Best Personal Loan Rates in Delaware (DE) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Delaware include: New Castle County Delaware Employees Federal Credit UnionNew Castle County Delaware Employees Federal Credit Union100 Churchmans Rd, New Castle, DE, 19720A+5.0 ★Texas Ratio: 0.00% offering Title loans at 4.24% APR, Citizens BankCitizens Bank7 W Glenwood Ave, Smyrna, DE, 19977A5.0 ★Texas Ratio: 8.28% offering Medical Residency Refinance Loan at 5.45% APR, edU Federal Credit UnionedU Federal Credit Union113 W 6th St, Historic New Castle, DE, 19720 5070A5.0 ★Texas Ratio: 8.99% offering Holiday Loan at 5.90% APR, Dover Federal Credit UnionDover Federal Credit Union643 N DuPont Blvd, Milford, DE, 19963 1098B4.5 ★Texas Ratio: 21.46% offering Land Loans at 6.45% APR, and Discover BankDiscover Bank502 E Market St, Greenwood, DE, 19950A-5.0 ★Texas Ratio: 15.64% offering Personal Loan at 6.99% APR. Personal loan rates as of April 6, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare personal loan rates across Delaware side-by-side. Delaware personal loan rates currently start as low as 4.24% APR from New Castle County Delaware Employees Federal Credit Union at 100 Churchmans Rd, New Castle, DE, 19720. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Delaware.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Delaware. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 6, 2026
As Low As
Fixed rates
Variable rates
Your interest rate and monthly payments can fluctuate during the repayment period.
$2,000 (MAX); Nov 1st - Nov 30th
As Low As
As Low As; Regular APR: 6.99% - 24.99%
As Low As; APR = Annual Percentage Rate based on creditworthiness.; Holiday Loans available October 23 through January 31 each year.
As Low As
As Low As; To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Account.
As Low As; To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Account.
As Low As; * APR = annual percentage rate. Rate is based on credit worthiness, income and credit score.
As Low As; * Loans available January - April (loan proceeds must be paid to the tax agency)
$15,000 (MAX)
No additional details available.
As Low As; Your APR will be between 7.99% and 24.99% based on creditworthiness at time of application for amounts between $2,500-$40,000 and loan terms of 36-84 months.
Loan amount: $2,000 to $50,000; Terms: 36 to 60 months; No origination or application fees, and no prepayment penalty
Loan amount: $2,000 to $50,000; No origination or application fees, and no prepayment penalty
No additional details available.
As Low As; APR = Annual Percentage Rate based on creditworthiness.
As Low As; APR = Annual Percentage Rate based on creditworthiness.
As Low As; *APR=annual percentage rate. Rate is based on credit worthiness, income and credit score.
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
No additional details available.
As Low As
Fixed rates
As Low As
As Low As; APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking.
$10,000 - $50,000
As Low As
No additional details available.
As Low As
Variable rates
No additional details available.
No additional details available.
No additional details available.
$100 - $9,999
$20,000 or more
No additional details available.
$2,000 (MAX); Nov 1st - Nov 30th
No additional details available.
No additional details available.
No additional details available.
$15,000 (MAX)
No additional details available.
No additional details available.
Your APR will be between 7.99% and 24.99% based on creditworthiness at time of application for amounts between $2,500-$40,000 and loan terms of 36-84 months.
Application Fee - $20.00
Application Fee- $20.00
As Low As; Regular APR: 6.99% - 24.99%
No additional details available.
As Low As; Your APR will be between 7.99% and 24.99% based on creditworthiness at time of application for amounts between $2,500-$40,000 and loan terms of 36-84 months.
Loan amount: $2,000 to $50,000; Terms: 36 to 60 months; No origination or application fees, and no prepayment penalty
Loan amount: $2,000 to $50,000; No origination or application fees, and no prepayment penalty
No additional details available.
As Low As
As Low As
$10,000 - $50,000
As Low As; APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking.
As Low As
As Low As
$100 - $9,999
$20,000 or more
No additional details available.
No additional details available.
No additional details available.
Your APR will be between 7.99% and 24.99% based on creditworthiness at time of application for amounts between $2,500-$40,000 and loan terms of 36-84 months.
No additional details available.
As Low As; To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Account.
$15,000 (MAX)
As Low As; APR = Annual Percentage Rate based on creditworthiness.
As Low As
No additional details available.
No additional details available.
No additional details available.
$15,000 (MAX)
Delaware Personal Loan Rate Trends
Compare local Delaware personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Delaware personal loan rates rose 2.343 points over the past 7 days to 11.162% APR.
Delaware signature loan rates fell 0.014 points over the past 7 days to 11.077% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Delaware?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Delaware?
Are credit unions or banks better for personal loans in Delaware?
What are the best personal loan rates in Delaware?
- New Castle County Delaware Employees Federal Credit Union: 4.24% (Title loans)
- Citizens Bank: 5.45% (Medical Residency Refinance Loan)
- edU Federal Credit Union: 5.90% (Holiday Loan)
- Dover Federal Credit Union: 6.45% (Land Loans)
- Discover Bank: 6.99% (Personal Loan)
