New Hampshire Best Personal Loan Rates - October 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
New Hampshire personal loan rates range from 6.99% to 15.99% APR, verified by MonitorBankRates as of October 13, 2026. Current personal loan options available to borrowers in New Hampshire include: NBT BankNBT Bank80 Canal St, Manchester, NH, 03101A+5.0 ★Texas Ratio: 3.43% offering Personal Loan Unsecured at 6.99% APR, MVSBMVSB24 Nh 25, Meredith, NH, 03253A+5.0 ★Texas Ratio: 3.52% offering Personal - 2026 & 2025 Loan at 7.76% APR, Merrimack County SBMerrimack County SB89 N Main St, Concord, NH, 03301A5.0 ★Texas Ratio: 6.04% offering Personal - 2026 & 2025 Loan at 7.76% APR, Savings Bank of WalpoleSavings Bank of Walpole68 Ames Plaza Ln, Walpole, NH, 03608A+5.0 ★Texas Ratio: 2.54% offering Solar Program Loan at 8.79% APR, and Align Credit UnionAlign Credit Union68 Lafayette Rd, Seabrook, NH, 03874A5.0 ★Texas Ratio: 10.06% offering Personal Loan at 9.24% APR. Personal loan rates as of October 13, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare personal loan rates across New Hampshire side-by-side. New Hampshire personal loan rates currently start as low as 6.99% APR from NBT Bank at 80 Canal St, Manchester, NH, 03101. Rates are continually updated, so we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics, including A-F Safety Grades, verified Star Ratings, and Texas Ratios, so you can confidently borrow from a stable, highly-rated institution in New Hampshire.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in New Hampshire. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: October 13, 2026
New Hampshire Personal Loan Rates
Rates assume payments will be automatically deducted from an NBT Bank checking or money market account. Add .50% to the rate if the automatic payment feature is not selected. To qualify for this rate, the minimum loan amount is $4,000, minimum credit score is 730, and maximum term is 36 months. Payment Examples: On a $7,500 loan, the payment would be $231.54 per month for 36 months with a 6.99% APR.
- Oct 7, 20266.99%▼ from 9.04%
- Sep 15, 20269.04%first recorded
Loan Amount Example: $10,000.00
Loan Amount Example: $10,000.00
Loan Amount Example: $35,000.00
Loan Amount Example: $35,000.00
Loan Amount Example: $10,000.00
Loan Amount Example: $10,000.00
Loan Amount Example: $10,000.00
Loan Amount Example: $10,000.00
Loan Amounts: $5,000 - $25,000; Example Amount: $25,000.00; Minimum Credit Score: 725; Ucc Fee: Up to $72.25
Loan Amount Example: $10,000.00
Loan Amount Example: $10,000.00
$5,000.00 - $25,000.00
No additional details available.
Maximum Amount: $25,000; 9.24% APR is for a 700+ FICO Score and 36-month term; Members must maintain a $5 deposit relationship
- Oct 1, 20269.24%▲ from 8.75%
- Sep 14, 20268.75%first recorded
Loan Amounts: $25,001 - $40,000; Example Amount: $40,000.00; Minimum Credit Score: 725; Ucc Fee: Up to $72.25
$25,001.00-$40,000.00
No additional details available.
No additional details available.
No additional details available.
Loan Amount Example: $10,000.00
Loan Amount Example: $10,000.00
Est. monthly pmt:)
As Low As; Personal Loans homepage rate
As Low As; Loan Term in Months:; Payment per $1,000: $19.94
No additional details available.
Maximum Amount: $25,000; 10.24% APR is for a 700+ FICO Score and 54-month term; Members must maintain a $5 deposit relationship
- Oct 1, 202610.24%▲ from 9.75%
- Sep 14, 20269.75%first recorded
Est. monthly pmt:)
Est. monthly pmt:)
Loan Amount Example: $7,500.00
Loan Amount Example: $7,500.00
Credit Grade: A+; Credit Range: 730+; Max Line: $20,000; Max Term 48 months
As Low As; Loan Term in Months:; Payment per $1,000: $20.36
As Low As; Payment per $1,000: $21.84
No additional details available.
