Best Personal Loan Rates in Florida (FL) - May 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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- Location-Based Rate Tables
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Florida borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Florida include: TrustCo BankTrustCo Bank7476 Cypress Gardens Blvd, Winter Haven, FL, 33884A+5.0 ★Texas Ratio: 3.16% offering Passbook Loan at 4.00% APR, Baxter Credit UnionBaxter Credit Union11800 SW 147th Ave, Miami, FL, 33196A5.0 ★Texas Ratio: 7.04% offering Credit Builder Loan at 4.50% APR, Platinum Federal Credit UnionPlatinum Federal Credit Union7041 Grand National Dr Ste 201, Orlando, FL, 32819A+5.0 ★Texas Ratio: 1.87% offering 555 Loan at 5.00% APR, Alive Credit UnionAlive Credit Union9790 Touchton Rd, Jacksonville, FL, 32246A+5.0 ★Texas Ratio: 4.19% offering Tactical Loan at 5.00% APR, and Credit Union 1 Credit Union Rantoul, ILCredit Union 1 Credit Union Rantoul, IL604 13th Ave E, Bradenton, FL, 34208A5.0 ★Texas Ratio: 7.86% offering Credit Saver Loan at 5.00% APR. Personal loan rates as of May 22, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare personal loan rates across Florida side-by-side. Florida personal loan rates currently start as low as 4.00% APR from TrustCo Bank at 7476 Cypress Gardens Blvd, Winter Haven, FL, 33884. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Florida.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Florida. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 22, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
TrustCo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
7476 Cypress Gardens Blvd, Winter Haven, FL, 33884
Passbook Loan
4.00%
▼
APR4.00%
Last UpdatedMay 22, 2026
Details
No additional details available.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
11800 SW 147th Ave, Miami, FL, 33196
Credit Builder Loan
4.50%
▼
APR4.50%
Last UpdatedMay 22, 2026
Details
No additional details available.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
11800 SW 147th Ave, Miami, FL, 33196
Refinance Loan
4.64%
▼
APR4.64%
Last UpdatedMay 22, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
11800 SW 147th Ave, Miami, FL, 33196
Medical Degree Refinance Loan
4.80%
▼
APR4.80%
Last UpdatedMay 22, 2026
Details
As Low As
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
7041 Grand National Dr Ste 201, Orlando, FL, 32819
555 Loan
5.00%
▼
APR5.00%
Last UpdatedMay 22, 2026
Details
Fixed at 5.00% up to 5 years
Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.19%
9790 Touchton Rd, Jacksonville, FL, 32246
Tactical Loan
5.00%
▼
APR5.00%
Last UpdatedMay 22, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 7.86%
604 13th Ave E, Bradenton, FL, 34208
Credit Saver Loan
5.00%
▼
APR5.00%
Last UpdatedMay 22, 2026
Details
This APR will vary with the market based on the dividend rate.
Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
9580 Hutchinson Park Dr, Jacksonville, FL, 32225 7201
Energy Saver Loans
5.75%
▼
APR5.75%
Last UpdatedMay 22, 2026
Details
up to 180 months
Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
9580 Hutchinson Park Dr, Jacksonville, FL, 32225 7201
Solar Loans
5.75%
▼
APR5.75%
Last UpdatedMay 22, 2026
Details
up to 240 months
Fairwinds Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
1621 S Orange Blossom Trl, Apopka, FL, 32703 7755
5-Year Loan
5.80%
▼
APR5.80%
Last UpdatedMay 22, 2026
Details
As Low As
Launch Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
300 S Plumosa St, Merritt Island, FL, 32952
No Down Payment 100% LTV Loan
5.90%
▼
APR5.90%
Last UpdatedMay 22, 2026
Details
As Low As
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
7041 Grand National Dr Ste 201, Orlando, FL, 32819
Emergency Loan
5.99%
▼
APR5.99%
Last UpdatedMay 22, 2026
Details
As Low As
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
7041 Grand National Dr Ste 201, Orlando, FL, 32819
Vocational Income Program Loan
5.99%
▼
APR5.99%
Last UpdatedMay 22, 2026
Details
Fixed at 5.99% up to 5 years
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
1314 Oakfield Dr, Brandon, FL, 33511
Personal Loan
6.00%
▼
APR6.00%
Last UpdatedMay 22, 2026
Details
No additional details available.
SOUTHERNMOST
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
1004 Kennedy Dr, Key West, FL, 33040 4019
Signature Loans
6.00%
▼
APR6.00%
Last UpdatedMay 22, 2026
Details
No additional details available.
Fairwinds Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
1621 S Orange Blossom Trl, Apopka, FL, 32703 7755
10-Year Loan
6.05%
▼
APR6.05%
Last UpdatedMay 22, 2026
Details
As Low As
Launch Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
300 S Plumosa St, Merritt Island, FL, 32952
Condo Loan
6.06%
▼
APR6.06%
Last UpdatedMay 22, 2026
Details
No additional details available.
My Pensacola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
108 S Reus St, Pensacola, FL, 32502 5718
My Vacation, My Way Loan Special**
6.25%
▼
APR6.25%
Last UpdatedMay 22, 2026
Details
up to 12 months**
My Pensacola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
108 S Reus St, Pensacola, FL, 32502 5718
My Vacation, My Way Loan
6.25%
▼
APR6.25%
Last UpdatedMay 22, 2026
Details
As Low As; Borrow up to $3,000 with rates as low as 6.25% APR*
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.29%
3005 New Tampa Hwy, Lakeland, FL, 33815 3468
LAND LOAN 20 YR
6.25%
▼
APR6.25%
Last UpdatedMay 22, 2026
Details
No additional details available.
Launch Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
300 S Plumosa St, Merritt Island, FL, 32952
Low/No Closing Cost Loan
6.31%
▼
APR6.31%
Last UpdatedMay 22, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
2030 SW 145th Ave, Pembroke Pines, FL, 33027
Personal Loan
6.50%
▼
APR6.50%
Last UpdatedMay 22, 2026
Details
As Low As; Loan Amount: $500 - $25,000
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
2030 SW 145th Ave, Pembroke Pines, FL, 33027
SUMMER LOAN
6.50%
▼
APR6.50%
Last UpdatedMay 22, 2026
Details
As Low As; Borrow up to $25,000
Launch Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
300 S Plumosa St, Merritt Island, FL, 32952
Investment Loan
6.58%
▼
APR6.58%
Last UpdatedMay 22, 2026
Details
No additional details available.
