MonitorBankRates
☰
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Best Money Market Rates in Massachusetts (MA) - April 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
  • Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: April 22, 2026

Current Massachusetts money market rates include Eastern Bank Boston, MAEastern Bank Boston, MA1336 Massachusetts Ave, Cambridge, MA 02138A+5.0 ★Texas Ratio: 2.03% Money Market Plus at 4.00% APY, Wrentham Co-operative BankWrentham Co-operative Bank102 South St, Wrentham, MA 02093A+5.0 ★Texas Ratio: 0.00% Premier Money Market at 3.70% APY, Community Credit Union Of LynnCommunity Credit Union Of Lynn1 Andrew St, Lynn, MA 01901 1101A-5.0 ★Texas Ratio: 14.06% Community High Yield Money Market Account at 3.65% APY, Webster First Federal Credit UnionWebster First Federal Credit Union271 Greenwood St, Worcester, MA 01607A+5.0 ★Texas Ratio: 2.22% Money Market Plus at 3.50% APY, and Needham BankNeedham Bank5 Market St, Amesbury, MA 01913A+5.0 ★Texas Ratio: 3.75% Super Saver Money Market at 3.50% APY. Money market rates as of April 22, 2026 according to verified data from MonitorBankRates.

Use the tables below to compare money market rates across Massachusetts side-by-side. Massachusetts money market rates currently reach as high as 4.00% APY from Eastern Bank Boston, MA at 1336 Massachusetts Ave, Cambridge, MA 02138. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Massachusetts and surrounding area. Last Updated and Verified: April 22, 2026

Compare the Best Money Market Rates Today in Massachusetts

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
1336 Massachusetts Ave, Cambridge, MA 02138
Money Market Plus
4.00%
$0
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Boosted APY

Wrentham Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
102 South St, Wrentham, MA 02093
Premier Money Market
3.70%
$0
View
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Community Credit Union Of Lynn
Institution Rating:
A-5.0 ★ Texas Ratio: 14.06%
1 Andrew St, Lynn, MA 01901 1101
Community High Yield Money Market Account
3.65%
$10,000
View
▼
Rate3.59%
Min Deposit$10,000
Min Balance—
UpdatedApr 8, 2026
Details

Community High Yield Money Market for consumer and business accounts. Earn 3.75% Annual Percentage Yield for new money only. Minimum balance of $10,000 to open.

Needham Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
5 Market St, Amesbury, MA 01913
Premium Money Market
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details

Available to Premium Checking customers; No monthly maintenance fees; Ideal for short-term savings or emergency funds

Naveo Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
493 Somerville Ave, Somerville, MA 02143
Premier Money Market
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Qualifying balance up to $1,000.00

DCU Digital Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.98%
100 Powdermill Rd, Acton, MA 01720
Money Market
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
271 Greenwood St, Worcester, MA 01607
Money Market Plus
3.50%
$0
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
495 Summer St, Boston, MA 02210
Premier Money Market
3.50%
$0
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
100 Boston Scientific Way, Marlborough, MA 01752
Money Market Special
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Needham Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
5 Market St, Amesbury, MA 01913
Super Saver Money Market
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details

OneLocal Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.65%
11 Central St, Norwood, MA 02062
High Yield Money Market & iYield Money Market Account
3.50%
$0
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Open Online

BankProv
Institution Rating:
A5.0 ★ Texas Ratio: 10.50%
5 Market St, Amesbury, MA 01913
Super Saver Money Market
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

BankProv
Institution Rating:
A5.0 ★ Texas Ratio: 10.50%
5 Market St, Amesbury, MA 01913
Premium Money Market
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Washington Savings Bank Lowell, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
30 Middlesex St, Lowell, MA 01852
Non-Profit Money Market
3.34%
$10
View
▼
Rate3.25%
Min Deposit$10
Min Balance—
UpdatedApr 17, 2026
Details

Selfreliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.56%
103 N Elm St, Westfield, MA 01085
Money Market Accounts
3.29%
$0
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Selfreliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.56%
103 N Elm St, Westfield, MA 01085
Money Market
3.29%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

up to

Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
1336 Massachusetts Ave, Cambridge, MA 02138
Money Market Plus
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Standard APY

MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★ Texas Ratio: 18.63%
70 Westview St, Lexington, MA 02421 3142
High Yield Money Market
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

