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 City of Boston Credit Union Rates & Review May 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: May 20, 2026
City of Boston Credit Union's 7 month CD rates are at 3.75%, 17 month CD rates are at 3.50%, 19 month CD rates are at 3.40%, 13 month CD rates are at 3.25%, 9 month CD rates are at 3.00%. City of Boston Credit Union's savings rates are at 0.20%. City of Boston Credit Union's money market rates are at 0.15%. City of Boston Credit Union's 10 Year Fixed Rate rates are at 5.50%, 15 Year Fixed Rate rates are at 5.62%, 20 Year Fixed Rate rates are at 6.12%, 30 Year Fixed Rate rates are at 6.38%, 5/25 Year ARM (Adjustable Rate) rates are at 6.50%. City of Boston Credit Union's Personal Loan Rates are at 12.99%. MonitorBankRates evaluates the financial stability of City of Boston Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 13.18%. Rates were last updated on 05/20/2026. City of Boston Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at City of Boston Credit Union? Share your experience about City of Boston Credit Union by leaving a review below, or read customer reviews before you decide to use City of Boston Credit Union. City of Boston Credit Union
Headquarters 455 W Broadway
https://www.cityofbostoncu.com South Boston, MA 02127 2218 
City of Boston Credit Union CD Rates
City of Boston Credit Union Savings Rates
City of Boston Credit Union Money Market Rates
City of Boston Credit Union Checking Rates
City of Boston Credit Union Mortgage Rates
City of Boston Credit Union Home Equity & HELOC
City of Boston Credit Union Student Loan Rates
City of Boston Credit Union Credit Card Rates
City of Boston Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for City of Boston Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather City of Boston Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with City of Boston Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
City of Boston Credit Union
Website
https://www.cityofbostoncu.com
Address
455 W Broadway,
South Boston, MA 02127 2218
Phone
617-635-4545
Fax
President
Cecil Jones
CEO
Lisa Perrin
Full-Time Employees
69
Part-Time Employees
0
Branch Locations
6
ATM Locations
20
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (93/100)
Texas Ratio
13.18%
Return on Assets (ROA)
0.3518%
Return on Equity (ROE)
4.0683%
Non-Performing Loans Ratio (NPL)
1.84%
Total Assets
562,147,387
Total Amount of Shares and Deposits
486,134,938
Total Shares and Deposits < 1 Year
461,487,050
Total Shares and Deposits 1 3 Years
23,582,499
Total Shares and Deposits > 3 Years
1,065,389
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
55,741,198
Total Uninsured Shares and Deposits > $250K (F+J)
55,741,198
Total Insured Shares and Deposits > $250K (item 17 less item K)
430,393,740
Total Interest Expense (Sum of items 6 8)
5,683,536
Share Certificates
2,286
Number of Accounts for Share Drafts
17,009
IRA KEOGH Accounts
666
Number of Accounts for Regular Shares
35,156
All other shares
352
Non Member Deposits
3
Money Market Shares
1,255
Net Income (unless the amount is already included in Undivided Earnings)
1,977,748
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
88,421,384
Total Liabilities
524,092,169
Source: NCUA — Last Updated 09/30/2025
Customer Reviews
There are no reviews for City of Boston Credit Union yet. Feel free to create one below.
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Add Your Rating and Review for City of Boston Credit Union
Frequently Asked Questions About City of Boston Credit UnionHow many branches does City of Boston Credit Union operate?City of Boston Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join City of Boston Credit Union?Yes, to access services at City of Boston Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, City of Boston Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, City of Boston Credit Union provides members with tools to manage their accounts and build a solid financial history. Does City of Boston Credit Union offer online and mobile banking?Most modern institutions like City of Boston Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cityofbostoncu.com. Current City of Boston Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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