Loan Amount: $1,000-$20,000
$7500; Maximum loan $7,500
Unsecured Consumer Loan; APR*: Annual Percentage Rate
No additional details available.
Credit Grade: A; Credit Range: 680-729; Max Line: $20,000; Max Term 48 months
Credit Grade: B; Credit Range: 640-679; Max Line: $20,000; Max Term 48 months
Under $30K; As Low As; Includes Holiday Wish Loans, Lifestyle Loans, and Debt Consolidation Loans; Estimated monthly payment excludes insurance; APR based on $10,000 loan plus $95 origination fee
- Oct 13, 202611.51%▼ from 11.99%
- Sep 14, 202611.99%first recorded
Under $30K; As Low As; Includes Holiday Wish Loans, Lifestyle Loans, and Debt Consolidation Loans; Estimated monthly payment excludes insurance; APR based on $10,000 loan plus $95 origination fee
- Oct 13, 202611.67%▲ from 11.25%
- Sep 14, 202611.25%first recorded
$75,000 Maximum
No additional details available.
Under $30K; As Low As; Includes Holiday Wish Loans, Lifestyle Loans, and Debt Consolidation Loans; Estimated monthly payment excludes insurance; APR based on $10,000 loan plus $95 origination fee
- Oct 13, 202611.86%▲ from 11.50%
- Sep 14, 202611.50%first recorded
Rate is subject to change after consummation.
Unsecured Consumer Loan; APR*: Annual Percentage Rate
Under $30K; As Low As; Includes Holiday Wish Loans, Lifestyle Loans, and Debt Consolidation Loans; Estimated monthly payment excludes insurance; APR based on $10,000 loan plus $95 origination fee
- Oct 13, 202612.06%▲ from 11.75%
- Sep 14, 202611.75%first recorded
No additional details available.
No additional details available.
$30K; As Low As; Includes Holiday Wish Loans, Lifestyle Loans, and Debt Consolidation Loans; Estimated monthly payment excludes insurance; APR based on $30,000 loan plus $95 origination fee
- Oct 13, 202612.15%▲ from 11.99%
- Sep 14, 202611.99%first recorded
Under $30K; As Low As; Includes Holiday Wish Loans, Lifestyle Loans, and Debt Consolidation Loans; Estimated monthly payment excludes insurance; APR based on $10,000 loan plus $95 origination fee
- Oct 13, 202612.28%▲ from 12.00%
- Sep 14, 202612.00%first recorded
$30K; As Low As; Includes Holiday Wish Loans, Lifestyle Loans, and Debt Consolidation Loans; Estimated monthly payment excludes insurance; APR based on $30,000 loan plus $95 origination fee
- Oct 13, 202612.38%▲ from 12.25%
- Sep 14, 202612.25%first recorded
$30K; As Low As; Includes Holiday Wish Loans, Lifestyle Loans, and Debt Consolidation Loans; Estimated monthly payment excludes insurance; APR based on $30,000 loan plus $95 origination fee
- Oct 13, 202612.61%▲ from 12.50%
- Sep 14, 202612.50%first recorded
$30K; As Low As; Includes Holiday Wish Loans, Lifestyle Loans, and Debt Consolidation Loans; Estimated monthly payment excludes insurance; APR based on $30,000 loan plus $95 origination fee
- Oct 13, 202612.84%▲ from 12.75%
- Sep 14, 202612.75%first recorded
Credit Grade: C; Credit Range: 600-639; Max Line: $10,000; Max Term 48 months
Unsecured Consumer Loan; APR*: Annual Percentage Rate
$30K; As Low As; Includes Holiday Wish Loans, Lifestyle Loans, and Debt Consolidation Loans; Estimated monthly payment excludes insurance; APR based on $30,000 loan plus $95 origination fee
- Oct 13, 202613.08%▲ from 13.00%
- Sep 14, 202613.00%first recorded
Personal Unsecured up to $25,000; Source row values were misaligned (rate shown in the Term-labeled cell, $20.28 in the APR cell); Application fee: $50 (waived with automatic funds transfer from a St. Mary's Bank Checking account); Monthly payment per $1,000 for max term: $20.28
