MonitorBankRates
☰
Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of savers say their bank still has not raised their rate since the Fed funds rate increase. See the full results
  1. Home›
  2. Credit Unions›
  3. Tuskegee Federal Credit Union
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Tuskegee Federal Credit Union Rates & Review October 2026

Tuskegee Federal Credit Union's top rates as of October 12, 2026 are 0.25% APY on its 12 - 60 Month CD, 0.02% APY on savings, and personal loans from 10.00% APR, according to rates verified by MonitorBankRates. Other Tuskegee Federal Credit Union CD rates include 3 Month CD at 0.25%, and 6 Month CD at 0.25%. MonitorBankRates evaluates the financial stability of Tuskegee Federal Credit Union with a 1.0 Star Rating, an F Overall Health Grade, and a Texas Ratio of 54.93%. Rates last updated and verified on 10/12/2026.

Tuskegee Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Tuskegee Federal Credit Union? Share your experience about Tuskegee Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Tuskegee Federal Credit Union.

Overall Health & Safety Grade ?
F
High Risk Health Score: 33/100
MonitorBankRates Rating ?
1.0
Weak Out of 5.0 Stars
Texas Ratio ?
54.93%
Weak Higher than avg
Health Trend ?
Worsening 12 quarters
Full history ›
Tuskegee Federal Credit Union
TUSKEGEE FEDERAL CU
304 W Montgomery Rd
Tuskegee, AL 36083-1520
http://www.tuskegeefcu.com
Member NCUA
Customer Reviews
Be the first to review
Write a Review
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Tuskegee Federal Credit Union CD Rates

Product Rate APY Term View More
12 - 60 Month CD 0.25% 0.25% 12-60 months
No additional details.
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 0.25% APY
0.00%0.38%0.75%Oct 12, 2026: 0.25% APYOct 12, 2026Oct 13, 2026
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 54.93%
3 Month CD 0.25% 0.25% 3 Months
No additional details.
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 0.25% APY · checked 2 times
0.00%0.38%0.75%Sep 25, 2026: 0.25% APYSep 25, 2026Oct 13, 2026
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 54.93%
6 Month CD 0.25% 0.25% 6 Months
No additional details.
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 0.25% APY · checked 2 times
0.00%0.38%0.75%Sep 25, 2026: 0.25% APYSep 25, 2026Oct 13, 2026
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 54.93%

Tuskegee Federal Credit Union Savings Rates

Product Rate APY View More
IRA Regular Savings - 0.02%
Min Balance $100
Details Balance: $100 - Above
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 0.02% APY
0.00%0.26%0.52%Oct 12, 2026: 0.02% APYOct 12, 2026Oct 13, 2026
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 54.93%
Regular Savings 0.02% 0.02%
No additional details.
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 0.02% APY · checked 5 times
0.00%0.26%0.52%Sep 16, 2026: 0.02% APYSep 16, 2026Oct 13, 2026
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 54.93%

Tuskegee Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Autos - - 8.00% Up to 72 months
Details As Low As; No down payment for A & B paper; Interest rates as low as 6% during car sales; 72 months financed on autos $20,000 and above only
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 8.00% APR · checked 4 times
7.50%8.00%8.50%Sep 25, 2026: 8.00% APRSep 25, 2026Oct 13, 2026
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 54.93%
Used Autos - - 8.00% Up to 60 months
Details As Low As; Interest rates as low as 6% during car sales
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 8.00% APR · checked 4 times
7.50%8.00%8.50%Sep 25, 2026: 8.00% APRSep 25, 2026Oct 13, 2026
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 54.93%
Used Autos - B Paper 9.00% - 9.00% Up to 60 months
Details Credit Grade: B Paper
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 9.00% APR
8.50%9.00%9.50%Oct 12, 2026: 9.00% APROct 12, 2026Oct 13, 2026
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 54.93%
Used Autos - C Paper 12.00% - 12.00% Up to 60 months
Details Credit Grade: C Paper
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 12.00% APR
11.50%12.00%12.50%Oct 12, 2026: 12.00% APROct 12, 2026Oct 13, 2026
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 54.93%
Used Autos - D Paper 13.00% - 13.00% Up to 60 months
Details Credit Grade: D Paper
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 13.00% APR
12.50%13.00%13.50%Oct 12, 2026: 13.00% APROct 12, 2026Oct 13, 2026
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 54.93%