New Money Only

Savers Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
270 Main St, Southbridge, MA 01550
Ultra Money Market Special -Personal and Business
3.25%
$0
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

OneLocal Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.65%
11 Central St, Norwood, MA 02062
High Yield Money Market & iYield Money Market Account
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Open Online

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
495 Summer St, Boston, MA 02210
Premier Money Market
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Institution for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
93 State St, Newburyport, MA 01950
Business Sapphire Money Market
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Balances $2,000,000-$4,000,000 (plus interest paid)

Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
271 Greenwood St, Worcester, MA 01607
Money Market Plus
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Institution for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
93 State St, Newburyport, MA 01950
Sapphire Money Market
3.25%
$2,000,000
View
▼
Rate3.20%
Min Deposit$2,000,000
Min Balance—
UpdatedApr 16, 2026
Details

Balances $2,000,000-$4,000,000 (plus interest paid)

Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.26%
94 Shaker Road, East Longmeadow, MA 01028
Business Money Market Special
3.20%
$0
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

North Easton SB
Institution Rating:
A+5.0 ★ Texas Ratio: 1.18%
20 Eastman St, South Easton, MA 02375
Business Premier Leader Money MarketSpecial
3.19%
$0
View
▼
Rate3.14%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

North Brookfield SB
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
9 Gilbert St, North Brookfield, MA 01535
Level Up Money Market
3.05%
$20,000
View
▼
Rate3.00%
Min Deposit$20,000
Min Balance—
UpdatedApr 17, 2026
Details

Balance of $1,000,000.01 or More

Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.26%
94 Shaker Road, East Longmeadow, MA 01028
Business Money Market Special
3.05%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Washington Savings Bank Lowell, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
30 Middlesex St, Lowell, MA 01852
IRA Money Market
3.04%
$10
View
▼
Rate3.00%
Min Deposit$10
Min Balance—
UpdatedApr 17, 2026
Details

Wrentham Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
102 South St, Wrentham, MA 02093
Premier Money Market
3.04%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Bank5 Connect
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
160 County St, New Bedford, MA 02740
Connect Money Market
3.03%
$100
View
▼
Rate2.99%
Min Deposit$100
Min Balance—
UpdatedApr 22, 2026
Details

Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
30 Pond St, Sharon, MA 02067 2040
MyPremium Money Market Tier 3
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Rates are variable and may change after the account is opened at any time at SCU's discretion. Fees may reduce earnings on the account. Other conditions may apply. Please refer to SCU's Important Account Information for Our Members and Schedule of Fees and Service Charges for important information and disclosures.

Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
271 Greenwood St, Worcester, MA 01607
Money Market Plus
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
30 Pond St, Sharon, MA 02067 2040
MyPremium Money Market Tier 5
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Rates are variable and may change after the account is opened at any time at SCU's discretion. Fees may reduce earnings on the account. Other conditions may apply. Please refer to SCU's Important Account Information for Our Members and Schedule of Fees and Service Charges for important information and disclosures.

Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
30 Pond St, Sharon, MA 02067 2040
MyPremium Money Market Tier 4
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Rates are variable and may change after the account is opened at any time at SCU's discretion. Fees may reduce earnings on the account. Other conditions may apply. Please refer to SCU's Important Account Information for Our Members and Schedule of Fees and Service Charges for important information and disclosures.

Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.26%
94 Shaker Road, East Longmeadow, MA 01028
Money Market Special
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Institution for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
93 State St, Newburyport, MA 01950
Business Gold Money Market
3.00%
$250,000
View
▼
Rate2.96%
Min Deposit$250,000
Min Balance—
UpdatedApr 16, 2026
Details

plus interest paid

Institution for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
93 State St, Newburyport, MA 01950
Gold Money Market
3.00%
$250,000
View
▼
Rate2.96%
Min Deposit$250,000
Min Balance—
UpdatedApr 16, 2026
Details

Balances $250,000 and above

Dedham Institution for Savings
Institution Rating:
A5.0 ★ Texas Ratio: 6.25%
55 Elm St, Dedham, MA 02026
Premium Money Market Account
3.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

OneLocal Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.65%
11 Central St, Norwood, MA 02062
High Yield Money Market & iYield Money Market Account
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Open Online

