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TNConnect Credit Union Rates & Review September 2026

TNConnect Credit Union's Dipper/Stars CD - 12 month rates are at 3.75%, Tailored CD - 12 month rates are at 3.75%, Tailored CD - 3 month rates are at 3.75%, Tailored CD - 6 month rates are at 3.75%, Tailored CD - 9 month rates are at 3.75%. TNConnect Credit Union's savings rates are at 0.20%. TNConnect Credit Union's money market rates are at 0.01%. TNConnect Credit Union's Personal Loan Rates are as low as 12.90%. TNConnect Credit Union's Credit Card Rates are at 10.75%. MonitorBankRates evaluates the financial stability of TNConnect Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.53%. Rates last updated and verified on 09/22/2026.

TNConnect Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at TNConnect Credit Union? Share your experience about TNConnect Credit Union by leaving a review below, or read customer reviews before you decide to use TNConnect Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A
Excellent Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
6.53%
Excellent Higher than avg
Health Trend ?
Steady 12 quarters
Full history ›
TNConnect Credit Union
TNConnect Credit Union
6211 Middlebrook Pike
Knoxville, TN 37909
https://www.tnconnectcu.org
Member NCUA

TNConnect Credit Union CD Rates

Product Rate APY Term View More
Dipper/Stars Certificate - 12 month 3.69% 3.75% 12 month
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.53%
Tailored Certificate - 12 month 3.69% 3.75% 12 month
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.53%
Tailored Certificate - 3 month 3.69% 3.75% 3 month
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.53%
Tailored Certificate - 6 month 3.69% 3.75% 6 month
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.53%
Tailored Certificate - 9 month 3.69% 3.75% 9 month
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.53%
Tailored Certificate - 18 month 2.96% 3.00% 18 month
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.53%
Tailored Certificate - 24 month 2.96% 3.00% 24 month
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.53%
Tailored Certificate - 30 month 2.96% 3.00% 30 month
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.53%
Tailored Certificate - 36 month 2.96% 3.00% 36 month
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.53%
Tailored Certificate - 48 month 2.96% 3.00% 48 month
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.53%

TNConnect Credit Union Savings Rates

Product Rate APY View More
Education IRA Savings 0.20% 0.20%
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.53%
Roth IRA Savings 0.20% 0.20%
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.53%

TNConnect Credit Union Money Market Rates

Product Rate APY View More
Platinum Plus Money Market 1.00% 1.00%
Min Balance $100,000
Details Tiered dividend rates based on balance (Effective October 1, 2023)
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.53%
Platinum Plus Money Market 0.75% 0.75%
Min Balance $50,000
Details Tiered dividend rates based on balance (Effective October 1, 2023)
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.53%
Platinum Plus Money Market 0.50% 0.50%
Min Balance $25,000
Details Tiered dividend rates based on balance (Effective October 1, 2023)
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.53%
Platinum Plus Money Market 0.25% 0.25%
Min Balance $2,500
Details Tiered dividend rates based on balance (Effective October 1, 2023)
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.53%
Platinum Plus Money Market 0.01% 0.01%
Min Balance $0
Details Tiered dividend rates based on balance (Effective October 1, 2023)
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.53%

TNConnect Credit Union Checking Rates

Product Rate APY View More
High Yield Checking 2.96% 3.00%
Min Balance $0
Details Qualifications Required: At least $500 in direct deposits; 10 or more debit card purchases each month; enrolled in e-statements; Earns rewards. To qualify, you must receive at least $500 in direct deposits, make 10 or more debit card purchases each month, and be enrolled in e-statements. If any of these qualifications are not met, the account will earn the standard share dividend rate.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.53%
High Yield Checking 0.10% 0.10%
Min Balance $10,001
Details Earns rewards. To qualify, you must receive at least $500 in direct deposits, make 10 or more debit card purchases each month, and be enrolled in e-statements. If any of these qualifications are not met, the account will earn the standard share dividend rate.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.53%
Interest Checking 0.05% 0.05%
Min Balance $0
Details Earns rewards. $3 monthly fee if average daily balance falls below $300
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.53%

TNConnect Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit (HELOC) - - 7.00% 15 Years
Details 5 year draw period
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.53%

TNConnect Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Vehicles Loan - - 5.25%
Details As Low As;*
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.53%

TNConnect Credit Union Credit Card Rates

Product Rate APR View More
VISA Premium Rewards - 10.75%
Details Earns Rewards. Balance transfer rate of 2.99% for 12 billing cycles from date of transfer. Your APR will vary with the market based on the Prime Rate.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.53%
VISA Platinum - 10.90%
Details Introductory rate of 2.99% for 12 billing cycles from card open date. Balance transfer rate of 2.99% for 12 billing cycles from date of transfer. Fixed rate APR.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.53%

