Best Personal Loan Rates in New Hampshire (NH) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in New Hampshire include: Granite State Credit UnionGranite State Credit Union1415 Elm St, Manchester, NH, 03101 1325A+5.0 ★Texas Ratio: 5.41% offering Other Collateral Loans 2019-2026 at 4.39% APR, Pentucket BankPentucket Bank201 State Route 111, Hampstead, NH, 03841A+5.0 ★Texas Ratio: 0.68% offering Credit Builder Loan at 5.00% APR, NEW HAMPSHIRENEW HAMPSHIRE70 Airport Rd, Concord, NH, 03301 5205A+5.0 ★Texas Ratio: 0.80% offering Credit Builder Loan at 7.99% APR, Members First Credit Union of NHMembers First Credit Union of NH7 Salmon St, Manchester, NH, 03104 3027A+5.0 ★Texas Ratio: 4.15% offering Land Loan at 8.32% APR, and Service Federal Credit UnionService Federal Credit Union14 Colby Ct, Bedford, NH, 03110A5.0 ★Texas Ratio: 11.03% offering Energy Efficiency Loan at 9.24% APR. Personal loan rates as of April 24, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare personal loan rates across New Hampshire side-by-side. New Hampshire personal loan rates currently start as low as 4.39% APR from Granite State Credit Union at 1415 Elm St, Manchester, NH, 03101 1325. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in New Hampshire.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in New Hampshire. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 24, 2026
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All proceeds deposited to a separate savings account until the loan is paid in full.
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As Low As; APR 10.85% based on $3000; Offer valid through April 30, 2026
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Under $30; As Low As; Rates and amount financed are determined by your credit history. Rates are subject to change at anytime; however, the rate will remain in effect for the life of the loan once disbursed. Estimated monthly payment does not reflect the additional cost of insurances. Additional rates and terms available. Please contact Member Services for additional information.
Under $30; As Low As; Rates and amount financed are determined by your credit history. Rates are subject to change at anytime; however, the rate will remain in effect for the life of the loan once disbursed. Estimated monthly payment does not reflect the additional cost of insurances. Additional rates and terms available. Please contact Member Services for additional information.
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Under $30; As Low As; Rates and amount financed are determined by your credit history. Rates are subject to change at anytime; however, the rate will remain in effect for the life of the loan once disbursed. Estimated monthly payment does not reflect the additional cost of insurances. Additional rates and terms available. Please contact Member Services for additional information.
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Under $30; As Low As; Rates and amount financed are determined by your credit history. Rates are subject to change at anytime; however, the rate will remain in effect for the life of the loan once disbursed. Estimated monthly payment does not reflect the additional cost of insurances. Additional rates and terms available. Please contact Member Services for additional information.
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$30; As Low As; Rates and amount financed are determined by your credit history. Rates are subject to change at anytime; however, the rate will remain in effect for the life of the loan once disbursed. Estimated monthly payment does not reflect the additional cost of insurances. Additional rates and terms available. Please contact Member Services for additional information.
Under $30; As Low As; Rates and amount financed are determined by your credit history. Rates are subject to change at anytime; however, the rate will remain in effect for the life of the loan once disbursed. Estimated monthly payment does not reflect the additional cost of insurances. Additional rates and terms available. Please contact Member Services for additional information.
$30; As Low As; Rates and amount financed are determined by your credit history. Rates are subject to change at anytime; however, the rate will remain in effect for the life of the loan once disbursed. Estimated monthly payment does not reflect the additional cost of insurances. Additional rates and terms available. Please contact Member Services for additional information.
$30; As Low As; Rates and amount financed are determined by your credit history. Rates are subject to change at anytime; however, the rate will remain in effect for the life of the loan once disbursed. Estimated monthly payment does not reflect the additional cost of insurances. Additional rates and terms available. Please contact Member Services for additional information.
$30; As Low As; Rates and amount financed are determined by your credit history. Rates are subject to change at anytime; however, the rate will remain in effect for the life of the loan once disbursed. Estimated monthly payment does not reflect the additional cost of insurances. Additional rates and terms available. Please contact Member Services for additional information.