Cape Cod Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
121 Main St, Yarmouth Port, MA 02675
Premier Money Market
2.85%
$0
View
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Washington Savings Bank Lowell, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
30 Middlesex St, Lowell, MA 01852
High Yield Online Money Market
2.83%
$10
View
▼
Rate2.75%
Min Deposit$10
Min Balance—
UpdatedApr 17, 2026
Details

Washington Savings Bank Lowell, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
30 Middlesex St, Lowell, MA 01852
Business Money Market Account
2.83%
$10
View
▼
Rate2.75%
Min Deposit$10
Min Balance—
UpdatedApr 17, 2026
Details

Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.26%
94 Shaker Road, East Longmeadow, MA 01028
Business Money Market Special
2.80%
$0
View
▼
Rate2.76%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

North Brookfield SB
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
9 Gilbert St, North Brookfield, MA 01535
Level Up Money Market
2.79%
$20,000
View
▼
Rate2.75%
Min Deposit$20,000
Min Balance—
UpdatedApr 17, 2026
Details

Balance of $500,000.01-$1,000,000.00

First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
100 SWIFT ST, EAST BOSTON, MA 02128 1864
Money Market (High Yield: New Money Special)
2.79%
$2,500
View
▼
Rate2.75%
Min Deposit$2,500
Min Balance—
UpdatedApr 19, 2026
Details

Washington Savings Bank Lowell, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
30 Middlesex St, Lowell, MA 01852
IRA Money Market
2.78%
$10
View
▼
Rate2.75%
Min Deposit$10
Min Balance—
UpdatedApr 17, 2026
Details

North Easton SB
Institution Rating:
A+5.0 ★ Texas Ratio: 1.18%
20 Eastman St, South Easton, MA 02375
Main Street Money MarketSpecial
2.78%
$0
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
30 Pond St, Sharon, MA 02067 2040
MyPremium Money Market Tier 2
2.75%
$0
View
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Rates are variable and may change after the account is opened at any time at SCU's discretion. Fees may reduce earnings on the account. Other conditions may apply. Please refer to SCU's Important Account Information for Our Members and Schedule of Fees and Service Charges for important information and disclosures.

Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
30 Pond St, Sharon, MA 02067 2040
MyPremium Money Market Tier 1
2.75%
$0
View
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Rates are variable and may change after the account is opened at any time at SCU's discretion. Fees may reduce earnings on the account. Other conditions may apply. Please refer to SCU's Important Account Information for Our Members and Schedule of Fees and Service Charges for important information and disclosures.

Millbury Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
50 Main St, Millbury, MA 01527
Business Money Market Savings Special
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Cornerstone Bank Spencer, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
253 Main St, Southbridge, MA 01550
Premier Money Market
2.75%
$1,000
View
▼
Rate2.72%
Min Deposit$1,000
Min Balance—
UpdatedApr 17, 2026
Details

OneLocal Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.65%
11 Central St, Norwood, MA 02062
High Yield Money Market & iYield Money Market Account
2.75%
$0
View
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Open Online

Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.26%
94 Shaker Road, East Longmeadow, MA 01028
Money Market Special
2.75%
$0
View
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Winchester Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
19 Church St, Winchester, MA 01890
Business Money Market
2.75%
$0
View
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Savers Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
270 Main St, Southbridge, MA 01550
Ultra Money Market Special -Personal and Business
2.75%
$0
View
▼
Rate2.68%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Webster Five Cents Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
136 Thompson Rd, Webster, MA 01570
Amplify Money Market
2.75%
$10
View
▼
Rate2.68%
Min Deposit$10
Min Balance—
UpdatedApr 17, 2026
Details

Cape Cod Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
121 Main St, Yarmouth Port, MA 02675
Nonprofit Money Market
2.60%
$0
View
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Cape Cod Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
121 Main St, Yarmouth Port, MA 02675
Premier Money Market
2.59%
$0
View
▼
Rate2.56%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.26%
94 Shaker Road, East Longmeadow, MA 01028
Business Money Market Special
2.55%
$0
View
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
100 SWIFT ST, EAST BOSTON, MA 02128 1864
Money Market (High Yield: New Money Special)
2.53%
$2,500
View
▼
Rate2.50%
Min Deposit$2,500
Min Balance—
UpdatedApr 19, 2026
Details