Payments/$1,000: $27.32; Advertised rates reflect .25% discount for automatic payment; Amount financed includes $59.00 application fee; GFA membership requires $10.00 deposit relationship
Credit Grade: D; Credit Range: 550-599; Max Line: $1500; Max Term 48 months
Unsecured Consumer Loan; APR*: Annual Percentage Rate
Deduct 0.25% for auto-debit payments, from a Claremont Savings Bank checking account, on all consumer loans shown. Add .50% with credit scores between 650-679 on all consumer loans with exception of deposit secured, NH saves, flood loans, and short-term notes. Add 1.00% with credit scores below 650 on all consumer loans with exception of deposit secured, NH saves, flood loans, and short-term notes. Additional fees may apply. All consumer loans include a $55 processing fee, except Cash Reserve loans, which include a $25 fee. Can extend the term up to one year; Rate will increase by .25% for each six-month extension. Please contact us for additional detail at [email protected]
Payments/$1,000: $21.69; Advertised rates reflect .25% discount for automatic payment; Amount financed includes $59.00 application fee; GFA membership requires $10.00 deposit relationship
Credit Grade: E; Credit Range: 549-LESS; Max Line: $1000; Max Term 48 months
New Hampshire Personal Loan Rates
Rates assume payments will be automatically deducted from an NBT Bank checking or money market account. Add .50% to the rate if the automatic payment feature is not selected. To qualify for this rate, the minimum loan amount is $4,000, minimum credit score is 730, and maximum term is 36 months. Payment Examples: On a $7,500 loan, the payment would be $231.54 per month for 36 months with a 6.99% APR.
- Oct 7, 20266.99%▼ from 9.04%
- Sep 15, 20269.04%first recorded
Maximum Amount: $25,000; 9.24% APR is for a 700+ FICO Score and 36-month term; Members must maintain a $5 deposit relationship
- Oct 1, 20269.24%▲ from 8.75%
- Sep 14, 20268.75%first recorded
No additional details available.
No additional details available.
Est. monthly pmt:)
As Low As; Personal Loans homepage rate
No additional details available.
Maximum Amount: $25,000; 10.24% APR is for a 700+ FICO Score and 54-month term; Members must maintain a $5 deposit relationship
- Oct 1, 202610.24%▲ from 9.75%
- Sep 14, 20269.75%first recorded
Est. monthly pmt:)
Est. monthly pmt:)
No additional details available.
Loan Amount: $1,000-$20,000
$7500; Maximum loan $7,500
Unsecured Consumer Loan; APR*: Annual Percentage Rate
No additional details available.
Under $30K; As Low As; Includes Holiday Wish Loans, Lifestyle Loans, and Debt Consolidation Loans; Estimated monthly payment excludes insurance; APR based on $10,000 loan plus $95 origination fee
- Oct 13, 202611.51%▼ from 11.99%
- Sep 14, 202611.99%first recorded
Under $30K; As Low As; Includes Holiday Wish Loans, Lifestyle Loans, and Debt Consolidation Loans; Estimated monthly payment excludes insurance; APR based on $10,000 loan plus $95 origination fee
- Oct 13, 202611.67%▲ from 11.25%
- Sep 14, 202611.25%first recorded
Under $30K; As Low As; Includes Holiday Wish Loans, Lifestyle Loans, and Debt Consolidation Loans; Estimated monthly payment excludes insurance; APR based on $10,000 loan plus $95 origination fee
- Oct 13, 202611.86%▲ from 11.50%
- Sep 14, 202611.50%first recorded
Rate is subject to change after consummation.
