Best Personal Loan Rates in Florida (FL) - April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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- Location-Based Rate Tables
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Florida borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Florida include: TrustCo BankTrustCo Bank7476 Cypress Gardens Blvd, Winter Haven, FL, 33884A+5.0 ★Texas Ratio: 3.16% offering Passbook Loan at 4.00% APR, Baxter Credit UnionBaxter Credit Union11800 SW 147th Ave, Miami, FL, 33196A5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR, Firefighters First Federal Credit UnionFirefighters First Federal Credit Union3713 S Congress Ave, Palm Springs, FL, 33461 3753A+5.0 ★Texas Ratio: 1.58% offering Fire Station Loan at 4.99% APR, First Commerce Credit UnionFirst Commerce Credit Union2330 Mahan Dr, Tallahassee, FL, 32308A+5.0 ★Texas Ratio: 4.91% offering Summer Camp Loan at 4.99% APR, and Platinum Federal Credit UnionPlatinum Federal Credit Union7041 Grand National Dr Ste 201, Orlando, FL, 32819A+5.0 ★Texas Ratio: 1.95% offering 555 Loan at 5.00% APR. Personal loan rates as of April 27, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare personal loan rates across Florida side-by-side. Florida personal loan rates currently start as low as 4.00% APR from TrustCo Bank at 7476 Cypress Gardens Blvd, Winter Haven, FL, 33884. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Florida.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Florida. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 27, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
TrustCo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
7476 Cypress Gardens Blvd, Winter Haven, FL, 33884
Passbook Loan
4.00%
▼
APR4.00%
Last UpdatedApril 30, 2026
Details
No additional details available.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
11800 SW 147th Ave, Miami, FL, 33196
Credit Builder Loan
4.50%
▼
APR4.50%
Last UpdatedApril 30, 2026
Details
No additional details available.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
11800 SW 147th Ave, Miami, FL, 33196
Refinance Loan
4.64%
▼
APR4.64%
Last UpdatedApril 30, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
11800 SW 147th Ave, Miami, FL, 33196
Medical Degree Refinance Loan
4.80%
▼
APR4.80%
Last UpdatedApril 30, 2026
Details
As Low As
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
3713 S Congress Ave, Palm Springs, FL, 33461 3753
Fire Station Loan
4.99%
▼
APR4.99%
Last UpdatedApril 30, 2026
Details
No additional details available.
First Commerce Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.91%
2330 Mahan Dr, Tallahassee, FL, 32308
Summer Camp Loan
4.99%
▼
APR4.99%
Last UpdatedApril 30, 2026
Details
As Low As; with auto-pay
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
7041 Grand National Dr Ste 201, Orlando, FL, 32819
555 Loan
5.00%
▼
APR5.00%
Last UpdatedApril 30, 2026
Details
Fixed at 5.00% up to 5 years
Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
9790 Touchton Rd, Jacksonville, FL, 32246
Tactical Loan
5.00%
▼
APR5.00%
Last UpdatedApril 30, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
604 13th Ave E, Bradenton, FL, 34208
Credit Saver Loan
5.00%
▼
APR5.00%
Last UpdatedApril 30, 2026
Details
This APR will vary with the market based on the dividend rate.
First Commerce Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.91%
2330 Mahan Dr, Tallahassee, FL, 32308
Summer Camp Loan
5.24%
▼
APR5.24%
Last UpdatedApril 30, 2026
Details
As Low As; without auto payment/transfer
Fairwinds Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
1621 S Orange Blossom Trl, Apopka, FL, 32703 7755
5-Year Loan
5.80%
▼
APR5.80%
Last UpdatedApril 30, 2026
Details
As Low As
Launch Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
300 S Plumosa St, Merritt Island, FL, 32952
No Down Payment 100% LTV Loan
5.90%
▼
APR5.90%
Last UpdatedApril 30, 2026
Details
As Low As
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
7041 Grand National Dr Ste 201, Orlando, FL, 32819
Emergency Loan
5.99%
▼
APR5.99%
Last UpdatedApril 30, 2026
Details
As Low As
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
7041 Grand National Dr Ste 201, Orlando, FL, 32819
Vocational Income Program Loan
5.99%
▼
APR5.99%
Last UpdatedApril 30, 2026
Details
Fixed at 5.99% up to 5 years
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
1314 Oakfield Dr, Brandon, FL, 33511
Share Loan
6.00%
▼
APR6.00%
Last UpdatedApril 30, 2026
Details
No additional details available.
SOUTHERNMOST
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
1004 Kennedy Dr, Key West, FL, 33040 4019
Signature Loans
6.00%
▼
APR6.00%
Last UpdatedApril 30, 2026
Details
No additional details available.
Fairwinds Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
1621 S Orange Blossom Trl, Apopka, FL, 32703 7755
10-Year Loan
6.05%
▼
APR6.05%
Last UpdatedApril 30, 2026
Details
As Low As
Launch Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
300 S Plumosa St, Merritt Island, FL, 32952
Condo Loan
6.06%
▼
APR6.06%
Last UpdatedApril 30, 2026
Details
No additional details available.
Launch Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
300 S Plumosa St, Merritt Island, FL, 32952
Low/No Closing Cost Loan
6.31%
▼
APR6.31%
Last UpdatedApril 30, 2026
Details
No additional details available.
Launch Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
300 S Plumosa St, Merritt Island, FL, 32952
Investment Loan
6.58%
▼
APR6.58%
Last UpdatedApril 30, 2026
Details
No additional details available.
My Pensacola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
108 S Reus St, Pensacola, FL, 32502 5718
Special Purchase Loan
6.70%
▼
APR6.70%
Last UpdatedApril 30, 2026
Details
No additional details available.
