Pennsylvania CD Rates Today - Compare Best APYs for June 2026
Content reviewed by
Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Pennsylvania CD rates include U S POSTAL SERVICEU S POSTAL SERVICE1001 California Ave, Pittsburgh, PA 15290A+5.0 ★Texas Ratio: 4.34%Real return: +1.45%APY minus CPI (February 2026) offering IRA Certificates 1 Year Starter Add-On at 4.25% APY, Bethlehem 1st Federal Credit UnionBethlehem 1st Federal Credit Union2317 Easton Ave, Bethlehem, PA 18017 5009A+5.0 ★Texas Ratio: 1.58%Real return: +1.35%APY minus CPI (February 2026) offering 12 month Share Certificates at 4.15% APY, Genisys Credit UnionGenisys Credit Union1510 Dekalb Pike, Blue Bell, PA 19422A+5.0 ★Texas Ratio: 4.68%Real return: +1.31%APY minus CPI (February 2026) offering Jumbo and Jumbo IRA Certificates 5 Years at 4.11% APY, Freedom Credit UnionFreedom Credit Union626 Jacksonville Rd, Warminster, PA 18974 4862A+5.0 ★Texas Ratio: 2.99%Real return: +1.27%APY minus CPI (February 2026) offering 6 mos. CDs & IRA Rate at 4.07% APY, and Philadelphia Federal Credit UnionPhiladelphia Federal Credit Union1615 Columbia Blvd, Bloomsburg, PA 17815 8862A+5.0 ★Texas Ratio: 4.85%Real return: +1.25%APY minus CPI (February 2026) offering Jumbo Certificate 1 Year at 4.05% APY. CD rates as of June 1, 2026 according to verified data from MonitorBankRates.
Use the tables below to compare CD rates across all terms in Pennsylvania side-by-side. Pennsylvania CD rates currently reach as high as 4.25% APY from U S POSTAL SERVICE at 1001 California Ave, Pittsburgh, PA 15290. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: June 1, 2026
Compare Best CD Rates in Pennsylvania
Pennsylvania 3 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
4029 W Tilghman St, Allentown, PA 18104
90 Day Certificate of Deposit
$0
3.80%
▼
Rate3.73%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
4029 W Tilghman St, Allentown, PA 18104
IRA Certificates of Deposit 90 Day
$0
3.80%
▼
Rate3.73%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
1st Colonial Community Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.29%
440 W Linfield Trappe Rd, Limerick, PA 19468
Certificate of Deposit 3 Month Term
$500
3.75%
▼
Rate3.70%
Min Deposit$500
Min Balance—
UpdatedMay 28, 2026
Details
CACL Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.85%
1800 W Market St, Pottsville, PA 17901
3 Months Certificate
$0
3.70%
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
CACL Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.85%
1800 W Market St, Pottsville, PA 17901
3-Month Certificate
$500
3.70%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
CACL Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.85%
1800 W Market St, Pottsville, PA 17901
IRA Certificate 3 Months
$0
3.70%
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Top Tier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
144 Holiday Inn Rd, Clarion, PA 16214
3 months Certificate
$0
3.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Riverfront Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.33%
2001 Museum Rd, Wyomissing, PA 19610 2859
Nonpreferred Certificates: Regular, Traditional IRA, Roth IRA, Educational 3 months
$0
3.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Minimum $100
Meridian Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.25%
220 W Lancaster Avenue, Wayne, PA 19087
3 Month
$500
3.60%
▼
Rate3.53%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Kish Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
4255 E Main St, Belleville, PA 17004
3 Months Certificate of Deposit
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
740 W Hamilton St, Allentown, PA 18101
3-Month Share Certificate
$100,000
3.60%
▼
Rate3.54%
Min Deposit$100,000
Min Balance—
UpdatedMay 22, 2026
Details
$100,000 Minimum to Earn APY
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
520 Eagleview Blvd, Exton, PA 19341
3 Month Bonus Certificate
$75,000
3.55%
▼
Rate3.50%
Min Deposit$75,000
Min Balance—
UpdatedMay 17, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.82%
5 Hillman Dr, Chadds Ford, PA 19317
3 MONTH Certificate
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.40%
4500 Pennell Rd, Aston, PA 19014 1862
3 Month Regular Certificate
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.40%
4500 Pennell Rd, Aston, PA 19014 1862
3 Month IRA Certificate
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
801 W Lancaster Ave, Bryn Mawr, PA 19010
3-Month CD
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Annual Percentage Yield (APY). The interest rate and APY are effective as of May 21, 2026 and are subject to change. A penalty may be imposed for early withdrawal. Withdrawal penalties are as follows. For a 3-month term, the penalty is 30 days' interest. Fees could reduce earnings on the account. Additional restrictions may apply.
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
520 Eagleview Blvd, Exton, PA 19341
3 Month Business Certificate
$500
3.50%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedMay 17, 2026
Details
Benchmark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1522 McDaniel Dr, West Chester, PA 19380
3 MONTH Certificate
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
335 Commerce Dr, Fort Washington, PA 19034 2701
3-month Certificate
$500
3.45%
▼
Rate3.40%
Min Deposit$500
Min Balance—
UpdatedMay 31, 2026
Details
Diamond Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
1600 Medical Dr, Pottstown, PA 19464 3242
90 Day Jumbo Certificate
$0
3.31%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Diamond Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
1600 Medical Dr, Pottstown, PA 19464 3242
90 Day Regular Certificate
$0
3.26%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
S&T Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
7660 Saltsburg Rd, Pittsburgh, PA 15239
3 Month CD
$1,000
3.25%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 21, 2026
Details
Elderton State Bank
Institution Rating:
B4.6 ★Texas Ratio: 19.78%
143 N Main St, Elderton, PA 15736
3 Months - Tier account -2,000,000.00
$1,000
3.10%
▼
Rate3.06%
Min Deposit$1,000
Min Balance—
UpdatedMay 28, 2026
Details
$50,000.00
Elderton State Bank
Institution Rating:
B4.6 ★Texas Ratio: 19.78%
143 N Main St, Elderton, PA 15736
IRA - 3 Months - Tier account
$1,000
3.10%
▼
Rate3.06%
Min Deposit$1,000
Min Balance—
UpdatedMay 28, 2026
Details
Elderton State Bank
Institution Rating:
B4.6 ★Texas Ratio: 19.78%
143 N Main St, Elderton, PA 15736
3 Months - Tier account -49,999.99
$1,000
3.00%
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedMay 28, 2026
Details
$10,000.00
Elderton State Bank
Institution Rating:
B4.6 ★Texas Ratio: 19.78%
143 N Main St, Elderton, PA 15736
IRA - 3 Months - Tier account
$1,000
3.00%
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedMay 28, 2026
Details
Elderton State Bank
Institution Rating:
B4.6 ★Texas Ratio: 19.78%
143 N Main St, Elderton, PA 15736
3 Months - Tier account
$1,000
2.90%
▼
Rate2.86%
Min Deposit$1,000
Min Balance—
UpdatedMay 28, 2026
Details
up to $9,999.99
Elderton State Bank
Institution Rating:
B4.6 ★Texas Ratio: 19.78%
143 N Main St, Elderton, PA 15736
IRA - 3 Months - Tier account
$1,000
2.90%
▼
Rate2.86%
Min Deposit$1,000
Min Balance—
UpdatedMay 28, 2026
Details
Qualifying balance up to $9,999.99
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
901 Arch St, Philadelphia, PA 19107 2404
3 month
$50,000
2.75%
▼
Rate2.72%
Min Deposit$50,000
Min Balance—
UpdatedMay 17, 2026
Details
$50,000 Minimum
United Savings Bank Philadelphia, PA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1510 Packer Ave, Philadelphia, PA 19145
3 Month CD
$1,000
2.75%
▼
Rate2.69%
Min Deposit$1,000
Min Balance—
UpdatedMay 28, 2026
Details
NET
Institution Rating:
A+5.0 ★Texas Ratio: 5.47%
1444 E Lackawanna St, Olyphant, PA 18447 2174
3 Months Share Certificates (CD)
$1,000
2.75%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJun 1, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.42%
7500 Lindbergh Blvd, Philadelphia, PA 19176
3 Month Share Certificates
$500
2.68%
▼
Rate2.65%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.42%
7500 Lindbergh Blvd, Philadelphia, PA 19176
3 Month Share/IRA Certificate
$500
2.68%
▼
Rate2.65%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
First Resource Bank Exton, PA
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
800 N Pottstown Pike, Exton, PA 19341
Certificates of Deposit and IRAs 3 months
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
First Resource Bank Exton, PA
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
800 N Pottstown Pike, Exton, PA 19341
3 months Certificate of Deposit and IRAs
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Enterprise Bank Allison Park, PA
Institution Rating:
F2.8 ★Texas Ratio: 41.32%
4091 Mount Royal Blvd, Allison Park, PA 15101
3 Month CD/IRA
$0
2.48%
▼
Rate2.45%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
2307 Brown St, Philadelphia, PA 19130
3 Months Certificate
$500
2.27%
▼
Rate2.25%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Dividends on 3 and 6 month certificates are paid at maturity.