My Pensacola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
108 S Reus St, Pensacola, FL, 32502 5718
Special Purchase Loan
6.70%
▼
APR6.70%
Last UpdatedMay 22, 2026
Details
No additional details available.
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
5000 US Highway 1 N, St Augustine, FL, 32095 6200
Personal Signature Loan - Closed Fixed APR as low as
6.74%
▼
APR6.74%
Last UpdatedMay 22, 2026
Details
As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
Tampa Postal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
15916 N Florida Ave, Lutz, FL, 33549
Used Harley Davidsons Loan
6.75%
▼
APR6.75%
Last UpdatedMay 22, 2026
Details
No additional details available.
Tampa Postal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
15916 N Florida Ave, Lutz, FL, 33549
New Harley Davidsons Loan
6.75%
▼
APR6.75%
Last UpdatedMay 22, 2026
Details
No additional details available.
Alabama Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.87%
13039 Sorrento Rd, Pensacola, FL, 32507 8703
Lifestyle Loan
6.75%
▼
APR6.75%
Last UpdatedMay 22, 2026
Details
As Low As
TrustCo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
7476 Cypress Gardens Blvd, Winter Haven, FL, 33884
Purchase (25 Year, 75% LTV) Loan
6.96%
▼
APR6.96%
Last UpdatedMay 22, 2026
Details
No additional details available.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
11800 SW 147th Ave, Miami, FL, 33196
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMay 22, 2026
Details
As Low As
Panhandle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.16%
2718 Martin Luther King Jr Blvd, Panama City, FL, 32405 4408
Lifestyle Loan
7.10%
▼
APR7.10%
Last UpdatedMay 22, 2026
Details
No additional details available.
Coastline Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.40%
4651 Emerson St, Jacksonville, FL, 32207
Residential Lot Loan
7.16%
▼
APR7.16%
Last UpdatedMay 22, 2026
Details
No additional details available.
Fairwinds Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
1621 S Orange Blossom Trl, Apopka, FL, 32703 7755
3-Year Loan
7.25%
▼
APR7.25%
Last UpdatedMay 22, 2026
Details
36 months at 8.500% (7.250% APR) for a $10,000 loan would result in a monthly payment of $309.92.
Alabama Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.87%
13039 Sorrento Rd, Pensacola, FL, 32507 8703
Land Loans Up To 20 Acres
7.43%
▼
APR7.43%
Last UpdatedMay 22, 2026
Details
Loan to Value %: 70%
First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
1055 S Congress Ave, West Palm Beach, FL, 33406 5195
Non-Primary Residence Loan - First Position
7.63%
▼
APR7.63%
Last UpdatedMay 22, 2026
Details
No additional details available.
Achieva Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
3629 11th Ave N, Saint Petersburg, FL, 33713
3/1 Vacant Land Loan
7.71%
▼
APR7.71%
Last UpdatedMay 22, 2026
Details
No additional details available.
Fairwinds Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
1621 S Orange Blossom Trl, Apopka, FL, 32703 7755
4-Year Loan
7.75%
▼
APR7.75%
Last UpdatedMay 22, 2026
Details
48 months at 8.800% (7.750% APR) for a $10,000 loan would result in a monthly payment of $242.96.
Addition Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
847 S Orange Blossom Trl, Apopka, FL, 32703
5 Year Lot Loan
7.75%
▼
APR7.75%
Last UpdatedMay 22, 2026
Details
No additional details available.
Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.19%
9790 Touchton Rd, Jacksonville, FL, 32246
Medical Loan
7.89%
▼
APR7.89%
Last UpdatedMay 22, 2026
Details
As Low As
Members First Credit Union of Florida
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
251 W Garden St, Pensacola, FL, 32502 5728
Debt Consolidation Loan
7.95%
▼
APR7.95%
Last UpdatedMay 22, 2026
Details
As Low As
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
7041 Grand National Dr Ste 201, Orlando, FL, 32819
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMay 22, 2026
Details
As Low As
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
7041 Grand National Dr Ste 201, Orlando, FL, 32819
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMay 22, 2026
Details
As Low As
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
4500 San Pablo Rd S, Jacksonville, FL, 32224 1865
Solar Loan
7.99%
▼
APR7.99%
Last UpdatedMay 22, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
2030 SW 145th Ave, Pembroke Pines, FL, 33027
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedMay 22, 2026
Details
As Low As
First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
1055 S Congress Ave, West Palm Beach, FL, 33406 5195
Non-Primary Residence Loan - Second Position
8.00%
▼
APR8.00%
Last UpdatedMay 22, 2026
Details
No additional details available.
First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
1055 S Congress Ave, West Palm Beach, FL, 33406 5195
Non-Primary Residence Loan - First Position
8.00%
▼
APR8.00%
Last UpdatedMay 22, 2026
Details
No additional details available.
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.29%
3005 New Tampa Hwy, Lakeland, FL, 33815 3468
Emergency Disaster Loan
8.00%
▼
APR8.00%
Last UpdatedMay 22, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
2030 SW 145th Ave, Pembroke Pines, FL, 33027
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedMay 22, 2026
Details
As Low As
Addition Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
847 S Orange Blossom Trl, Apopka, FL, 32703
10 Year Lot Loan
8.25%
▼
APR8.25%
Last UpdatedMay 22, 2026
Details
No additional details available.
First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
1055 S Congress Ave, West Palm Beach, FL, 33406 5195
Non-Primary Residence Loan - Second Position
8.38%
▼
APR8.38%
Last UpdatedMay 22, 2026
Details
No additional details available.
Jax Fire Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
2205 Haines St, Jacksonville, FL, 32206 3301
Paramedic Loan (EMT)
8.40%
▼
APR8.40%
Last UpdatedMay 22, 2026
Details
No additional details available.