Alabama Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
13039 Sorrento Rd, Pensacola, FL, 32507 8703
Lifestyle Loan
6.75%
▼
APR6.75%
Last UpdatedApril 30, 2026
Details
As Low As
Dade County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
1500 NW 107th Ave, Sweetwater, FL, 33172 2706
New Camping Unit Loans - up to 72 months
6.75%
▼
APR6.75%
Last UpdatedApril 30, 2026
Details
As Low As; 6.75%
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2030 SW 145th Ave, Pembroke Pines, FL, 33027
Personal Loan
6.84%
▼
APR6.84%
Last UpdatedApril 30, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
11800 SW 147th Ave, Miami, FL, 33196
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedApril 30, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2030 SW 145th Ave, Pembroke Pines, FL, 33027
Personal Loan
7.09%
▼
APR7.09%
Last UpdatedApril 30, 2026
Details
As Low As
Panhandle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
2718 Martin Luther King Jr Blvd, Panama City, FL, 32405 4408
Lifestyle Loan
7.10%
▼
APR7.10%
Last UpdatedApril 30, 2026
Details
As Low As
Achieva Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
3629 11th Ave N, Saint Petersburg, FL, 33713
Up to 90% Loan To Value (LTV)
7.25%
▼
APR7.25%
Last UpdatedApril 30, 2026
Details
As Low As; Variable Introductory APR as low as
Fairwinds Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
1621 S Orange Blossom Trl, Apopka, FL, 32703 7755
3-Year Loan
7.25%
▼
APR7.25%
Last UpdatedApril 30, 2026
Details
36 months at 8.500% (7.250% APR) for a $10,000 loan would result in a monthly payment of $309.92.
Alabama Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
13039 Sorrento Rd, Pensacola, FL, 32507 8703
Land Loans Up To 20 Acres
7.43%
▼
APR7.43%
Last UpdatedApril 30, 2026
Details
No additional details available.
Achieva Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
3629 11th Ave N, Saint Petersburg, FL, 33713
3/1 Vacant Land Loan
7.71%
▼
APR7.71%
Last UpdatedApril 30, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2030 SW 145th Ave, Pembroke Pines, FL, 33027
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedApril 30, 2026
Details
As Low As
Achieva Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
3629 11th Ave N, Saint Petersburg, FL, 33713
Up to 100% Loan To Value (LTV)
7.75%
▼
APR7.75%
Last UpdatedApril 30, 2026
Details
As Low As; Variable Introductory APR as low as
Fairwinds Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
1621 S Orange Blossom Trl, Apopka, FL, 32703 7755
4-Year Loan
7.75%
▼
APR7.75%
Last UpdatedApril 30, 2026
Details
48 months at 8.800% (7.750% APR) for a $10,000 loan would result in a monthly payment of $242.96.
Addition Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
847 S Orange Blossom Trl, Apopka, FL, 32703
5 Year Lot Loan
7.75%
▼
APR7.75%
Last UpdatedApril 30, 2026
Details
Purchase Interest Rate / APR*
Dade County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
1500 NW 107th Ave, Sweetwater, FL, 33172 2706
Used Camping Unit Loans - up to 60 months
7.75%
▼
APR7.75%
Last UpdatedApril 30, 2026
Details
As Low As; 7.75%
Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
9790 Touchton Rd, Jacksonville, FL, 32246
Medical Loan
7.89%
▼
APR7.89%
Last UpdatedApril 30, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2030 SW 145th Ave, Pembroke Pines, FL, 33027
Personal Loan
7.94%
▼
APR7.94%
Last UpdatedApril 30, 2026
Details
As Low As
Members First Credit Union of Florida
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
251 W Garden St, Pensacola, FL, 32502 5728
Debt Consolidation Loan
7.95%
▼
APR7.95%
Last UpdatedApril 30, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2030 SW 145th Ave, Pembroke Pines, FL, 33027
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 30, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2030 SW 145th Ave, Pembroke Pines, FL, 33027
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedApril 30, 2026
Details
As Low As
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
7041 Grand National Dr Ste 201, Orlando, FL, 32819
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 30, 2026
Details
As Low As
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
7041 Grand National Dr Ste 201, Orlando, FL, 32819
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedApril 30, 2026
Details
As Low As
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
4500 San Pablo Rd S, Jacksonville, FL, 32224 1865
Solar Loan
7.99%
▼
APR7.99%
Last UpdatedApril 30, 2026
Details
As Low As
First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
1055 S Congress Ave, West Palm Beach, FL, 33406 5195
Non-Primary Residence Loan - Second Position
8.00%
▼
APR8.00%
Last UpdatedApril 30, 2026
Details
No additional details available.
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
3005 New Tampa Hwy, Lakeland, FL, 33815 3468
Emergency Disaster Loan
8.00%
▼
APR8.00%
Last UpdatedApril 30, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2030 SW 145th Ave, Pembroke Pines, FL, 33027
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedApril 30, 2026
Details
As Low As
Addition Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
847 S Orange Blossom Trl, Apopka, FL, 32703
10 Year Lot Loan
8.25%
▼
APR8.25%
Last UpdatedApril 30, 2026
Details
Purchase Interest Rate / APR*
Addition Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
847 S Orange Blossom Trl, Apopka, FL, 32703
Construction to Permanent Loan
8.25%
▼
APR8.25%
Last UpdatedApril 30, 2026
Details
Purchase Interest Rate / APR*
First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
1055 S Congress Ave, West Palm Beach, FL, 33406 5195
Non-Primary Residence Loan - Second Position
8.38%
▼
APR8.38%
Last UpdatedApril 30, 2026
Details
No additional details available.