Harleysville Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
271 Main St, Harleysville, PA 19438
3 Month CD
$500
2.01%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 17, 2026
Details
Harleysville Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
271 Main St, Harleysville, PA 19438
3 Month IRA CD
$0
2.01%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
1601 Kenneth Rd, York, PA 17408 2228
90 Days Share Certificates
$0
2.00%
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
1601 Kenneth Rd, York, PA 17408 2228
Share Certificates 90 Days
$0
2.00%
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Flanagan State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
525 Elm St, Reading, PA 19601
Standard Certificates of Deposit 3 Month
$5,000
1.84%
▼
Rate1.83%
Min Deposit$5,000
Min Balance—
UpdatedMay 28, 2026
Details
Guthrie Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
104 N Elmer Ave, Sayre, PA 18840
Share Certificate - 90 Day
$1,000
1.82%
▼
Rate1.80%
Min Deposit$1,000
Min Balance—
UpdatedMay 22, 2026
Details
The Bank of Princeton
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
470 W Cheltenham Ave, Philadelphia, PA 19126
3 Month Certificate of Deposit
$500
1.75%
▼
Rate1.73%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
800 Wayne Ave, Chambersburg, PA 17201 3810
3 Month Share Certificate - Traditional IRA or Roth IRA
$250,000
1.70%
▼
Rate—
Min Deposit$250,000
Min Balance—
UpdatedMay 22, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
800 Wayne Ave, Chambersburg, PA 17201 3810
3 Month Share Certificate - Traditional IRA or Roth IRA
$100,000
1.65%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 22, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
800 Wayne Ave, Chambersburg, PA 17201 3810
3 Month Share Certificate - Traditional IRA or Roth IRA
$10,000
1.60%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMay 22, 2026
Details
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
335 W Butler Ave, Chalfont, PA 18914
3-Month Certificates
$0
1.60%
▼
Rate1.59%
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
Community State Bank of Orbisonia
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
478 Ridgley St, Orbisonia, PA 17243
7-90 Days Certificate of Deposit
$5,000
1.51%
▼
Rate1.50%
Min Deposit$5,000
Min Balance—
UpdatedMay 28, 2026
Details
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
1 Credit Union Pl, Harrisburg, PA 17110
3 months Certificates & IRA Certificates
$0
1.50%
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Pennsylvania 6 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
626 Jacksonville Rd, Warminster, PA 18974 4862
6 Months CD
$0
4.07%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
626 Jacksonville Rd, Warminster, PA 18974 4862
6 mos. CDs & IRA Rate
$0
4.07%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
2307 Brown St, Philadelphia, PA 19130
6 Months Certificate
$500
4.02%
▼
Rate3.95%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Dividends on 3 and 6 month certificates are paid at maturity.
Bethlehem 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
2317 Easton Ave, Bethlehem, PA 18017 5009
6 month Share Certificates
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Citymark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
40 E Market St, Wilkes Barre, PA 18711
6-Month Promo Share and IRA Certificates (CDs)
$500
4.00%
▼
Rate3.96%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
new money only
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
640 Baltimore Dr, Wilkes Barre, PA 18702 7943
6 Month Certificates
$0
4.00%
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Priority First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
550 Main St, Brockway, PA 15824
Share Certificate 6 month
$500
4.00%
▼
Rate3.95%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
TTNB Turbotville Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
4710 State Route 54, Turbotville, PA 17772
6 Months Certificate of Deposits
$0
4.00%
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
$5,000 & over
UFCW COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 2.85%
377 Wyoming Ave, Wyoming, PA 18644
6 Month Share Certificates or IRA Certificates
$500
4.00%
▼
Rate3.94%
Min Deposit$500
Min Balance—
UpdatedJun 1, 2026
Details
Iron Workers SB
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
3333 Concord Rd, Aston, PA 19014
6 Month Certificates of Deposit and IRAs
$1,000
3.85%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 28, 2026
Details
FNCB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
100 S Blakely St, Dunmore, PA 18512
6-Month CD Special
$5,000
3.85%
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedMay 21, 2026
Details
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
1901 Sanderson Ave, Scranton, PA 18509
6-Month CD Special
$5,000
3.85%
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedMay 21, 2026
Details
OceanFirst Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
1500 Market St, Philadelphia, PA 19102
6 Month CD
$5,000
3.85%
▼
Rate3.78%
Min Deposit$5,000
Min Balance—
UpdatedMay 21, 2026
Details
NEW MONEY REQUIRED ? IRA ELIGIBLE
Wheatland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
611 Centerville RD, Lancaster, PA 17601
Rollover 6 Month Certificate
$500
3.85%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 17, 2026
Details
$500 minimum deposit to open and earn APY. Penalty for early withdrawal.
Wheatland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
611 Centerville RD, Lancaster, PA 17601
6 Month IRA Certificate
$500
3.85%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 17, 2026
Details
$500 minimum deposit to open and earn APY. Penalty for early withdrawal.
Wheatland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
611 Centerville RD, Lancaster, PA 17601
6 Month Certificate
$500
3.85%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 17, 2026
Details
$500 minimum deposit to open and earn APY. Penalty for early withdrawal.
Westmoreland Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.95%
322 Main St, Latrobe, PA 15650
6 Months
$10,000
3.80%
▼
Rate3.77%
Min Deposit$10,000
Min Balance—
UpdatedMay 17, 2026
Details
$10,000 New Money
Quaint Oak Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
501 Knowles Ave, Southampton, PA 18966
Business Certificates of Deposit 6 Months
$0
3.80%
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Quaint Oak Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
501 Knowles Ave, Southampton, PA 18966
Certificates of Deposit - CD Accounts 6 Months
$0
3.80%
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
TTNB Turbotville Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
4710 State Route 54, Turbotville, PA 17772
6 Months Certificate of Deposits
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
$2,500 - $5,000
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
335 W Butler Ave, Chalfont, PA 18914
6-Month Certificates
$0
3.80%
▼
Rate3.73%
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
Enterprise Bank Allison Park, PA
Institution Rating:
F2.8 ★Texas Ratio: 41.32%
4091 Mount Royal Blvd, Allison Park, PA 15101
6 Month CD/IRA
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
335 Commerce Dr, Fort Washington, PA 19034 2701
6-month Jumbo Certificate
$75,000
3.75%
▼
Rate3.69%
Min Deposit$75,000
Min Balance—
UpdatedMay 31, 2026
Details
1st Colonial Community Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.29%
440 W Linfield Trappe Rd, Limerick, PA 19468
Certificate of Deposit 6 Month Term
$500
3.75%
▼
Rate3.72%
Min Deposit$500
Min Balance—
UpdatedMay 28, 2026
Details
Service 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
861 Bloom Rd, Danville, PA 17821
Individual Retirement Account IRA 6 month
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Unity Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
1700 Sullivan Trl, Easton, PA 18040
6 Month CD
$1,000
3.75%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 21, 2026
Details
Service 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
861 Bloom Rd, Danville, PA 17821
6 month Certificate
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
700 REGIS AVE, PITTSBURGH, PA 15236 1425
6 Month IRA Certificate
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Hometown Bank of PA
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
638 E Pitt St, Bedford, PA 15522
Certificates of deposit/IRA 6 months
$0
3.75%
▼
Rate3.72%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
700 REGIS AVE, PITTSBURGH, PA 15236 1425
6 Month Share Certificate
$500
3.75%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 17, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.40%
4500 Pennell Rd, Aston, PA 19014 1862
6 Month IRA Certificate
$500
3.70%
▼
Rate3.63%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
I B E W LOCAL 56
Institution Rating:
A+5.0 ★Texas Ratio: 7.79%
962 W 20TH ST, Erie, PA 16502 2401
Share Certificates 6 Month
$50,000
3.70%
▼
Rate3.65%
Min Deposit$50,000
Min Balance—
UpdatedJun 1, 2026
Details
Pay at maturity into Regular Share Account
I B E W LOCAL 56
Institution Rating:
A+5.0 ★Texas Ratio: 7.79%
962 W 20TH ST, Erie, PA 16502 2401
6 Month Certificate
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
335 Commerce Dr, Fort Washington, PA 19034 2701
6-month Fixed-Rate IRA Only
$500
3.70%
▼
Rate3.64%
Min Deposit$500
Min Balance—
UpdatedMay 31, 2026
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
335 Commerce Dr, Fort Washington, PA 19034 2701
6-month Certificate
$500
3.70%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 31, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.40%
4500 Pennell Rd, Aston, PA 19014 1862
6 Month Youth Certificate
$250
3.70%
▼
Rate3.63%
Min Deposit$250
Min Balance—
UpdatedMay 29, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.40%
4500 Pennell Rd, Aston, PA 19014 1862
6 Month Regular Certificate
$500
3.70%
▼
Rate3.63%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.40%
4500 Pennell Rd, Aston, PA 19014 1862
6 Month Certificate
$500
3.70%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Open with a Jumbo account to earn a 0.10% APY Boost
Elderton State Bank
Institution Rating:
B4.6 ★Texas Ratio: 19.78%
143 N Main St, Elderton, PA 15736
IRA - 6 Months - Tier account
$1,000
3.70%
▼
Rate3.64%
Min Deposit$1,000
Min Balance—
UpdatedMay 28, 2026
Details
Elderton State Bank
Institution Rating:
B4.6 ★Texas Ratio: 19.78%
143 N Main St, Elderton, PA 15736
6 Months - Tier account -2,000,000.00
$1,000
3.70%
▼
Rate3.64%
Min Deposit$1,000
Min Balance—
UpdatedMay 28, 2026
Details
$50,000.00
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.82%
5 Hillman Dr, Chadds Ford, PA 19317
6 MONTH Certificate
$0
3.70%
▼
Rate3.63%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
1001 Liberty Ave, Pittsburgh, PA 15222
6 Month Share Certificate
$0
3.70%
▼
Rate3.67%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
1 Credit Union Pl, Harrisburg, PA 17110
6 months Certificates & IRA Certificates
$0
3.70%
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Benchmark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1522 McDaniel Dr, West Chester, PA 19380
6 MONTH Certificate
$500
3.70%
▼
Rate3.63%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
I B E W LOCAL 56
Institution Rating:
A+5.0 ★Texas Ratio: 7.79%
962 W 20TH ST, Erie, PA 16502 2401
Share Certificates 6 Month
$25,000
3.68%
▼
Rate3.63%
Min Deposit$25,000
Min Balance—
UpdatedJun 1, 2026
Details
