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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Advia Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 22, 2026
Advia Credit Union's 7-Month Promo CD with Advantage Plus Rewards rates are at 4.51%, 21-Month Promo CD with Advantage Plus Rewards rates are at 4.26%, Business Regular CD 7-Month Promo rates are at 4.25%, Business Regular CD 21-Month Promo rates are at 4.00%, Business Regular CD 48-Month rates are at 2.75%. Advia Credit Union's savings rates are at 0.05%. MonitorBankRates evaluates the financial stability of Advia Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.95%. Rates last updated and verified on 09/22/2026. Advia Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Advia Credit Union? Share your experience about Advia Credit Union by leaving a review below, or read customer reviews before you decide to use Advia Credit Union. 
Advia Credit Union CD Rates
Advia Credit Union Savings Rates
Advia Credit Union Money Market Rates
Advia Credit Union Checking Rates
Advia Credit Union Home Equity & HELOC
Advia Credit Union Other Rates
Financial Health HistoryAdvia Credit Union’s Texas Ratio rose from 3.59% in Q2 2023 to 4.95% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Advia Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Advia Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Advia Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Advia Credit Union
Website
https://www.adviacu.org
Address
500 10th St,
Port Huron, MI 48060
Phone
844-238-4228
Fax
President
Donna Kalmeta
CEO
Jeff Fielder
Full-Time Employees
562
Part-Time Employees
66
Branch Locations
34
ATM Locations
35
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.95%
Return on Assets (ROA)
0.2619%
Return on Equity (ROE)
2.6731%
Non-Performing Loans Ratio (NPL)
0.66%
Total Assets
3,968,318,167
Total Amount of Shares and Deposits
3,284,004,850
Total Shares and Deposits < 1 Year
2,922,861,597
Total Shares and Deposits 1 3 Years
311,038,295
Total Shares and Deposits > 3 Years
50,104,959
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
284,228,692
Total Uninsured Shares and Deposits > $250K (F+J)
284,228,692
Total Insured Shares and Deposits > $250K (item 17 less item K)
2,999,776,158
Total Interest Expense (Sum of items 6 8)
23,491,022
Share Certificates
20,449
Number of Accounts for Share Drafts
128,988
IRA KEOGH Accounts
5,137
Number of Accounts for Regular Shares
239,860
All other shares
2,109
Non Member Deposits
24
Money Market Shares
29,279
Net Income (unless the amount is already included in Undivided Earnings)
10,393,404
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
150,222,980
Total Liabilities
3,599,629,388
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for Advia Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Advia Credit Union
Frequently Asked Questions About Advia Credit UnionHow many branches does Advia Credit Union operate?Advia Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Advia Credit Union?Yes, to access services at Advia Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Advia Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Advia Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Advia Credit Union offer online and mobile banking?Most modern institutions like Advia Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.adviacu.org. Current Advia Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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