12M	0.00%	5.0	A+
September 30, 2025	$11M	0.07%	5.0	A+
June 30, 2025	$11M	0.08%	5.0	A+
March 31, 2025	$10M	0.29%	5.0	A+
December 31, 2024	$10M	0.08%	5.0	A+
September 30, 2024	$10M	0.09%	5.0	A+
June 30, 2024	$10M	0.09%	5.0	A+
March 31, 2024	$9M	0.27%	5.0	A+
December 31, 2023	$9M	0.00%	5.0	A+
September 30, 2023	$9M	0.00%	5.0	A+
June 30, 2023	$9M	0.00%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Topeka Firemens Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Topeka Firemens Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Topeka Firemens Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Topeka Firemens Credit Union

Website https://tfcu9.org

Address 2447 SE 29th St, Topeka, KS 66605-2240

Phone 785-266-7533

Fax 785-266-8811

President Paul Stafford

CEO Monica Haworth

Full-Time Employees 1

Part-Time Employees 2

Branch Locations 1

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (100/100)

Texas Ratio

0.00%

Return on Assets (ROA)

0.2862%

Return on Equity (ROE)

1.1037%

Non-Performing Loans Ratio (NPL)

0.00%

Total Assets

11,528,952

Total Amount of Shares and Deposits

8,529,491

Total Shares and Deposits < 1 Year

8,140,732

Total Shares and Deposits 1 3 Years

388,759

Total Insured Shares and Deposits > $250K (item 17 less item K)

8,529,491

Total Interest Expense (Sum of items 6 8)

64,839

Share Certificates

192

Number of Accounts for Regular Shares

881

Net Income (unless the amount is already included in Undivided Earnings)

32,994

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

1,010,122

Total Liabilities

8,539,448

Source: NCUA — Last Updated 03/31/2026

2026 MBR Health & Safety Badge

Topeka Firemens Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Topeka Firemens Credit Union

How many branches does Topeka Firemens Credit Union operate?

Topeka Firemens Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Topeka Firemens Credit Union?

Yes, to access services at Topeka Firemens Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Topeka Firemens Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Topeka Firemens Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Topeka Firemens Credit Union offer online and mobile banking?

Most modern institutions like Topeka Firemens Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://tfcu9.org.