What are the current interest rates at Assemblies Of God Credit Union?

Current rates for Assemblies Of God Credit Union include: 12-Month CD: 4.20%, 18-Month CD: 4.25%, Savings: 2.02%, MMA: 3.81%

MonitorBankRates

☰

Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of savers say their bank still has not raised their rate since the Fed funds rate increase. See the full results

Home›
Credit Unions›
Assemblies Of God Credit Union

iAdvertiser Disclosure

Assemblies Of God Credit Union Rates & Review October 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Assemblies Of God Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 9, 2026

Assemblies Of God Credit Union's top rates as of October 9, 2026 are 4.35% APY on its 21 Month CD, 2.02% APY on savings, 3.81% APY on money market accounts, 2.50% APY on checking, and personal loans from 13.49% APR, according to rates verified by MonitorBankRates. Other Assemblies Of God Credit Union CD rates include 17 Month CD at 4.25%, 11 Month CD at 4.20%, and 5 Month CD at 4.15%. MonitorBankRates evaluates the financial stability of Assemblies Of God Credit Union with a 4.6 Star Rating, an B Overall Health Grade, and a Texas Ratio of 19.27%. Rates last updated and verified on 10/09/2026.

Assemblies Of God Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Assemblies Of God Credit Union? Share your experience about Assemblies Of God Credit Union by leaving a review below, or read customer reviews before you decide to use Assemblies Of God Credit Union.

Overall Health & Safety Grade

Solid Health Score: 87/100

MonitorBankRates Rating

4.6

Excellent Out of 5.0 Stars

Texas Ratio

19.27%

Good Higher than avg

Health Trend

Worsening 12 quarters

Full history ›

Assemblies Of God Credit Union
Campbell Branch

1535 N Campbell Ave
Springfield, MO 65803

https://www.agcu.org

Customer Reviews

Be the first to review

Write a Review

Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Assemblies Of God Credit Union CD Rates

Product	Rate	APY	Term
21 Month Certificate	4.27%	4.35%	21 month
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 29, 2026 · 4.35% APY · checked 2 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 19.27%
17 Month Certificate	4.17%	4.25%	17 month
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 4.25% APY · checked 3 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 19.27%
11 Month Certificate	4.12%	4.20%	11 month
No additional details. Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 4.08% → 4.20% ▲ 0.12 pts · high 4.20% / low 4.08% Sep 18, 20264.20%▲ from 4.08% Sep 14, 20264.08%first recorded Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 19.27%
5 Month Certificate	4.07%	4.15%	5 month
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 4.15% APY · checked 4 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 19.27%

Assemblies Of God Credit Union Savings Rates

Product	Rate	APY	View More
Health Savings Account (HSA)	2.00%	2.02%
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 2.02% APY · checked 5 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 19.27%

Assemblies Of God Credit Union Money Market Rates

Product	Rate	APY
Premier Money Market Account	-	3.81%
Min Balance $100,000 Details Balance: $100,000 + Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.81% APY · checked 5 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 19.27%
Premier Money Markets	3.75%	3.81%
Min Balance $100,000 Details Balance: $100,000 + Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.81% APY · checked 5 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 19.27%
Premier Money Markets	3.75%	3.75%
Min Balance $100,000 Details Balance: $100,000 + Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.75% APY · checked 5 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 19.27%
Premier Money Market Account	-	3.55%
Min Balance $75,000 Details Balance: $75,000-$99,999 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.55% APY · checked 3 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 19.27%
Premier Money Markets	3.50%	3.55%
Min Balance $75,000 Details Balance: $75,000-$99,999 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.55% APY · checked 3 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 19.27%
Premier Money Market Account	-	3.29%
Min Balance $50,000 Details Balance: $50,000-$74,999 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.29% APY · checked 3 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 19.27%
Premier Money Markets	3.25%	3.29%
Min Balance $50,000 Details Balance: $50,000-$74,999 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.29% APY · checked 3 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 19.27%
Money Market Account	-	0.25%
Min Balance $2,500 Details Balance: $2,500+ Last Updated 10/09/2026 Rate History 1 change since Sep 29, 2026 · 0.05% → 0.25% ▲ 0.20 pts · high 0.25% / low 0.05% Oct 9, 20260.25%▲ from 0.05% Sep 29, 20260.05%first recorded Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 19.27%