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Personal
8.40%
▼
APR8.40%
Last UpdatedApril 30, 2026
Details
As Low As
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Personal Loans
8.40%
▼
APR8.40%
Last UpdatedApril 30, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Personal Loans
8.45%
▼
APR8.45%
Last UpdatedApril 30, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2030 SW 145th Ave, Pembroke Pines, FL, 33027
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedApril 30, 2026
Details
As Low As
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Personal Loans
8.50%
▼
APR8.50%
Last UpdatedApril 30, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Personal Loans
8.65%
▼
APR8.65%
Last UpdatedApril 30, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
My Pensacola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
108 S Reus St, Pensacola, FL, 32502 5718
Seasonal Loan
8.70%
▼
APR8.70%
Last UpdatedApril 30, 2026
Details
No additional details available.
My Pensacola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
108 S Reus St, Pensacola, FL, 32502 5718
Disaster Preparedness Loan
8.70%
▼
APR8.70%
Last UpdatedApril 30, 2026
Details
No additional details available.
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
3713 S Congress Ave, Palm Springs, FL, 33461 3753
Signature Loan(closed-end loan)
8.74%
▼
APR8.74%
Last UpdatedApril 30, 2026
Details
No additional details available.
Guardians Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
3469 Summit Blvd, West Palm Beach, FL, 33406
Personal Loans
8.74%
▼
APR8.74%
Last UpdatedApril 30, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2030 SW 145th Ave, Pembroke Pines, FL, 33027
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedApril 30, 2026
Details
As Low As; Loan Amount $500-$40,000
Pen Air Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
1495 E Nine Mile Rd, Pensacola, FL, 32514 5723
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedApril 30, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2030 SW 145th Ave, Pembroke Pines, FL, 33027
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedApril 30, 2026
Details
As Low As
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedApril 30, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
Walton County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.09%
WALTON COUNTY TEACHERS FCU, DEFUNIAK SPRINGS, FL, 32433 1416
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedApril 30, 2026
Details
up to $7.500.00
TruGrocer Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
5403 Deep Lake Rd, Oviedo, FL, 32765
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedApril 30, 2026
Details
As Low As; Terms from 6 to 60 months
Florida West Coast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
1225 Millennium Pkwy, Brandon, FL, 33511
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedApril 30, 2026
Details
As Low As; Maximum Loan amount is $20,000.00, term is based on amount borrowed.
Madison Education Assoc Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.36%
373 NE Sumter St, Madison, FL, 32340 2540
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedApril 30, 2026
Details
As Low As; Rates are subject to change and are based on term and individual's creditworthiness.
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
3713 S Congress Ave, Palm Springs, FL, 33461 3753
Signature Loan(closed-end loan)
9.24%
▼
APR9.24%
Last UpdatedApril 30, 2026
Details
No additional details available.
Coastline Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
4651 Emerson St, Jacksonville, FL, 32207
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedApril 30, 2026
Details
As Low As; Simplify your finances by consolidating your loans into one easy monthly payment.
Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
9790 Touchton Rd, Jacksonville, FL, 32246
Personal Loan
9.25%
▼
APR9.25%
Last UpdatedApril 30, 2026
Details
As Low As
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedApril 30, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
Panhandle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
2718 Martin Luther King Jr Blvd, Panama City, FL, 32405 4408
Signature Loan
9.30%
▼
APR9.30%
Last UpdatedApril 30, 2026
Details
As Low As
TMH Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
345 S Magnolia Dr, Tallahassee, FL, 32301
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedApril 30, 2026
Details
As Low As
TMH Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
345 S Magnolia Dr, Tallahassee, FL, 32301
Personal / Personal LOC
9.49%
▼
APR9.49%
Last UpdatedApril 30, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2030 SW 145th Ave, Pembroke Pines, FL, 33027
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedApril 30, 2026
Details
As Low As
Trax Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
12125 N 56th St, Temple Terrace, FL, 33617
Signature
9.50%
▼
APR9.50%
Last UpdatedApril 30, 2026
Details
As Low As
Memorial Employees Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
3501 Johnson St, Hollywood, FL, 33021 5421
Signature Loan
9.50%
▼
APR9.50%
Last UpdatedApril 30, 2026
Details
No additional details available.
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedApril 30, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
3005 New Tampa Hwy, Lakeland, FL, 33815 3468
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedApril 30, 2026
Details
*
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
3005 New Tampa Hwy, Lakeland, FL, 33815 3468
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedApril 30, 2026
Details
As Low As; Annual Percentage Rate based on creditworthiness
My Pensacola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
108 S Reus St, Pensacola, FL, 32502 5718
My4WhatEv$ Loan
9.70%
▼
APR9.70%
Last UpdatedApril 30, 2026
Details
As Low As
Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.14%
1501 W Yamato Rd, Boca Raton, FL, 33431 4438
Loan
9.74%
▼
APR9.74%
Last UpdatedApril 30, 2026
Details
No additional details available.
Partners Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.57%
5555 N Center Drive, Lake Buena Vista, FL, 32830
Personal Loans
9.74%
▼
APR9.74%
Last UpdatedApril 30, 2026
Details
No additional details available.
Alabama Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
13039 Sorrento Rd, Pensacola, FL, 32507 8703
Personal Property
9.75%
▼
APR9.75%
Last UpdatedApril 30, 2026
Details
As Low As
Fairwinds Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
1621 S Orange Blossom Trl, Apopka, FL, 32703 7755
5-Year Loan
9.75%
▼
APR9.75%
Last UpdatedApril 30, 2026
Details
60 months at 9.500% (9.750% APR) for a $10,000 loan would result in a monthly payment of $211.24.
Community First Credit Union Of Florida
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
637 N Lee St, Jacksonville, FL, 32204 1141
Personal Loan
9.89%
▼
APR9.89%
Last UpdatedApril 30, 2026
Details
As Low As
EMERALD COAST
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
502 WOODWARD AVE, PORT ST JOE, FL, 32456 1744
Personal LOC
9.90%
▼
APR9.90%
Last UpdatedApril 30, 2026
Details
As Low As; Agreement available here. Addendum available here.