Jax Fire Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
2205 Haines St, Jacksonville, FL, 32206 3301
Signature Loan
8.40%
▼
APR8.40%
Last UpdatedMay 22, 2026
Details
As Low As
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★Texas Ratio: 2.29%
1111 NW 7th St, Miami, FL, 33136
PERSONAL
8.40%
▼
APR8.40%
Last UpdatedMay 22, 2026
Details
As Low As
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★Texas Ratio: 2.29%
1111 NW 7th St, Miami, FL, 33136
Personal Loans
8.40%
▼
APR8.40%
Last UpdatedMay 22, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★Texas Ratio: 2.29%
1111 NW 7th St, Miami, FL, 33136
Personal Loans
8.45%
▼
APR8.45%
Last UpdatedMay 22, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
2030 SW 145th Ave, Pembroke Pines, FL, 33027
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedMay 22, 2026
Details
As Low As
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★Texas Ratio: 2.29%
1111 NW 7th St, Miami, FL, 33136
Personal Loans
8.50%
▼
APR8.50%
Last UpdatedMay 22, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
Farmers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
6611 DUNN AVE, JACKSONVILLE, FL, 32218
New Agricultural Equipment Loan
8.50%
▼
APR8.50%
Last UpdatedMay 22, 2026
Details
As Low As
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★Texas Ratio: 2.29%
1111 NW 7th St, Miami, FL, 33136
Personal Loans
8.65%
▼
APR8.65%
Last UpdatedMay 22, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
My Pensacola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
108 S Reus St, Pensacola, FL, 32502 5718
Disaster Preparedness Loan
8.70%
▼
APR8.70%
Last UpdatedMay 22, 2026
Details
No additional details available.
My Pensacola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
108 S Reus St, Pensacola, FL, 32502 5718
Seasonal Loan
8.70%
▼
APR8.70%
Last UpdatedMay 22, 2026
Details
No additional details available.
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
3713 S Congress Ave, Palm Springs, FL, 33461 3753
Signature Loan(closed-end loan)
8.74%
▼
APR8.74%
Last UpdatedMay 22, 2026
Details
No additional details available.
Guardians Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
3469 Summit Blvd, West Palm Beach, FL, 33406
Personal Loans
8.74%
▼
APR8.74%
Last UpdatedMay 22, 2026
Details
As Low As
Addition Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
847 S Orange Blossom Trl, Apopka, FL, 32703
Construction to Permanent Loan
8.88%
▼
APR8.88%
Last UpdatedMay 22, 2026
Details
Refinance
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
2030 SW 145th Ave, Pembroke Pines, FL, 33027
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedMay 22, 2026
Details
As Low As; Loan Amount: $500-$40,000
Pen Air Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
1495 E Nine Mile Rd, Pensacola, FL, 32514 5723
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedMay 22, 2026
Details
As Low As
Addition Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
847 S Orange Blossom Trl, Apopka, FL, 32703
Construction to Permanent Loan
8.94%
▼
APR8.94%
Last UpdatedMay 22, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
2030 SW 145th Ave, Pembroke Pines, FL, 33027
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMay 22, 2026
Details
As Low As
Walton County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.75%
WALTON COUNTY TEACHERS FCU, DEFUNIAK SPRINGS, FL, 32433 1416
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedMay 22, 2026
Details
up to $7.500.00; As Low As
Walton County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.75%
WALTON COUNTY TEACHERS FCU, DEFUNIAK SPRINGS, FL, 32433 1416
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedMay 22, 2026
Details
No additional details available.
TruGrocer Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
5403 Deep Lake Rd, Oviedo, FL, 32765
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedMay 22, 2026
Details
As Low As; Terms from 6 to 60 months
Florida West Coast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
1225 Millennium Pkwy, Brandon, FL, 33511
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedMay 22, 2026
Details
As Low As; Maximum Loan amount is $20,000.00, term is based on amount borrowed.
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★Texas Ratio: 2.29%
1111 NW 7th St, Miami, FL, 33136
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedMay 22, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
Orlando Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.65%
945 S Orange Ave, Orlando, FL, 32806 1212
Personal Loan Model Year 2022 and newer
9.24%
▼
APR9.24%
Last UpdatedMay 22, 2026
Details
As Low As; up to 90% Financing
Orlando Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.65%
945 S Orange Ave, Orlando, FL, 32806 1212
Personal Loan
9.24%
▼
APR9.24%
Last UpdatedMay 22, 2026
Details
As Low As; up to 90% Financing
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
3713 S Congress Ave, Palm Springs, FL, 33461 3753
Signature Loan(closed-end loan)
9.24%
▼
APR9.24%
Last UpdatedMay 22, 2026
Details
No additional details available.
Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.19%
9790 Touchton Rd, Jacksonville, FL, 32246
Personal Loan
9.25%
▼
APR9.25%
Last UpdatedMay 22, 2026
Details
As Low As
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★Texas Ratio: 2.29%
1111 NW 7th St, Miami, FL, 33136
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedMay 22, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
Coastline Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.40%
4651 Emerson St, Jacksonville, FL, 32207
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedMay 22, 2026
Details
As Low As; Simplify your finances by consolidating your loans into one easy monthly payment.
Panhandle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.16%
2718 Martin Luther King Jr Blvd, Panama City, FL, 32405 4408
Signature Loan
9.30%
▼
APR9.30%
Last UpdatedMay 22, 2026
Details
No additional details available.
Jax Fire Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
2205 Haines St, Jacksonville, FL, 32206 3301
Signature Loan
9.40%
▼
APR9.40%
Last UpdatedMay 22, 2026
Details
As Low As
Miami Postal Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
2190 NW 72nd Ave, Miami, FL, 33122 1824
Personal Loan
9.49%
▼
APR9.49%
Last UpdatedMay 22, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
2030 SW 145th Ave, Pembroke Pines, FL, 33027
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMay 22, 2026
Details
As Low As
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
5000 US Highway 1 N, St Augustine, FL, 32095 6200
Personal Signature Loan - Closed Fixed APR as low as
9.49%
▼
APR9.49%
Last UpdatedMay 22, 2026
Details
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.