Pay at maturity into Regular Share Account
I B E W LOCAL 56
Institution Rating:
A+5.0 ★Texas Ratio: 7.79%
962 W 20TH ST, Erie, PA 16502 2401
Share Certificates 6 Month
$1,000
3.65%
▼
Rate3.60%
Min Deposit$1,000
Min Balance—
UpdatedJun 1, 2026
Details
Pay at maturity into Regular Share Account
I B E W LOCAL 56
Institution Rating:
A+5.0 ★Texas Ratio: 7.79%
962 W 20TH ST, Erie, PA 16502 2401
6 Month Certificate
$0
3.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
First Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
17 East Ave, Wellsboro, PA 16901
6 MONTH CERTIFICATE
$0
3.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
CACL Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.85%
1800 W Market St, Pottsville, PA 17901
IRA Certificate 6 Months
$0
3.65%
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
CACL Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.85%
1800 W Market St, Pottsville, PA 17901
6-Month Certificate
$500
3.65%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Pennsylvania 12 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
1001 California Ave, Pittsburgh, PA 15290
IRA Certificates 1 Year Starter Add-On
$0
4.25%
▼
Rate4.18%
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
Bethlehem 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
2317 Easton Ave, Bethlehem, PA 18017 5009
12 month Share Certificates
$0
4.15%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
1001 California Ave, Pittsburgh, PA 15290
1 Year Add-On Certificate
$0
4.10%
▼
Rate4.04%
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
1001 California Ave, Pittsburgh, PA 15290
1 Year Add-On Starter Certificate
$0
4.10%
▼
Rate4.04%
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
626 Jacksonville Rd, Warminster, PA 18974 4862
12 mos. CDs & IRA Rate
$0
4.07%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
626 Jacksonville Rd, Warminster, PA 18974 4862
12 Months CD
$0
4.07%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.85%
1615 Columbia Blvd, Bloomsburg, PA 17815 8862
Jumbo Certificate 1 Year
$10,000
4.05%
▼
Rate3.97%
Min Deposit$10,000
Min Balance—
UpdatedMay 29, 2026
Details
URE Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.19%
201 Beech St, East Pittsburgh, PA 15112
12 Month Certificates of Deposit
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Multi-Schools Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.85%
1033 Main St, Wampum, PA 16157
Certificate 12-Months
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
2060 Red Lion Rd, Philadelphia, PA 19115 1603
12 Month Certificate (IRA Only)
$0
3.91%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Trouvaille Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
4700 Wissahickon Ave, Philadelphia, PA 19144 4248
12 Month Certificate (IRA Only)
$0
3.91%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
TTNB Turbotville Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
4710 State Route 54, Turbotville, PA 17772
12 Months Certificate of Deposits
$0
3.90%
▼
Rate3.84%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
$5,000 & over
FORGE
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
1402 Bywood Ave, Upper Darby, PA 19082
12 Months Share Certificates
$0
3.90%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
Quaint Oak Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
501 Knowles Ave, Southampton, PA 18966
Certificates of Deposit - CD Accounts 12 Months
$0
3.90%
▼
Rate3.77%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Service 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
861 Bloom Rd, Danville, PA 17821
Individual Retirement Account IRA 12 month
$0
3.90%
▼
Rate3.84%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Service 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
861 Bloom Rd, Danville, PA 17821
12 month Certificate
$0
3.90%
▼
Rate3.84%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Quaint Oak Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
501 Knowles Ave, Southampton, PA 18966
Business Certificates of Deposit 12 Months
$0
3.90%
▼
Rate3.77%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Second Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1727 Chestnut St, Philadelphia, PA 19103
12 Months Certificates Of Deposit
$0
3.85%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
335 W Butler Ave, Chalfont, PA 18914
12 Month Certificate
$0
3.85%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
335 W Butler Ave, Chalfont, PA 18914
12-Month Certificates
$0
3.85%
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
P&G Mehoopany Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
2859 SR 309 HWY, Dallas, PA 18612
1 year Term Share Certificates
$1,000
3.80%
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedMay 22, 2026
Details
FORGE
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
1402 Bywood Ave, Upper Darby, PA 19082
12 Months Share Certificates
$0
3.80%
▼
Rate3.73%
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
4029 W Tilghman St, Allentown, PA 18104
IRA Certificates of Deposit 12 Month
$0
3.80%
▼
Rate3.73%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
MC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.74%
390 Walnut St, Danville, PA 17821 1503
HSA Certificates 12 Months
$500
3.80%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedMay 23, 2026
Details
Special Relationships
American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
4029 W Tilghman St, Allentown, PA 18104
12 Month Certificate of Deposit
$0
3.80%
▼
Rate3.73%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Enterprise Bank Allison Park, PA
Institution Rating:
F2.8 ★Texas Ratio: 41.32%
4091 Mount Royal Blvd, Allison Park, PA 15101
1 Year CD/IRA
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
1601 Kenneth Rd, York, PA 17408 2228
Share Certificates 12 Months
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
1601 Kenneth Rd, York, PA 17408 2228
IRA Share Certificates 12 Months
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
1601 Kenneth Rd, York, PA 17408 2228
12 Months Share Certificates
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
2800 W Passyunk Ave, Philadelphia, PA 19145 5206
12-Month IRA Certificates
$500
3.75%
▼
Rate3.69%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
2800 W Passyunk Ave, Philadelphia, PA 19145 5206
12-Month Certificate
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Riverfront Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.33%
2001 Museum Rd, Wyomissing, PA 19610 2859
Nonpreferred Certificates: Regular, Traditional IRA, Roth IRA, Educational 12 months
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Minimum $100
Malvern Bank Paoli, PA
Institution Rating:
A+5.0 ★
42 E Lancaster Ave, Paoli, PA 19301
12-month CD
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Iron Workers SB
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
3333 Concord Rd, Aston, PA 19014
12 Month Certificates of Deposit and IRAs
$250
3.75%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMay 28, 2026
Details
Ardent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.36%
1601 Cherry St, Phila, PA 19102 1320
12-month CD/CD IRA
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Priority First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
550 Main St, Brockway, PA 15824
Share Certificate 12 month
$500
3.75%
▼
Rate3.70%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Priority First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
550 Main St, Brockway, PA 15824
IRA Share Certificates 12 month
$500
3.75%
▼
Rate3.70%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Heritage Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.83%
111 Hulst Dr Ste 703A, Matamoras, PA 18336
Share/IRA Certificate Special - 12 months
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Heritage Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.83%
111 Hulst Dr Ste 703A, Matamoras, PA 18336
12 Month Certificate Special
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Harleysville Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
271 Main St, Harleysville, PA 19438
12 Month IRA CD
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Harleysville Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
271 Main St, Harleysville, PA 19438
12 Month CD
$500
3.75%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 17, 2026
Details
Hatboro Federal Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
221 S York Rd, Hatboro, PA 19040
1 Year CD
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
First Northern Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
4th Street And Lafayette Avenue, Palmerton, PA 18071
1 Year (12 Month) Adjustable CD
$5,000
3.74%
▼
Rate3.69%
Min Deposit$5,000
Min Balance—
UpdatedMay 21, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.40%
4500 Pennell Rd, Aston, PA 19014 1862
12 Month Certificate
$500
3.70%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Open with a Jumbo account to earn a 0.10% APY Boost
FORGE
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
1402 Bywood Ave, Upper Darby, PA 19082
12 Months Share Certificates
$0
3.70%
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.40%
4500 Pennell Rd, Aston, PA 19014 1862
12 Month Youth Certificate
$250
3.70%
▼
Rate3.63%
Min Deposit$250
Min Balance—
UpdatedMay 29, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.40%
4500 Pennell Rd, Aston, PA 19014 1862
12 month Regular Certificate
$500
3.70%
▼
Rate3.63%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.40%
4500 Pennell Rd, Aston, PA 19014 1862
12 month IRA Certificate
$500
3.70%
▼
Rate3.63%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
TTNB Turbotville Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
4710 State Route 54, Turbotville, PA 17772
12 Months Certificate of Deposits
$0
3.70%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
$500 - $5,000
MC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.74%
390 Walnut St, Danville, PA 17821 1503
HSA Certificates 12 Months
$500
3.70%
▼
Rate3.65%
Min Deposit$500
Min Balance—
UpdatedMay 23, 2026
Details
General Membership
Pennsylvania 18 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
626 Jacksonville Rd, Warminster, PA 18974 4862
18 Months CD
$0
4.07%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
626 Jacksonville Rd, Warminster, PA 18974 4862
18 mos. CDs & IRA Rate
$0
4.07%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Hatboro Federal Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
221 S York Rd, Hatboro, PA 19040
18 Month CD
$0
4.00%
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1129 State St, Erie, PA 16501 1911
18-Month Term Certificate
$0
3.97%
▼
Rate3.91%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
740 W Hamilton St, Allentown, PA 18101
IRA Certificate Term 18-Month Variable
$100,000
3.89%
▼
Rate3.82%
Min Deposit$100,000
Min Balance—
UpdatedMay 22, 2026
Details
$100,000 Minimum to Earn APY
Malvern Bank Paoli, PA
Institution Rating:
A+5.0 ★
42 E Lancaster Ave, Paoli, PA 19301
18-month CD
$0
3.85%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
335 W Butler Ave, Chalfont, PA 18914
18-Month Certificates
$0
3.85%
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
TTNB Turbotville Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
4710 State Route 54, Turbotville, PA 17772
18 Months Certificate of Deposits
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
$5,000 & over
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
2800 W Passyunk Ave, Philadelphia, PA 19145 5206