EMERALD COAST
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
502 WOODWARD AVE, PORT ST JOE, FL, 32456 1744
Personal/Signature
9.90%
▼
APR9.90%
Last UpdatedApril 30, 2026
Details
As Low As
Keys Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.39%
514 Southard St, Key West, FL, 33040
Personal/Signature Loans
9.90%
▼
APR9.90%
Last UpdatedApril 30, 2026
Details
As Low As
Jefferson County Teachers Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 20.42%
1500 W Washington St, Monticello, FL, 32344 1134
Credit Builder Loans
9.90%
▼
APR9.90%
Last UpdatedApril 30, 2026
Details
No additional details available.
Jefferson County Teachers Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 20.42%
1500 W Washington St, Monticello, FL, 32344 1134
Personal Loans
9.90%
▼
APR9.90%
Last UpdatedApril 30, 2026
Details
No additional details available.
City County Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.96%
1810 N Belcher Rd, Clearwater, FL, 33765 1448
Personal Loans
9.95%
▼
APR9.95%
Last UpdatedApril 30, 2026
Details
As Low As
Sun Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
4205 Hollywood Blvd, Hollywood, FL, 33021
Personal Loan/Lines of Credit
9.95%
▼
APR9.95%
Last UpdatedApril 30, 2026
Details
As Low As
Members First Credit Union of Florida
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
251 W Garden St, Pensacola, FL, 32502 5728
Lifestyle Loan
9.95%
▼
APR9.95%
Last UpdatedApril 30, 2026
Details
(Perfect for enhancing your lifestyle)
Innovations Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
910 Thomas Dr, Panama City, FL, 32408 7442
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 30, 2026
Details
No additional details available.
Hialeah Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
501 Palm Ave, Hialeah, FL, 33010 4719
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedApril 30, 2026
Details
Borrow up to $15,000
TrustCo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
7476 Cypress Gardens Blvd, Winter Haven, FL, 33884
Property Tax Loan
9.99%
▼
APR9.99%
Last UpdatedApril 30, 2026
Details
No additional details available.
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
7650 W Courtney Campbell Cswy Ste 900, Tampa, FL, 33607
Signature
9.99%
▼
APR9.99%
Last UpdatedApril 30, 2026
Details
As Low As
Jetstream Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
7900 Oak Ln Ste 300, Miami Lakes, FL, 33016
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedApril 30, 2026
Details
As Low As
Radiant Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.29%
405 SE 2nd PL, Gainesville, FL, 32601 6808
Unsecured Personal
9.99%
▼
APR9.99%
Last UpdatedApril 30, 2026
Details
No additional details available.
Florida Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
3333 Henderson Blvd, Tampa, FL, 33609 2955
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 30, 2026
Details
As Low As
Jetstream Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
7900 Oak Ln Ste 300, Miami Lakes, FL, 33016
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 30, 2026
Details
As Low As
Peoples Alliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
5757 Waterford District Dr, Miami, FL, 33126 2035
Debt Consolidation Loan
9.99%
▼
APR9.99%
Last UpdatedApril 30, 2026
Details
As Low As; *The above annual percentage rates (APR) are the lowest rates offered to applicants with direct deposit of net pay and a checking account. Applicants who are not approved at these rates or terms may be offered credit at a higher rate and/or different terms. All loan requests and rates are subject to credit approval.
Connect Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
3400 W Commercial Blvd, Fort lauderdale, FL, 33309
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedApril 30, 2026
Details
As Low As
Tru Fi-Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
602 S 6th St, Macclenny, FL, 32063 2608
Tru Signature Loans Unsecured
10.00%
▼
APR10.00%
Last UpdatedApril 30, 2026
Details
As Low As
Members First Credit Union of Florida
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
251 W Garden St, Pensacola, FL, 32502 5728
Vacation/Summer/Back-to-School Loan
10.00%
▼
APR10.00%
Last UpdatedApril 30, 2026
Details
(Available April - September)
Members First Credit Union of Florida
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
251 W Garden St, Pensacola, FL, 32502 5728
Credit Builder Loan
10.00%
▼
APR10.00%
Last UpdatedApril 30, 2026
Details
As Low As
Walton County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.09%
WALTON COUNTY TEACHERS FCU, DEFUNIAK SPRINGS, FL, 32433 1416
Personal Loan with Collateral
10.00%
▼
APR10.00%
Last UpdatedApril 30, 2026
Details
up to $15,000.00
First Coast Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
306 S Palm Ave, Palatka, FL, 32177
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedApril 30, 2026
Details
As Low As
Coastline Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
4651 Emerson St, Jacksonville, FL, 32207
Personal
10.00%
▼
APR10.00%
Last UpdatedApril 30, 2026
Details
As Low As
Florida Customs Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
5519 W Hillsborough Ave, Tampa, FL, 33634
Personal
10.00%
▼
APR10.00%
Last UpdatedApril 30, 2026
Details
As Low As
Unity Of Eatonville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
323 E Kennedy Blvd, Eatonville, FL, 32751
Unsecured Loans
10.00%
▼
APR10.00%
Last UpdatedApril 30, 2026
Details
As Low As; based on credit score
Farmers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
6611 DUNN AVE, JACKSONVILLE, FL, 32218
Signature
10.19%
▼
APR10.19%
Last UpdatedApril 30, 2026
Details
As Low As
Coast 2 Coast Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
8916 Sabal Industrial Blvd, Tampa, FL, 33619
Personal Loan
10.24%
▼
APR10.24%
