What are the current interest rates at Avestar Credit Union?

Current rates for Avestar Credit Union include: 24-Month CD: 3.80%, Savings: 10.00%, MMA: 0.05%

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Avestar Credit Union

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Avestar Credit Union Rates & Review May 2026

Q: How many branches does Avestar Credit Union operate?

Avestar Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Avestar Credit Union?

Yes, to access services at Avestar Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, Avestar Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Avestar Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 10, 2026

Avestar Credit Union's 7 Month CD Special rates are at 3.91%, 25 Month CD Special rates are at 3.80%. Avestar Credit Union's savings rates are at 10.00%. Avestar Credit Union's money market rates are at 0.05%. MonitorBankRates evaluates the financial stability of Avestar Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.11%. Rates were last updated on 05/10/2026.

Avestar Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Avestar Credit Union? Share your experience about Avestar Credit Union by leaving a review below, or read customer reviews before you decide to use Avestar Credit Union.

Verified Healthy Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

Excellent Health Score: 96/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

8.11%

Excellent Higher than avg

Avestar Credit Union
Avestar Main

125 W Madison St
Waterloo, WI 53594

https://avestarcu.com

Avestar Credit Union CD Rates

Product	Rate	APY	Term
7 Month CD Special	3.85%	3.91%	7 Month
Min Deposit $500 Last Updated 05/10/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.11%
25 Month CD Special	3.75%	3.80%	25 Month
Min Deposit $500 Last Updated 05/10/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.11%

Avestar Credit Union Savings Rates

Product	Rate	APY
Round Up Savings Account	-	10.00%
No additional details. Last Updated 05/10/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.11%
Saver's Sweepstakes	0.10%	0.10%
No additional details. Last Updated 05/10/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.11%

Avestar Credit Union Money Market Rates

Product	Rate	APY
Money Markets	1.55%	1.56%
Min Balance $100,000 Last Updated 05/10/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.11%
Money Markets	1.05%	1.06%
Min Balance $50,000 Last Updated 05/10/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.11%
Money Markets	0.80%	0.80%
Min Balance $25,000 Last Updated 05/10/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.11%
Money Markets	0.55%	0.55%
Min Balance $7,500 Last Updated 05/10/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.11%
Money Markets	0.05%	0.05%
Min Balance $100 Last Updated 05/10/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.11%

Avestar Credit Union Credit Card Rates

Product	Rate	APR
VISA Scorecard with Rewards	-	12.49%
Details As Low As Last Updated 05/10/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.11%
VISA Secured Credit Card	-	15.99%
Details As Low As Last Updated 05/10/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.11%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Avestar Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Avestar Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Avestar Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Avestar Credit Union

Website https://avestarcu.com

Address 125 W Madison St, Waterloo, WI 53594

Phone 920-478-2151

Fax 920-478-2153

President Ron Kluge

CEO Jennifer Kutz

Full-Time Employees 23

Part-Time Employees 4

Branch Locations 4

ATM Locations 3

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (96/100)

Texas Ratio

8.11%

Return on Assets (ROA)

0.3470%

Return on Equity (ROE)

2.8639%

Non-Performing Loans Ratio (NPL)

1.23%

Total Assets

64,853,094

Total Amount of Shares and Deposits

56,607,020

Total Shares and Deposits < 1 Year

47,668,225

Total Shares and Deposits 1 3 Years

8,861,151

Total Shares and Deposits > 3 Years

77,644

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

2,023,221

Total Uninsured Shares and Deposits > $250K (F+J)

2,023,221

Total Insured Shares and Deposits > $250K (item 17 less item K)

54,583,799

Total Interest Expense (Sum of items 6 8)

596,738

Share Certificates

459

Number of Accounts for Share Drafts

3,830

IRA KEOGH Accounts

Number of Accounts for Regular Shares

8,189

All other shares

Non Member Deposits

Net Income (unless the amount is already included in Undivided Earnings)

225,010

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

4,725,967

Total Liabilities

57,011,991

Source: NCUA — Last Updated 09/30/2025

2026 MBR Health & Safety Badge

Avestar Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

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Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Average Rating

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Total Reviews

Add Your Rating and Review for Avestar Credit Union

Frequently Asked Questions About Avestar Credit Union

How many branches does Avestar Credit Union operate?

Avestar Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Avestar Credit Union?

Yes, to access services at Avestar Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Avestar Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Avestar Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Avestar Credit Union offer online and mobile banking?

Most modern institutions like Avestar Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://avestarcu.com.