TMH Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.40%
345 S Magnolia Dr, Tallahassee, FL, 32301
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMay 22, 2026
Details
As Low As
TMH Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.40%
345 S Magnolia Dr, Tallahassee, FL, 32301
Personal / Personal LOC
9.49%
▼
APR9.49%
Last UpdatedMay 22, 2026
Details
No additional details available.
Gold Coast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
2226 S Congress Ave, Palm Springs, FL, 33406 7606
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedMay 22, 2026
Details
No additional details available.
Trax Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
12125 N 56th St, Temple Terrace, FL, 33617
Signature
9.50%
▼
APR9.50%
Last UpdatedMay 22, 2026
Details
As Low As
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.29%
3005 New Tampa Hwy, Lakeland, FL, 33815 3468
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedMay 22, 2026
Details
As Low As
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.29%
3005 New Tampa Hwy, Lakeland, FL, 33815 3468
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedMay 22, 2026
Details
As Low As; *Annual Percentage Rate based on creditworthiness
Memorial Employees Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
3501 Johnson St, Hollywood, FL, 33021 5421
Signature Loan
9.50%
▼
APR9.50%
Last UpdatedMay 22, 2026
Details
As Low As
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★Texas Ratio: 2.29%
1111 NW 7th St, Miami, FL, 33136
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedMay 22, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
My Pensacola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
108 S Reus St, Pensacola, FL, 32502 5718
My4WhatEv$ Loan
9.70%
▼
APR9.70%
Last UpdatedMay 22, 2026
Details
No additional details available.
Orlando Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.65%
945 S Orange Ave, Orlando, FL, 32806 1212
Personal Loan Model Year 2022 and newer
9.74%
▼
APR9.74%
Last UpdatedMay 22, 2026
Details
As Low As; up to 90% Financing
Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
1501 W Yamato Rd, Boca Raton, FL, 33431 4438
Loan
9.74%
▼
APR9.74%
Last UpdatedMay 22, 2026
Details
No additional details available.
Priority One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
3000 N University Dr, Sunrise, FL, 33322 1611
Personal/Signature
9.74%
▼
APR9.74%
Last UpdatedMay 22, 2026
Details
As Low As
Orlando Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.65%
945 S Orange Ave, Orlando, FL, 32806 1212
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedMay 22, 2026
Details
As Low As; up to 90% Financing
Priority One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
3000 N University Dr, Sunrise, FL, 33322 1611
Personal Loans
9.74%
▼
APR9.74%
Last UpdatedMay 22, 2026
Details
As Low As
Partners Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.02%
5555 N Center Drive, Lake Buena Vista, FL, 32830
Personal Loans
9.74%
▼
APR9.74%
Last UpdatedMay 22, 2026
Details
No additional details available.
Alabama Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.87%
13039 Sorrento Rd, Pensacola, FL, 32507 8703
Personal Property
9.75%
▼
APR9.75%
Last UpdatedMay 22, 2026
Details
As Low As
Fairwinds Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
1621 S Orange Blossom Trl, Apopka, FL, 32703 7755
5-Year Loan
9.75%
▼
APR9.75%
Last UpdatedMay 22, 2026
Details
60 months at 9.500% (9.750% APR) for a $10,000 loan would result in a monthly payment of $211.24.
Community First Credit Union Of Florida
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
637 N Lee St, Jacksonville, FL, 32204 1141
Personal Loan
9.89%
▼
APR9.89%
Last UpdatedMay 22, 2026
Details
As Low As
EMERALD COAST
Institution Rating:
A+5.0 ★Texas Ratio: 9.99%
502 WOODWARD AVE, PORT ST JOE, FL, 32456 1744
Personal/Signature
9.90%
▼
APR9.90%
Last UpdatedMay 22, 2026
Details
As Low As
Keys Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.34%
514 Southard St, Key West, FL, 33040
Personal/Signature Loans
9.90%
▼
APR9.90%
Last UpdatedMay 22, 2026
Details
As Low As
EMERALD COAST
Institution Rating:
A+5.0 ★Texas Ratio: 9.99%
502 WOODWARD AVE, PORT ST JOE, FL, 32456 1744
Personal LOC
9.90%
▼
APR9.90%
Last UpdatedMay 22, 2026
Details
As Low As; Agreement available here. Addendum available here.
Jefferson County Teachers Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 18.08%
1500 W Washington St, Monticello, FL, 32344 1134
Personal Loans
9.90%
▼
APR9.90%
Last UpdatedMay 22, 2026
Details
No additional details available.
Jefferson County Teachers Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 18.08%
1500 W Washington St, Monticello, FL, 32344 1134
Credit Builder Loans
9.90%
▼
APR9.90%
Last UpdatedMay 22, 2026
Details
No additional details available.
City County Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
1810 N Belcher Rd, Clearwater, FL, 33765 1448
Personal Loans
9.95%
▼
APR9.95%
Last UpdatedMay 22, 2026
Details
As Low As
Sun Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
4205 Hollywood Blvd, Hollywood, FL, 33021
Personal Loan/Lines of Credit
9.95%
▼
APR9.95%
Last UpdatedMay 22, 2026
Details
As Low As
PowerNet Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
5619 Harney Rd, Tampa, FL, 33610
Personal
9.95%
▼
APR9.95%
Last UpdatedMay 22, 2026
Details
As Low As
Members First Credit Union of Florida
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
251 W Garden St, Pensacola, FL, 32502 5728
Lifestyle Loan
9.95%
▼
APR9.95%
Last UpdatedMay 22, 2026
Details
(Perfect for enhancing your lifestyle)
Radiant Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.88%
405 SE 2nd PL, Gainesville, FL, 32601 6808
Unsecured Personal
9.99%
▼
APR9.99%
Last UpdatedMay 22, 2026
Details
No additional details available.
Hialeah Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
501 Palm Ave, Hialeah, FL, 33010 4719
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedMay 22, 2026
Details
As Low As; Borrow up to $15,000
Peoples Alliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
5757 Waterford District Dr, Miami, FL, 33126 2035
Debt Consolidation Loan
9.99%
▼
APR9.99%
Last UpdatedMay 22, 2026
Details
As Low As; *The above annual percentage rates (APR) are the lowest rates offered to applicants with direct deposit of net pay and a checking account. Applicants who are not approved at these rates or terms may be offered credit at a higher rate and/or different terms. All loan requests and rates are subject to credit approval.