Unsecured Consumer Loan; APR*: Annual Percentage Rate
Under $30K; As Low As; Includes Holiday Wish Loans, Lifestyle Loans, and Debt Consolidation Loans; Estimated monthly payment excludes insurance; APR based on $10,000 loan plus $95 origination fee
- Oct 13, 202612.06%▲ from 11.75%
- Sep 14, 202611.75%first recorded
$30K; As Low As; Includes Holiday Wish Loans, Lifestyle Loans, and Debt Consolidation Loans; Estimated monthly payment excludes insurance; APR based on $30,000 loan plus $95 origination fee
- Oct 13, 202612.15%▲ from 11.99%
- Sep 14, 202611.99%first recorded
Under $30K; As Low As; Includes Holiday Wish Loans, Lifestyle Loans, and Debt Consolidation Loans; Estimated monthly payment excludes insurance; APR based on $10,000 loan plus $95 origination fee
- Oct 13, 202612.28%▲ from 12.00%
- Sep 14, 202612.00%first recorded
$30K; As Low As; Includes Holiday Wish Loans, Lifestyle Loans, and Debt Consolidation Loans; Estimated monthly payment excludes insurance; APR based on $30,000 loan plus $95 origination fee
- Oct 13, 202612.38%▲ from 12.25%
- Sep 14, 202612.25%first recorded
$30K; As Low As; Includes Holiday Wish Loans, Lifestyle Loans, and Debt Consolidation Loans; Estimated monthly payment excludes insurance; APR based on $30,000 loan plus $95 origination fee
- Oct 13, 202612.61%▲ from 12.50%
- Sep 14, 202612.50%first recorded
$30K; As Low As; Includes Holiday Wish Loans, Lifestyle Loans, and Debt Consolidation Loans; Estimated monthly payment excludes insurance; APR based on $30,000 loan plus $95 origination fee
- Oct 13, 202612.84%▲ from 12.75%
- Sep 14, 202612.75%first recorded
Unsecured Consumer Loan; APR*: Annual Percentage Rate
$30K; As Low As; Includes Holiday Wish Loans, Lifestyle Loans, and Debt Consolidation Loans; Estimated monthly payment excludes insurance; APR based on $30,000 loan plus $95 origination fee
- Oct 13, 202613.08%▲ from 13.00%
- Sep 14, 202613.00%first recorded
Payments/$1,000: $27.32; Advertised rates reflect .25% discount for automatic payment; Amount financed includes $59.00 application fee; GFA membership requires $10.00 deposit relationship
Unsecured Consumer Loan; APR*: Annual Percentage Rate
Deduct 0.25% for auto-debit payments, from a Claremont Savings Bank checking account, on all consumer loans shown. Add .50% with credit scores between 650-679 on all consumer loans with exception of deposit secured, NH saves, flood loans, and short-term notes. Add 1.00% with credit scores below 650 on all consumer loans with exception of deposit secured, NH saves, flood loans, and short-term notes. Additional fees may apply. All consumer loans include a $55 processing fee, except Cash Reserve loans, which include a $25 fee. Can extend the term up to one year; Rate will increase by .25% for each six-month extension. Please contact us for additional detail at [email protected]
Payments/$1,000: $21.69; Advertised rates reflect .25% discount for automatic payment; Amount financed includes $59.00 application fee; GFA membership requires $10.00 deposit relationship
New Hampshire Debt Consolidation Loan Rates
No additional details available.
No additional details available.
No additional details available.
New Hampshire Signature Loan Rates
$75,000 Maximum
New Hampshire Personal Loan Rate Trends
Compare local New Hampshire personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.
New Hampshire personal loan rates fell 0.118 points over the past 7 days to 11.228% APR.
New Hampshire signature loan rates rose 0.077 points over the past 7 days to 11.277% APR.
New Hampshire Personal Loan Rate Forecast, Next 12 Months
Personal loan APRs follow lender funding costs and credit conditions. Our model projects the likely path of personal and signature loan averages from the current New Hampshire figures.
Forecast Methodology & Assumptions
Key assumptions: the Federal Reserve holds the federal funds rate at its current level over the next 12 months, with the possibility of one 25 basis point increase; unsecured lenders reprice new offers within one to two policy cycles, and advertised as-low-as rates move before average approved rates do.
Important notice: this forecast is for informational purposes only and should not be used as the sole basis for financial decisions. Rate forecasts carry significant uncertainty. The actual trajectory will depend on Federal Reserve decisions, economic conditions, and competitive dynamics among financial institutions.
What Would Your Monthly Payment Be?