Last UpdatedApril 30, 2026
Details
As Low As
First Florida Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
500 W 1st St, Jacksonville, FL, 32202 3939
Personal Loan
10.24%
▼
APR10.24%
Last UpdatedApril 30, 2026
Details
As Low As; Maximum Loan Amount: $100,000
BROWARD HEALTHCARE
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
2350 W COMMERCIAL BLVD, FORT LAUDERDALE, FL, 33309
Personal Loans
10.24%
▼
APR10.24%
Last UpdatedApril 30, 2026
Details
As Low As
Community First Credit Union Of Florida
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
637 N Lee St, Jacksonville, FL, 32204 1141
Personal Loan
10.39%
▼
APR10.39%
Last UpdatedApril 30, 2026
Details
As Low As
Orlando Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
945 S Orange Ave, Orlando, FL, 32806 1212
Personal Loan (Unsecured)
10.49%
▼
APR10.49%
Last UpdatedApril 30, 2026
Details
As Low As
Dade County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
1500 NW 107th Ave, Sweetwater, FL, 33172 2706
Signature Loan
10.49%
▼
APR10.49%
Last UpdatedApril 30, 2026
Details
As Low As
Adventhealth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
601 E Rollins St, Orlando, FL, 32803
Personal Loan
10.49%
▼
APR10.49%
Last UpdatedApril 30, 2026
Details
As Low As
Orlando Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
945 S Orange Ave, Orlando, FL, 32806 1212
Personal Loan
10.49%
▼
APR10.49%
Last UpdatedApril 30, 2026
Details
As Low As; Unsecured
FRSA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
3855 N Econlockhatchee Trl Ste 2, Orlando, FL, 32817
Personal Loan (Unsecured)
10.49%
▼
APR10.49%
Last UpdatedApril 30, 2026
Details
As Low As
Tampa Postal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
15916 N Florida Ave, Lutz, FL, 33549
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedApril 30, 2026
Details
No additional details available.
Launch Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
300 S Plumosa St, Merritt Island, FL, 32952
Signature Loan
10.50%
▼
APR10.50%
Last UpdatedApril 30, 2026
Details
As Low As; APR* up to 36 months. Max 60 months*.
RadiFi Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
562 Park St, Jacksonville, FL, 32204 2918
Personal Loans
10.50%
▼
APR10.50%
Last UpdatedApril 30, 2026
Details
No additional details available.
Launch Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
300 S Plumosa St, Merritt Island, FL, 32952
Lot Loan
10.62%
▼
APR10.62%
Last UpdatedApril 30, 2026
Details
No additional details available.
ECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
8250 Bryan Dairy Rd Ste 150, Largo, FL, 33777
Vacation Loans
10.65%
▼
APR10.65%
Last UpdatedApril 30, 2026
Details
(Jan 1st - Dec 31st)
ECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
8250 Bryan Dairy Rd Ste 150, Largo, FL, 33777
Tax Loans
10.65%
▼
APR10.65%
Last UpdatedApril 30, 2026
Details
(Feb 1st - Apr 30th)
ECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
8250 Bryan Dairy Rd Ste 150, Largo, FL, 33777
Personal Loan
10.65%
▼
APR10.65%
Last UpdatedApril 30, 2026
Details
Loan Amount Up to $1,000
Coastline Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
4651 Emerson St, Jacksonville, FL, 32207
Personal
10.70%
▼
APR10.70%
Last UpdatedApril 30, 2026
Details
As Low As
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
3713 S Congress Ave, Palm Springs, FL, 33461 3753
Signature Loan(closed-end loan)
10.74%
▼
APR10.74%
Last UpdatedApril 30, 2026
Details
No additional details available.
RadiFi Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
562 Park St, Jacksonville, FL, 32204 2918
Personal Loans
10.75%
▼
APR10.75%
Last UpdatedApril 30, 2026
Details
No additional details available.
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
4500 San Pablo Rd S, Jacksonville, FL, 32224 1865
Personal Loan
10.79%
▼
APR10.79%
Last UpdatedApril 30, 2026
Details
As Low As
Tru Fi-Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
602 S 6th St, Macclenny, FL, 32063 2608
Tru Signature Loans Unsecured
10.79%
▼
APR10.79%
Last UpdatedApril 30, 2026
Details
As Low As
Financial Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
1200 W International Speedway Blvd, Daytona Beach, FL, 32114 2817
Personal
10.90%
▼
APR10.90%
Last UpdatedApril 30, 2026
Details
As Low As
Coastline Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
4651 Emerson St, Jacksonville, FL, 32207
Personal
10.95%
▼
APR10.95%
Last UpdatedApril 30, 2026
Details
As Low As
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
3713 S Congress Ave, Palm Springs, FL, 33461 3753
Safety Line(open-end loan)
10.99%
▼
APR10.99%
Last UpdatedApril 30, 2026
Details
No additional details available.
Jetstream Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
7900 Oak Ln Ste 300, Miami Lakes, FL, 33016
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedApril 30, 2026
Details
As Low As
Partners Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.57%
5555 N Center Drive, Lake Buena Vista, FL, 32830
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedApril 30, 2026
Details
No additional details available.
Unity Of Eatonville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
323 E Kennedy Blvd, Eatonville, FL, 32751
Unsecured Loans
11.00%
▼
APR11.00%
Last UpdatedApril 30, 2026
Details
As Low As; based on credit score
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
Unsecured Loans
11.00%
▼
APR11.00%
Last UpdatedApril 30, 2026
Details
As Low As
First Coast Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
306 S Palm Ave, Palatka, FL, 32177
Personal Loan
11.00%
▼
APR11.00%
Last UpdatedApril 30, 2026
Details
As Low As
RadiFi Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
562 Park St, Jacksonville, FL, 32204 2918
Personal Loans
11.00%
▼
APR11.00%
Last UpdatedApril 30, 2026
Details
No additional details available.