Washington Savings Bank Lowell, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
30 Middlesex St, Lowell, MA 01852
IRA Money Market
2.53%
$10
View
▼
Rate2.50%
Min Deposit$10
Min Balance—
UpdatedApr 17, 2026
Details

North Brookfield SB
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
9 Gilbert St, North Brookfield, MA 01535
Level Up Money Market
2.53%
$20,000
View
▼
Rate—
Min Deposit$20,000
Min Balance—
UpdatedApr 17, 2026
Details

Minimum to Open $20,000.00

North Easton SB
Institution Rating:
A+5.0 ★ Texas Ratio: 1.18%
20 Eastman St, South Easton, MA 02375
Main Street Money MarketSpecial
2.53%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

OneLocal Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.65%
11 Central St, Norwood, MA 02062
High Yield Money Market & iYield Money Market Account
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Open Online

Winchester Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
19 Church St, Winchester, MA 01890
Business Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
495 Summer St, Boston, MA 02210
Premier Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Webster Five Cents Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
136 Thompson Rd, Webster, MA 01570
Amplify Business Money Market
2.50%
$10
View
▼
Rate2.44%
Min Deposit$10
Min Balance—
UpdatedApr 17, 2026
Details

$250,000+

Service Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.03%
199 Worcester Ct, Falmouth, MA 02540
Business Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details

Cape Cod Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
121 Main St, Yarmouth Port, MA 02675
Nonprofit Money Market
2.45%
$0
View
▼
Rate2.42%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

North Brookfield SB
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
9 Gilbert St, North Brookfield, MA 01535
Level Up Money Market
2.38%
$20,000
View
▼
Rate2.35%
Min Deposit$20,000
Min Balance—
UpdatedApr 17, 2026
Details

Balance of $100,000.01-$250,000.00

Selfreliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.56%
103 N Elm St, Westfield, MA 01085
Money Market Accounts
2.27%
$0
View
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Massachusetts Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
51 Willow St, Lynn, MA 01901
Money Market
2.00%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Over $200,000

Millbury Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
50 Main St, Millbury, MA 01527
Business Money Market Savings Special
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Taupa Lithuanian Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
368 W Broadway, South Boston, MA 02127 2272
Money market / Savings
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

AllCom Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
36 Park Ave, Worcester, MA 01609
Premium Money Market Account
2.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
271 Greenwood St, Worcester, MA 01607
Money Market Plus
1.77%
$0
View
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Selfreliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.56%
103 N Elm St, Westfield, MA 01085
Money Market Accounts
1.76%
$0
View
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Alltrust Credit Union
Institution Rating:
D3.5 ★ Texas Ratio: 33.38%
123 Alden Rd, Fairhaven, MA 02719
Business Money Market
1.75%
$0
View
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Workers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.04%
815 Main St, Fitchburg, MA 01420
Workers Money Market
1.75%
$0
View
▼
Rate1.73%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Workers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.04%
815 Main St, Fitchburg, MA 01420
Workers Money Market Checking
1.75%
$1,000
View
▼
Rate1.73%
Min Deposit$1,000
Min Balance—
UpdatedApr 18, 2026
Details

Service Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.03%
199 Worcester Ct, Falmouth, MA 02540
Business Money Market
1.70%
$0
View
▼
Rate1.69%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details

Service Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.03%
199 Worcester Ct, Falmouth, MA 02540
Money Market Account
1.70%
$0
View
▼
Rate1.69%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details

Workers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.04%
815 Main St, Fitchburg, MA 01420
Workers Money Market
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Alltrust Credit Union
Institution Rating:
D3.5 ★ Texas Ratio: 33.38%
123 Alden Rd, Fairhaven, MA 02719
Business Money Market
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

AllCom Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
36 Park Ave, Worcester, MA 01609
Premium Money Market Account
1.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Quincy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
100 Quincy Ave, Quincy, MA 02169 6714
Money Market Tier 4
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
495 Summer St, Boston, MA 02210
Premier Money Market
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
101 Page St, New Bedford, MA 02740
Tiered Savings/Money Market Accounts
1.50%
$0
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Workers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.04%
815 Main St, Fitchburg, MA 01420
Workers Money Market Checking
1.50%
$1,000
View
▼
Rate1.49%
Min Deposit$1,000
Min Balance—
UpdatedApr 18, 2026
Details

