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Fort Mcclellan Credit Union

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Fort Mcclellan Credit Union Rates & Review July 2026

Q: Is a member application needed to join Fort Mcclellan Credit Union?

Yes, to access services at Fort Mcclellan Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Fort Mcclellan Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: July 15, 2026

You can compare Fort Mcclellan Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 0.05%, 6-month share certificate rates at 1.00% and 3-month share certificate rates at 0.50%. Savings rates are at 0.25% and money market rates are at 0.75%. Mortgage rates on 30-year fixed loans are around 5.93%. All these rates can be compared to Fort Mcclellan Credit Union rates. MonitorBankRates evaluates the financial stability of Fort Mcclellan Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.55%. Rates were last updated on 07/15/2026.

Fort Mcclellan Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Fort Mcclellan Credit Union? Share your experience about Fort Mcclellan Credit Union by leaving a review below, or read customer reviews before you decide to use Fort Mcclellan Credit Union.

Verified Strong Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

2.55%

Excellent Lower than avg

Fort Mcclellan Credit Union
Golden Springs Corporate Office

1010 Golden Springs Rd
Anniston, AL 36207

https://fortmcclellancu.org

Current Rate Availability

We do not have Fort Mcclellan Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Fort Mcclellan Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Fort Mcclellan Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Fort Mcclellan Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Fort Mcclellan Credit Union

Website https://fortmcclellancu.org

Address 1010 Golden Springs Rd, Anniston, AL 36207

Phone 256-237-2113

Fax 256-469-2017

President Allen Skelton

CEO Angela Smith

Full-Time Employees 68

Part-Time Employees 1

Branch Locations 6

ATM Locations 6

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

2.55%

Return on Assets (ROA)

-0.1879%

Return on Equity (ROE)

-1.4535%

Non-Performing Loans Ratio (NPL)

0.78%

Total Assets

221,452,541

Total Amount of Shares and Deposits

200,162,042

Total Shares and Deposits < 1 Year

197,495,851

Total Shares and Deposits 1 3 Years

1,890,479

Total Shares and Deposits > 3 Years

775,712

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

5,157,253

Total Uninsured Shares and Deposits > $250K (F+J)

5,157,253

Total Insured Shares and Deposits > $250K (item 17 less item K)

195,004,789

Total Interest Expense (Sum of items 6 8)

1,836,337

Share Certificates

1,168

Number of Accounts for Share Drafts

9,055

IRA KEOGH Accounts

572

Number of Accounts for Regular Shares

16,953

All other shares

608

Net Income (unless the amount is already included in Undivided Earnings)

-416,204

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

27,818,738

Total Liabilities

200,949,369

Source: NCUA — Last Updated 09/30/2025

2026 MBR Health & Safety Badge

Fort Mcclellan Credit Union earned the Verified Strong badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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Frequently Asked Questions About Fort Mcclellan Credit Union

How many branches does Fort Mcclellan Credit Union operate?

Fort Mcclellan Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Fort Mcclellan Credit Union?

Yes, to access services at Fort Mcclellan Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Fort Mcclellan Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Fort Mcclellan Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Fort Mcclellan Credit Union offer online and mobile banking?

Most modern institutions like Fort Mcclellan Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://fortmcclellancu.org.