TrustCo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
7476 Cypress Gardens Blvd, Winter Haven, FL, 33884
Property Tax Loan
9.99%
▼
APR9.99%
Last UpdatedMay 22, 2026
Details
No additional details available.
Innovations Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
910 Thomas Dr, Panama City, FL, 32408 7442
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMay 22, 2026
Details
No additional details available.
Jetstream Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
7900 Oak Ln Ste 300, Miami Lakes, FL, 33016
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMay 22, 2026
Details
As Low As
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
7650 W Courtney Campbell Cswy Ste 900, Tampa, FL, 33607
Signature
9.99%
▼
APR9.99%
Last UpdatedMay 22, 2026
Details
As Low As
Connect Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
3400 W Commercial Blvd, Fort lauderdale, FL, 33309
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedMay 22, 2026
Details
As Low As
Jetstream Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
7900 Oak Ln Ste 300, Miami Lakes, FL, 33016
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedMay 22, 2026
Details
As Low As
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.46%
111 Jim Moran Blvd, Deerfield Beach, FL, 33442 1701
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMay 22, 2026
Details
As Low As; Up to $15,000
Florida Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
3333 Henderson Blvd, Tampa, FL, 33609 2955
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMay 22, 2026
Details
As Low As
Members First Credit Union of Florida
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
251 W Garden St, Pensacola, FL, 32502 5728
Credit Builder Loan
10.00%
▼
APR10.00%
Last UpdatedMay 22, 2026
Details
As Low As
Florida Customs Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
5519 W Hillsborough Ave, Tampa, FL, 33634
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedMay 22, 2026
Details
As Low As
Tru Fi-Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
602 S 6th St, Macclenny, FL, 32063 2608
Tru Signature Loans Unsecured
10.00%
▼
APR10.00%
Last UpdatedMay 22, 2026
Details
As Low As
Members First Credit Union of Florida
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
251 W Garden St, Pensacola, FL, 32502 5728
Vacation/Summer/Back-to-School Loan
10.00%
▼
APR10.00%
Last UpdatedMay 22, 2026
Details
(Available April - September)
First Coast Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.83%
306 S Palm Ave, Palatka, FL, 32177
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedMay 22, 2026
Details
As Low As
Insight Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.55%
2143 E Semoran Blvd, Apopka, FL, 32703
Any Season Any Reason Loan
10.00%
▼
APR10.00%
Last UpdatedMay 22, 2026
Details
Receive up to $8,000
Unity Of Eatonville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
323 E Kennedy Blvd, Eatonville, FL, 32751
Unsecured Loans
10.00%
▼
APR10.00%
Last UpdatedMay 22, 2026
Details
As Low As; based on credit score
Walton County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.75%
WALTON COUNTY TEACHERS FCU, DEFUNIAK SPRINGS, FL, 32433 1416
Personal Loan with Collateral
10.00%
▼
APR10.00%
Last UpdatedMay 22, 2026
Details
up to $15,000.00; As Low As
Coastline Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.40%
4651 Emerson St, Jacksonville, FL, 32207
Personal
10.00%
▼
APR10.00%
Last UpdatedMay 22, 2026
Details
As Low As
Florida Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
1615 NW 80th Blvd, Gainesville, FL, 32606
Personal Loan
10.09%
▼
APR10.09%
Last UpdatedMay 22, 2026
Details
As Low As; minimum amount $3,001
Farmers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
6611 DUNN AVE, JACKSONVILLE, FL, 32218
Signature Loan
10.19%
▼
APR10.19%
Last UpdatedMay 22, 2026
Details
As Low As
Orlando Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.65%
945 S Orange Ave, Orlando, FL, 32806 1212
Personal Loan Model Year 2021 and older
10.24%
▼
APR10.24%
Last UpdatedMay 22, 2026
Details
As Low As; up to 90% Financing
Orlando Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.65%
945 S Orange Ave, Orlando, FL, 32806 1212
Personal Loan Model Year 2022 and newer
10.24%
▼
APR10.24%
Last UpdatedMay 22, 2026
Details
As Low As; up to 90% Financing
Coast 2 Coast Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
8916 Sabal Industrial Blvd, Tampa, FL, 33619
Personal Loan
10.24%
▼
APR10.24%
Last UpdatedMay 22, 2026
Details
As Low As
Orlando Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.65%
945 S Orange Ave, Orlando, FL, 32806 1212
Personal Loan
10.24%
▼
APR10.24%
Last UpdatedMay 22, 2026
Details
As Low As; up to 90% Financing
BROWARD HEALTHCARE
Institution Rating:
A5.0 ★Texas Ratio: 1.43%
2350 W COMMERCIAL BLVD, FORT LAUDERDALE, FL, 33309
Personal Loans
10.24%
▼
APR10.24%
Last UpdatedMay 22, 2026
Details
As Low As
Community First Credit Union Of Florida
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
637 N Lee St, Jacksonville, FL, 32204 1141
Personal Loan
10.39%
▼
APR10.39%
Last UpdatedMay 22, 2026
Details
As Low As
FRSA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
3855 N Econlockhatchee Trl Ste 2, Orlando, FL, 32817
Personal Loan (Unsecured)
10.49%
▼
APR10.49%
Last UpdatedMay 22, 2026
Details
As Low As
Dade County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
1500 NW 107th Ave, Sweetwater, FL, 33172 2706
Signature Loan
10.49%
▼
APR10.49%
Last UpdatedMay 22, 2026
Details
As Low As
Adventhealth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
601 E Rollins St, Orlando, FL, 32803
Personal Loan
10.49%
▼
APR10.49%
Last UpdatedMay 22, 2026
Details
As Low As
Orlando Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.65%
945 S Orange Ave, Orlando, FL, 32806 1212
Personal Loan
10.49%
▼
APR10.49%
Last UpdatedMay 22, 2026
Details
As Low As; Unsecured
Orlando Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.65%
945 S Orange Ave, Orlando, FL, 32806 1212
Personal Loan (Unsecured)
10.49%
▼
APR10.49%
Last UpdatedMay 22, 2026
Details
As Low As
Launch Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
300 S Plumosa St, Merritt Island, FL, 32952
Signature Loan
10.50%
▼
APR10.50%
Last UpdatedMay 22, 2026
Details
As Low As; Max 60 months*.