Tuskegee Federal Credit Union Personal Loan Rates

Product APR Term View More
Unsecured Loans - A Paper 10.00%
Details Credit Grade: A Paper
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 10.00% APR
9.50%10.00%10.50%Oct 12, 2026: 10.00% APROct 12, 2026Oct 13, 2026
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 54.93%
Unsecured Loans - B Paper 12.00%
Details Credit Grade: B Paper
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 12.00% APR
11.50%12.00%12.50%Oct 12, 2026: 12.00% APROct 12, 2026Oct 13, 2026
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 54.93%
Unsecured Loans - C Paper 14.00%
Details Credit Grade: C Paper
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 14.00% APR
13.50%14.00%14.50%Oct 12, 2026: 14.00% APROct 12, 2026Oct 13, 2026
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 54.93%
Unsecured Loans - D Paper 16.00%
Details Credit Grade: D Paper
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 16.00% APR
15.50%16.00%16.50%Oct 12, 2026: 16.00% APROct 12, 2026Oct 13, 2026
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 54.93%
Unsecured Loans - E Paper & Below 18.00%
Details Credit Grade: E Paper & Below
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 18.00% APR
17.50%18.00%18.50%Oct 12, 2026: 18.00% APROct 12, 2026Oct 13, 2026
Institution Ratings
1.0
Star Rating
F
Health Grade
◈ Texas Ratio: 54.93%

Financial Health History

Tuskegee Federal Credit Union’s Texas Ratio rose from 6.98% in Q3 2023 to 54.93% in Q2 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 4.0 to 1.0 and its Health Grade from B to F. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 20% 2.0★ 41% 3.0★ 61% 4.0★ 82% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 6.98% B Q3 2023 B- Q4 2023 B- Q1 2024 C Q2 2024 F Q3 2024 F Q4 2024 F Q1 2025 D Q2 2025 F Q3 2025 F Q4 2025 F Q1 2026 54.93% F Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$11M54.93%1.0F
March 31, 2026$12M54.16%1.0F
December 31, 2025$12M28.37%1.0F
September 30, 2025$12M39.73%1.0F
June 30, 2025$12M31.58%3.4D
March 31, 2025$12M60.56%1.0F
December 31, 2024$11M44.25%1.0F
September 30, 2024$12M52.48%1.0F
June 30, 2024$12M18.45%3.6C
March 31, 2024$12M14.71%3.9B-
December 31, 2023$13M8.38%3.6B-
September 30, 2023$12M6.98%4.0B
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Tuskegee Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Tuskegee Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Tuskegee Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Tuskegee Federal Credit Union
Address 304 W Montgomery Rd, Tuskegee, AL 36083-1520
Phone 334-727-3180
Fax 334-727-0066
President FRED GRAY, JR.
CEO Allecia Williams
Full-Time Employees 4
Part-Time Employees 1
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
1.0 / 5.0 ★
Overall Health & Safety Grade
F (33/100)
Texas Ratio
54.93%
Return on Assets (ROA)
0.0099%
Return on Equity (ROE)
0.2351%
Non-Performing Loans Ratio (NPL)
4.29%
Total Assets
11,251,106
Total Amount of Shares and Deposits
10,717,474
Total Shares and Deposits < 1 Year
9,564,113
Total Shares and Deposits 1 3 Years
1,153,361
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,760,079
Total Uninsured Shares and Deposits > $250K (F+J)
1,760,079
Total Insured Shares and Deposits > $250K (item 17 less item K)
8,957,395
Total Interest Expense (Sum of items 6 8)
36,160
Share Certificates
33
Number of Accounts for Share Drafts
533
IRA KEOGH Accounts
2
Number of Accounts for Regular Shares
1,298
All other shares
156
Net Income (unless the amount is already included in Undivided Earnings)
1,116
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Undercapitalized
Net Worth Classification if credit union is a new credit union
Moderately Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,767,128
Total Liabilities
10,975,496
Source: NCUA — Last Updated 06/30/2026

Customer Reviews

There are no reviews for Tuskegee Federal Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Tuskegee Federal Credit Union
Your Name:
Your Rating:

Frequently Asked Questions About Tuskegee Federal Credit Union

How many branches does Tuskegee Federal Credit Union operate?

Tuskegee Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Tuskegee Federal Credit Union?

Yes, to access services at Tuskegee Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Tuskegee Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Tuskegee Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Tuskegee Federal Credit Union offer online and mobile banking?

Most modern institutions like Tuskegee Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.tuskegeefcu.com.

Current Tuskegee Federal Credit Union Rates

  • 60-Month CD0.25%
  • Savings0.02%
Retrieved from our database of financial products. Rates subject to change.