Assemblies Of God Credit Union Checking Rates

Product	Rate	APY
Checking	2.47%	2.50%
Min Balance $0 Details Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Balance: Up to $10,000*; Rate applies to balance up to $10,000. Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 2.50% APY · checked 2 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 19.27%
Free LoyaltyPlus Checking	-	2.50%
Min Balance $10,000 Details Qualifications Required: 12 AGCU debit card purchases during the month; 1 automatic deposit per month; e-statements enrollment; Additional balances after the first $10,000 earn 0.05% APY. In months when you don't meet the minimum qualifications for the maximum APY, your money will still earn 0.01% APY. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 2.50% APY · checked 5 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 19.27%
Loyalty Checking	-	2.50%
Min Balance $10,000 Details Qualifications Required: 12 AGCU debit card purchases during the month; At least one automatic deposit every month; Enroll in e-Statements; Qualifying balance up to $10,000.00; 0.05% APY on balances $10,000 and up Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 2.50% APY · checked 5 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 19.27%

Assemblies Of God Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term	View More
Home Equity Line of Credit	-	-	8.00%
Details As Low As Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 8.00% APR · checked 6 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 19.27%

Assemblies Of God Credit Union Auto Loan Rates

Product	Rate	Points	APR
New Auto	-	-	6.25%
Details As Low As; * Last Updated 10/09/2026 Rate History 1 change since Sep 22, 2026 · 5.50% → 6.25% ▲ 0.75 pts · high 6.25% / low 5.50% Oct 9, 20266.25%▲ from 5.50% Sep 22, 20265.50%first recorded Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 19.27%
Used Auto	-	-	6.75%
Details As Low As Last Updated 10/09/2026 Rate History 1 change since Sep 22, 2026 · 6.00% → 6.75% ▲ 0.75 pts · high 6.75% / low 6.00% Oct 9, 20266.75%▲ from 6.00% Sep 22, 20266.00%first recorded Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 19.27%

Assemblies Of God Credit Union Personal Loan Rates

Product	APR	Term	View More
Signature Loan	13.49%
Details As Low As Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 13.49% APR · checked 3 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 19.27%

Assemblies Of God Credit Union Other Rates

Product	Rate	Points	APY/APR	Term	View More
Line of Credit	-	-	13.49%
Details As Low As Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 13.49% APR · checked 3 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 19.27%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Assemblies Of God Credit Union’s Texas Ratio rose from 1.78% in Q3 2023 to 19.27% in Q2 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 4.6 and its Health Grade from A+ to B. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$450M	19.27%	4.6	B
March 31, 2026	$447M	13.08%	5.0	A
December 31, 2025	$441M	11.19%	5.0	A
September 30, 2025	$432M	10.98%	5.0	A
June 30, 2025	$439M	9.27%	5.0	A
March 31, 2025	$440M	9.46%	5.0	A
December 31, 2024	$439M	13.60%	5.0	A
September 30, 2024	$435M	12.83%	5.0	A
June 30, 2024	$430M	11.30%	5.0	A
March 31, 2024	$432M	1.99%	5.0	A+
December 31, 2023	$429M	1.52%	5.0	A+
September 30, 2023	$420M	1.78%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Assemblies Of God Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Assemblies Of God Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Assemblies Of God Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Assemblies Of God Credit Union

Website https://www.agcu.org

Address 1535 N Campbell Ave, Springfield, MO 65803

Phone 417-831-4398

Fax 417-831-5454

President Robert Miller

CEO Peter Shiner

Full-Time Employees 65

Part-Time Employees 2

Branch Locations 2

ATM Locations 1

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

4.6 / 5.0 ★

Overall Health & Safety Grade

B (87/100)

Texas Ratio

19.27%

Return on Assets (ROA)

0.2524%

Return on Equity (ROE)

2.8548%

Non-Performing Loans Ratio (NPL)

2.29%

Total Assets

450,464,825

Total Amount of Shares and Deposits

373,303,185

Total Shares and Deposits < 1 Year

358,447,026

Total Shares and Deposits 1 3 Years

12,198,314

Total Shares and Deposits > 3 Years

2,657,845

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

67,312,533

Total Uninsured Shares and Deposits > $250K (F+J)

67,312,533

Total Insured Shares and Deposits > $250K (item 17 less item K)

305,990,652

Total Interest Expense (Sum of items 6 8)

4,781,794

Share Certificates

2,270

Number of Accounts for Share Drafts

13,014

IRA KEOGH Accounts

387

Number of Accounts for Regular Shares

26,062

All other shares

1,204

Non Member Deposits

Money Market Shares

570

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

46,612,871

Total Liabilities

413,900,393

Source: NCUA — Last Updated 06/30/2026

Customer Reviews

There are no reviews for Assemblies Of God Credit Union yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Assemblies Of God Credit Union

Frequently Asked Questions About Assemblies Of God Credit Union

How many branches does Assemblies Of God Credit Union operate?

Assemblies Of God Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Assemblies Of God Credit Union?

Yes, to access services at Assemblies Of God Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Assemblies Of God Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Assemblies Of God Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Assemblies Of God Credit Union offer online and mobile banking?

Most modern institutions like Assemblies Of God Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.agcu.org.