RadiFi Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
562 Park St, Jacksonville, FL, 32204 2918
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedMay 22, 2026
Details
No additional details available.
Farmers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
6611 DUNN AVE, JACKSONVILLE, FL, 32218
Used Agricultural Equipment Loan
10.50%
▼
APR10.50%
Last UpdatedMay 22, 2026
Details
As Low As
Tampa Postal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
15916 N Florida Ave, Lutz, FL, 33549
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedMay 22, 2026
Details
No additional details available.
Launch Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
300 S Plumosa St, Merritt Island, FL, 32952
Lot Loan
10.62%
▼
APR10.62%
Last UpdatedMay 22, 2026
Details
No additional details available.
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
1314 Oakfield Dr, Brandon, FL, 33511
Personal Loan
6.00%
▼
APR6.00%
Last UpdatedMay 22, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
2030 SW 145th Ave, Pembroke Pines, FL, 33027
Personal Loan
6.50%
▼
APR6.50%
Last UpdatedMay 22, 2026
Details
As Low As; Loan Amount: $500 - $25,000
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
11800 SW 147th Ave, Miami, FL, 33196
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMay 22, 2026
Details
As Low As
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
7041 Grand National Dr Ste 201, Orlando, FL, 32819
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMay 22, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
2030 SW 145th Ave, Pembroke Pines, FL, 33027
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedMay 22, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
2030 SW 145th Ave, Pembroke Pines, FL, 33027
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedMay 22, 2026
Details
As Low As
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★Texas Ratio: 2.29%
1111 NW 7th St, Miami, FL, 33136
Personal Loans
8.40%
▼
APR8.40%
Last UpdatedMay 22, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★Texas Ratio: 2.29%
1111 NW 7th St, Miami, FL, 33136
Personal Loans
8.45%
▼
APR8.45%
Last UpdatedMay 22, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
2030 SW 145th Ave, Pembroke Pines, FL, 33027
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedMay 22, 2026
Details
As Low As
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★Texas Ratio: 2.29%
1111 NW 7th St, Miami, FL, 33136
Personal Loans
8.50%
▼
APR8.50%
Last UpdatedMay 22, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★Texas Ratio: 2.29%
1111 NW 7th St, Miami, FL, 33136
Personal Loans
8.65%
▼
APR8.65%
Last UpdatedMay 22, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
Guardians Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
3469 Summit Blvd, West Palm Beach, FL, 33406
Personal Loans
8.74%
▼
APR8.74%
Last UpdatedMay 22, 2026
Details
As Low As
Pen Air Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
1495 E Nine Mile Rd, Pensacola, FL, 32514 5723
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedMay 22, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
2030 SW 145th Ave, Pembroke Pines, FL, 33027
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedMay 22, 2026
Details
As Low As; Loan Amount: $500-$40,000
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
2030 SW 145th Ave, Pembroke Pines, FL, 33027
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMay 22, 2026
Details
As Low As
Walton County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.75%
WALTON COUNTY TEACHERS FCU, DEFUNIAK SPRINGS, FL, 32433 1416
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedMay 22, 2026
Details
No additional details available.
TruGrocer Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
5403 Deep Lake Rd, Oviedo, FL, 32765
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedMay 22, 2026
Details
As Low As; Terms from 6 to 60 months
Florida West Coast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
1225 Millennium Pkwy, Brandon, FL, 33511
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedMay 22, 2026
Details
As Low As; Maximum Loan amount is $20,000.00, term is based on amount borrowed.
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★Texas Ratio: 2.29%
1111 NW 7th St, Miami, FL, 33136
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedMay 22, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
Walton County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.75%
WALTON COUNTY TEACHERS FCU, DEFUNIAK SPRINGS, FL, 32433 1416
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedMay 22, 2026
Details
up to $7.500.00; As Low As
Orlando Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.65%
945 S Orange Ave, Orlando, FL, 32806 1212
Personal Loan
9.24%
▼
APR9.24%
Last UpdatedMay 22, 2026
Details
As Low As; up to 90% Financing
Orlando Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.65%
945 S Orange Ave, Orlando, FL, 32806 1212
Personal Loan Model Year 2022 and newer
9.24%
▼
APR9.24%
Last UpdatedMay 22, 2026
Details
As Low As; up to 90% Financing
Coastline Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.40%
4651 Emerson St, Jacksonville, FL, 32207
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedMay 22, 2026
Details
As Low As; Simplify your finances by consolidating your loans into one easy monthly payment.
Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.19%
9790 Touchton Rd, Jacksonville, FL, 32246
Personal Loan
9.25%
▼
APR9.25%
Last UpdatedMay 22, 2026
Details
As Low As
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★Texas Ratio: 2.29%
1111 NW 7th St, Miami, FL, 33136
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedMay 22, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
TMH Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.40%
345 S Magnolia Dr, Tallahassee, FL, 32301
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMay 22, 2026
Details
As Low As
Miami Postal Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
2190 NW 72nd Ave, Miami, FL, 33122 1824
Personal Loan
9.49%
▼
APR9.49%
Last UpdatedMay 22, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
2030 SW 145th Ave, Pembroke Pines, FL, 33027
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMay 22, 2026
Details
As Low As
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.29%
3005 New Tampa Hwy, Lakeland, FL, 33815 3468
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedMay 22, 2026
Details
As Low As; *Annual Percentage Rate based on creditworthiness
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★Texas Ratio: 2.29%
1111 NW 7th St, Miami, FL, 33136
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedMay 22, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
Gold Coast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
2226 S Congress Ave, Palm Springs, FL, 33406 7606
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedMay 22, 2026
Details
No additional details available.