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
1442 Kennedy Dr, Key West, FL, 33040
Personal Loans
11.00%
▼
APR11.00%
Last UpdatedApril 30, 2026
Details
No additional details available.
Midflorida Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.45%
129 S Kentucky Ave, Lakeland, FL, 33801
Closed End Personal Loan
11.22%
▼
APR11.22%
Last UpdatedApril 30, 2026
Details
As Low As
SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.20%
5400 S Biscayne Dr Ste A, North Port, FL, 34287 1932
Personal Loans
11.25%
▼
APR11.25%
Last UpdatedApril 30, 2026
Details
Up to 36 Months
We Florida Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
1982 N State Road 7, Margate, FL, 33063
Personal Loan
11.25%
▼
APR11.25%
Last UpdatedApril 30, 2026
Details
As Low As
RadiFi Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
562 Park St, Jacksonville, FL, 32204 2918
Personal Loans
11.25%
▼
APR11.25%
Last UpdatedApril 30, 2026
Details
No additional details available.
Orlando Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
945 S Orange Ave, Orlando, FL, 32806 1212
Personal Loan
11.49%
▼
APR11.49%
Last UpdatedApril 30, 2026
Details
As Low As; Unsecured
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2030 SW 145th Ave, Pembroke Pines, FL, 33027
Personal Loan
6.84%
▼
APR6.84%
Last UpdatedApril 30, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
11800 SW 147th Ave, Miami, FL, 33196
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedApril 30, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2030 SW 145th Ave, Pembroke Pines, FL, 33027
Personal Loan
7.09%
▼
APR7.09%
Last UpdatedApril 30, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2030 SW 145th Ave, Pembroke Pines, FL, 33027
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedApril 30, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2030 SW 145th Ave, Pembroke Pines, FL, 33027
Personal Loan
7.94%
▼
APR7.94%
Last UpdatedApril 30, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2030 SW 145th Ave, Pembroke Pines, FL, 33027
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 30, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2030 SW 145th Ave, Pembroke Pines, FL, 33027
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedApril 30, 2026
Details
As Low As
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
7041 Grand National Dr Ste 201, Orlando, FL, 32819
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 30, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2030 SW 145th Ave, Pembroke Pines, FL, 33027
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedApril 30, 2026
Details
As Low As
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Personal Loans
8.40%
▼
APR8.40%
Last UpdatedApril 30, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Personal Loans
8.45%
▼
APR8.45%
Last UpdatedApril 30, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2030 SW 145th Ave, Pembroke Pines, FL, 33027
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedApril 30, 2026
Details
As Low As
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Personal Loans
8.50%
▼
APR8.50%
Last UpdatedApril 30, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Personal Loans
8.65%
▼
APR8.65%
Last UpdatedApril 30, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
Guardians Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
3469 Summit Blvd, West Palm Beach, FL, 33406
Personal Loans
8.74%
▼
APR8.74%
Last UpdatedApril 30, 2026
Details
As Low As
Pen Air Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
1495 E Nine Mile Rd, Pensacola, FL, 32514 5723
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedApril 30, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2030 SW 145th Ave, Pembroke Pines, FL, 33027
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedApril 30, 2026
Details
As Low As; Loan Amount $500-$40,000
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2030 SW 145th Ave, Pembroke Pines, FL, 33027
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedApril 30, 2026
Details
As Low As
Madison Education Assoc Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.36%
373 NE Sumter St, Madison, FL, 32340 2540
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedApril 30, 2026
Details
As Low As; Rates are subject to change and are based on term and individual's creditworthiness.
TruGrocer Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
5403 Deep Lake Rd, Oviedo, FL, 32765
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedApril 30, 2026
Details
As Low As; Terms from 6 to 60 months
Florida West Coast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
1225 Millennium Pkwy, Brandon, FL, 33511
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedApril 30, 2026
Details
As Low As; Maximum Loan amount is $20,000.00, term is based on amount borrowed.
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedApril 30, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
Walton County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.09%
WALTON COUNTY TEACHERS FCU, DEFUNIAK SPRINGS, FL, 32433 1416
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedApril 30, 2026
Details
up to $7.500.00
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedApril 30, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
9790 Touchton Rd, Jacksonville, FL, 32246
Personal Loan
9.25%
▼
APR9.25%
Last UpdatedApril 30, 2026
Details
As Low As
Coastline Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
4651 Emerson St, Jacksonville, FL, 32207
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedApril 30, 2026
Details
As Low As; Simplify your finances by consolidating your loans into one easy monthly payment.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2030 SW 145th Ave, Pembroke Pines, FL, 33027
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedApril 30, 2026
Details
As Low As
TMH Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
345 S Magnolia Dr, Tallahassee, FL, 32301
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedApril 30, 2026
Details
As Low As
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedApril 30, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
3005 New Tampa Hwy, Lakeland, FL, 33815 3468
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedApril 30, 2026
Details
*
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
3005 New Tampa Hwy, Lakeland, FL, 33815 3468
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedApril 30, 2026
Details
As Low As; Annual Percentage Rate based on creditworthiness
Partners Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.57%
5555 N Center Drive, Lake Buena Vista, FL, 32830
Personal Loans
9.74%
▼
APR9.74%
Last UpdatedApril 30, 2026
Details
No additional details available.
Community First Credit Union Of Florida
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
637 N Lee St, Jacksonville, FL, 32204 1141
Personal Loan
9.89%
▼
APR9.89%
Last UpdatedApril 30, 2026
Details
As Low As
Jefferson County Teachers Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 20.42%
1500 W Washington St, Monticello, FL, 32344 1134
Personal Loans
9.90%
▼
APR9.90%
Last UpdatedApril 30, 2026
Details
No additional details available.