Quincy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
100 Quincy Ave, Quincy, MA 02169 6714
Money Market Deposit Accounts Tier 4
1.50%
$100,000
View
▼
Rate1.49%
Min Deposit$100,000
Min Balance—
UpdatedApr 19, 2026
Details

AllCom Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
36 Park Ave, Worcester, MA 01609
Premium Money Market Account
1.40%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Stoneham Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.62%
40 Pine St, Stoneham, MA 02180 2048
Money Market Account
1.40%
$0
View
▼
Rate1.40%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Workers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.04%
815 Main St, Fitchburg, MA 01420
Workers Money Market
1.35%
$0
View
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Workers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.04%
815 Main St, Fitchburg, MA 01420
Workers Money Market Checking
1.35%
$1,000
View
▼
Rate1.34%
Min Deposit$1,000
Min Balance—
UpdatedApr 18, 2026
Details

Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.20%
87 Hale St, Lowell, MA 01851
Money Market Account
1.35%
$0
View
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Stoneham Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.62%
40 Pine St, Stoneham, MA 02180 2048
Money Market Account
1.30%
$0
View
▼
Rate1.30%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Massachusetts and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Massachusetts Money Market Rate Trends

Compare local Massachusetts money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Massachusetts MMA Trends →
High-Yield MMA — MA Avg
3.288%
▼ 0.206 vs 7 days ago

Massachusetts high-yield MMA rates fell 0.206 points over the past 7 days to 3.288% APY.

Standard MMA — MA Avg
0.628%
▲ 0.083 vs 7 days ago

Massachusetts standard MMA rates rose 0.083 points over the past 7 days to 0.628% APY.

As of Apr 23, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Massachusetts directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Massachusetts. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Massachusetts

What is a Money Market Account (MMA)?

A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Massachusetts.

Are Money Market accounts in Massachusetts safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Massachusetts up to $250,000 per depositor, per institution.

How often do MMA rates change in Massachusetts?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Massachusetts rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

Best Money Market Rates in Massachusetts

Here are some of the highest money market account APYs currently available in Massachusetts:
  • Eastern Bank Boston, MA
    Money Market Plus — 4.00% APY
  • Wrentham Co-operative Bank
    Premier Money Market — 3.70% APY
  • Community Credit Union Of Lynn
    Community High Yield Money Market Account — 3.65% APY
  • Webster First Federal Credit Union
    Money Market Plus — 3.50% APY
  • Needham Bank
    Super Saver Money Market — 3.50% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Massachusetts. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 22, 2026

Massachusetts Rates & Resources

$
Massachusetts CD Rates
$
Massachusetts Savings Rates
$
Massachusetts Checking Rates
$
Massachusetts Mortgage Rates
$
Massachusetts Auto Loan Rates
$
Massachusetts Personal Loan Rates