18-Month IRA Certificates
$500
3.80%
▼
Rate3.74%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1129 State St, Erie, PA 16501 1911
18-Month Term Certificate
$0
3.76%
▼
Rate3.71%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Ardent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.36%
1601 Cherry St, Phila, PA 19102 1320
18-month Flex CD/CD IRA
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Iron Workers SB
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
3333 Concord Rd, Aston, PA 19014
18 Month Certificates of Deposit and IRAs
$500
3.75%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 28, 2026
Details
Ardent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.36%
1601 Cherry St, Phila, PA 19102 1320
18-month IRA Growth CD/CD IRA
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Corporate America Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
107 Reuter Blvd, Towanda, PA 18848 2152
18-Month Share Certificate
$500
3.75%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
New money only; Alero Financial membership required
Ingersoll Rand Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.88%
199 N Main St, Athens, PA 18810 1707
IRA Share Certificate 18 Month
$1,000
3.75%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 22, 2026
Details
Pennstar Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
4139 E State St, Hermitage, PA 16148 3402
18 Month Certificates
$0
3.75%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
First Bank (NJ)
Institution Rating:
A+5.0 ★Texas Ratio: 1.94%
42 E Lancaster Ave, Paoli, PA 19301
12 or 18 Month Certificate of Deposit
$2,500
3.75%
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMay 21, 2026
Details
Second Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1727 Chestnut St, Philadelphia, PA 19103
18 Months Certificates Of Deposit
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Benchmark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1522 McDaniel Dr, West Chester, PA 19380
18 MONTH Certificate
$500
3.70%
▼
Rate3.63%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
520 Eagleview Blvd, Exton, PA 19341
18 Month Bonus Certificate
$75,000
3.70%
▼
Rate3.64%
Min Deposit$75,000
Min Balance—
UpdatedMay 17, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.82%
5 Hillman Dr, Chadds Ford, PA 19317
18 MONTH Certificate
$0
3.70%
▼
Rate3.63%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Tri County Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
1550 Medical Dr, Pottstown, PA 19464 3225
18 Months Certificate
$0
3.67%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Tri County Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
1550 Medical Dr, Pottstown, PA 19464 3225
18 Months Certificates
$0
3.67%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Armstrong County Building and Loan Association
Institution Rating:
A+5.0 ★Texas Ratio: 5.51%
935 5th Ave, Ford City, PA 16226
18 Months - 24 Months CD
$500
3.65%
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
520 Eagleview Blvd, Exton, PA 19341
18 Month Business Certificate
$500
3.65%
▼
Rate3.59%
Min Deposit$500
Min Balance—
UpdatedMay 17, 2026
Details
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
300 Spring Garden St, Philadelphia, PA 19123
18 Month Certificate
$0
3.65%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.68%
1510 Dekalb Pike, Blue Bell, PA 19422
IRA Certificates 18 months
$0
3.64%
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
$500 and Above; $500 is the minimum balance required to open account and earn APY. Annual Percentage Yield designated as APY and subject to change at any time Penalty for early withdrawal.
Tri County Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
1550 Medical Dr, Pottstown, PA 19464 3225
18 Months Certificate
$0
3.61%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Tri County Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
1550 Medical Dr, Pottstown, PA 19464 3225
18 Months Certificates
$0
3.61%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
OceanFirst Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
1500 Market St, Philadelphia, PA 19102
18 Month CD
$5,000
3.60%
▼
Rate3.54%
Min Deposit$5,000
Min Balance—
UpdatedMay 21, 2026
Details
NEW MONEY REQUIRED ? IRA ELIGIBLE
Ingersoll Rand Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.88%
199 N Main St, Athens, PA 18810 1707
18 MONTH CERTIFICATE
$1,000
3.60%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 22, 2026
Details
Ingersoll Rand Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.88%
199 N Main St, Athens, PA 18810 1707
18 Months Certificate Special
$1,000
3.60%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 22, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
800 Wayne Ave, Chambersburg, PA 17201 3810
18 Month Share Certificate - Traditional IRA or Roth IRA
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
TTNB Turbotville Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
4710 State Route 54, Turbotville, PA 17772
18 Months Certificate of Deposits
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
$500 - $5,000
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1129 State St, Erie, PA 16501 1911
18-Month Term Certificate
$0
3.56%
▼
Rate3.51%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Tri County Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
1550 Medical Dr, Pottstown, PA 19464 3225
18 Months Certificate
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Tri County Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
1550 Medical Dr, Pottstown, PA 19464 3225
18 Months Certificates
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
335 Commerce Dr, Fort Washington, PA 19034 2701
18-month Fixed-Rate IRA Only
$500
3.55%
▼
Rate3.49%
Min Deposit$500
Min Balance—
UpdatedMay 31, 2026
Details
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
1 Credit Union Pl, Harrisburg, PA 17110
18 months Certificates & IRA Certificates
$0
3.55%
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
335 Commerce Dr, Fort Washington, PA 19034 2701
18-month Certificate
$500
3.55%
▼
Rate3.49%
Min Deposit$500
Min Balance—
UpdatedMay 31, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
800 Wayne Ave, Chambersburg, PA 17201 3810
18 Month Share Certificate - Traditional IRA or Roth IRA
$0
3.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Diamond Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
1600 Medical Dr, Pottstown, PA 19464 3242
18 Month Regular Certificate
$0
3.51%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
NexTier Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
222 Market St, Kittanning, PA 16201
18 Month CD
$5,000
3.51%
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedMay 21, 2026
Details
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
1601 Kenneth Rd, York, PA 17408 2228
Share Certificates 18 Months
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
1601 Kenneth Rd, York, PA 17408 2228
18 Months Share Certificates
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
CACL Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.85%
1800 W Market St, Pottsville, PA 17901
IRA Certificate 18 Months
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
CACL Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.85%
1800 W Market St, Pottsville, PA 17901
18 Months Certificate
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.40%
4500 Pennell Rd, Aston, PA 19014 1862
18 Month Regular Certificate
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.40%
4500 Pennell Rd, Aston, PA 19014 1862
18 Month IRA Certificate
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Hyperion Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
199 W Girard Ave, Philadelphia, PA 19123
18 Month CD
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Pennsylvania 24 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Top Tier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
144 Holiday Inn Rd, Clarion, PA 16214
24 Month Term Certificate
$500
4.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
No New Money Requirements
Top Tier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
144 Holiday Inn Rd, Clarion, PA 16214
24 months IRA Certificates
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
IRA Certificates available**
Hatboro Federal Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
221 S York Rd, Hatboro, PA 19040
2 Year CD
$0
4.00%
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
335 W Butler Ave, Chalfont, PA 18914
Jumbo Certificates 24-Month
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
Bessemer System Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
106 Woodfield Dr, Greenville, PA 16125
IRA Share Certificates (24 months)
$0
3.92%
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Bessemer System Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
106 Woodfield Dr, Greenville, PA 16125
Share Certificates (24 months)
$0
3.92%
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.85%
1615 Columbia Blvd, Bloomsburg, PA 17815 8862
Jumbo Certificate 2 Year
$10,000
3.90%
▼
Rate3.83%
Min Deposit$10,000
Min Balance—
UpdatedMay 29, 2026
Details
First Northern Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
4th Street And Lafayette Avenue, Palmerton, PA 18071
2 Year (24 Month) Adjustable CD
$5,000
3.85%
▼
Rate3.80%
Min Deposit$5,000
Min Balance—
UpdatedMay 21, 2026
Details
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
335 W Butler Ave, Chalfont, PA 18914
24-Month Certificates
$0
3.85%
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
Enterprise Bank Allison Park, PA
Institution Rating:
F2.8 ★Texas Ratio: 41.32%
4091 Mount Royal Blvd, Allison Park, PA 15101
2 Year CD/IRA
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
626 Jacksonville Rd, Warminster, PA 18974 4862
24 mos. CDs & IRA Rate
$0
3.81%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
626 Jacksonville Rd, Warminster, PA 18974 4862
24 Months CD
$0
3.81%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
520 Eagleview Blvd, Exton, PA 19341
24 Month Bonus Certificate
$75,000
3.80%
▼
Rate3.74%
Min Deposit$75,000
Min Balance—
UpdatedMay 17, 2026
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.68%
1510 Dekalb Pike, Blue Bell, PA 19422
Jumbo and Jumbo IRA Certificates 2 Years
$100,000
3.80%
▼
Rate3.75%
Min Deposit$100,000
Min Balance—
UpdatedMay 20, 2026
Details
$100,000 and Above
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
2800 W Passyunk Ave, Philadelphia, PA 19145 5206
24-Month IRA Certificates
$500
3.80%
▼
Rate3.74%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Diamond Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
1600 Medical Dr, Pottstown, PA 19464 3242
24 Month Regular Certificate
$0
3.76%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
520 Eagleview Blvd, Exton, PA 19341
24 Month Business Certificate
$500
3.75%
▼
Rate3.69%
Min Deposit$500
Min Balance—
UpdatedMay 17, 2026
Details
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
520 Eagleview Blvd, Exton, PA 19341
24 Month Certificate
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Citadel Standard Certificate Rates
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.68%
1510 Dekalb Pike, Blue Bell, PA 19422
IRA Certificates 2 Years
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
$500 and Above; $500 is the minimum balance required to open account and earn APY. Annual Percentage Yield designated as APY and subject to change at any time Penalty for early withdrawal.