Estimated monthly payments at the current NH average personal loan APR of 11.23%, across the terms lenders serving New Hampshire most commonly offer. Personal loans are fixed-rate and fully amortizing, so the payment never changes and the balance reaches zero on schedule.
| Loan Amount | 24 Months | 36 Months | 48 Months | 60 Months |
|---|---|---|---|---|
| $5,000 | $233.57/mo | $164.23/mo | $129.78/mo | $109.28/mo |
| $10,000 | $467.14/mo | $328.47/mo | $259.56/mo | $218.56/mo |
| $15,000 | $700.71/mo | $492.70/mo | $389.35/mo | $327.85/mo |
| $25,000 | $1,167.85/mo | $821.17/mo | $648.91/mo | $546.41/mo |
| $35,000 | $1,634.98/mo | $1,149.64/mo | $908.48/mo | $764.97/mo |
Principal and interest only. Does not include any origination fee, which some lenders deduct from your loan proceeds. Your APR depends on credit score, income, loan amount, term, and lender underwriting.
Consolidating Credit Card Debt in New Hampshire
Debt consolidation is the most common reason people take a personal loan, and the math is usually straightforward: credit cards carry variable double-digit APRs, while a personal loan locks in a fixed rate and a fixed payoff date. Below is the total interest on a $15,000 balance repaid over 48 months at the NH personal loan average versus a range of typical credit card APRs.
| Repayment Option | APR | Monthly Payment | Total Interest | Interest Saved |
|---|---|---|---|---|
| Personal Loan (NH average) | 11.23% | $389.35 | $3,689 | |
| Credit card at 18% APR | 18.00% | $440.62 | $6,150 | $2,461 |
| Credit card at 22% APR | 22.00% | $472.59 | $7,684 | $3,996 |
| Credit card at 26% APR | 26.00% | $505.76 | $9,276 | $5,588 |
The 18%, 22%, and 26% figures are illustrative points across the range card issuers commonly charge, not a published average. Check your own statement for your actual APR, then use the calculator below to run your real numbers. This comparison assumes a fixed 48-month payoff in both cases; paying only the card minimum would stretch the timeline and raise interest substantially. Consolidation only helps if you avoid rebuilding a balance on the paid-off cards.
How to Get the Best Personal Loan Rate in New Hampshire
Prequalify With a Soft Credit Check
Most lenders serving New Hampshire will show you an estimated APR using a soft inquiry that does not touch your credit score. Prequalify with several before formally applying. The advertised rate is the best-qualified rate, and the number you personally receive can differ by many percentage points.
Compare APR, Not the Interest Rate
Origination fees run as high as 10% of the amount borrowed and come straight out of your proceeds, so a loan with a lower interest rate can cost more than one with a higher rate and no fee. APR folds the fee in, which makes it the only number worth comparing across lenders.
Check Local Credit Unions First
Credit unions consistently publish the lowest personal loan APRs in our New Hampshire data, and many charge no origination fee. Membership is usually easier than expected; many accept anyone who lives, works, or worships in the area. Federal credit unions are also capped by regulation on what they may charge.
Borrow Only What You Need, for as Short a Term as You Can
Lenders often price longer terms at higher APRs, so a 60-month loan can cost more per dollar borrowed than a 36-month loan on top of accruing interest for longer. Take the shortest term whose payment comfortably fits your budget, and resist rounding the amount up.
- Buying a vehicle? A secured New Hampshire auto loan will almost always beat an unsecured personal loan
- Home improvements and you have equity? Compare home equity rates, though your home becomes collateral
- Not urgent? Building the money in a New Hampshire high-yield savings account costs nothing and earns interest instead of paying it
New Hampshire Financial Snapshot
Local demographics and economic context for borrowers. Source: U.S. Census Bureau
A $389 monthly loan payment is roughly 8.9% of the median individual income in New Hampshire. Lenders generally want your total monthly debt payments, including housing, to stay under roughly 36% of gross income, so consider the new payment alongside everything you already owe.