Cities in Massachusetts

  • Abington
  • Accord
  • Acton
  • Acushnet
  • Adams
  • Agawam
  • Allston
  • Amesbury
  • Amherst
  • Andover
  • Arlington
  • Arlington Heights
  • Ashburnham
  • Ashby
  • Ashfield
  • Ashland
  • Ashley Falls
  • Assonet
  • Athol
  • Attleboro
  • Attleboro Falls
  • Auburn
  • Auburndale
  • Avon
  • Ayer
  • Babson Park
  • Baldwinville
  • Barnstable
  • Barnstable Town
  • Barre
  • Becket
  • Bedford
  • Belchertown
  • Bellingham
  • Belmont
  • Berkley
  • Berkshire
  • Berlin
  • Bernardston
  • Beverly
  • Billerica
  • Blackstone
  • Blandford
  • Bolton
  • Bondsville
  • Boston
  • Boxborough
  • Boxford
  • Boylston
  • Braintree
  • Brant Rock
  • Brewster
  • Bridgewater
  • Brighton
  • Brimfield
  • Brockton
  • Brookfield
  • Brookline
  • Brookline Village
  • Bryantville
  • Buckland
  • Burlington
  • Buzzards Bay
  • Byfield
  • Cambridge
  • Canton
  • Carlisle
  • Carver
  • Cataumet
  • Centerville
  • Charlemont
  • Charlestown
  • Charlton
  • Charlton City
  • Charlton Depot
  • Chartley
  • Chatham
  • Chelmsford
  • Chelsea
  • Cherry Valley
  • Cheshire
  • Chester
  • Chesterfield
  • Chestnut Hill
  • Chicopee
  • Chilmark
  • Clinton
  • Cohasset
  • Colrain
  • Concord
  • Conway
  • Cotuit
  • Cummaquid
  • Cummington
  • Cuttyhunk
  • Dalton
  • Danvers
  • Dartmouth
  • Dedham
  • Deerfield
  • Dennis
  • Dennis Port
  • Dighton
  • Douglas
  • Dover
  • Dracut
  • Drury
  • Dudley
  • Dunstable
  • Duxbury
  • East Bridgewater
  • East Brookfield
  • East Dennis
  • East Falmouth
  • East Freetown
  • East Longmeadow
  • East Mansfield
  • East Orleans
  • East Otis
  • East Princeton
  • East Sandwich
  • East Taunton
  • East Templeton
  • East Walpole
  • East Wareham
  • Eastham
  • Easthampton
  • Easton
  • Edgartown
  • Elmwood
  • Erving
  • Essex
  • Everett
  • Fairhaven
  • Fall River
  • Falmouth
  • Fayville
  • Feeding Hills
  • Fiskdale
  • Fitchburg
  • Florence
  • Forestdale
  • Foxboro
  • Foxborough
  • Framingham
  • Franklin
  • Gardner
  • Georgetown
  • Gilbertville
  • Glendale
  • Gloucester
  • Goshen
  • Grafton
  • Granby
  • Granville
  • Great Barrington
  • Green Harbor
  • Greenbush
  • Greenfield
  • Groton
  • Groveland
  • Hadley
  • Halifax
  • Hamilton
  • Hampden
  • Hanover
  • Hanson
  • Hardwick
  • Harvard
  • Harwich
  • Harwich Port
  • Hatfield
  • Hathorne
  • Haverhill
  • Haydenville
  • Heath
  • Hingham
  • Hinsdale
  • Holbrook
  • Holden
  • Holland
  • Holliston
  • Holyoke
  • Hopedale
  • Hopkinton
  • Housatonic
  • Hubbardston
  • Hudson
  • Hull
  • Humarock
  • Huntington
  • Hyannis
  • Hyannis Port
  • Hyde Park
  • Indian Orchard
  • Ipswich
  • Jamaica Plain
  • Jefferson
  • Kingston
  • Lake Pleasant
  • Lakeville
  • Lancaster
  • Lanesboro
  • Lawrence
  • Lee
  • Leeds
  • Leicester
  • Lenox
  • Lenox Dale
  • Leominster
  • Leverett
  • Lexington
  • Lincoln
  • Linwood
  • Littleton
  • Longmeadow
  • Lowell
  • Ludlow
  • Lunenburg
  • Lynn
  • Lynnfield
  • Malden
  • Manchaug
  • Manchester
  • Manomet
  • Mansfield
  • Marblehead
  • Marion
  • Marlborough
  • Marshfield
  • Marshfield Hills
  • Marstons Mills
  • Mashpee
  • Mattapan
  • Mattapoisett
  • Maynard
  • Medfield
  • Medford
  • Medway
  • Melrose
  • Mendon
  • Menemsha
  • Merrimac
  • Methuen
  • Middleboro
  • Middlefield
  • Middleton
  • Milford
  • Mill River
  • Millbury
  • Millis
  • Millville
  • Milton
  • Milton Village
  • Minot
  • Monponsett
  • Monroe Bridge
  • Monson
  • Montague
  • Monterey
  • Monument Beach
  • Nahant
  • Nantucket
  • Natick
  • Needham
  • New Bedford