Pennstar Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
4139 E State St, Hermitage, PA 16148 3402
24 Month Certificates
$0
3.75%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Allegheny Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
250 William Pitt Way, Pittsburgh, PA 15238
Share Certificates 2 year
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
Tri County Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
1550 Medical Dr, Pottstown, PA 19464 3225
24 Months Certificate
$0
3.72%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Tri County Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
1550 Medical Dr, Pottstown, PA 19464 3225
24 Months Certificates
$0
3.72%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
2800 W Passyunk Ave, Philadelphia, PA 19145 5206
24-Month Add-On IRA Certificates
$500
3.70%
▼
Rate3.64%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
TTNB Turbotville Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
4710 State Route 54, Turbotville, PA 17772
24 Months Certificate of Deposits
$0
3.70%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
$5,000 & over
Tri County Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
1550 Medical Dr, Pottstown, PA 19464 3225
24 Months Certificates
$0
3.67%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Tri County Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
1550 Medical Dr, Pottstown, PA 19464 3225
24 Months Certificate
$0
3.67%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Second Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1727 Chestnut St, Philadelphia, PA 19103
24 Months Certificates Of Deposit
$0
3.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Armstrong County Building and Loan Association
Institution Rating:
A+5.0 ★Texas Ratio: 5.51%
935 5th Ave, Ford City, PA 16226
18 - 24 Months Certificates of Deposit
$500
3.65%
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
800 Wayne Ave, Chambersburg, PA 17201 3810
24 Month Share Certificate - Traditional IRA or Roth IRA
$0
3.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Iron Workers SB
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
3333 Concord Rd, Aston, PA 19014
24 Month Certificates of Deposit and IRAs
$500
3.65%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 28, 2026
Details
1st Colonial Community Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.29%
440 W Linfield Trappe Rd, Limerick, PA 19468
2 years - Fixed rate add on IRA
$0
3.65%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
335 Commerce Dr, Fort Washington, PA 19034 2701
24-month Jumbo Certificate
$75,000
3.65%
▼
Rate3.59%
Min Deposit$75,000
Min Balance—
UpdatedMay 31, 2026
Details
Tri County Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
1550 Medical Dr, Pottstown, PA 19464 3225
24 Months Certificate
$0
3.61%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Tri County Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
1550 Medical Dr, Pottstown, PA 19464 3225
24 Months Certificates
$0
3.61%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
2307 Brown St, Philadelphia, PA 19130
2 Years Certificate
$500
3.61%
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
335 Commerce Dr, Fort Washington, PA 19034 2701
24-month Bump-Up IRA
$500
3.60%
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedMay 31, 2026
Details
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
1001 California Ave, Pittsburgh, PA 15290
IRA Certificates 2 Years
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
335 Commerce Dr, Fort Washington, PA 19034 2701
24-month Fixed-Rate IRA Only
$500
3.60%
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedMay 31, 2026
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
335 Commerce Dr, Fort Washington, PA 19034 2701
24-month Certificate
$500
3.60%
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedMay 31, 2026
Details
Benchmark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1522 McDaniel Dr, West Chester, PA 19380
24 MONTH Certificate
$500
3.60%
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
335 Commerce Dr, Fort Washington, PA 19034 2701
24-month Bump-Up Certificate
$500
3.60%
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedMay 31, 2026
Details
1st Colonial Community Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.29%
440 W Linfield Trappe Rd, Limerick, PA 19468
IRA 2 years - Fixed rate add on
$0
3.60%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.82%
5 Hillman Dr, Chadds Ford, PA 19317
24 MONTH Certificate
$0
3.60%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
800 Wayne Ave, Chambersburg, PA 17201 3810
24 Month Share Certificate - Traditional IRA or Roth IRA
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Kish Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
4255 E Main St, Belleville, PA 17004
24 Months Certificate of Deposit
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
640 Baltimore Dr, Wilkes Barre, PA 18702 7943
24 Month Certificates
$0
3.59%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Galaxy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.25%
1313 Liberty St, Franklin, PA 16323
13 - 24 Mos. Certificate of Deposit
$500
3.56%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Access Credit Union Bristol Pa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.33%
23 Commerce Cir, Bristol, PA 19007 3111
24 Months Share Certificate
$1,000
3.56%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 23, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
800 Wayne Ave, Chambersburg, PA 17201 3810
24 Month Share Certificate - Traditional IRA or Roth IRA
$0
3.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Pennsylvania 36 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
1001 California Ave, Pittsburgh, PA 15290
3 Years Add-On Certificate
$0
4.15%
▼
Rate4.09%
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
Hatboro Federal Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
221 S York Rd, Hatboro, PA 19040
3 Year CD
$0
4.00%
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Bessemer System Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
106 Woodfield Dr, Greenville, PA 16125
IRA Share Certificates (36 months)
$0
3.92%
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Bessemer System Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
106 Woodfield Dr, Greenville, PA 16125
Share Certificates (36 months)
$0
3.92%
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
335 W Butler Ave, Chalfont, PA 18914
Jumbo Certificates 36-Month
$0
3.90%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.68%
1510 Dekalb Pike, Blue Bell, PA 19422
Jumbo and Jumbo IRA Certificates 3 Years
$100,000
3.89%
▼
Rate3.83%
Min Deposit$100,000
Min Balance—
UpdatedMay 20, 2026
Details
$100,000 and Above
First Northern Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
4th Street And Lafayette Avenue, Palmerton, PA 18071
3 Year Adjustable CD
$1,000
3.88%
▼
Rate3.82%
Min Deposit$1,000
Min Balance—
UpdatedMay 21, 2026
Details
First Northern Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
4th Street And Lafayette Avenue, Palmerton, PA 18071
3 Year Adjustable IRA
$1,000
3.88%
▼
Rate3.82%
Min Deposit$1,000
Min Balance—
UpdatedMay 21, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
2800 W Passyunk Ave, Philadelphia, PA 19145 5206
36-Month IRA Certificates
$1,000
3.85%
▼
Rate3.78%
Min Deposit$1,000
Min Balance—
UpdatedMay 29, 2026
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.68%
1510 Dekalb Pike, Blue Bell, PA 19422
IRA Certificates 3 Years
$0
3.83%
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
$500 and Above; $500 is the minimum balance required to open account and earn APY. Annual Percentage Yield designated as APY and subject to change at any time Penalty for early withdrawal.