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.29%
3005 New Tampa Hwy, Lakeland, FL, 33815 3468
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedMay 22, 2026
Details
As Low As
Partners Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.02%
5555 N Center Drive, Lake Buena Vista, FL, 32830
Personal Loans
9.74%
▼
APR9.74%
Last UpdatedMay 22, 2026
Details
No additional details available.
Priority One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
3000 N University Dr, Sunrise, FL, 33322 1611
Personal Loans
9.74%
▼
APR9.74%
Last UpdatedMay 22, 2026
Details
As Low As
Orlando Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.65%
945 S Orange Ave, Orlando, FL, 32806 1212
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedMay 22, 2026
Details
As Low As; up to 90% Financing
Orlando Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.65%
945 S Orange Ave, Orlando, FL, 32806 1212
Personal Loan Model Year 2022 and newer
9.74%
▼
APR9.74%
Last UpdatedMay 22, 2026
Details
As Low As; up to 90% Financing
Community First Credit Union Of Florida
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
637 N Lee St, Jacksonville, FL, 32204 1141
Personal Loan
9.89%
▼
APR9.89%
Last UpdatedMay 22, 2026
Details
As Low As
Jefferson County Teachers Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 18.08%
1500 W Washington St, Monticello, FL, 32344 1134
Personal Loans
9.90%
▼
APR9.90%
Last UpdatedMay 22, 2026
Details
No additional details available.
City County Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
1810 N Belcher Rd, Clearwater, FL, 33765 1448
Personal Loans
9.95%
▼
APR9.95%
Last UpdatedMay 22, 2026
Details
As Low As
Sun Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
4205 Hollywood Blvd, Hollywood, FL, 33021
Personal Loan/Lines of Credit
9.95%
▼
APR9.95%
Last UpdatedMay 22, 2026
Details
As Low As
Florida Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
3333 Henderson Blvd, Tampa, FL, 33609 2955
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMay 22, 2026
Details
As Low As
Innovations Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
910 Thomas Dr, Panama City, FL, 32408 7442
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMay 22, 2026
Details
No additional details available.
Hialeah Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
501 Palm Ave, Hialeah, FL, 33010 4719
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedMay 22, 2026
Details
As Low As; Borrow up to $15,000
Connect Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
3400 W Commercial Blvd, Fort lauderdale, FL, 33309
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedMay 22, 2026
Details
As Low As
Jetstream Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
7900 Oak Ln Ste 300, Miami Lakes, FL, 33016
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedMay 22, 2026
Details
As Low As
Jetstream Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
7900 Oak Ln Ste 300, Miami Lakes, FL, 33016
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMay 22, 2026
Details
As Low As
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.46%
111 Jim Moran Blvd, Deerfield Beach, FL, 33442 1701
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMay 22, 2026
Details
As Low As; Up to $15,000
Walton County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.75%
WALTON COUNTY TEACHERS FCU, DEFUNIAK SPRINGS, FL, 32433 1416
Personal Loan with Collateral
10.00%
▼
APR10.00%
Last UpdatedMay 22, 2026
Details
up to $15,000.00; As Low As
First Coast Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.83%
306 S Palm Ave, Palatka, FL, 32177
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedMay 22, 2026
Details
As Low As
Florida Customs Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
5519 W Hillsborough Ave, Tampa, FL, 33634
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedMay 22, 2026
Details
As Low As
Florida Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
1615 NW 80th Blvd, Gainesville, FL, 32606
Personal Loan
10.09%
▼
APR10.09%
Last UpdatedMay 22, 2026
Details
As Low As; minimum amount $3,001
Orlando Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.65%
945 S Orange Ave, Orlando, FL, 32806 1212
Personal Loan Model Year 2022 and newer
10.24%
▼
APR10.24%
Last UpdatedMay 22, 2026
Details
As Low As; up to 90% Financing
Orlando Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.65%
945 S Orange Ave, Orlando, FL, 32806 1212
Personal Loan Model Year 2021 and older
10.24%
▼
APR10.24%
Last UpdatedMay 22, 2026
Details
As Low As; up to 90% Financing
Orlando Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.65%
945 S Orange Ave, Orlando, FL, 32806 1212
Personal Loan
10.24%
▼
APR10.24%
Last UpdatedMay 22, 2026
Details
As Low As; up to 90% Financing
BROWARD HEALTHCARE
Institution Rating:
A5.0 ★Texas Ratio: 1.43%
2350 W COMMERCIAL BLVD, FORT LAUDERDALE, FL, 33309
Personal Loans
10.24%
▼
APR10.24%
Last UpdatedMay 22, 2026
Details
As Low As
Coast 2 Coast Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
8916 Sabal Industrial Blvd, Tampa, FL, 33619
Personal Loan
10.24%
▼
APR10.24%
Last UpdatedMay 22, 2026
Details
As Low As
Community First Credit Union Of Florida
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
637 N Lee St, Jacksonville, FL, 32204 1141
Personal Loan
10.39%
▼
APR10.39%
Last UpdatedMay 22, 2026
Details
As Low As
FRSA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
3855 N Econlockhatchee Trl Ste 2, Orlando, FL, 32817
Personal Loan (Unsecured)
10.49%
▼
APR10.49%
Last UpdatedMay 22, 2026
Details
As Low As
Adventhealth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
601 E Rollins St, Orlando, FL, 32803
Personal Loan
10.49%
▼
APR10.49%
Last UpdatedMay 22, 2026
Details
As Low As
Orlando Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.65%
945 S Orange Ave, Orlando, FL, 32806 1212
Personal Loan
10.49%
▼
APR10.49%
Last UpdatedMay 22, 2026
Details
As Low As; Unsecured
Orlando Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.65%
945 S Orange Ave, Orlando, FL, 32806 1212
Personal Loan (Unsecured)
10.49%
▼
APR10.49%
Last UpdatedMay 22, 2026
Details
As Low As
RadiFi Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
562 Park St, Jacksonville, FL, 32204 2918
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedMay 22, 2026
Details
No additional details available.
Tampa Postal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
15916 N Florida Ave, Lutz, FL, 33549
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedMay 22, 2026
Details
No additional details available.