  • New Braintree
  • New Salem
  • New Town
  • Newbury
  • Newburyport
  • Newton
  • Newton Center
  • Newton Highlands
  • Newton Lower Falls
  • Newton Upper Falls
  • Newtonville
  • Nonantum
  • Norfolk
  • North Adams
  • North Amherst
  • North Andover
  • North Attleboro
  • North Billerica
  • North Brookfield
  • North Carver
  • North Chatham
  • North Chelmsford
  • North Dartmouth
  • North Dighton
  • North Eastham
  • North Easton
  • North Egremont
  • North Falmouth
  • North Grafton
  • North Hatfield
  • North Marshfield
  • North Oxford
  • North Pembroke
  • North Reading
  • North Scituate
  • North Truro
  • North Uxbridge
  • Northampton
  • Northborough
  • Northbridge
  • Northfield
  • Norton
  • Norwell
  • Norwood
  • Nutting Lake
  • Oak Bluffs
  • Oakham
  • Ocean Bluff
  • Onset
  • Orange
  • Orleans
  • Osterville
  • Otis
  • Oxford
  • Palmer
  • Paxton
  • Peabody
  • Pembroke
  • Pepperell
  • Petersham
  • Pinehurst
  • Pittsfield
  • Plainfield
  • Plainville
  • Plymouth
  • Plympton
  • Pocasset
  • Prides Crossing
  • Princeton
  • Provincetown
  • Quincy
  • Randolph
  • Raynham
  • Raynham Center
  • Reading
  • Readville
  • Rehoboth
  • Revere
  • Richmond
  • Rochdale
  • Rochester
  • Rockland
  • Rockport
  • Roslindale
  • Rowe
  • Rowley
  • Royalston
  • Russell
  • Rutland
  • Sagamore
  • Sagamore Beach
  • Salem
  • Salisbury
  • Sandisfield
  • Sandwich
  • Saugus
  • Savoy
  • Scituate
  • Seekonk
  • Sharon
  • Shattuckville
  • Sheffield
  • Shelburne Falls
  • Sheldonville
  • Sherborn
  • Shirley
  • Shrewsbury
  • Shutesbury
  • Siasconset
  • Silver Beach
  • Somerset
  • Somerville
  • South Barre
  • South Carver
  • South Chatham
  • South Dartmouth
  • South Deerfield
  • South Dennis
  • South Easton
  • South Egremont
  • South Grafton
  • South Hadley
  • South Hamilton
  • South Harwich
  • South Lancaster
  • South Lee
  • South Orleans
  • South Walpole
  • South Wellfleet
  • South Yarmouth
  • Southampton
  • Southborough
  • Southbridge
  • Southfield
  • Southwick
  • Spencer
  • Springfield
  • Sterling
  • Still River
  • Stockbridge
  • Stoneham
  • Stoughton
  • Stow
  • Sturbridge
  • Sudbury
  • Sunderland
  • Sutton
  • Swampscott
  • Swansea
  • Taunton
  • Templeton
  • Tewksbury
  • Thorndike
  • Three Rivers
  • Tolland
  • Topsfield
  • Townsend
  • Truro
  • Turners Falls
  • Tyngsboro
  • Tyringham
  • Upton
  • Uxbridge
  • Village Of Nagog Woods
  • Vineyard Haven
  • Waban
  • Wakefield
  • Wales
  • Walpole
  • Waltham
  • Ware
  • Wareham
  • Warren
  • Warwick
  • Watertown
  • Waverley
  • Wayland
  • Webster
  • Wellesley
  • Wellesley Hills
  • Wellfleet
  • Wendell
  • Wendell Depot
  • Wenham
  • West Barnstable
  • West Boxford
  • West Boylston
  • West Bridgewater
  • West Brookfield
  • West Chatham
  • West Chesterfield
  • West Dennis
  • West Falmouth
  • West Groton
  • West Harwich
  • West Hatfield
  • West Hyannisport
  • West Medford
  • West Millbury
  • West Newbury
  • West Newton
  • West Roxbury
  • West Springfield
  • West Stockbridge
  • West Tisbury
  • West Townsend
  • West Wareham
  • West Warren
  • West Yarmouth
  • Westborough
  • Westfield
  • Westford
  • Westminster
  • Weston
  • Westport
  • Westport Point
  • Westwood
  • Weymouth
  • Whately
  • Wheelwright
  • White Horse Beach
  • Whitinsville
  • Whitman
  • Wilbraham
  • Williamsburg
  • Williamstown
  • Wilmington
  • Winchendon
  • Winchendon Springs
  • Winchester
  • Windsor
  • Winthrop
  • Woburn
  • Woods Hole
  • Woodville
  • Worcester
  • Woronoco
  • Worthington
  • Wrentham
  • Yarmouth Port