Enterprise Bank Allison Park, PA
Institution Rating:
F2.8 ★Texas Ratio: 41.32%
4091 Mount Royal Blvd, Allison Park, PA 15101
3 Year CD/IRA
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
626 Jacksonville Rd, Warminster, PA 18974 4862
36 mos. CDs & IRA Rate
$0
3.81%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
626 Jacksonville Rd, Warminster, PA 18974 4862
36 Months CD
$0
3.81%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
520 Eagleview Blvd, Exton, PA 19341
36 Month Bonus Certificate
$75,000
3.80%
▼
Rate3.74%
Min Deposit$75,000
Min Balance—
UpdatedMay 17, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
740 W Hamilton St, Allentown, PA 18101
IRA Certificate Term 36-Month Variable
$100,000
3.79%
▼
Rate3.73%
Min Deposit$100,000
Min Balance—
UpdatedMay 22, 2026
Details
$100,000 Minimum to Earn APY
Tri County Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
1550 Medical Dr, Pottstown, PA 19464 3225
36 Months Certificate
$0
3.77%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Tri County Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
1550 Medical Dr, Pottstown, PA 19464 3225
36 Months Certificates
$0
3.77%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Diamond Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
1600 Medical Dr, Pottstown, PA 19464 3242
36 Month Regular Certificate
$0
3.76%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
520 Eagleview Blvd, Exton, PA 19341
36 Month Business Certificate
$500
3.75%
▼
Rate3.69%
Min Deposit$500
Min Balance—
UpdatedMay 17, 2026
Details
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.85%
1615 Columbia Blvd, Bloomsburg, PA 17815 8862
Jumbo Certificate 3 Year
$10,000
3.75%
▼
Rate3.68%
Min Deposit$10,000
Min Balance—
UpdatedMay 29, 2026
Details
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
335 W Butler Ave, Chalfont, PA 18914
36-Month Certificates
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
Tri County Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
1550 Medical Dr, Pottstown, PA 19464 3225
36 Months Certificate
$0
3.72%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Tri County Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
1550 Medical Dr, Pottstown, PA 19464 3225
36 Months Certificates
$0
3.72%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Second Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1727 Chestnut St, Philadelphia, PA 19103
36 Months Certificates Of Deposit
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
800 Wayne Ave, Chambersburg, PA 17201 3810
36 Month Share Certificate - Traditional IRA or Roth IRA
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Tri County Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
1550 Medical Dr, Pottstown, PA 19464 3225
36 Months Certificate
$0
3.67%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Tri County Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
1550 Medical Dr, Pottstown, PA 19464 3225
36 Months Certificates
$0
3.67%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
2307 Brown St, Philadelphia, PA 19130
3 Years Certificate
$500
3.66%
▼
Rate3.60%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
800 Wayne Ave, Chambersburg, PA 17201 3810
36 Month Share Certificate - Traditional IRA or Roth IRA
$0
3.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
335 Commerce Dr, Fort Washington, PA 19034 2701
36-month Jumbo Certificate
$75,000
3.65%
▼
Rate3.59%
Min Deposit$75,000
Min Balance—
UpdatedMay 31, 2026
Details
Kish Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
4255 E Main St, Belleville, PA 17004
36 Months Certificate of Deposit
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
800 Wayne Ave, Chambersburg, PA 17201 3810
36 Month Share Certificate - Traditional IRA or Roth IRA
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
335 Commerce Dr, Fort Washington, PA 19034 2701
36-month Certificate
$500
3.60%
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedMay 31, 2026
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
335 Commerce Dr, Fort Washington, PA 19034 2701
36-month Fixed-Rate IRA Only
$500
3.60%
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedMay 31, 2026
Details
Galaxy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.25%
1313 Liberty St, Franklin, PA 16323
25 - 36 Mos. Certificate of Deposit
$500
3.56%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Access Credit Union Bristol Pa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.33%
23 Commerce Cir, Bristol, PA 19007 3111
36 Months Share Certificate
$1,000
3.56%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 23, 2026
Details
Spirit Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
8535 New Falls Rd, Levittown, PA 19054 1601
3 Year Share Certificate / IRA Certificate
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Riverfront Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.33%
2001 Museum Rd, Wyomissing, PA 19610 2859
Nonpreferred Certificates: Regular, Traditional IRA, Roth IRA, Educational 36 months
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Minimum $100
Iron Workers SB
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
3333 Concord Rd, Aston, PA 19014
36 Month Certificates of Deposit and IRAs
$500
3.50%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 28, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
740 W Hamilton St, Allentown, PA 18101
36-Month Share Certificate
$100,000
3.50%
▼
Rate3.44%
Min Deposit$100,000
Min Balance—
UpdatedMay 22, 2026
Details
$100,000 Minimum to Earn APY
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
800 Wayne Ave, Chambersburg, PA 17201 3810
36 Month Share Certificate - Traditional IRA or Roth IRA
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
740 W Hamilton St, Allentown, PA 18101
IRA Certificate Term 36-Month Fixed
$100,000
3.50%
▼
Rate3.44%
Min Deposit$100,000
Min Balance—
UpdatedMay 22, 2026
Details
$100,000 Minimum to Earn APY
Pennstar Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
4139 E State St, Hermitage, PA 16148 3402
36 Month Certificates
$0
3.50%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Top Tier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
144 Holiday Inn Rd, Clarion, PA 16214
36 months IRA Certificates
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
IRA Certificates available**
Port Richmond Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
2522 E Allegheny Ave, Philadelphia, PA 19134
36 month Certificates of Deposit
$500
3.49%
▼
Rate3.43%
Min Deposit$500
Min Balance—
UpdatedMay 28, 2026
Details
TTNB Turbotville Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
4710 State Route 54, Turbotville, PA 17772
36 Months Certificate of Deposits
$0
3.49%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
$5,000 & over
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1129 State St, Erie, PA 16501 1911
IRA 36 month Certificate
$0
3.48%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Quaint Oak Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
501 Knowles Ave, Southampton, PA 18966
Business Certificates of Deposit 3 Years
$0
3.45%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Quaint Oak Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
501 Knowles Ave, Southampton, PA 18966
Certificates of Deposit - CD Accounts 3 Years
$0
3.45%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
I B E W LOCAL 56
Institution Rating:
A+5.0 ★Texas Ratio: 7.79%
962 W 20TH ST, Erie, PA 16502 2401
Share Certificates 36 Month
$50,000
3.44%
▼
Rate3.40%
Min Deposit$50,000
Min Balance—
UpdatedJun 1, 2026
Details
Pay monthly into Regular Share Account
Pennsylvania 48 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Hatboro Federal Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
221 S York Rd, Hatboro, PA 19040
4 Year CD
$0
4.00%
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.68%
1510 Dekalb Pike, Blue Bell, PA 19422
Jumbo and Jumbo IRA Certificates 4 Years
$100,000
3.96%
▼
Rate3.90%
Min Deposit$100,000
Min Balance—
UpdatedMay 20, 2026
Details
$100,000 and Above
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.68%
1510 Dekalb Pike, Blue Bell, PA 19422
IRA Certificates 4 Years
$0
3.91%
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
$500 and Above; $500 is the minimum balance required to open account and earn APY. Annual Percentage Yield designated as APY and subject to change at any time Penalty for early withdrawal.
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
2800 W Passyunk Ave, Philadelphia, PA 19145 5206
48-Month IRA Certificates
$1,000
3.90%
▼
Rate3.83%
Min Deposit$1,000
Min Balance—
UpdatedMay 29, 2026
Details
Enterprise Bank Allison Park, PA
Institution Rating:
F2.8 ★Texas Ratio: 41.32%
4091 Mount Royal Blvd, Allison Park, PA 15101
4 Year CD/IRA
$0
3.87%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Tri County Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
1550 Medical Dr, Pottstown, PA 19464 3225
48 Months Certificate
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Tri County Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
1550 Medical Dr, Pottstown, PA 19464 3225
48 Months Certificates
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
626 Jacksonville Rd, Warminster, PA 18974 4862
48 Months CD
$0
3.81%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
626 Jacksonville Rd, Warminster, PA 18974 4862
48 mos. CDs & IRA Rate
$0
3.81%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Tri County Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
1550 Medical Dr, Pottstown, PA 19464 3225
48 Months Certificate
$0
3.77%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Tri County Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
1550 Medical Dr, Pottstown, PA 19464 3225
48 Months Certificates
$0
3.77%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Diamond Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
1600 Medical Dr, Pottstown, PA 19464 3242
48 Month Regular Certificate
$0
3.76%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.85%
1615 Columbia Blvd, Bloomsburg, PA 17815 8862
Jumbo Certificate 4 Year
$10,000
3.75%
▼
Rate3.68%
Min Deposit$10,000
Min Balance—
UpdatedMay 29, 2026
Details
Second Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1727 Chestnut St, Philadelphia, PA 19103
48 Months Certificates Of Deposit
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
800 Wayne Ave, Chambersburg, PA 17201 3810
48 Month Share Certificate - Traditional IRA or Roth IRA
$250,000
3.75%
▼
Rate—
Min Deposit$250,000
Min Balance—
UpdatedMay 22, 2026
Details
Tri County Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
1550 Medical Dr, Pottstown, PA 19464 3225
48 Months Certificate
$0
3.72%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Tri County Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
1550 Medical Dr, Pottstown, PA 19464 3225
48 Months Certificates
$0
3.72%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
800 Wayne Ave, Chambersburg, PA 17201 3810
48 Month Share Certificate - Traditional IRA or Roth IRA
$100,000
3.70%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 22, 2026
Details
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
520 Eagleview Blvd, Exton, PA 19341
48 Month Bonus Certificate
$75,000
3.65%
▼
Rate3.59%
Min Deposit$75,000
Min Balance—
UpdatedMay 17, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
800 Wayne Ave, Chambersburg, PA 17201 3810
48 Month Share Certificate - Traditional IRA or Roth IRA
$10,000
3.65%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMay 22, 2026
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
