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Community Credit Union Of Florida Rates & Review August 2026

Community Credit Union Of Florida's 6 MONTH CD rates are at 3.75%, 60 MONTH CD rates are at 3.60%, 36 MONTH CD rates are at 3.55%, 18 MONTH CD rates are at 3.50%. Community Credit Union Of Florida's savings rates are at 0.10%. Community Credit Union Of Florida's money market rates are at 0.62%. MonitorBankRates evaluates the financial stability of Community Credit Union Of Florida with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.73%. Rates last updated and verified on 08/28/2026.

Community Credit Union Of Florida money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Community Credit Union Of Florida? Share your experience about Community Credit Union Of Florida by leaving a review below, or read customer reviews before you decide to use Community Credit Union Of Florida.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.73%
Excellent Lower than avg
Community Credit Union Of Florida
Main
1030 US Highway 1
Rockledge, FL 32955 2716
https://www.ccuflorida.org
Member NCUA

Community Credit Union Of Florida CD Rates

Product Rate APY Term View More
6 MONTH CD 3.69% 3.75% 6 MONTH
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.73%
60 MONTH CD 3.54% 3.60% 60 MONTH
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.73%
36 MONTH CD 3.49% 3.55% 36 MONTH
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.73%
18 MONTH CD 3.45% 3.50% 18 MONTH
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.73%

Community Credit Union Of Florida Savings Rates

Product Rate APY View More
Serious Saver Account 4.89% 5.00%
Min Balance $0
Details *
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.73%
Premium Savings 1.24% 1.25%
Min Balance $250,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.73%
Premium Savings 1.19% 1.20%
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.73%
Premium Savings 1.05% 1.05%
Min Balance $50,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.73%
Premium Savings 1.00% 1.00%
Min Balance $3
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.73%
IRA Super Savers Account 0.65% 0.65%
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.73%
Premium Savings 0.62% 0.62%
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.73%
Serious Saver Account 0.30% 0.30%
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.73%
Clubs 0.25% 0.25%
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.73%
Savings 0.10% 0.10%
Min Balance $5
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.73%

Community Credit Union Of Florida Money Market Rates

Product Rate APY View More
Money Market 1.19% 1.20%
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.73%
Money Market 1.05% 1.05%
Min Balance $50,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.73%
Money Market 1.00% 1.00%
Min Balance $25,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.73%
Money Market 0.62% 0.62%
Min Balance $2,500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.73%

Community Credit Union Of Florida Checking Rates

Product Rate APY View More
Free Checking Plus 2.48% 2.50%
Min Balance $0
Details 2
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.73%
Student Checking 2.47% 2.50%
Min Balance $0
Details 2
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.73%
Free Checking Plus 0.10% 0.10%
Min Balance $10,000
Details 2
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.73%
Student Checking 0.10% 0.10%
Min Balance $10,000
Details 2
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.73%

Community Credit Union Of Florida Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit - - 6.50% 15 years
Details Intro rate expires: 12 months; The annual percentage rate is based on the Prime Rate published in the Money Rates column of the Wall Street Journal. Programs plus a margin, terms and conditions are subject to change without notice. You have to pay certain third parties closing costs, between $0 and $1,000. Payment Example: If you borrow $50,000 at 6.50% for 30 years with a draw period of 15 years, your monthly principle and interest payment would be $316.03 . After introductory period, your rate may change quarterly, based upon the Prime rate.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.73%
Prime Rate Home Equity Line of Credit - - 6.50% Up To 30 Year Term
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.73%

Community Credit Union Of Florida Credit Card Rates

Product Rate APR View More
VISA Platinum - 12.99%
Details As Low As; Purchase APR
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.73%
VISA Platinum Cards - 12.99%
Details Rates are based on credit history, loan terms, and borrower qualifications. Contact us to determine your rate. Variable rate card. Subject to change without notice.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.73%
VISA Business - 13.99%
Details As Low As; Purchase APR
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.73%
VISA Platinum Rewards - 14.99%
Details As Low As; Purchase APR
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.73%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Community Credit Union Of Florida is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Community Credit Union Of Florida rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Community Credit Union Of Florida's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Community Credit Union Of Florida
Address 1030 US Highway 1, Rockledge, FL 32955 2716
Phone 321-690-2328
Fax 321-690-2509
President James Platman
CEO Dan Kelley
Full-Time Employees 186
Part-Time Employees 1
Branch Locations 8
ATM Locations 9
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.73%
Return on Assets (ROA)
0.4056%
Return on Equity (ROE)
3.7112%
Non-Performing Loans Ratio (NPL)
0.28%
Total Assets
1,444,981,016
Total Amount of Shares and Deposits
1,226,075,143
Total Shares and Deposits < 1 Year
1,191,294,706
Total Shares and Deposits 1 3 Years
29,970,315
Total Shares and Deposits > 3 Years
4,810,121
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
196,000,002
Total Uninsured Shares and Deposits > $250K (F+J)
196,000,002
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,030,075,141
Total Interest Expense (Sum of items 6 8)
24,955,453
Share Certificates
9,849
Number of Accounts for Share Drafts
40,170
IRA KEOGH Accounts
1,872
Number of Accounts for Regular Shares
67,422
Money Market Shares
1,388
Net Income (unless the amount is already included in Undivided Earnings)
5,860,617
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
208,282,939
Total Liabilities
1,292,921,893
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About Community Credit Union Of Florida

How many branches does Community Credit Union Of Florida operate?

Community Credit Union Of Florida currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Community Credit Union Of Florida?

Yes, to access services at Community Credit Union Of Florida, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Community Credit Union Of Florida does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Community Credit Union Of Florida provides members with tools to manage their accounts and build a solid financial history.

Does Community Credit Union Of Florida offer online and mobile banking?

Most modern institutions like Community Credit Union Of Florida provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ccuflorida.org.

Current Community Credit Union Of Florida Rates

  • 18-Month CD3.50%
  • 60-Month CD3.60%
  • Savings0.10%
  • MMA0.62%
Retrieved from our database of financial products. Rates subject to change.