City County Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.96%
1810 N Belcher Rd, Clearwater, FL, 33765 1448
Personal Loans
9.95%
▼
APR9.95%
Last UpdatedApril 30, 2026
Details
As Low As
Sun Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
4205 Hollywood Blvd, Hollywood, FL, 33021
Personal Loan/Lines of Credit
9.95%
▼
APR9.95%
Last UpdatedApril 30, 2026
Details
As Low As
Connect Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
3400 W Commercial Blvd, Fort lauderdale, FL, 33309
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedApril 30, 2026
Details
As Low As
Jetstream Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
7900 Oak Ln Ste 300, Miami Lakes, FL, 33016
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 30, 2026
Details
As Low As
Jetstream Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
7900 Oak Ln Ste 300, Miami Lakes, FL, 33016
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedApril 30, 2026
Details
As Low As
Florida Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
3333 Henderson Blvd, Tampa, FL, 33609 2955
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 30, 2026
Details
As Low As
Innovations Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
910 Thomas Dr, Panama City, FL, 32408 7442
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 30, 2026
Details
No additional details available.
Hialeah Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
501 Palm Ave, Hialeah, FL, 33010 4719
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedApril 30, 2026
Details
Borrow up to $15,000
First Coast Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
306 S Palm Ave, Palatka, FL, 32177
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedApril 30, 2026
Details
As Low As
Walton County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.09%
WALTON COUNTY TEACHERS FCU, DEFUNIAK SPRINGS, FL, 32433 1416
Personal Loan with Collateral
10.00%
▼
APR10.00%
Last UpdatedApril 30, 2026
Details
up to $15,000.00
Coast 2 Coast Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
8916 Sabal Industrial Blvd, Tampa, FL, 33619
Personal Loan
10.24%
▼
APR10.24%
Last UpdatedApril 30, 2026
Details
As Low As
First Florida Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
500 W 1st St, Jacksonville, FL, 32202 3939
Personal Loan
10.24%
▼
APR10.24%
Last UpdatedApril 30, 2026
Details
As Low As; Maximum Loan Amount: $100,000
BROWARD HEALTHCARE
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
2350 W COMMERCIAL BLVD, FORT LAUDERDALE, FL, 33309
Personal Loans
10.24%
▼
APR10.24%
Last UpdatedApril 30, 2026
Details
As Low As
Community First Credit Union Of Florida
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
637 N Lee St, Jacksonville, FL, 32204 1141
Personal Loan
10.39%
▼
APR10.39%
Last UpdatedApril 30, 2026
Details
As Low As
Orlando Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
945 S Orange Ave, Orlando, FL, 32806 1212
Personal Loan (Unsecured)
10.49%
▼
APR10.49%
Last UpdatedApril 30, 2026
Details
As Low As
Orlando Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
945 S Orange Ave, Orlando, FL, 32806 1212
Personal Loan
10.49%
▼
APR10.49%
Last UpdatedApril 30, 2026
Details
As Low As; Unsecured
FRSA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
3855 N Econlockhatchee Trl Ste 2, Orlando, FL, 32817
Personal Loan (Unsecured)
10.49%
▼
APR10.49%
Last UpdatedApril 30, 2026
Details
As Low As
Adventhealth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
601 E Rollins St, Orlando, FL, 32803
Personal Loan
10.49%
▼
APR10.49%
Last UpdatedApril 30, 2026
Details
As Low As
Tampa Postal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
15916 N Florida Ave, Lutz, FL, 33549
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedApril 30, 2026
Details
No additional details available.
RadiFi Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
562 Park St, Jacksonville, FL, 32204 2918
Personal Loans
10.50%
▼
APR10.50%
Last UpdatedApril 30, 2026
Details
No additional details available.
ECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
8250 Bryan Dairy Rd Ste 150, Largo, FL, 33777
Personal Loan
10.65%
▼
APR10.65%
Last UpdatedApril 30, 2026
Details
Loan Amount Up to $1,000
RadiFi Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
562 Park St, Jacksonville, FL, 32204 2918
Personal Loans
10.75%
▼
APR10.75%
Last UpdatedApril 30, 2026
Details
No additional details available.
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
4500 San Pablo Rd S, Jacksonville, FL, 32224 1865
Personal Loan
10.79%
▼
APR10.79%
Last UpdatedApril 30, 2026
Details
As Low As
Jetstream Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
7900 Oak Ln Ste 300, Miami Lakes, FL, 33016
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedApril 30, 2026
Details
As Low As
Partners Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.57%
5555 N Center Drive, Lake Buena Vista, FL, 32830
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedApril 30, 2026
Details
No additional details available.
First Coast Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
306 S Palm Ave, Palatka, FL, 32177
Personal Loan
11.00%
▼
APR11.00%
Last UpdatedApril 30, 2026
Details
As Low As
RadiFi Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
562 Park St, Jacksonville, FL, 32204 2918
Personal Loans
11.00%
▼
APR11.00%
Last UpdatedApril 30, 2026
Details
No additional details available.
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
1442 Kennedy Dr, Key West, FL, 33040
Personal Loans
11.00%
▼
APR11.00%
Last UpdatedApril 30, 2026
Details
No additional details available.
Midflorida Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.45%
129 S Kentucky Ave, Lakeland, FL, 33801
Closed End Personal Loan
11.22%
▼
APR11.22%
Last UpdatedApril 30, 2026
Details
As Low As
SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.20%
5400 S Biscayne Dr Ste A, North Port, FL, 34287 1932
Personal Loans
11.25%
▼
APR11.25%
Last UpdatedApril 30, 2026
Details
Up to 36 Months
We Florida Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
1982 N State Road 7, Margate, FL, 33063
Personal Loan
11.25%
▼
APR11.25%
Last UpdatedApril 30, 2026
Details
As Low As
RadiFi Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
562 Park St, Jacksonville, FL, 32204 2918
Personal Loans
11.25%
▼
APR11.25%
Last UpdatedApril 30, 2026
Details
No additional details available.