335 Commerce Dr, Fort Washington, PA 19034 2701
48-month Jumbo Certificate
$75,000
3.65%
▼
Rate3.59%
Min Deposit$75,000
Min Balance—
UpdatedMay 31, 2026
Details
Galaxy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.25%
1313 Liberty St, Franklin, PA 16323
37 - 48 Mos. Certificate of Deposit
$500
3.61%
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
335 Commerce Dr, Fort Washington, PA 19034 2701
48-month Fixed-Rate IRA Only
$500
3.60%
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedMay 31, 2026
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
335 Commerce Dr, Fort Washington, PA 19034 2701
48-month Certificate
$500
3.60%
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedMay 31, 2026
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
335 Commerce Dr, Fort Washington, PA 19034 2701
48-month Bump-Up IRA
$500
3.60%
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedMay 31, 2026
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
335 Commerce Dr, Fort Washington, PA 19034 2701
48-month Bump-Up Certificate
$500
3.60%
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedMay 31, 2026
Details
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
520 Eagleview Blvd, Exton, PA 19341
48 Month Business Certificate
$500
3.60%
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedMay 17, 2026
Details
Access Credit Union Bristol Pa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.33%
23 Commerce Cir, Bristol, PA 19007 3111
48 Months Share Certificate
$1,000
3.56%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 23, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
800 Wayne Ave, Chambersburg, PA 17201 3810
48 Month Share Certificate - Traditional IRA or Roth IRA
$1,000
3.55%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 22, 2026
Details
Riverfront Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.33%
2001 Museum Rd, Wyomissing, PA 19610 2859
Nonpreferred Certificates: Regular, Traditional IRA, Roth IRA, Educational 48 months
$0
3.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Minimum $100
Top Tier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
144 Holiday Inn Rd, Clarion, PA 16214
48 months IRA Certificates
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
IRA Certificates available**
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
740 W Hamilton St, Allentown, PA 18101
48-Month Share Certificate
$100,000
3.50%
▼
Rate3.44%
Min Deposit$100,000
Min Balance—
UpdatedMay 22, 2026
Details
$100,000 Minimum to Earn APY
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
740 W Hamilton St, Allentown, PA 18101
IRA Certificate Term 48-Month Fixed
$100,000
3.50%
▼
Rate3.44%
Min Deposit$100,000
Min Balance—
UpdatedMay 22, 2026
Details
$100,000 Minimum to Earn APY
Spirit Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
8535 New Falls Rd, Levittown, PA 19054 1601
4 Year Share Certificate / IRA Certificate
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Port Richmond Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
2522 E Allegheny Ave, Philadelphia, PA 19134
48 month Certificates of Deposit
$500
3.49%
▼
Rate3.43%
Min Deposit$500
Min Balance—
UpdatedMay 28, 2026
Details
TTNB Turbotville Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
4710 State Route 54, Turbotville, PA 17772
48 Months Certificate of Deposits
$0
3.49%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
$5,000 & over
Quaint Oak Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
501 Knowles Ave, Southampton, PA 18966
Certificates of Deposit - CD Accounts 4 Years
$0
3.45%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Quaint Oak Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
501 Knowles Ave, Southampton, PA 18966
Business Certificates of Deposit 4 Years
$0
3.45%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Benchmark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1522 McDaniel Dr, West Chester, PA 19380
48 MONTH Certificate
$500
3.40%
▼
Rate3.34%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Frick Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.07%
235 Pittsburgh St, Uniontown, PA 15401 2751
48 Month Certificate
$500
3.40%
▼
Rate3.35%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.82%
5 Hillman Dr, Chadds Ford, PA 19317
48 MONTH Certificate
$0
3.40%
▼
Rate3.34%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Iron Workers SB
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
3333 Concord Rd, Aston, PA 19014
48 Month Certificates of Deposit and IRAs
$500
3.40%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 28, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.40%
4500 Pennell Rd, Aston, PA 19014 1862
48 Month IRA Certificate
$500
3.40%
▼
Rate3.34%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.40%
4500 Pennell Rd, Aston, PA 19014 1862
48 Month Regular Certificate
$500
3.40%
▼
Rate3.34%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Kish Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
4255 E Main St, Belleville, PA 17004
48 Months Certificate of Deposit
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
4029 W Tilghman St, Allentown, PA 18104
48 Month Certificate of Deposit
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
4029 W Tilghman St, Allentown, PA 18104
IRA Certificates of Deposit 48 Month
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.40%
2154 E Lake Rd, Erie, PA 16511 1140
48 Month
$125,000
3.35%
▼
Rate3.30%
Min Deposit$125,000
Min Balance—
UpdatedJun 1, 2026
Details
Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.40%
2154 E Lake Rd, Erie, PA 16511 1140
IRA 48 Month
$5
3.30%
▼
Rate3.25%
Min Deposit$5
Min Balance—
UpdatedJun 1, 2026
Details
WVS West View SB
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
9001 Perry Hwy, Pittsburgh, PA 15237
4 Year Certificates of Deposit
$500
3.30%
▼
Rate3.30%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Pennsylvania 60 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.68%
1510 Dekalb Pike, Blue Bell, PA 19422
Jumbo and Jumbo IRA Certificates 5 Years
$100,000
4.11%
▼
Rate4.05%
Min Deposit$100,000
Min Balance—
UpdatedMay 20, 2026
Details
$100,000 and Above
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.68%
1510 Dekalb Pike, Blue Bell, PA 19422
IRA Certificates 5 Years
$0
4.06%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
$500 and Above; $500 is the minimum balance required to open account and earn APY. Annual Percentage Yield designated as APY and subject to change at any time Penalty for early withdrawal.
Hatboro Federal Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
221 S York Rd, Hatboro, PA 19040
5 Year CD
$0
4.00%
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
2800 W Passyunk Ave, Philadelphia, PA 19145 5206
60-Month IRA Certificates
$1,000
4.00%
▼
Rate3.93%
Min Deposit$1,000
Min Balance—
UpdatedMay 29, 2026
Details
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
335 W Butler Ave, Chalfont, PA 18914
Jumbo Certificates 60-Month
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1129 State St, Erie, PA 16501 1911
60 month Certificate
$200,000
3.98%
▼
Rate3.92%
Min Deposit$200,000
Min Balance—
UpdatedMay 18, 2026
Details
Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
2307 Brown St, Philadelphia, PA 19130
5 Years Certificate
$500
3.92%
▼
Rate3.85%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Enterprise Bank Allison Park, PA
Institution Rating:
F2.8 ★Texas Ratio: 41.32%
4091 Mount Royal Blvd, Allison Park, PA 15101
5 Year CD/IRA
$0
3.87%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Second Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1727 Chestnut St, Philadelphia, PA 19103
60 Months Certificates Of Deposit
$0
3.85%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
335 W Butler Ave, Chalfont, PA 18914
60-Month Certificates
$0
3.85%
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
Tri County Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
1550 Medical Dr, Pottstown, PA 19464 3225
60 Months Certificates
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Tri County Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
1550 Medical Dr, Pottstown, PA 19464 3225
60 Months Certificate
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1129 State St, Erie, PA 16501 1911
60 month Certificate
$125,000
3.82%
▼
Rate3.77%
Min Deposit$125,000
Min Balance—
UpdatedMay 18, 2026
Details
Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
626 Jacksonville Rd, Warminster, PA 18974 4862
60 Months CD
$0
3.81%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
626 Jacksonville Rd, Warminster, PA 18974 4862
60 mos. CDs & IRA Rate
$0
3.81%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Tri County Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
1550 Medical Dr, Pottstown, PA 19464 3225
60 Months Certificate
$0
3.77%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Tri County Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
1550 Medical Dr, Pottstown, PA 19464 3225
60 Months Certificates
$0
3.77%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Diamond Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
1600 Medical Dr, Pottstown, PA 19464 3242
60 Month Regular Certificate
$0
3.76%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
800 Wayne Ave, Chambersburg, PA 17201 3810
60 Month Share Certificate - Traditional IRA or Roth IRA
$250,000
3.75%
▼
Rate—
Min Deposit$250,000
Min Balance—
UpdatedMay 22, 2026
Details
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.85%
1615 Columbia Blvd, Bloomsburg, PA 17815 8862
Jumbo Certificate 5 Year
$10,000
3.75%
▼
Rate3.68%
Min Deposit$10,000
Min Balance—
UpdatedMay 29, 2026
Details
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1129 State St, Erie, PA 16501 1911
60 month Certificate
$75,000
3.72%
▼
Rate3.67%
Min Deposit$75,000
Min Balance—
UpdatedMay 18, 2026
Details
Tri County Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
1550 Medical Dr, Pottstown, PA 19464 3225
60 Months Certificate
$0
3.72%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Tri County Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
1550 Medical Dr, Pottstown, PA 19464 3225
60 Months Certificates
$0
3.72%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
1001 California Ave, Pittsburgh, PA 15290
IRA Certificates 5 Years
$0
3.70%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
800 Wayne Ave, Chambersburg, PA 17201 3810
60 Month Share Certificate - Traditional IRA or Roth IRA
$100,000
3.70%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 22, 2026
Details
Galaxy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.25%
1313 Liberty St, Franklin, PA 16323
49 - 60 Mos. Certificate of Deposit
$500
3.67%
▼
Rate3.60%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
520 Eagleview Blvd, Exton, PA 19341
60 Month Bonus Certificate
$75,000
3.65%
▼
Rate3.59%
Min Deposit$75,000
Min Balance—
UpdatedMay 17, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
800 Wayne Ave, Chambersburg, PA 17201 3810
60 Month Share Certificate - Traditional IRA or Roth IRA
$10,000
3.65%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMay 22, 2026
Details
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1129 State St, Erie, PA 16501 1911
60 month Certificate
$25,000
3.62%
▼
Rate3.57%
Min Deposit$25,000
Min Balance—
UpdatedMay 18, 2026
Details
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1129 State St, Erie, PA 16501 1911
IRA 60 month Certificate
$0
3.61%
▼
Rate3.56%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
335 Commerce Dr, Fort Washington, PA 19034 2701