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Members First Credit Union of Florida
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
251 W Garden St, Pensacola, FL, 32502 5728
Debt Consolidation Loan
7.95%
▼
APR7.95%
Last UpdatedMay 22, 2026
Details
As Low As
Peoples Alliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
5757 Waterford District Dr, Miami, FL, 33126 2035
Debt Consolidation Loan
9.99%
▼
APR9.99%
Last UpdatedMay 22, 2026
Details
As Low As; *The above annual percentage rates (APR) are the lowest rates offered to applicants with direct deposit of net pay and a checking account. Applicants who are not approved at these rates or terms may be offered credit at a higher rate and/or different terms. All loan requests and rates are subject to credit approval.
Hello Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.01%
103 S Tyndall Pkwy, Panama City, FL, 32404 6722
Freedom Loan (Debt Consolidation)
12.49%
▼
APR12.49%
Last UpdatedMay 22, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
2405 Lucien Way, Maitland, FL, 32751
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedMay 22, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
2405 Lucien Way, Maitland, FL, 32751
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedMay 22, 2026
Details
As Low As
TrustCo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
7476 Cypress Gardens Blvd, Winter Haven, FL, 33884
Debt Consolidation Loan
14.50%
▼
APR14.50%
Last UpdatedMay 22, 2026
Details
No additional details available.
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
SOUTHERNMOST
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
1004 Kennedy Dr, Key West, FL, 33040 4019
Signature Loans
6.00%
▼
APR6.00%
Last UpdatedMay 22, 2026
Details
No additional details available.
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
5000 US Highway 1 N, St Augustine, FL, 32095 6200
Personal Signature Loan - Closed Fixed APR as low as
6.74%
▼
APR6.74%
Last UpdatedMay 22, 2026
Details
As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
7041 Grand National Dr Ste 201, Orlando, FL, 32819
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMay 22, 2026
Details
As Low As
Jax Fire Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
2205 Haines St, Jacksonville, FL, 32206 3301
Signature Loan
8.40%
▼
APR8.40%
Last UpdatedMay 22, 2026
Details
As Low As
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
3713 S Congress Ave, Palm Springs, FL, 33461 3753
Signature Loan(closed-end loan)
8.74%
▼
APR8.74%
Last UpdatedMay 22, 2026
Details
No additional details available.
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
3713 S Congress Ave, Palm Springs, FL, 33461 3753
Signature Loan(closed-end loan)
9.24%
▼
APR9.24%
Last UpdatedMay 22, 2026
Details
No additional details available.
Panhandle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.16%
2718 Martin Luther King Jr Blvd, Panama City, FL, 32405 4408
Signature Loan
9.30%
▼
APR9.30%
Last UpdatedMay 22, 2026
Details
No additional details available.
Jax Fire Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
2205 Haines St, Jacksonville, FL, 32206 3301
Signature Loan
9.40%
▼
APR9.40%
Last UpdatedMay 22, 2026
Details
As Low As
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
5000 US Highway 1 N, St Augustine, FL, 32095 6200
Personal Signature Loan - Closed Fixed APR as low as
9.49%
▼
APR9.49%
Last UpdatedMay 22, 2026
Details
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.
Trax Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
12125 N 56th St, Temple Terrace, FL, 33617
Signature
9.50%
▼
APR9.50%
Last UpdatedMay 22, 2026
Details
As Low As
Memorial Employees Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
3501 Johnson St, Hollywood, FL, 33021 5421
Signature Loan
9.50%
▼
APR9.50%
Last UpdatedMay 22, 2026
Details
As Low As
Priority One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
3000 N University Dr, Sunrise, FL, 33322 1611
Personal/Signature
9.74%
▼
APR9.74%
Last UpdatedMay 22, 2026
Details
As Low As
EMERALD COAST
Institution Rating:
A+5.0 ★Texas Ratio: 9.99%
502 WOODWARD AVE, PORT ST JOE, FL, 32456 1744
Personal/Signature
9.90%
▼
APR9.90%
Last UpdatedMay 22, 2026
Details
As Low As
Keys Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.34%
514 Southard St, Key West, FL, 33040
Personal/Signature Loans
9.90%
▼
APR9.90%
Last UpdatedMay 22, 2026
Details
As Low As
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
7650 W Courtney Campbell Cswy Ste 900, Tampa, FL, 33607
Signature
9.99%
▼
APR9.99%
Last UpdatedMay 22, 2026
Details
As Low As
Tru Fi-Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
602 S 6th St, Macclenny, FL, 32063 2608
Tru Signature Loans Unsecured
10.00%
▼
APR10.00%
Last UpdatedMay 22, 2026
Details
As Low As
Farmers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
6611 DUNN AVE, JACKSONVILLE, FL, 32218
Signature Loan
10.19%
▼
APR10.19%
Last UpdatedMay 22, 2026
Details
As Low As
Dade County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
1500 NW 107th Ave, Sweetwater, FL, 33172 2706
Signature Loan
10.49%
▼
APR10.49%
Last UpdatedMay 22, 2026
Details
As Low As
Launch Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
300 S Plumosa St, Merritt Island, FL, 32952
Signature Loan
10.50%
▼
APR10.50%
Last UpdatedMay 22, 2026
Details
As Low As; Max 60 months*.
Powered by
MonitorBankRates
No home improvement personal loan rates found in Florida currently.
Florida Personal Loan Rate Trends
Compare local Florida personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — FL Avg
11.267%
▲ 0.185 vs 7 days ago
Florida personal loan rates rose 0.185 points over the past 7 days to 11.267% APR.
Signature Loan — FL Avg
10.863%
▼ 0.005 vs 7 days ago
Florida signature loan rates fell 0.005 points over the past 7 days to 10.863% APR.
As of May 22, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Florida personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Florida directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Florida. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in FL.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Florida?
Most lenders in Florida require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Florida often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Florida require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Florida?
Yes. Debt consolidation is one of the most common uses of personal loans in Florida. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Florida?
Credit unions in Florida often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Florida?
- TrustCo Bank: 4.00% (Passbook Loan)
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- Platinum Federal Credit Union: 5.00% (555 Loan)
- Alive Credit Union: 5.00% (Tactical Loan)
- Credit Union 1 Credit Union Rantoul, IL: 5.00% (Credit Saver Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Florida. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 22, 2026.