Personal Loan vs. Other Ways to Borrow
A personal loan is fast and requires no collateral, but it is not always the cheapest way to borrow. Here is how it compares to the main alternatives available to borrowers in New Hampshire.
| Feature | Personal Loan | Credit Card | 0% Balance Transfer | Home Equity Loan / HELOC |
|---|---|---|---|---|
| Typical APR Level | ● Mid, fixed | ✗ Highest, variable | ✓ 0% for a promo window | ✓ Usually lowest |
| Collateral Required | ✓ None | ✓ None | ✓ None | ✗ Your home is at risk |
| Payment Predictability | ✓ Fixed payment and payoff date | ✗ Revolving, can last indefinitely | ● Rate jumps when promo ends | ● Fixed for loans, variable for HELOCs |
| Speed to Funding | ✓ Often 1 to 3 business days | ✓ Immediate if you hold the card | ● Card approval plus transfer time | ✗ Weeks (appraisal and closing) |
| Upfront Costs | ● Origination fee up to ~10% | ✓ None | ● Transfer fee, typically 3 to 5% | ● Closing costs possible |
| Best For | Consolidation and one-off costs, no collateral | Small balances paid in full monthly | Debt you can clear inside the promo window | Large projects when you have equity and time |
General comparison for educational purposes; terms, eligibility, and pricing vary by lender and borrower credit profile. Borrowing against your home converts unsecured debt into secured debt; missed payments can put the property at risk. MonitorBankRates is not a lender or financial advisor.
Personal Loan Payment Calculator
Estimate your monthly payment, total interest, and what an origination fee actually costs you. We’ve prefilled the APR with the current NH average, or click any rate on the right to apply it instantly.
Estimates assume a fixed-rate, fully amortizing loan with equal monthly payments and no prepayment. “Cash you actually receive” subtracts any origination fee deducted from proceeds; you still repay, and pay interest on, the full loan amount. Advertised APRs typically require strong credit; your approved rate may differ. This tool is for illustration and is not a loan offer.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our New Hampshire personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for New Hampshire directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in New Hampshire. We feature a comprehensive mix of lenders, from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in NH.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Personal Loans for Bad Credit in New Hampshire
A FICO score below 580 is considered poor and 580 to 669 is fair. You can still get a personal loan with bad credit, but expect an APR well above the best rates on this page, a smaller loan amount, or a request for collateral or a cosigner. Where you apply matters as much as your score.
Start With a Credit Union
Federal credit unions cannot charge more than 18% APR on most loans through September 10, 2027. Many weigh your income and membership history, not just your score.
Ask About a Payday Alternative Loan
Many federal credit unions offer PALs for small, short term needs, capped at 28% APR with an application fee of no more than $20. That is a fraction of what a payday lender charges.
Secure the Loan With Savings
A share secured or CD secured loan uses your own savings as collateral, so approval is easy and the APR is low. On time payments are reported to the credit bureaus and help rebuild your score.
Add a Cosigner or Co-borrower
A second applicant with stronger credit can lower your rate and raise the amount you qualify for. They are equally responsible for every payment.
Prequalify Before You Apply
Most lenders show an estimated rate with a soft credit check that does not affect your score. Compare APRs, including any origination fee, before you submit a full application.
Avoid Payday and Title Loans
The CFPB notes a typical payday fee of $15 per $100 equals an APR of almost 400% on a two week loan. A title loan puts your car at risk. A credit union loan costs far less.
Frequently Asked Questions
What credit score do I need for a personal loan in New Hampshire?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in New Hampshire?
Are credit unions or banks better for personal loans in New Hampshire?
What is an origination fee on a personal loan?
Does checking personal loan rates hurt my credit score?
Can I pay off a personal loan early?
Can I get a personal loan with bad credit in New Hampshire?
What is the maximum APR on a bad credit personal loan from a credit union?
What are the best personal loan rates in New Hampshire?
- NBT Bank: 6.99% (Personal Loan Unsecured)
- MVSB: 7.76% (Personal - 2026 & 2025 Loan)
- Merrimack County SB: 7.76% (Personal - 2026 & 2025 Loan)
- Savings Bank of Walpole: 8.79% (Solar Program Loan)
- Align Credit Union: 9.24% (Personal Loan)