60-month Fixed-Rate IRA Only
$500
3.60%
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedMay 31, 2026
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
335 Commerce Dr, Fort Washington, PA 19034 2701
60-month Jumbo Certificate
$75,000
3.60%
▼
Rate3.54%
Min Deposit$75,000
Min Balance—
UpdatedMay 31, 2026
Details
FORGE
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
1402 Bywood Ave, Upper Darby, PA 19082
60 Months Share Certificates
$0
3.60%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
335 Commerce Dr, Fort Washington, PA 19034 2701
60-month Certificate
$500
3.60%
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedMay 31, 2026
Details
Riverfront Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.33%
2001 Museum Rd, Wyomissing, PA 19610 2859
Nonpreferred Certificates: Regular, Traditional IRA, Roth IRA, Educational 60 months
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Minimum $100
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
520 Eagleview Blvd, Exton, PA 19341
60 Month Business Certificate
$500
3.60%
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedMay 17, 2026
Details
JVB Juniata Valley Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
104 N Front St, Liverpool, PA 17045
60 Month CD or IRA
$1,000
3.60%
▼
Rate3.55%
Min Deposit$1,000
Min Balance—
UpdatedMay 17, 2026
Details
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1129 State St, Erie, PA 16501 1911
60 month Certificate
$1,000
3.57%
▼
Rate3.52%
Min Deposit$1,000
Min Balance—
UpdatedMay 18, 2026
Details
Frick Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.07%
235 Pittsburgh St, Uniontown, PA 15401 2751
60 Month Certificate
$500
3.56%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Access Credit Union Bristol Pa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.33%
23 Commerce Cir, Bristol, PA 19007 3111
60 Months Share Certificate
$1,000
3.56%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 23, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
800 Wayne Ave, Chambersburg, PA 17201 3810
60 Month Share Certificate - Traditional IRA or Roth IRA
$1,000
3.55%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 22, 2026
Details
Valley 1st Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
815 SCHOONMAKER AVE, MONESSEN, PA 15062 1008
IRA Share Certificate 5-Year
$0
3.50%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Top Tier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
144 Holiday Inn Rd, Clarion, PA 16214
60 months IRA Certificates
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
IRA Certificates available**
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
740 W Hamilton St, Allentown, PA 18101
60-Month Share Certificate
$100,000
3.50%
▼
Rate3.44%
Min Deposit$100,000
Min Balance—
UpdatedMay 22, 2026
Details
$100,000 Minimum to Earn APY
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
740 W Hamilton St, Allentown, PA 18101
IRA Certificate Term 60-Month Fixed
$100,000
3.50%
▼
Rate3.44%
Min Deposit$100,000
Min Balance—
UpdatedMay 22, 2026
Details
$100,000 Minimum to Earn APY
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
1001 California Ave, Pittsburgh, PA 15290
5 Years Share Certificates
$0
3.50%
▼
Rate3.46%
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
TTNB Turbotville Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
4710 State Route 54, Turbotville, PA 17772
60 Months Certificate of Deposits
$0
3.49%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
$5,000 & over
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.42%
7500 Lindbergh Blvd, Philadelphia, PA 19176
60 Month Share/IRA Certificate
$500
3.45%
▼
Rate3.30%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.42%
7500 Lindbergh Blvd, Philadelphia, PA 19176
60 Month Share Certificates
$500
3.45%
▼
Rate3.30%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1129 State St, Erie, PA 16501 1911
IRA 60 month Certificate
$0
3.45%
▼
Rate3.41%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
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Pennsylvania CD Rate Trends
Compare local Pennsylvania CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — PA Avg
2.184%
▼ 0.089 vs 7 days ago
Pennsylvania 12-month CD rates fell 0.089 points over the past 7 days to 2.184% APY.
6-Month CD — PA Avg
2.454%
▼ 0.040 vs 7 days ago
Pennsylvania 6-month CD rates fell 0.040 points over the past 7 days to 2.454% APY.
As of Jun 3, 2026 • Rate data sourced from 8,500+ monitored institutions
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PA CD Rate Forecast — Next 12 Months
Where are Pennsylvania CD rates headed through June 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
PA 12-Month Avg APY
2.184%
6-Month Forecast
2.184%
Range: 1.98% – 2.33%
12-Month Forecast
1.934%
Range: 1.73% – 2.08%
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What Your Savings Earn at PA CD Rates Today
Annual interest earnings at today’s Pennsylvania average APYs. State average used where available; national average as fallback.
| CD Term | PA Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 1.819% | $90.94 | $181.87 | $454.68 | $909.35 |
| 6-Month CD | 2.454% | $122.71 | $245.42 | $613.55 | $1,227.10 |
| 12-Month CD | 2.184% | $109.22 | $218.44 | $546.10 | $1,092.20 |
| 18-Month CD | 2.240% | $111.99 | $223.97 | $559.93 | $1,119.85 |
| 24-Month CD | 2.337% | $116.86 | $233.72 | $584.30 | $1,168.60 |
| 36-Month CD | 2.260% | $112.98 | $225.95 | $564.88 | $1,129.75 |
| 48-Month CD | 2.258% | $112.89 | $225.78 | $564.45 | $1,128.90 |
| 60-Month CD | 2.197% | $109.87 | $219.74 | $549.35 | $1,098.70 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of June 1, 2026. | |||||
Sample CD Ladder for Pennsylvania Savers
$25,000 split equally across 5 terms using today’s Pennsylvania average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | PA Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 1.819% | $90.94 |
| 2 | 6-Month CD | $5,000 | 2.454% | $122.71 |
| 3 | 12-Month CD | $5,000 | 2.184% | $109.22 |
| 4 | 24-Month CD | $5,000 | 2.337% | $116.86 |
| 5 | 36-Month CD | $5,000 | 2.260% | $112.98 |
| Total ($25,000 invested) | $25,000 | 2.211% blended | $552.71/yr | |
Ladder example uses equal $5,000 rungs and Pennsylvania average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
1,335
CD Rates
Tracked in Pennsylvania
Tracked in Pennsylvania
62 Banks
69 Credit Unions
About Our Pennsylvania CD Rate Database
MonitorBankRates tracks 1,335 CD rates from 62 banks and 69 credit unions with locations in Pennsylvania, plus national online institutions available to Pennsylvania residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.
Current top rate: U S POSTAL SERVICE offers a CD at 4.25% APY with a minimum deposit of $0. Use the rate table above to compare all current offers in Pennsylvania.
How to Find the Best CD Rates in Pennsylvania
What to compare when shopping for a CD in Pennsylvania
To find the best APYs in Pennsylvania, start with credit unions and online-only banks — Pennsylvania has 69 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in Pennsylvania
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in Pennsylvania — 131 institutions here report CD rates
Consider an Alternative If…
- You may need funds within 30 days → Pennsylvania savings rates
- Rates are rising and you want to benefit → Variable-rate savings or MMA
- You want check-writing access → Pennsylvania money market rates
Pennsylvania Financial Snapshot
Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024
Population 65+
19.5%
National avg: 17.3%
Median Individual Earnings
$46,676
National avg: $47,340
Poverty Rate
11.7%
National avg: 11.1%
Unemployment Rate
5.2%
National avg: 4.8%
CD Earnings on 10% of Salary
$102/yr
At PA 12-mo avg 2.184% APY
19.5% of residents are 65 or older, in line with the national average of 17.3%. At today’s PA 12-month CD average of 2.184%, saving 10% of the local median salary ($4,667/year) and putting it in a CD would earn an additional $102 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in Pennsylvania
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90–180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
How Certificates of Deposit Work in Pennsylvania
A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in Pennsylvania typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in Pennsylvania as everywhere in the U.S.
Choosing a CD Term in Pennsylvania
The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give Pennsylvania savers easier access to their funds. For example, Freedom Credit Union is offering its 6 Months CD at 4.07% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, Genisys Credit Union is offering its Jumbo and Jumbo IRA Certificates 5 Years at 4.11% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.
CD Risk and Safety for Pennsylvania Savers
CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a Pennsylvania saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.
How CD Interest Is Paid in Pennsylvania
Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the Pennsylvania CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.
Fixed vs. Variable CD Rates in Pennsylvania
Most CDs carry a fixed rate that is locked for the entire term, protecting a Pennsylvania depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.
Frequently Asked Questions about CD Rates in Pennsylvania
Are CD rates in Pennsylvania FDIC insured?
Yes, most established banks in Pennsylvania are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Pennsylvania?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Pennsylvania.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Pennsylvania may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Pennsylvania?
Here are recent top rates found for this area:
- U S POSTAL SERVICE: 4.25% APY (IRA Certificates 1 Year Starter Add-On)
- Bethlehem 1st Federal Credit Union: 4.15% APY (12 month Share Certificates)
- Genisys Credit Union: 4.11% APY (Jumbo and Jumbo IRA Certificates 5 Years)
- Freedom Credit Union: 4.07% APY (18 Months CD)
- Philadelphia Federal Credit Union: 4.05% APY (Jumbo Certificate 1 Year)
- Self Reliance NY Federal Credit Union: 4.02% APY (6 Months Certificate)
- URE Federal Credit Union: 4.00% APY (12 Month Certificates of Deposit)
- Multi-Schools Federal Credit Union: 4.00% APY (Certificate 12-Months)
- Top Tier Federal Credit Union: 4.00% APY (24 Month Term Certificate)
- Citymark Federal Credit Union: 4.00% APY (6-Month Promo Share and IRA Certificates (CDs))
Rates reflect recent verified offers available in Pennsylvania. Last Updated: June 1, 2026
CD Calculators for Pennsylvania
Pennsylvania CD Calculator
At today’s PA top rate of 4.25% APY, a $10,000 deposit earns $425 in the first year. Enter your amount to see your exact return.
Pennsylvania CD LadderPA CD rates currently range from 1.819% (3-month) to 2.260% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a Pennsylvania CD at 4.25% APY, know your exit cost. Most institutions charge 90–180 days of interest — calculate your real net return if you need early access.
CD vs. High-Yield SavingsPennsylvania’s average 12-month CD is 2.184% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Pennsylvania CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Pennsylvania directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Pennsylvania. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in PA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: June 1, 2026
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