TNConnect Credit Union Personal Loan Rates

Product APR Term View More
Personal Loan 12.90% Up to 48 months
Details As Low As; **
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.53%

TNConnect Credit Union Other Rates

Product Rate Points APY/APR Term View More
Equity Loan - - 7.00% 10 Years
Details 80% LTV (Loan to Value)
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.53%
Equity Loan - - 7.50% 15 Years
Details 80% LTV (Loan to Value)
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.53%
Equity Loan - - 9.00% 10 Years
Details 90% LTV (Loan to Value)
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.53%
Equity Loan - - 9.50% 15 Years
Details 90% LTV (Loan to Value)
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.53%
Line of Credit - - 12.90%
Details As Low As; **
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.53%
New/Used Loan - - 5.25% Up to 60 months
Details model years 5 and newer; As Low As; **
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.53%
New/Used Loan - - 5.25% Up to 72 months
Details model years 5 and newer; As Low As; **
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.53%
New/Used Loan - - 5.25% Up to 84 months
Details minimum loan amount of $25,000 - model years 5 and newer; As Low As; **
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.53%
New/Used Loan - - 7.25% Up to 120 months
Details Term: Up to 120 months minimum loan amount of $25,000 - model years 5 and newer; As Low As; **
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.53%
New/Used Loan - - 8.25% Up to 180 months
Details Term: Up to 180 months minimum loan amount of $50,000 - model years 5 and newer; As Low As; **
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.53%
Used Loan - - 6.25% Up to 60 months
Details model years 6 to 10 maximum; ***
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.53%
Used Loan - - 6.25% Up to 72 months
Details model years 6 to 10 maximum; ***
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.53%
Used Loan - - 6.25% Up to 84 months
Details minimum loan amount of $25,000 model years 6 to 10 maximum; ***
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.53%
IRA Accumulation 0.20% - 0.20%
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.53%

Financial Health History

TNConnect Credit Union’s Texas Ratio stayed near 6.56% in Q2 2023 to 6.53% in Q1 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 6% 2.0★ 11% 3.0★ 17% 4.0★ 23% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 6.56% A Q2 2023 A Q3 2023 A Q4 2023 A Q1 2024 A Q2 2024 A Q3 2024 A Q4 2024 A Q1 2025 A- Q2 2025 A+ Q3 2025 A Q4 2025 6.53% A Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$89M6.53%5.0A
December 31, 2025$86M8.97%5.0A
September 30, 2025$85M5.41%5.0A+
June 30, 2025$83M16.76%4.9A-
March 31, 2025$83M8.76%5.0A
December 31, 2024$80M8.55%5.0A
September 30, 2024$77M11.08%5.0A
June 30, 2024$77M10.22%5.0A
March 31, 2024$76M7.83%5.0A
December 31, 2023$74M6.01%5.0A
September 30, 2023$75M8.15%5.0A
June 30, 2023$76M6.56%5.0A
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for TNConnect Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather TNConnect Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with TNConnect Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name TNConnect Credit Union
Address 6211 Middlebrook Pike, Knoxville, TN 37909
Phone 865-688-2424
Fax 865-688-3113
President Timothy Sawyer
CEO Martin Bradley
Full-Time Employees 21
Part-Time Employees 1
Branch Locations 2
ATM Locations 2
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (97/100)
Texas Ratio
6.53%
Return on Assets (ROA)
0.0327%
Return on Equity (ROE)
0.4519%
Non-Performing Loans Ratio (NPL)
0.72%
Total Assets
89,265,296
Total Amount of Shares and Deposits
82,352,745
Total Shares and Deposits < 1 Year
80,750,691
Total Shares and Deposits 1 3 Years
1,602,054
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
3,438,591
Total Uninsured Shares and Deposits > $250K (F+J)
3,438,591
Total Insured Shares and Deposits > $250K (item 17 less item K)
78,914,154
Total Interest Expense (Sum of items 6 8)
206,111
Share Certificates
433
Number of Accounts for Share Drafts
3,039
IRA KEOGH Accounts
149
Number of Accounts for Regular Shares
6,314
All other shares
941
Money Market Shares
42
Net Income (unless the amount is already included in Undivided Earnings)
29,162
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
13,569,562
Total Liabilities
82,811,956
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

TNConnect Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://monitorbankrates.com/credit-unions/tnconnect-credit-union-rates-review-67666">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About TNConnect Credit Union

How many branches does TNConnect Credit Union operate?

TNConnect Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join TNConnect Credit Union?

Yes, to access services at TNConnect Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, TNConnect Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, TNConnect Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does TNConnect Credit Union offer online and mobile banking?

Most modern institutions like TNConnect Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.tnconnectcu.org.

Current TNConnect Credit Union Rates

  • 12-Month CD3.75%
  • 18-Month CD3.00%
  • 24-Month CD3.00%
  • Savings0.20%
  • MMA0.01%
Retrieved from our database of financial products. Rates subject to change.