No additional details available.
$30; As Low As; Rates and amount financed are determined by your credit history. Rates are subject to change at anytime; however, the rate will remain in effect for the life of the loan once disbursed. Estimated monthly payment does not reflect the additional cost of insurances. Additional rates and terms available. Please contact Member Services for additional information.
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No additional details available.
Under $30; As Low As; Rates and amount financed are determined by your credit history. Rates are subject to change at anytime; however, the rate will remain in effect for the life of the loan once disbursed. Estimated monthly payment does not reflect the additional cost of insurances. Additional rates and terms available. Please contact Member Services for additional information.
Under $30; As Low As; Rates and amount financed are determined by your credit history. Rates are subject to change at anytime; however, the rate will remain in effect for the life of the loan once disbursed. Estimated monthly payment does not reflect the additional cost of insurances. Additional rates and terms available. Please contact Member Services for additional information.
Under $30; As Low As; Rates and amount financed are determined by your credit history. Rates are subject to change at anytime; however, the rate will remain in effect for the life of the loan once disbursed. Estimated monthly payment does not reflect the additional cost of insurances. Additional rates and terms available. Please contact Member Services for additional information.
Under $30; As Low As; Rates and amount financed are determined by your credit history. Rates are subject to change at anytime; however, the rate will remain in effect for the life of the loan once disbursed. Estimated monthly payment does not reflect the additional cost of insurances. Additional rates and terms available. Please contact Member Services for additional information.
$30; As Low As; Rates and amount financed are determined by your credit history. Rates are subject to change at anytime; however, the rate will remain in effect for the life of the loan once disbursed. Estimated monthly payment does not reflect the additional cost of insurances. Additional rates and terms available. Please contact Member Services for additional information.
Under $30; As Low As; Rates and amount financed are determined by your credit history. Rates are subject to change at anytime; however, the rate will remain in effect for the life of the loan once disbursed. Estimated monthly payment does not reflect the additional cost of insurances. Additional rates and terms available. Please contact Member Services for additional information.
$30; As Low As; Rates and amount financed are determined by your credit history. Rates are subject to change at anytime; however, the rate will remain in effect for the life of the loan once disbursed. Estimated monthly payment does not reflect the additional cost of insurances. Additional rates and terms available. Please contact Member Services for additional information.
$30; As Low As; Rates and amount financed are determined by your credit history. Rates are subject to change at anytime; however, the rate will remain in effect for the life of the loan once disbursed. Estimated monthly payment does not reflect the additional cost of insurances. Additional rates and terms available. Please contact Member Services for additional information.
$30; As Low As; Rates and amount financed are determined by your credit history. Rates are subject to change at anytime; however, the rate will remain in effect for the life of the loan once disbursed. Estimated monthly payment does not reflect the additional cost of insurances. Additional rates and terms available. Please contact Member Services for additional information.
$30; As Low As; Rates and amount financed are determined by your credit history. Rates are subject to change at anytime; however, the rate will remain in effect for the life of the loan once disbursed. Estimated monthly payment does not reflect the additional cost of insurances. Additional rates and terms available. Please contact Member Services for additional information.
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New Hampshire Personal Loan Rate Trends
Compare local New Hampshire personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Hampshire personal loan rates currently average 11.632% APR.
New Hampshire signature loan rates fell 0.074 points over the past 7 days to 11.168% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in New Hampshire?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in New Hampshire?
Are credit unions or banks better for personal loans in New Hampshire?
What are the best personal loan rates in New Hampshire?
- Granite State Credit Union: 4.39% (Other Collateral Loans 2019-2026)
- Pentucket Bank: 5.00% (Credit Builder Loan)
- NEW HAMPSHIRE: 7.99% (Credit Builder Loan)
- Members First Credit Union of NH: 8.32% (Land Loan)
- Service Federal Credit Union: 9.24% (Energy Efficiency Loan)