Orlando Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
945 S Orange Ave, Orlando, FL, 32806 1212
Personal Loan
11.49%
▼
APR11.49%
Last UpdatedApril 30, 2026
Details
As Low As; Unsecured
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Members First Credit Union of Florida
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
251 W Garden St, Pensacola, FL, 32502 5728
Debt Consolidation Loan
7.95%
▼
APR7.95%
Last UpdatedApril 30, 2026
Details
As Low As
Peoples Alliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
5757 Waterford District Dr, Miami, FL, 33126 2035
Debt Consolidation Loan
9.99%
▼
APR9.99%
Last UpdatedApril 30, 2026
Details
As Low As; *The above annual percentage rates (APR) are the lowest rates offered to applicants with direct deposit of net pay and a checking account. Applicants who are not approved at these rates or terms may be offered credit at a higher rate and/or different terms. All loan requests and rates are subject to credit approval.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
2405 Lucien Way, Maitland, FL, 32751
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedApril 30, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
2405 Lucien Way, Maitland, FL, 32751
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedApril 30, 2026
Details
As Low As
TrustCo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
7476 Cypress Gardens Blvd, Winter Haven, FL, 33884
Debt Consolidation Loan
14.50%
▼
APR14.50%
Last UpdatedApril 30, 2026
Details
No additional details available.
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
SOUTHERNMOST
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
1004 Kennedy Dr, Key West, FL, 33040 4019
Signature Loans
6.00%
▼
APR6.00%
Last UpdatedApril 30, 2026
Details
No additional details available.
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
7041 Grand National Dr Ste 201, Orlando, FL, 32819
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedApril 30, 2026
Details
As Low As
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
3713 S Congress Ave, Palm Springs, FL, 33461 3753
Signature Loan(closed-end loan)
8.74%
▼
APR8.74%
Last UpdatedApril 30, 2026
Details
No additional details available.
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
3713 S Congress Ave, Palm Springs, FL, 33461 3753
Signature Loan(closed-end loan)
9.24%
▼
APR9.24%
Last UpdatedApril 30, 2026
Details
No additional details available.
Panhandle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
2718 Martin Luther King Jr Blvd, Panama City, FL, 32405 4408
Signature Loan
9.30%
▼
APR9.30%
Last UpdatedApril 30, 2026
Details
As Low As
Trax Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
12125 N 56th St, Temple Terrace, FL, 33617
Signature
9.50%
▼
APR9.50%
Last UpdatedApril 30, 2026
Details
As Low As
Memorial Employees Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
3501 Johnson St, Hollywood, FL, 33021 5421
Signature Loan
9.50%
▼
APR9.50%
Last UpdatedApril 30, 2026
Details
No additional details available.
Keys Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.39%
514 Southard St, Key West, FL, 33040
Personal/Signature Loans
9.90%
▼
APR9.90%
Last UpdatedApril 30, 2026
Details
As Low As
EMERALD COAST
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
502 WOODWARD AVE, PORT ST JOE, FL, 32456 1744
Personal/Signature
9.90%
▼
APR9.90%
Last UpdatedApril 30, 2026
Details
As Low As
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
7650 W Courtney Campbell Cswy Ste 900, Tampa, FL, 33607
Signature
9.99%
▼
APR9.99%
Last UpdatedApril 30, 2026
Details
As Low As
Tru Fi-Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
602 S 6th St, Macclenny, FL, 32063 2608
Tru Signature Loans Unsecured
10.00%
▼
APR10.00%
Last UpdatedApril 30, 2026
Details
As Low As
Farmers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
6611 DUNN AVE, JACKSONVILLE, FL, 32218
Signature
10.19%
▼
APR10.19%
Last UpdatedApril 30, 2026
Details
As Low As
Dade County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
1500 NW 107th Ave, Sweetwater, FL, 33172 2706
Signature Loan
10.49%
▼
APR10.49%
Last UpdatedApril 30, 2026
Details
As Low As
Launch Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
300 S Plumosa St, Merritt Island, FL, 32952
Signature Loan
10.50%
▼
APR10.50%
Last UpdatedApril 30, 2026
Details
As Low As; APR* up to 36 months. Max 60 months*.
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
3713 S Congress Ave, Palm Springs, FL, 33461 3753
Signature Loan(closed-end loan)
10.74%
▼
APR10.74%
Last UpdatedApril 30, 2026
Details
No additional details available.
Tru Fi-Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
602 S 6th St, Macclenny, FL, 32063 2608
Tru Signature Loans Unsecured
10.79%
▼
APR10.79%
Last UpdatedApril 30, 2026
Details
As Low As
Powered by
MonitorBankRates
No home improvement personal loan rates found in Florida currently.
Florida Personal Loan Rate Trends
Compare local Florida personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — FL Avg
11.335%
▲ 0.036 vs 7 days ago
Florida personal loan rates rose 0.036 points over the past 7 days to 11.335% APR.
Signature Loan — FL Avg
11.007%
▲ 0.043 vs 7 days ago
Florida signature loan rates rose 0.043 points over the past 7 days to 11.007% APR.
As of Apr 30, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions
What credit score do I need for a personal loan in Florida?
Most lenders in Florida require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Florida often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Florida require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Florida?
Yes. Debt consolidation is one of the most common uses of personal loans in Florida. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Florida?
Credit unions in Florida often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Florida?
- TrustCo Bank: 4.00% (Passbook Loan)
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- Firefighters First Federal Credit Union: 4.99% (Fire Station Loan)
- First Commerce Credit Union: 4.99% (Summer Camp Loan)
- Platinum Federal Credit Union: 5.00% (555 Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Florida. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 27, 2026.
